Best Health Insurance Agencies in Las Vegas

Frequently Asked Questions

• Introduction

  If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.
  

• What should individuals in Las Vegas do if they no longer qualify for Medicaid?

  Individuals in Las Vegas who are no longer qualified for Medicaid can acquire affordable coverage through Nevada Health Link. It is a health insurance resource that can provide people with federal tax credits and subsidies. Through this Nevada Health Link, individuals can compare and shop for health insurance plans suited to their income. For more information, residents can reach the Nevada Health Link call center by calling 1-800-547-2927 from Monday to Friday, from 9 a.m.-5 p.m.

• When can individuals in Las Vegas adjust their Nevada Health Link insurance or purchase a new plan?

  In Las Vegas, individuals can adjust their Nevada Health Link insurance or purchase a new plan during major life events, such as a job or income change, getting married or divorced, moving or relocating to a different place, and reaching 26. They are also qualified for Special Enrollment Period if they gain U.S. legal status or there is a change in immigration status.

• Can unemployed individuals in Las Vegas purchase health insurance?

  Unemployed individuals in Las Vegas can purchase health insurance from Medicaid, COBRA, or the insurance marketplace. Most of the time, the open enrollment period to obtain health insurance in the marketplace is from November 1 to January 15. Health insurance from the marketplace can cover an individual's preexisting conditions, doctor's services, hospital care, and mental health services costs.

• What health insurance resources are available to Las Vegas residents?

  Residents in Las Vegas who want to acquire health insurance may seek help from the following:

  • The Nevada State Health Insurance Assistance Program caters to Medicare beneficiaries and their caregivers.
  • The Nevada Department of Health and Human Services administers check-ups and Medicaid and other social services programs.
  • The Nevada Division of Insurance assists individuals with insurance-related concerns and questions.

• How can policyholders in Las Vegas lower their health insurance premiums?

  In Las Vegas, policyholders can lower their health insurance premiums by maintaining a healthy lifestyle. This can help individuals decrease their risk of developing high blood pressure, obesity, and cardiovascular diseases. Individuals can also obtain more affordable health insurance if they choose long-term health insurance and acquire policies while they are still young and healthy.

• How can you find affordable health insurance? 

  Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.