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2024

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Best Credit Repair Companies in Las Vegas, NV

Our Recommended Top 14

We did the research for you!

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  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Las Vegas Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

404Reviewed

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14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Las Vegas, NV

Expertise.com Rating

Review Sources

Google
4.8 (10602)
Yelp
2.2 (30)

Why choose this provider?

Credit Saint provides credit repair and guidance to clients in Las Vegas. With over a decade of expertise, the company examines a consumer's credit history to challenge or negotiate incomplete, inaccurate, unverified, and biased information. These include collections, judgments, charge-offs, foreclosures, and repossessions. It also aids clients in understanding their score's impact on financial activities and in optimizing a positive report when paying bills or opening credits. Credit Saint also provides clients with a credit monitoring system during its intervention.

  • Money Back Guarantee
  • Credit Repair
  • Credit Restoration
  • Credit Audit
  • Credit building

2375 S Jones Blvd Ste 15, Las Vegas, NV 89146

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
5.0 (4)

Why choose this provider?

Community Credit Repair is a debt negotiation and credit repair company in Las Vegas. The company's credit repair services help clients raise their FICO scores by getting erroneously charged tax liens, repossessions, collections, and late payments removed from their credit reports. Community Credit Repair also helps clients more effectively handle student loan debt via loan rehabilitation and loan consolidation programs. Other services include medical and mortgage debt management and negotiation.

  • Charge off removal
  • Judgement removal
  • Credit Removal
  • Tax lien removal
  • Student Loan Help
Lexington Law logo

Lexington LawExpertise.com

Las Vegas, NV
Free Credit Report Consultation

Expertise.com Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

3909 S Maryland Pkwy Suite 401, Las Vegas, NV 89119

Expertise.com Rating

Review Sources

Google
4.0 (12)
Facebook
5.0 (9)

Why choose this provider?

​Based in Las Vegas, Aviles Consulting is a family business that brings over 18 years of combined experience to its credit repair jobs. From the initial consultation of analyzing the correctness of each credit report item to receiving monthly progress reports, its agents work closely with clients to support them in restoring their credit. They provide credit education and document preparation for raising disputes with bureaus regarding erroneous items. On average, its past clients reported having removed 70 percent of negative items from their report.

4055 Spencer St Suite 107, Las Vegas, NV 89119

Expertise.com Rating

Review Sources

Yelp
5.0 (2)

Why choose this provider?

Boss Credit is a financial solutions company that helps people repair, restore, and rebuild their credit in Las Vegas. It audits credit reports, looks for negative items, and sends dispute letters to all three credit bureaus on a client's behalf. Its credit repair specialists then work with the credit bureaus and creditors to remove or correct credit errors. To help improve a client's credit score, Helix Credit Repair provides ongoing credit counseling and financial products.

6440 Sky Pointe Dr Ste 140-284, Las Vegas, NV 89131

Why choose this provider?

Bright Credit LLC is a credit repair company serving clients throughout the Las Vegas metro area. This company has over 25 years of experience settling various categories of debt, and it typically streamlines clients into its credit repair program following this process. It employs both negotiators and seasoned credit reporting experts who advocate for clients as they work to remove charges by disputing and discharging them. Consultation services are provided to every potential client to help them assess their options.

1550 E Sahara Ave, Las Vegas, NV 89104

Expertise.com Rating

Review Sources

Facebook
5.0 (66)
Google
4.8 (65)
Yelp
5.0 (26)

Why choose this provider?

Fast Credit Solutions LLC provides credit repair services in Las Vegas. Its experts analyze credit reports and create a plan to repair credit scores to help clients regain financial credibility. They evaluate credit situations, investigate, and work on cleaning up the negative items on credit reports. The company assists clients with issues involved with bankruptcy, repossession, and garnishment. After plan implementation, clients can receive an updated copy of their credit report within 30 to 45 days.

1810 E Sahara Ave Suite 100, Las Vegas, NV 89104
Website

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Crew 800 Funding Solutions helps both business owners and individuals in Las Vegas obtain financial freedom through repairing and monitoring their credit reports. The firm offers a variety of services, such as contacting creditors on the customers' behalf, one on one coaching, private assessment, and sending documentation to bureaus. Its team helps businesses establish the tradelines and vendor accounts to build their credit. Crew 800 Funding Solutions provides clients with financial coaching and education on how to leverage their credit.

8987 W Flamingo Rd Ste 100, Las Vegas, NV 89147

Expertise.com Rating

Review Sources

Google
4.5 (6)

Why choose this provider?

Luh & Associates is a Las Vegas law firm that specializes in credit counseling. Its bankruptcy attorneys represent clients pursuing Chapter 13 and Chapter 7 liquidation in order to remove all debt while still maintaining ownership of their properties and other monetary exemptions. The company assists individuals in obtaining mandatory credit counseling classes necessary for filing a petition for bankruptcy and provide information on repairing credit to help clients better handle future financial affairs.

410 S Rampart Blvd, 390, Las Vegas, NV 89145
Website

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

From its beginnings in 2009, the Lasvegas Credit Report company has served over 200 clients and finished more than 1,400 projects. It serves clients in Las Vegas, offering various credit repair solutions. Its team members check up on credit reports to find items that need correcting. Specializing in information security, they guide individuals in learning methods for securing their critical data, avoiding scams and spam, and checking the authenticity of websites before entering any personal details. The company currently manages 150 projects.

2650 S Jones Blvd, Las Vegas, NV 89146

Expertise.com Rating

Review Sources

Google
4.9 (23)

Why choose this provider?

Founded in 1958, Money Management International, a nonprofit full-service credit counseling agency, helps families and individuals in the greater Las Vegas area. Consumers struggling with credit card debt, insufficient income, or overspending may benefit from the firm's debt and budget counseling services. It offers comprehensive financial education and counseling, including student loan and foreclosure advice, bankruptcy education and certification programs, and organizational financial wellness programs. Money Management International is an NFCC member.

6380 McLeod Dr #8, Las Vegas, NV 89120

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Dynasty Credit Repair is a local firm that serves individuals in Las Vegas and the surrounding areas. Its credit counselors assist clients in improving their credit scores by legally disputing and challenging inaccurate, erroneous, and obsolete information from credit profiles. This can include unverifiable negative accounts such as collections, charge-offs, repossessions, collections, and bankruptcies. In addition to repairing credit scores, the firm also educates clients so that they can be more empowered to build and maintain their good credit standing.

250 S. City Pkwy, Las Vegas, NV 89106

Expertise.com Rating

Why choose this provider?

Since 2009, the Las Vegas-based firm Strat Credit has been assisting consumers in restoring their creditworthiness. During consultations with clients, its service providers look for errors in the credit report. They provide mail-in or direct creditor dispute options for correcting these items. In addition to credit repair, they offer information security and assurance, debt elimination, and settlement solutions. Client education about avoiding scams and giving their personal details over the phone or online is also offered.

  • Credit Audit

1925 Village Center Circle Suite 150, Las Vegas, NV 89134

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Delete Street Credit Repair provides its services to individuals in the Las Vegas metro. It assists clients in disputing and removing inaccuracies and negative items in their credit scores that can affect their FICO scores. Its credit specialists can draw up letters of dispute and submit them to credit bureaus, and update clients with the progress. The company works with various industries, such as mortgage lenders, real estate agents, and insurance companies. It adheres to the rules and regulations of the Credit Repair Organization Act.

  • Consumer Credit Services
  • Credit Repair
  • Credit building

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Free Credit Evaluation
Community Credit Repair
2375 S Jones Blvd Ste 15, Las Vegas, NV 89146Free consultation
Lexington Law
Free Credit Report Consultation
​Aviles Consulting
3909 S Maryland Pkwy Suite 401, Las Vegas, NV 89119
Boss Credit
4055 Spencer St Suite 107, Las Vegas, NV 89119
Bright Credit, LLC
6440 Sky Pointe Dr Ste 140-284, Las Vegas, NV 89131
Fast Credit Solutions, LLC
1550 E Sahara Ave, Las Vegas, NV 89104
Crew 800 Funding Solutions
1810 E Sahara Ave Suite 100, Las Vegas, NV 89104
Luh & Associates
8987 W Flamingo Rd Ste 100, Las Vegas, NV 89147
Lasvegas Credit Report
410 S Rampart Blvd, 390, Las Vegas, NV 89145
Money Management International
2650 S Jones Blvd, Las Vegas, NV 89146
Dynasty Credit Repair
6380 McLeod Dr #8, Las Vegas, NV 89120
Strat Credit
250 S. City Pkwy, Las Vegas, NV 89106
Delete Street Credit Repair
1925 Village Center Circle Suite 150, Las Vegas, NV 89134

FAQs

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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