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Best Credit Repair Companies in Henderson

2023

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Website
Henderson, NV
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5320)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
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Lexington Law

Website
Henderson, NV
  • Credit Repair
  • Consumer Credit Services

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2911)
Google
3.8 / 5 (163)
Yelp
1.5 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Report Consultation

Website
2421 Tech Center Ct #100, Las Vegas, NV 89128
  • Credit Audit

Why choose this provider?

Silverstate Credit Services operates in and around the Henderson metro. It employs its knowledge of consumer law and experience with credit bureaus to create a process that results in credit restoration. This process makes it possible to remove late payments and collections, negative settlements, bankruptcies and repossessions, foreclosures, closed accounts, and tax liens. Its team uses the client's rights as established by the Fair Credit Reporting Act. Silverstate Credit Services works to expunge misrepresentations, errors, outdated, or unverifiable information from the client's credit report.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1550 East Sahara Avenue, Las Vegas, NV 89104
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Why choose this provider?

Based in Las Vegas, Fast Credit Solutions LLC works with clients in the local area and surrounding communities, including Henderson. The company can review a client's credit reports and create a program to improve their credit profiles. Its credit specialists can also write dispute letters to major credit bureaus to remove inaccurately reported negative items on the client's credit report. Fast Credit Solutions LLC is certified by the Nevada Division of the Mortgage Lending Department of Business and Industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (63)

Website
2850 West Horizon Ridge Parkway, Henderson, NV 89052
  • Credit Dispute

Why choose this provider?

Located in Henderson, Fix My Credit NV works with individuals looking to improve their credit and businesses with credit-challenged clients. Its credit repair services include in-depth credit analysis, credit education, and challenging negative report items. Consultations can be done personally, online, or via phone. Case advisor Jennifer is backed with over 20 years of banking and financing experience. Her team has expertise in consumer, business, and mortgage credit. Customers have 24/7 real-time access to their credit status.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (27)
Facebook
5.0 / 5 (1)

Website
3430 East Russell Road, Las Vegas, NV 89120
  • Credit Audit

Why choose this provider?

WE Management Services, with more than a decade of expertise in the financial industry, offers credit repair services in Henderson. It helps clients repair and rebuild their credit scores and profiles, identify critical issues in their finances, and offers client-specific strategies on how to resolve credit issues. The company assists with credit inquiries, collections, medical bills, child support, and bankruptcies. It has a team of FICO-certified experts who can also handle repossessions, clean up public records, and rectify inaccurate information.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8

Website
1489 W Warm Springs Rd Suite 110, Henderson, NV 89014
  • Credit Monitoring

Why choose this provider?

Credit Deputies LLC is a credit repair company based in Henderson. It offers various services aimed at helping clients fix their credit scores. The company works with the client in evaluating their credit reports as listed with appropriate credit reporting agencies. It then helps identify false, inaccurate, or obsolete information, and advises the client on how to dispute it. Credit Deputies also work with the client's creditors and the credit bureaus to dispute negative report items.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (2)

Website
2580 Saint Rose Parkway, Henderson, NV 89074
  • Debt Consolidation
  • Credit Dispute

Why choose this provider?

Credit Restoration of Nevada is a credit repair company that has been serving for 10 years in the Henderson community. It provides credit reports, credit card rate reduction, home and car loan credit scoring, identity theft recovery, and specialty plans and pricing. Company founder Harry Jacobs has a wide experience and knowledge in credit, credit repair, and credit restoration, being an expert witness for over 50 credit cases. He is also a host and a guest on some credit shows on FOX, ABC, and NBC.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (27)
Facebook
5.0 / 5 (25)

Website
7795 West Sahara Avenue, Las Vegas, NV 89117
  • Credit Dispute

Why choose this provider?

Vivix Credit Solutions has been serving the community of Henderson and its surrounding areas for more than 15 years. The company offers a wide range of services, including debt settlement, credit repair, removal of foreclosure, credit score review, and credit building. Its team of professionals analyzes and evaluates the customer's credit report to look for inaccuracies and errors. They also provide personalized credit coaching. In addition, Vivix Credit Solutions uses consumer protection laws to remove negative items from the client's credit report.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (234)
Facebook
4.5 / 5 (31)
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Frequently Asked Questions

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process

  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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