Expertise.com

Best Credit Repair Companies in Rio Rancho

Laurels
Laurels

We did the research for you!

Learn more
  • checkbox
    Licensing
  • checkbox
    User Reviews
  • checkbox
    Mystery Shopping Calls

Credit Repair Companies FAQs

Learn more
7208 Jefferson St NE, Albuquerque, NM 87109
Albuquerque, NM 87109
  • Debt Consolidation

Established in 2013, ASAP Credit Repair is a family-owned company that caters to individuals and business owners in Rio Rancho and the surrounding areas. The company obtains clients' credit reports, plans on how to address negative items that affect their credit score, and challenges the items to secure the accuracy and fairness of credit reports and improve clients' credit scores. It has experience in removing items like late payments, excessive inequities, repossessions, foreclosures, and charge-offs.

7208 Jefferson St NE, Albuquerque, NM 87109
Albuquerque, NM 87109

Website(505) 295-5140

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

2601 Wyoming Blvd NE Ste 117, Albuquerque, NM 87112
Albuquerque, NM 87112
  • Debt Consolidation

Credit Rescue Inc. serves clients in Rio Rancho and nearby areas. Its team offers a wide range of services, from credit repair and restoration to debt settlement and credit misreporting. Its product has been used appropriately by banks, auto dealerships, mortgage companies, and real estate firms to assist their clients who have been denied credit. It also handles collection accounts, foreclosures, judgments, repossessions, and bankruptcy. The company was featured in the New Mexico Business Weekly.

2601 Wyoming Blvd NE Ste 117, Albuquerque, NM 87112
Albuquerque, NM 87112

Website(505) 899-1448

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

116 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Albuquerque, NM 87101Albuquerque, NM 87101
  • Credit Monitoring

Repair and Boost Credit caters to the residents of Rio Rancho and the surrounding areas. It offers strategies designed to improve the credit profiles of individuals, families, and businesses so they can be eligible for different types of loans, such as car loans and mortgages. The firm carries out evaluations and prepares dispute letters to remove inaccurate items that are negatively affecting clients' FICA scores. In addition, it provides monitoring services to help clients manage their finances and maintain healthy credit profiles.

Albuquerque, NM 87101Albuquerque, NM 87101

Website(505) 421-4600

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Credit Repair Companies near you