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Best Mortgage Brokers in Albuquerque

2023

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Website
4901 McLeod Road Northeast, Albuquerque, NM 87109
  • Refinance

Why choose this provider?

Vision Mortgage Group is an Albuquerque mortgage broker backed by over 20 years of combined experience. Customers have access to a variety of loans for first-time home purchases and refinances on existing home loans along with FHA loans, fixed-rate mortgages, jumbo mortgage loans, adjustable rate mortgages, USDA loans, bad credit loans, lending for military personnel, and foreclosure information as well as debt consolidation services. Home buyers can quickly apply on the group's website to see what loans they may qualify for as well. Vision Mortgage Group is licensed with the NMLS, aims to always exceed client expectations, and holds an A+ rating with the Better Business Bureau.

License Verified:

License: 212022

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9680 Eagle Ranch Road Northwest, Albuquerque, NM 87114
  • Refinance

Why choose this provider?

Financial Mortgage Solutions, LLC is a mortgage broker serving the community of Albuquerque. The locally-owned and operated group is a licensed broker that specializes in helping people find the most optimal loan to purchase a new home or to refinance their current mortgage and handles conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, and reverse mortgages. Clients appreciate straightforward communication and upfront information on the entire mortgage process and have access to great pricing due to FMS' network of several different wholesale mortgage lenders. Financial Mortgage Solutions is an Equal Housing Lender, is open Monday through Friday, and is available as well on the weekends by phone.

License Verified:

License: 195794

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1228 Osage Avenue, Albuquerque, NM 87505
  • Refinance

Why choose this provider?

Loan Fox Inc. - Santa Fe, NM has been providing financial advice to Albuquerque. It is focused on assisting first-time homebuyers, clients buying an investment property, refinancing, or overhauling a financial situation. Founded in 2019, the business offers various products such as conventional loans, FHA loans, manufactured home loans, and USDA loans. These plans will help customers to cover down payment requirements, consolidate debt, and lower payments, rates, or terms. It even has a calculator to assist clients on the interest rates and property taxes.

License Verified:

License: 289152

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4811b Hardware Drive Northeast, Albuquerque, NM 87109
  • Refinance

Why choose this provider?

New Mexico Mortgage Advisors provides mortgage brokering services to residents in Albuquerque. The firm aims to help clients who are first-time homebuyers as well as those looking to consolidate their debt. It offers a broad spectrum of different products including home purchase loans, home refinance loans, home equity loans, cash-out loans, FHA and VA loans, and reverse mortgage loans. New Mexico Mortgage Advisors assists clients who are looking for refinancing options, whether to get a cashout or get a better loan rate and term.

License Verified:

License: 222955

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6565 Americas Parkway NE, Albuquerque, NM 87110
  • Refinance

Why choose this provider?

Richard Quintana of Union Home Mortgage offers to match homebuyers in Albuquerque with loans that fit their needs. Apart from conventional and new home construction loans, he also offers FHA, VA, and USDA payments. He also provides rehab loans for either purchasing or refinancing homes. Richard has over two decades of expertise in the mortgage industry and entertains clients in both English and Spanish. He has been commended for keeping clients closely involved and updated with their loan process.

License Verified:

License: 471724

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5850 Eubank Boulevard Northeast, Albuquerque, NM 87111
  • New Construction
  • Refinance
  • Commercial Loans
  • Multi-Family Loans
  • Reverse Mortgages

Why choose this provider?

Elite Financial is a mortgage brokerage firm that offers a wide range of loan programs for clients in Albuquerque. Its team of experienced loan officers and processors helps borrowers with their home purchase or refinancing needs and guides them through the entire home loan process. Its loan options include home equity loans, new construction loans, jumbo loans, VA home loans, FHA loans, and USDA loans. Elite Financial has been in the business for the last 16 years.

License Verified:

License: 1797084

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (72)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6605 Uptown Boulevard Northeast, Albuquerque, NM 87110
  • New Construction
  • Refinance

Why choose this provider?

Accurate Mortgage provides home loan services in Albuquerque. The mortgage broker offers a range of loan programs including FHA and VA loans, refinancing options, jumbo loans, and reverse mortgages as well as services for foreclosures and debt consolidation. The group's website features numerous mortgage tools to help clients get started including an overview of the loan process, information on credit scores and FICO scores, help assessing how much a homeowner can afford, daily rate synopsis, and an ARM booklet. Accurate Mortgage is licensed by the NMLS, and its site is available in Spanish as well as English.

License Verified:

License: 242978

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4801 Lang Avenue Northeast, Albuquerque, NM 87109
  • Refinance
  • Commercial Loans
  • Multi-Family Loans

Why choose this provider?

Infiniti Mortgage, LLC has been providing mortgage brokering services in Albuquerque for nearly 20 years. The team caters to first-time home buyers, current homeowners, and military personnel with conventional mortgages, refinancing loans, VA loans, and FHA loans. Infiniti's licensed brokers have an average of over 15 years of experience, offer personalized, friendly service, and provide shorter loan processing times as well with the period from an initial meeting to move-in taking as little as 30 days. Infiniti Mortgage is an Equal Housing Lender and holds an A+ rating as an Accredited Business with the Better Business Bureau.

License Verified:

License: 187935

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (175)

Website
1630 Alameda Blvd NW, Albuquerque, NM 87114
  • New Construction
  • Refinance

Why choose this provider?

Bay Equity Home Loans is a mortgage brokerage firm that serves the Albuquerque community and nearby areas. It has loan products available for people looking to buy their first home, those seeking refinancing, and existing homeowners looking to get equity out of their properties. Some of the products it offers are fixed-rate loans, adjustable-rate loans, FHA/VA loans, jumbo loans, USDA loans, and reverse mortgages. Bay Equity Home Loans focuses on helping clients find the right loan that fits their family, needs, and financial circumstances.

License Verified:

License: 1395501

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (54)
Facebook
5.0 / 5 (8)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5801 Osuna Road Northeast, Albuquerque, NM 87109
  • Refinance

Why choose this provider?

Interface Mortgage brings 25 years of mortgage experience to Albuquerque clients. The team is known for its fast and simple mortgage process as well as reliable results with services for construction loans, home improvement loans for remodeling projects, and financing for manufactured homes as well. Additional loan products include conventional loans, FHA, USDA, and VA loans, reverse mortgages, refinance loans, and foreign national loans for non-US citizens. Interested parties can use convenient loan calculators on the broker's site and can also apply for a loan right online. Interface Mortgage complies with the Fair Housing Act and was recognized with an award for Select Circle Achievement from Plaza Home Mortgages, Inc. in 2015.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6733 Academy Road Northeast, Albuquerque, NM 87109
  • New Construction
  • Refinance

Why choose this provider?

Jason Pike is a mortgage professional who serves clients located in Albuquerque. As a representative of Waterstone Mortgage, he is backed up by the company's 20 years of experience. Jason himself has over 35 years of experience in home loan solutions. He currently leads a small team of loan officers and they have been helping potential homeowners with their loans and refinancing needs. Potential homebuyers can also find various reference tools and calculators on his website.

License Verified:

License: 471725

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (62)
Zillow
5.0 / 5 (22)
Yelp
4.0 / 5 (13)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1717 Carlisle Boulevard Northeast, Albuquerque, NM 87110
  • Refinance

Why choose this provider?

RPM Lending is an Albuquerque mortgage broker with almost 40 years of practice behind it. Customers appreciate the locally-owned group's friendly, experienced staff who can help get them through the otherwise complex loan process, and products offered include VA home loans, USDA home loans, reverse mortgages, new home and first-time buyer mortgages, conventional home mortgage loans, construction loans, FHA home loans, and government home loans. Clients can take advantage of tools right on RPM's website such as a mortgage calculator, home loan qualifier, and refinance rate checker and can also review mortgage lending steps online as well.

License Verified:

License: 203333

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5501 Eagle Rock Avenue Northeast, Albuquerque, NM 87113
  • Reverse Mortgages

Why choose this provider?

Indigo Mortgage LLC has been an Albuquerque mortgage broker since 2001. The group handles a range of mortgage products for different clients including first-time home loans, construction loans, and commercial lending for businesses, and all mortgage broker and loan originators are 100% certified by the NMLS. Indigo Mortgage also helps military veterans with mortgages via its VA Mortgage Loan Center and seniors via its Reverse Mortgage Division, and the company holds an A+ rating with the BBB. The owner has a background in sales for Goldome Acceptance Mortgage, was a certified commercial banker at Bank of America, and has appeared regularly to speak about the mortgage industry on KKOB radio.

License Verified:

License: 188348

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.

  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.