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Best Local Car Insurance Agencies in Union City

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Allegiance Financial Group - Forest Hills logo
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License Verified:

License: 1551953

State Of New Jersey Banking and Insurance

Allegiance Financial Group - Forest Hills

118-35 Queens Boulevard, Forest Hills, NY 11375
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  • Multiple Carriers
  • Boats

Business Description

Allegiance Financial Group - Forest Hills is an insurance company that covers clients in and around Union City. It is a family-owned business operating on flexible hours to accommodate customers at all times. The company examines each client's car and circumstances to better source suitable policies, which can include coverage for unexpected damage caused by accidents, collisions, and wildlife. An independent agency, its brokers provide auto insurance policies from over 20 different insurance carriers like Progressive and Kingstone. The company also covers motorcycles and commercial fleets.

License Verified:

License: 1551953

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Argos Insurance Group LLC logo
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License Verified:

License: 1527612

State Of New Jersey Banking and Insurance

Argos Insurance Group LLC

Union City, NJ
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Business Description

Argos Insurance Group LLC is a car insurance agency serving clients in Union City with three decades of insurance industry experience. It offers car insurance coverage by marketing for preferred risks such as clean driving records and experienced driver insurance. It also markets for hard to place risks such as young drivers, driving under the influence, and car accidents. The agency's office is almost entirely paperless with bilingual staff who caters to both English and Spanish-speaking clients.

License Verified:

License: 1527612

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Benefit Quest logo
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License Verified:

License: 9246265

State Of New Jersey Banking and Insurance

Benefit Quest

420 Lexington Avenue, New York, NY 10170
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  • Boats
  • Motorcyle & ATV

Business Description

Benefit Quest is an independent insurance agency providing insurance and risk management services to residents and businesses in Union City and the Parsippany area. It offers fully customized commercial auto insurance packages with options for collision and comprehensive insurance, liability coverage, medical payments coverage, emergency road assistance, loss of earnings insurance, and uninsured motor vehicle protection. The agency also provides industry-specific insurance solutions for jewelry and diamond companies and technology firms. Benefit Quest maintains offices in both New York and New Jersey.

License Verified:

License: 9246265

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (4)
DurAmerica Brokerage logo
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DurAmerica Brokerage

214 West 39th Street, New York, NY 10018
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  • Bundling Option

Business Description

DurAmerica Brokerage is an insurance agency providing car insurance policies to clients in Union City and neighboring cities. As part of its general insurance services, the company handles all insurance aspects in commercial auto, bus, hired and non-owned vehicles, and personal auto. DurAmerica Brokerage has over 20 years of experience in the industry and looks after individuals and small commercial businesses to educate them and supply their need for insurance and protection

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (10)
Facebook
4.3 / 5 (6)
Eastern Classic Coverage Insurance Agency logo
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License Verified:

License: 1271351

State Of New Jersey Banking and Insurance

Eastern Classic Coverage Insurance Agency

42-18 Broadway, Astoria, NY 11103
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  • Bundling Option
  • Motorcyle & ATV

Business Description

Eastern Classic Coverage Insurance Agency is a privately held insurance firm based serving individuals, families, and businesses in Union City. It maintains strong ties with both admitted and non-admitted carriers to answer the various insurance needs of their clients. Its professional associates can assist vehicle owners with securing car insurance policies for protection in the event of an automotive emergency. They also help ensure classic or exotic cars, motorcycles, yachts, and boats.

License Verified:

License: 1271351

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Global Coverage, Inc. logo
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License Verified:

License: 8043234

State Of New Jersey Banking and Insurance

Global Coverage, Inc.

358 5th Avenue, New York, NY 10001
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Global Coverage, Inc., is a family-owned independent insurance brokerage that provides car insurance solutions for clients in Union City and the rest of the state. Insurance coverage options for watercraft such as boats are also available. The agency caters to a diverse clientele, including real estate and high-value property owners. Established in 1973, it works with several reputable insurance carriers in order to negotiate and deliver the right insurance premium for each customer's specific needs.

License Verified:

License: 8043234

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
5.0 / 5 (7)
Google
4.2 / 5 (5)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Gonzalez & Company Insurance Agency logo
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License Verified:

License: 9246593

State Of New Jersey Banking and Insurance

Gonzalez & Company Insurance Agency

5833 JFK Boulevard East, North Bergen, NJ 07047
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  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Gonzalez & Company Insurance Agency is a family-owned and operated business that serves Union City. Its team customizes different types of protection plans. These include auto insurance, which can cover vehicle damage and medical expenses in case policyholders and their passengers get injured in an accident. Owner Chris Gonzalez holds several designations, including Certified Insurance Counselor and Chartered Property Casualty Underwriter, which requires specialties in finance, accounting, and insurance-related business law.

License Verified:

License: 9246593

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
JNR Insurance logo
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License Verified:

License: 1611295

State Of New Jersey Banking and Insurance

JNR Insurance

62 Rutledge Street, Brooklyn, NY 11249
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  • Multiple Carriers

Business Description

JNR Insurance Agency Inc. is an insurance firm in Brooklyn that extends its services to individuals, families, and businesses in Union City and the surrounding communities. Locally owned and operated, it has more than 15 years of experience helping clients secure various protection plans, including car insurance. Its professional brokers explore options from various reputable carriers to present a selection of policies to clients. In addition to standard auto, JNR Insurance also insures motorcycles, RVs, sports toys, and boats.

License Verified:

License: 1611295

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kalra Insurance logo
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License Verified:

License: 1283110

State Of New Jersey Banking and Insurance

Kalra Insurance

37-05 74th Street, Jackson Heights, NY 11372
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  • Multiple Carriers

Business Description

Established in 1989 by Daya N. Kalra, Kalra Insurance is an independent and locally owned insurance management firm that serves residential and commercial clients in Union City and nearby areas. It crafts personal and commercial auto insurance, as well as contractors liability, workers' compensation, and business owner insurance for small and medium-sized companies. The agency also offers defensive driving courses and provides links on its website that allow clients to make payments conveniently.

License Verified:

License: 1283110

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (39)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KJE Consultants, LLC logo
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License Verified:

License: 1547710

State Of New Jersey Banking and Insurance

KJE Consultants, LLC

5 Pennsylvania Plaza, New York, NY 10001
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  • Multiple Carriers

Business Description

KJE Consultants, LLC is a full-service insurance provider serving individual and commercial clients in Union City and the rest of New Jersey. Its professional associates are insurance agents and risk management experts. They provide vehicle owners with the assistance they need to obtain car insurance policies that will support them financially in the event of an automotive emergency. KJE Consultants, LLC aims to bring clients the knowledge, experience, and helpful resources to help them select the correct insurance.

License Verified:

License: 1547710

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
LG Insurance Agency logo
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License Verified:

License: 1089072

State Of New Jersey Banking and Insurance

LG Insurance Agency

804 Broadway, West Long Branch, NJ 07764
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  • Multiple Carriers
  • Boats
  • RV & Motorhome

Business Description

LG Insurance Agency is a car insurance agency in West Long Branch that serves customers in Union City and the surrounding areas. Its insurance agents are focused on providing attentive and personalized services to the company's insurance buyers. Their auto insurance policy can provide coverages for collision, fire and theft incidents, property damage, and roadside assistance. Other than its car insurance products, LG Insurance Agency also offers other personal insurance policies including homeowners', life, disability, and group medical insurance.

License Verified:

License: 1089072

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (106)
Facebook
4.9 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Cody Group logo
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License Verified:

License: 1543653

State Of New Jersey Banking and Insurance

The Cody Group

150 West 28th Street, New York, NY 10001
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  • Multiple Carriers

Business Description

The Cody Group is an insurance brokerage assisting Union City individuals and families in acquiring auto insurance policies. The business has insurance agents who give risk management advice to clients when acquiring personal lines. They also represent customers in liaising with insurance carriers during underwriting and claims. Founder Dominic Piccirillo began his career in the insurance industry in 2006. He then decided to launch his own insurance company, The Cody Group, in 2014.

License Verified:

License: 1543653

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (3)
Virginia Chan logo
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License Verified:

License: 1573646

State Of New Jersey Banking and Insurance

Virginia Chan

1015 Madison Avenue, New York, NY 10075
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Business Description

Virginia Chan is a professional insurance agent who has been running her own State Farm agency since 2013. Virginia quotes and customizes policy coverages for individuals, families, and businesses in Union City and nearby areas. She offers the standard auto insurance coverage with collision and comprehensive insurance, rental car insurance, and protection for ridesharing vehicles. Additionally, she helps her clients bundle their auto insurance with home insurance. Her main goal is to provide people with dependable insurance they can rely on.

License Verified:

License: 1573646

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.5 / 5 (14)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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