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2024

Last updated:

Best Local Car Insurance Agencies in Union City

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Union City Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

51

Reviewed

35

Curated

13

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
62 Rutledge Street, Brooklyn, NY 11249
  • Multiple Carriers

Why choose this provider?

JNR Insurance Agency Inc. is an insurance firm in Brooklyn that extends its services to individuals, families, and businesses in Union City and the surrounding communities. Locally owned and operated, it has more than 15 years of experience helping clients secure various protection plans, including car insurance. Its professional brokers explore options from various reputable carriers to present a selection of policies to clients. In addition to standard auto, JNR Insurance also insures motorcycles, RVs, sports toys, and boats.

License Verified:

License: 1611295

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
1015 Madison Avenue, New York, NY 10075

Why choose this provider?

Virginia Chan is a professional insurance agent who has been running her own State Farm agency since 2013. Virginia quotes and customizes policy coverages for individuals, families, and businesses in Union City and nearby areas. She offers the standard auto insurance coverage with collision and comprehensive insurance, rental car insurance, and protection for ridesharing vehicles. Additionally, she helps her clients bundle their auto insurance with home insurance. Her main goal is to provide people with dependable insurance they can rely on.

License Verified:

License: 1573646

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.5 / 5 (14)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
804 Broadway, West Long Branch, NJ 07764
  • Multiple Carriers
  • Boats
  • RV & Motorhome

Why choose this provider?

LG Insurance Agency is a car insurance agency in West Long Branch that serves customers in Union City and the surrounding areas. Its insurance agents are focused on providing attentive and personalized services to the company's insurance buyers. Their auto insurance policy can provide coverages for collision, fire and theft incidents, property damage, and roadside assistance. Other than its car insurance products, LG Insurance Agency also offers other personal insurance policies including homeowners', life, disability, and group medical insurance.

License Verified:

License: 1089072

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (106)
Facebook
4.9 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
358 5th Avenue, New York, NY 10001
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Global Coverage, Inc., is a family-owned independent insurance brokerage that provides car insurance solutions for clients in Union City and the rest of the state. Insurance coverage options for watercraft such as boats are also available. The agency caters to a diverse clientele, including real estate and high-value property owners. Established in 1973, it works with several reputable insurance carriers in order to negotiate and deliver the right insurance premium for each customer's specific needs.

License Verified:

License: 8043234

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
5.0 / 5 (7)
Google
4.2 / 5 (5)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5 Pennsylvania Plaza, New York, NY 10001
  • Multiple Carriers

Why choose this provider?

KJE Consultants, LLC is a full-service insurance provider serving individual and commercial clients in Union City and the rest of New Jersey. Its professional associates are insurance agents and risk management experts. They provide vehicle owners with the assistance they need to obtain car insurance policies that will support them financially in the event of an automotive emergency. KJE Consultants, LLC aims to bring clients the knowledge, experience, and helpful resources to help them select the correct insurance.

License Verified:

License: 1547710

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
37-05 74th Street, Jackson Heights, NY 11372
  • Multiple Carriers

Why choose this provider?

Established in 1989 by Daya N. Kalra, Kalra Insurance is an independent and locally owned insurance management firm that serves residential and commercial clients in Union City and nearby areas. It crafts personal and commercial auto insurance, as well as contractors liability, workers' compensation, and business owner insurance for small and medium-sized companies. The agency also offers defensive driving courses and provides links on its website that allow clients to make payments conveniently.

License Verified:

License: 1283110

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (39)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
420 Lexington Avenue, New York, NY 10170
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Benefit Quest is an independent insurance agency providing insurance and risk management services to residents and businesses in Union City and the Parsippany area. It offers fully customized commercial auto insurance packages with options for collision and comprehensive insurance, liability coverage, medical payments coverage, emergency road assistance, loss of earnings insurance, and uninsured motor vehicle protection. The agency also provides industry-specific insurance solutions for jewelry and diamond companies and technology firms. Benefit Quest maintains offices in both New York and New Jersey.

License Verified:

License: 9246265

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (4)

Website
150 West 28th Street, New York, NY 10001
  • Multiple Carriers

Why choose this provider?

The Cody Group is an insurance brokerage assisting Union City individuals and families in acquiring auto insurance policies. The business has insurance agents who give risk management advice to clients when acquiring personal lines. They also represent customers in liaising with insurance carriers during underwriting and claims. Founder Dominic Piccirillo began his career in the insurance industry in 2006. He then decided to launch his own insurance company, The Cody Group, in 2014.

License Verified:

License: 1543653

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (3)

Website
118-35 Queens Boulevard, Forest Hills, NY 11375
  • Multiple Carriers
  • Boats

Why choose this provider?

Allegiance Financial Group - Forest Hills is an insurance company that covers clients in and around Union City. It is a family-owned business operating on flexible hours to accommodate customers at all times. The company examines each client's car and circumstances to better source suitable policies, which can include coverage for unexpected damage caused by accidents, collisions, and wildlife. An independent agency, its brokers provide auto insurance policies from over 20 different insurance carriers like Progressive and Kingstone. The company also covers motorcycles and commercial fleets.

License Verified:

License: 1551953

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
42-18 Broadway, Astoria, NY 11103
  • Bundling Option
  • Motorcyle & ATV

Why choose this provider?

Eastern Classic Coverage Insurance Agency is a privately held insurance firm based serving individuals, families, and businesses in Union City. It maintains strong ties with both admitted and non-admitted carriers to answer the various insurance needs of their clients. Its professional associates can assist vehicle owners with securing car insurance policies for protection in the event of an automotive emergency. They also help ensure classic or exotic cars, motorcycles, yachts, and boats.

License Verified:

License: 1271351

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Union City, NJ

Why choose this provider?

Argos Insurance Group LLC is a car insurance agency serving clients in Union City with three decades of insurance industry experience. It offers car insurance coverage by marketing for preferred risks such as clean driving records and experienced driver insurance. It also markets for hard to place risks such as young drivers, driving under the influence, and car accidents. The agency's office is almost entirely paperless with bilingual staff who caters to both English and Spanish-speaking clients.

License Verified:

License: 1527612

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5833 JFK Boulevard East, North Bergen, NJ 07047
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Gonzalez & Company Insurance Agency is a family-owned and operated business that serves Union City. Its team customizes different types of protection plans. These include auto insurance, which can cover vehicle damage and medical expenses in case policyholders and their passengers get injured in an accident. Owner Chris Gonzalez holds several designations, including Certified Insurance Counselor and Chartered Property Casualty Underwriter, which requires specialties in finance, accounting, and insurance-related business law.

License Verified:

License: 9246593

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
214 West 39th Street, New York, NY 10018
  • Bundling Option

Why choose this provider?

DurAmerica Brokerage is an insurance agency providing car insurance policies to clients in Union City and neighboring cities. As part of its general insurance services, the company handles all insurance aspects in commercial auto, bus, hired and non-owned vehicles, and personal auto. DurAmerica Brokerage has over 20 years of experience in the industry and looks after individuals and small commercial businesses to educate them and supply their need for insurance and protection

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (10)
Facebook
4.3 / 5 (6)

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • If you are a high-risk driver, how can you lower your car insurance costs in Union City?

    If you are a high-risk driver in Union City and have been involved in multiple DUI cases, you should follow all traffic laws and take a defensive driving course to reduce car insurance costs. You can also trade in your car for a vehicle model with safety features.

  • What information should you provide when applying for car insurance in Union City?

    When applying for car insurance in Union City, you should provide your name, address, date of birth, driver's license number, and ticket and accident history. You should also give your vehicle's information, including its body style or vehicle information number, year, model, make, date of purchase, and the registered owner's name.

  • How much is the average cost of car insurance in Union City?

    Car insurance policyholders in Union City pay up to $126 per month for minimum coverage liability and about $148 per month for full coverage insurance. Drivers in the metro pay 21% more than New Jersey's car insurance average. However, insurance rates depend on the driver's age, claims history, driving record, and type of vehicle.

  • What are the eligibility requirements for classic car insurance in Union City?

    Vehicles must be between 20 and 25 years old to qualify for classic car insurance in Union City. The weight and manufacturing date of cars also impacts whether they or they do not qualify for this type of insurance. In addition, cars should not be used daily and must be stored in an enclosed unit.

  • Is car insurance required in Union City?

    Car insurance is required in Union City if you are using your vehicle. If you do not have car insurance, you may face stiff penalties. First-time offenders can expect a fine of up to $300 and a license suspension. For subsequent offenders, they might be sent to jail for 14 days and pay a surcharge of $750.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.