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Best Health Insurance Agencies in Toms River

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211 Blvd of the Americas Suite 407, Lakewood, NJ 08701
Lakewood, NJ 08701
Instagram
  • Life Insurance
  • Health Insurance
  • Long Term Care

Cosmo Insurance Agency is a financial services company that serves clients in Toms River. It offers clients individual and family health insurance products and educates them on further coverage options like dental and vision care coverage. The company covers life insurance and provides various types like whole and term life plans. It also helps employers set up group insurance plans that include benefits like disability insurance. Mark Herschlag, the company's founder and CEO, has over a decade of experience in finance.

211 Blvd of the Americas Suite 407, Lakewood, NJ 08701
Lakewood, NJ 08701

InstagramWebsite(732) 363-3888

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

190 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1410 Hooper Avenue, Toms River, NJ 08753
Toms River, NJ 08753
  • Individual Plans

Kevin Carroll is an insurance agent that caters to clients residing in Toms River. He partners with State Farm to deliver health insurance products, including Medicare Supplement and long-term disability insurance. Carroll deals with other personal insurance solutions, like auto, home, life, and pet plans. He also handles business insurance and advises owners on builder's risk and workers' compensation insurance programs. Carroll's other services include helping clients on issues related to banking and mutual funds.

1410 Hooper Avenue, Toms River, NJ 08753
Toms River, NJ 08753

Website(855) 505-8525

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: Is there a tax credit for having health insurance?
A: The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.
Q: Do employers have to offer health insurance?
A: The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.
Q: Do you have to pay a health insurance deductible upfront?
A: In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

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