Expertise.com
2024

Last updated:

Best Financial Advisors in Toms River

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Toms River Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

33

Reviewed

25

Curated

13

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
SmartAdvisor by SmartAsset logo
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SmartAdvisor by SmartAsset

Toms River, NJ
  • Estate Planning
  • Financial Planning
  • Retirement Planning
  • Investment Management

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Price: Free Consultation

Toms River, NJ

Why choose this provider?

Need help contacting a Financial Advisor in Toms River? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
40 Bey Lea Road Suite C102, Toms River, NJ 08753
  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Finance Planning

Why choose this provider?

Vision Financial Services aims to help clients attain their long-term and short-term financial goals. Serving Toms River and the neighboring communities, the firm's experienced financial advisor provides a personalized and comprehensive approach in developing financial strategies to get clients closer to their objectives. Some of its financial solutions include retirement and income planning, diversified portfolio management, estate planning, and insurance planning. Financial advisor Anne Kraljic is a Certified Financial Planner who has been in the industry for more than 20 years.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
81 E Water St #1B, Toms River, NJ 08753
  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Investment Management
  • Financial Planning

Why choose this provider?

AFM Investments Inc. offers financial planning in the Toms River metro. The firm works with its clients to bring their financial life in line with their financial goals, which may mean changing their investment portfolio, retirement plans, estate documents, and insurance coverages. Partners Louis Scatigna and Martin D. Saltzman founded AFM Investments in 1987. Scatigna, who is a Certified Financial Planner, has been in the financial field for more than 38 years. He runs a radio show called The Financial Physician.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1861 Hooper Ave. Suite 8, Toms River, NJ 08753
  • Retirement Planning

Why choose this provider?

Monetti Standard Accountants and Advisors serves individuals and businesses in Toms River and surrounding areas. It offers a full circle of financial advisory and accounting services to help clients achieve their goals. It covers the creation of financial statements, financial analysis, tax preparation and planning, and management of sales tax obligations. It also assists clients in evaluating available options in preparation for their retirement. This firm works on a personal level to determine the applicable solutions to the clients' needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
616 Washington Street, Toms River, NJ 08753
  • Tax Planning
  • Certified Financial Planner (CFP)
  • Estate and Trust Specialist
  • Insurance Products
  • Finance Planning

Why choose this provider?

Mark J. Angelo Financial Services is a firm that serves individuals, families, female investors, retirees, and business owners in the Toms River area. It helps clients protect their wealth for their future by providing them with financial planning, asset management, retirement income planning, cash flow analysis, and insurance planning services. Its professionals analyze clients' financial situations and create an investment plan that matches their needs. Mark J. Angelo, the founder of the company, holds the CFP designation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1433 Hooper Ave Suite 314 A, Toms River, NJ 08753
  • Estate Planning
  • Tax Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Investment Advisor

Why choose this provider?

Financial Alternatives LLC is an advisory firm serving individuals in Toms River and the surrounding areas. Since 2000, the company has been helping clients achieve their financial objectives throughout every aspect of their lives. It offers investment advisory services, and tax, estate, retirement, college investment, and long-term care planning. The business also analyzes risks and other critical factors before building a plan tailored to their client's situation. Its wealth advisor, Sean Monahan, is a Certified Financial Planner and member of the Financial Planning Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2040 US Highway 9, Toms River, NJ 08755
  • Estate Planning

Why choose this provider?

EPA Financial Services Corp. is an advisory firm that caters to the financial needs of Toms River. It offers a variety of financial services tailored to clients' needs and budgets, such as financial planning with investment planning and one-time financial planning. Established by Bob Richards in 1977, the firm also provides consultancy financial services specific matters like purchase planning and financial management in divorce. Bob Richards is a Certified Financial Planner. He hosts Jersey Shore's WOBM–AM, a financial talk show.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1400 Hooper Avenue, Toms River, NJ 08753
  • Wealth Management

Why choose this provider?

Jalinski Advisory Group helps with the financial risk management of people around the Toms River metro. It offers tax reduction strategies, retirement income advisory, and holistic financial planning services. In addition to acting as a macro-manager, it aims to develop stable and risk-protected strategies for clients. Josh Jalinski, its founder and CEO, handles tactical investment portfolios. He founded the firm in 2005 based on the Financial Quarterback approach, a unified and systematic process of analyzing opinions, alternatives, and decisions in creating long-term financial solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.6 / 5 (14)
Yelp
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
402 Higgins Avenue, Brielle, NJ 08730
  • Wealth Management

Why choose this provider?

Shore Point Advisors is a wealth management firm serving clients in Toms River and the surrounding areas. It aims to help clients achieve their long-term financial objectives by creating individualized strategies. Its advisors guide individuals and their families through the investing process, helping them understand their portfolio and how it works. They also provide insights on the scientific and academic evidence that the client's investments are based on and equip them with the confidence to make informed market decisions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
––
Detail
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Website
74 Brick Blvd, Building 2, Suite 112, Brick, NJ 08723
  • Certified Financial Planner (CFP)
  • Financial Planning

Why choose this provider?

Mark S. Rushwald is a firm that provides financial planning and wealth management services to clients in Toms River and the surrounding areas. Since 1976, sole practitioner Mark Rushwald has been helping his clients in reaching their financial objectives. He works with them in identifying and addressing the complex financial issues they are facing. As a dedicated advisor, Rushwald worked to receive the Chartered Life Underwriter and the Certified Financial Planner designations. He is also active in various community organizations like Rotary International.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2277 Route 33 Suite 415, Hamilton, NJ 08690
  • Estate Planning
  • Tax Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Investment Management
  • Financial Planning

Why choose this provider?

Founded in 1996, Personal Wealth Strategies serves the financial planning needs of individuals, retirees and pre-retirees, business owners, and medical professionals in Toms River. Its financial advisors have a combined 150 years of experience working with clients for the achievement of their financial goals. Its structured approach in developing personalized financial strategies includes introductory meetings to determine direction, discovery meetings to analyze current financial realities, implementation meetings to lay out financial roadmaps, and progress meetings to cover updates and reports.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
780 Route 37 West Suite 130, Toms River, NJ 08755
  • Certified Financial Planner (CFP)

Why choose this provider?

Rachlin and Rachlin provides clients in and around Toms River with comprehensive financial planning services, including financial education, guidance, planning, and consultation. Its financial advisors work with individuals and families in creating personalized financial solutions that will get them closer to achieving their financial goals. They offer retirement income planning, risk analysis and management, wealth transfer strategies, and asset allocation. Rachlin and Rachlin is a direct affiliate of Janney Montgomery Scott LLC, a financial advisory company that has been in the industry since 1832.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What are the advantages of moving your assets to your new employer's retirement plan in Toms River?

    If you move your assets to your new employer's retirement plan in Toms River, you can avoid immediate taxes and a potential 10% early withdrawal additional tax. You will also have access to new investment choices, gain protection from creditor claims under federal law, and may be able to obtain another loan (if the plan allows for it).

  • What happens if you obtain revocable and irrevocable trusts in Toms River?

    If you have a revocable trust in Toms River, you can be the trustee of your own trust. You can change its terms, name a successor trustee who can take over, and add or withdraw assets anytime. An irrevocable trust, on the other hand, can help you make sure that your heirs use your funds properly. It also allows you to remove assets from your taxable estate.

  • In Toms River, is it important to allocate your assets while saving for retirement?

    Yes. If you are a long-term investor in Toms River, allocating your assets while saving for retirement is important to help you divide your funds for bonds, stocks, and other alternative investments. The allocation of your assets depends on your risk tolerance, time horizon, and financial goals, which can change as your financial needs and situations adjust.

  • How can financial advisors help individuals seeking college savings plan assistance in Toms River?

    Financial advisors in Toms River can help individuals plan the education of their children or other family members. They help clients determine their college funding goals and how much they need to save to meet their objectives. They review investment portfolios and inform individuals about the educational costs for private and public institutions. Financial advisors also assist people in determining savings vehicles they can use that are appropriate to their present and future income.

  • How does a custodial account work in Toms River?

    In Toms River, custodial accounts hold gifts of cash or investments from parents or grandparents. These are for individuals under the age of 18 or 21 who have been given funds by their adult family members. This type of account can be controlled by an adult custodian. The custodian can then pass the account to the beneficiary if he or she reaches legal age.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.