Expertise.com

Best Renter's Insurance Companies in Paterson

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Renter's Insurance Companies FAQs 〉

Providers

Last updated:

Website
Clifton, NJ 07013
  • Multiple Policy Types

Why choose this provider?

Top Grade Insurance is a family-run agency with over 11 years of experience serving the insurance needs of Paterson. It specializes in renters' insurance, helping clients protect their personal valuables by finding and selecting the most suitable renters' insurance policies. Its team of agents handles coverages on personal property, loss of use, personal liability, as well as content replacement costs. They also offer consultation and education services to help clients make informed insurance decisions. Among their network are Allstate, Prudential, and Foremost Insurance Group.

License Verified:

License: 1295177

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
940 McBride Avenue, Woodland Park, NJ 07424
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Michael DiSalvo is an insurance agent who works with State Farm and serves clients in the Paterson area. He offers a range of renters', automobiles, life, and health insurance policies to protect clients from unexpected occurrences in the future. He also provides risk protection plans for annuities, banks, and businesses. DiSalvo has been in the industry for over 26 years. He and his team are committed to informing and educating their clients about the importance of getting insurance.

License Verified:

License: 8201779

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
125 Broadway, Paterson, NJ 07505
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Adamas Insurance is a Paterson agency providing renters insurance options to tenants. The service provider offers renters insurance plans that cover events such as fire, liability, theft, and vandalism. The company also has access to multiple insurance carriers that safeguard policyholders from financial burden when their personal belongings were damaged or stolen. The majority of the services like scheduling consultations, reviewing policies, reporting claims, and issuing payments can be done online. Adamas Insurance strives to deliver quality services to its customers.

License Verified:

License: 1636177

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (61)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
300 Haledon Avenue, Prospect Park, NJ 07508
  • Multiple Policy Types

Why choose this provider?

Founded in 1977, Central Insurance Agency of NJ Inc. offers a range of personal lines and commercial lines insurance in Paterson and throughout the state. These include renters' insurance, which enables clients to protect their rental property and personal belongings against damage and loss. Coverage may include personal property protection and liability. The professionals at this agency give assessments of the clients' insurance needs to determine the right coverage for home, auto, business, and other commercial insurance.

License Verified:

License: 8103071

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
400 River Drive, Garfield, NJ 07026
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Insurox has been striving to protect home dwellers who are renting properties in Paterson since 2013. It offers renters' insurance for stolen or damaged personal belongings, guests' medical bills, and temporary living expenses. In addition, home, business, and auto coverage plans are available. Insurox uses technology as an online insurance firm that seeks to provide personalized solutions. It has access to more than 100 insurance carriers nationwide and has insured over a million homes and vehicles in the country.

License Verified:

License: 1522152

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (61)
Facebook
4.0 / 5 (20)
Yelp
2.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18 West Passaic Street, Rochelle Park, NJ 07662
  • Multiple Policy Types

Why choose this provider?

The Insurance Place works with multiple carriers to offer personal and business insurance solutions in Paterson. The company's agents assist renters in acquiring insurance policies that cover their personal belongings and potential liability lawsuits. They also help clients assess their coverage needs, considering the value of their personal property and the structural alterations they have made. Moreover, it provides earthquake, flood, landlord, and home insurance plans. The Insurance Place has been in service since 2001. 

License Verified:

License: 8106780

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (20)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
55 Harristown Road, Glen Rock, NJ 07452
  • Multiple Carriers

Why choose this provider?

Donnelly & Sproul Inc. offers a wide range of renters' insurance options that provide financial protection for the policyholder's personal belongings in the case of theft or damages and liability protection in the case of someone getting hurt within the property. Established in 1927, the agency serves clients in Paterson and the surrounding communities. The agency operates with a sense of integrity, a firm commitment towards educating the agents on the team, and the use of industry-standard technology.

License Verified:

License: 8043554

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (127)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
New Jersey 208, Franklin Lakes, NJ
  • Multiple Policy Types

Why choose this provider?

ABA Insurance is an independent insurance agency that caters to the insurance needs of individuals and businesses in Paterson. It helps clients protect their personal properties against theft or damage by offering renters' insurance. The company also specializes in automobile, home, commercial property, life, and umbrella insurance. In addition, it provides insurance coverage for weddings, travels, collector cars, condominiums, and floods. ABA Insurance strives to ensure that people with disabilities have access to its services.

License Verified:

License: 1214003

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (123)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1029 Main Street, Paterson, NJ 07503
  • Multiple Policy Types

Why choose this provider?

Amana Insurance serves clients in Paterson and the neighboring communities. It assists clients in customizing insurance packages that meet their needs. The agency offers renters' and homeowners' insurance plans that cover property protection during unexpected events such as accidents and natural disasters. It also provides policies for contractors and businesses. Vehicle insurance options range from commercial auto to motorcycle coverages. Amana Insurance is an independent agency that works with various carriers, including MetLife, Safeco, Arrowhead, and Progressive.

License Verified:

License: 1282740

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16-17 New Jersey 208, Fair Lawn, NJ 07410
  • Multiple Policy Types

Why choose this provider?

Established in 1985, Atlantic Insurors is an independent insurance agency that caters to clients in and around Paterson. It offers renters' insurance plans from multiple regional and national carriers, such as Mercury and Universal Property Insurance. Its agents educate first-time clients about different coverages in the policy, such as personal liability and property damage repairs. They also include or exclude theft and flooding coverage. Atlantic Insurors can process claims online and provide its customers with an insurance certificate.

License Verified:

License: 9838390

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What are the exclusions of renters' insurance in Paterson?

    In Paterson, renters' insurance often contains several exclusions:

    • Lack of coverage for flood and earthquake damage.
    • Insurance for personal belongings without coverage for damage to the building.
    • Exclusion of protection against pests or costs related to extermination.
    • Policies typically protect possessions but exclude those belonging to roommates or others, unless they are a child or spouse.
    • Certain items, like jewelry, might have coverage restrictions.
  • What are the advantages of acquiring renters' insurance in Paterson?

    Renters' insurance in Paterson provides numerous benefits, including financial protection for your belongings in the event of property damage due to fire or natural calamity, increased appeal as a tenant, personal liability coverage for on-site accidents, valuable coverage for the monthly premium, and the inclusion of relocation expenses in the event your property becomes unlivable.

  • What are some of the most common renters' insurance coverage add-ons in Paterson?

    Standard additional coverage options available for renters' insurance in Paterson are:

    • Replacement cost coverage, providing complete compensation for lost or stolen property without factoring in wear and tear.
    • Equipment breakdown coverage, replacing appliances or electronics due to electrical or equipment failure.
    • Water backup protection, covering damages resulting from drain malfunctions.
    • Valuable items coverage, extending protection to valuable possessions like jewelry and electronics.
  • Is renters' insurance necessary for college students in Paterson?

    If your parents' homeowners' insurance policy extends coverage while you're away at college, as many do, you may not need Paterson renters' insurance as a college student. However, it is best to consult with them before making any coverage decisions. Because homeowners' insurance typically covers student dependents only when they live on campus, it is critical to exercise caution and ensure that you have the appropriate level of protection for your specific needs.

Related Articles

FeaturedHome-Remodel-Hero

Survey: COVID-19 Pandemic Leads to Surge in Demand for Renters Insurance

We surveyed 1,000 renters in the U.S. to see how the pandemic changed their thoughts about renters insurance, what they look ...