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2024

Last updated:

Best Renter's Insurance Companies in Paterson, NJ

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Paterson Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63Reviewed

41Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

18 West Passaic Street, Rochelle Park, NJ 07662
WebsiteLicense: 8106780

Expertise.com Rating

Review Sources

Google
4.0 (20)
Facebook
5.0 (16)

Why choose this provider?

The Insurance Place works with multiple carriers to offer personal and business insurance solutions in Paterson. The company's agents assist renters in acquiring insurance policies that cover their personal belongings and potential liability lawsuits. They also help clients assess their coverage needs, considering the value of their personal property and the structural alterations they have made. Moreover, it provides earthquake, flood, landlord, and home insurance plans. The Insurance Place has been in service since 2001. 

  • Multiple Policy Types

1029 Main Street, Paterson, NJ 07503
WebsiteLicense: 1282740

Expertise.com Rating

Review Sources

Google
4.0 (32)

Why choose this provider?

Amana Insurance serves clients in Paterson and the neighboring communities. It assists clients in customizing insurance packages that meet their needs. The agency offers renters' and homeowners' insurance plans that cover property protection during unexpected events such as accidents and natural disasters. It also provides policies for contractors and businesses. Vehicle insurance options range from commercial auto to motorcycle coverages. Amana Insurance is an independent agency that works with various carriers, including MetLife, Safeco, Arrowhead, and Progressive.

  • Multiple Policy Types

New Jersey 208, Franklin Lakes, NJ
WebsiteLicense: 1214003

Expertise.com Rating

Review Sources

Google
5.0 (123)

Why choose this provider?

ABA Insurance is an independent insurance agency that caters to the insurance needs of individuals and businesses in Paterson. It helps clients protect their personal properties against theft or damage by offering renters' insurance. The company also specializes in automobile, home, commercial property, life, and umbrella insurance. In addition, it provides insurance coverage for weddings, travels, collector cars, condominiums, and floods. ABA Insurance strives to ensure that people with disabilities have access to its services.

  • Multiple Policy Types

Clifton, NJ 07013
WebsiteLicense: 1295177

Expertise.com Rating

Review Sources

Google
4.0 (8)

Why choose this provider?

Top Grade Insurance is a family-run agency with over 11 years of experience serving the insurance needs of Paterson. It specializes in renters' insurance, helping clients protect their personal valuables by finding and selecting the most suitable renters' insurance policies. Its team of agents handles coverages on personal property, loss of use, personal liability, as well as content replacement costs. They also offer consultation and education services to help clients make informed insurance decisions. Among their network are Allstate, Prudential, and Foremost Insurance Group.

  • Multiple Policy Types

400 River Drive, Garfield, NJ 07026
WebsiteLicense: 1522152

Expertise.com Rating

Review Sources

Google
4.0 (61)
Facebook
4.0 (20)
Yelp
2.0 (3)

Why choose this provider?

Insurox has been striving to protect home dwellers who are renting properties in Paterson since 2013. It offers renters' insurance for stolen or damaged personal belongings, guests' medical bills, and temporary living expenses. In addition, home, business, and auto coverage plans are available. Insurox uses technology as an online insurance firm that seeks to provide personalized solutions. It has access to more than 100 insurance carriers nationwide and has insured over a million homes and vehicles in the country.

  • Multiple Carriers
  • Multiple Policy Types

16-17 New Jersey 208, Fair Lawn, NJ 07410
WebsiteLicense: 9838390

Expertise.com Rating

Review Sources

Google
3.0 (8)

Why choose this provider?

Established in 1985, Atlantic Insurors is an independent insurance agency that caters to clients in and around Paterson. It offers renters' insurance plans from multiple regional and national carriers, such as Mercury and Universal Property Insurance. Its agents educate first-time clients about different coverages in the policy, such as personal liability and property damage repairs. They also include or exclude theft and flooding coverage. Atlantic Insurors can process claims online and provide its customers with an insurance certificate.

  • Multiple Policy Types

55 Harristown Road, Glen Rock, NJ 07452
WebsiteLicense: 8043554

Expertise.com Rating

Review Sources

Google
5.0 (127)
Facebook
5.0 (11)

Why choose this provider?

Donnelly & Sproul Inc. offers a wide range of renters' insurance options that provide financial protection for the policyholder's personal belongings in the case of theft or damages and liability protection in the case of someone getting hurt within the property. Established in 1927, the agency serves clients in Paterson and the surrounding communities. The agency operates with a sense of integrity, a firm commitment towards educating the agents on the team, and the use of industry-standard technology.

  • Multiple Carriers

940 McBride Avenue, Woodland Park, NJ 07424
WebsiteLicense: 8201779

Expertise.com Rating

Review Sources

Google
4.0 (11)

Why choose this provider?

Michael DiSalvo is an insurance agent who works with State Farm and serves clients in the Paterson area. He offers a range of renters', automobiles, life, and health insurance policies to protect clients from unexpected occurrences in the future. He also provides risk protection plans for annuities, banks, and businesses. DiSalvo has been in the industry for over 26 years. He and his team are committed to informing and educating their clients about the importance of getting insurance.

  • Multiple Carriers
  • Multiple Policy Types

125 Broadway, Paterson, NJ 07505
WebsiteLicense: 1636177

Expertise.com Rating

Review Sources

Google
4.0 (61)
Facebook
5.0 (8)

Why choose this provider?

Adamas Insurance is a Paterson agency providing renters insurance options to tenants. The service provider offers renters insurance plans that cover events such as fire, liability, theft, and vandalism. The company also has access to multiple insurance carriers that safeguard policyholders from financial burden when their personal belongings were damaged or stolen. The majority of the services like scheduling consultations, reviewing policies, reporting claims, and issuing payments can be done online. Adamas Insurance strives to deliver quality services to its customers.

  • Multiple Carriers
  • Multiple Policy Types

300 Haledon Avenue, Prospect Park, NJ 07508
WebsiteLicense: 8103071

Expertise.com Rating

Review Sources

Google
4.0 (5)

Why choose this provider?

Founded in 1977, Central Insurance Agency of NJ Inc. offers a range of personal lines and commercial lines insurance in Paterson and throughout the state. These include renters' insurance, which enables clients to protect their rental property and personal belongings against damage and loss. Coverage may include personal property protection and liability. The professionals at this agency give assessments of the clients' insurance needs to determine the right coverage for home, auto, business, and other commercial insurance.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
The Insurance Place
18 West Passaic Street, Rochelle Park, NJ 07662
Amana Insurance
1029 Main Street, Paterson, NJ 07503
ABA Insurance
New Jersey 208, Franklin Lakes, NJ
Top Grade Insurance
Insurox
400 River Drive, Garfield, NJ 07026
Atlantic Insurors
16-17 New Jersey 208, Fair Lawn, NJ 07410
Donnelly & Sproul Inc.
55 Harristown Road, Glen Rock, NJ 07452
Michael DiSalvo
940 McBride Avenue, Woodland Park, NJ 07424
Adamas Insurance
125 Broadway, Paterson, NJ 07505
Central Insurance Agency of NJ Inc.
300 Haledon Avenue, Prospect Park, NJ 07508

FAQs

  • What are the exclusions of renters' insurance in Paterson?

    In Paterson, renters' insurance often contains several exclusions:

    • Lack of coverage for flood and earthquake damage.
    • Insurance for personal belongings without coverage for damage to the building.
    • Exclusion of protection against pests or costs related to extermination.
    • Policies typically protect possessions but exclude those belonging to roommates or others, unless they are a child or spouse.
    • Certain items, like jewelry, might have coverage restrictions.
  • What are the advantages of acquiring renters' insurance in Paterson?

    Renters' insurance in Paterson provides numerous benefits, including financial protection for your belongings in the event of property damage due to fire or natural calamity, increased appeal as a tenant, personal liability coverage for on-site accidents, valuable coverage for the monthly premium, and the inclusion of relocation expenses in the event your property becomes unlivable.

  • What are some of the most common renters' insurance coverage add-ons in Paterson?

    Standard additional coverage options available for renters' insurance in Paterson are:

    • Replacement cost coverage, providing complete compensation for lost or stolen property without factoring in wear and tear.
    • Equipment breakdown coverage, replacing appliances or electronics due to electrical or equipment failure.
    • Water backup protection, covering damages resulting from drain malfunctions.
    • Valuable items coverage, extending protection to valuable possessions like jewelry and electronics.
  • Is renters' insurance necessary for college students in Paterson?

    If your parents' homeowners' insurance policy extends coverage while you're away at college, as many do, you may not need Paterson renters' insurance as a college student. However, it is best to consult with them before making any coverage decisions. Because homeowners' insurance typically covers student dependents only when they live on campus, it is critical to exercise caution and ensure that you have the appropriate level of protection for your specific needs.

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