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2024

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Best Pet Insurance Companies in Paterson, NJ

Our Recommended Top 6

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Paterson Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2783Reviewed

1672Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

216A Godwin Ave, Midland Park, NJ 07432
WebsiteLicense: 1304720

Expertise.com Rating

Review Sources

Google
4.9 (21)

Why choose this provider?

Diane Gipson operates a local Farmers Insurance agency that has been serving clients in Paterson and the surrounding locations for more than 10 years. She offers pet insurance policies through Pets Best to cover illnesses and injuries such as lacerations, broken bones, surgery, and physical rehabilitation. Diane's insurance policies allow clients to take their pets to any licensed veterinarian or specialist in the U.S. or Canada. She also offers insurance products for automobiles, homes, and businesses. 

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531 Rt 32, Highland Mills, NY 10930

Expertise.com Rating

Review Sources

Google
4.8 (49)
Facebook
5.0 (23)

Why choose this provider?

Ryan Crosby is an insurance agent serving residents of Paterson and the surrounding areas. He started his career working as a broker for several insurance companies and has been with State Farm for more than 20 years. He offers a variety of personal insurance products, such as pet, life, home, auto, health, and property insurance. He also helps business owners protect their investments through business insurance policies. Other services he provides include assistance with annuities and mutual funds.

342 Parsippany Rd Suite 6, Parsippany, NJ 07054
WebsiteLicense: 1662860

Expertise.com Rating

Review Sources

Google
5.0 (56)

Why choose this provider?

GA Financial Group helps manage unexpected vet bills for fur parents throughout Paterson and the neighboring areas. This independent insurance agency represents a variety of insurance options to provide clients with the right type of insurance for their pets. These may include coverage for accidents and injuries, illnesses, hospital or clinic stays, surgeries, and medical prescriptions. Likewise, its pet insurance policies can help manage the cost of preventive care such as dental cleaning, deworming, and wellness exams.

  • Policy Bundle Discount

381 Main Street, Hackensack, NJ 07601

Expertise.com Rating

Review Sources

Google
4.9 (51)

Why choose this provider?

Bob Testa has been helping individuals, families, and businesses in Paterson and the nearby areas with their insurance needs for more than two decades. This State Farm agent aims to protect clients from significant financial loss caused by pets' illnesses and injuries by offering Trupanion, which generally covers medical expenses for pets. This coverage package spans diagnostic tests, surgeries, hospital stays, prescriptions, veterinary supplements, and even prosthetic devices and carts. Testa holds the designations of Chartered Life Underwriter and Chartered Financial Consultant.

90 E Halsey Rd Suite 352, Parsippany, NJ 07054

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Lena Mayo owns a Parsippany-based agency catering to the needs of Paterson residents. Working with Goosehead Insurance, she assists clients who are searching for pet protection policies. She reviews the needs and conditions of customers' pets, such as chronic illness, diagnostic care, hereditary issues, and emergency care, in order to recommend plans like comprehensive or accident-only coverage options. She also helps identify whether a client requires a rider to get add-ons like wellness visits, vaccinations, and spaying.

  • Policy Bundle Discount

820 Main St, Boonton, NJ 07005

Expertise.com Rating

Review Sources

Google
4.0 (8)

Why choose this provider?

Phil Dattolo is a State Farm agent who serves the financial security needs of people throughout the Paterson metro and the neighboring communities of Boonton, Montville, Lincoln Park, and Mountain Lakes. The Morris County native has been offering pet insurance along with home, property, life, and business policy packages since 2009. His team provides 24-hour inquiry assistance. A dog lover, Phil supports the local shelter and has transported six dogs to Aruba for foster care.

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Diane Gipson
216A Godwin Ave, Midland Park, NJ 07432
Ryan Crosby - State Farm Insurance Agent
531 Rt 32, Highland Mills, NY 10930
GA Financial Group
342 Parsippany Rd Suite 6, Parsippany, NJ 07054
Bob Testa
381 Main Street, Hackensack, NJ 07601
Lena Mayo
90 E Halsey Rd Suite 352, Parsippany, NJ 07054
Phil Dattolo
820 Main St, Boonton, NJ 07005

FAQs

  • What does pet insurance mean to animal owners in Paterson?

    In Paterson, pet insurance acts as a safety net, allowing owners to seek reimbursement for veterinary expenses, thus minimizing out-of-pocket costs. Vet bills can skyrocket unpredictably, sometimes hitting a sizable amount. Without insurance, some individuals face the heartbreaking decision of euthanizing their beloved pets due to financial constraints. Securing this insurance aids in preventing such painful decisions and ensuring pets receive the care they need.

  • What are some alternatives to pet insurance in Paterson?

    One of the alternatives to pet insurance in Paterson is "Pet Assure," which offers a 25% discount on certain medical services. "Pawp" provides vet telehealth services, granting an emergency fund if referred. There's also third-party financing, such as CareCredit, Scratchpay, Wells Fargo, VetBilling, and Veterinary Care Plans. Alternatively, self-funding by allocating monthly savings for pet care is a viable strategy.

  • Can residents in Paterson purchase pet insurance that exclusively covers emergencies?

    Pet insurance companies in Paterson typically don't offer policies focused solely on emergencies, but the most common health plans, namely accident and combined accident-illness plans, have emergency services. Should a pet crisis arise, owners can visit any veterinarian, even beyond New Jersey, and the policy will generally cover the treatment and other related costs.

  • Can residents of Paterson claim a tax deduction for pet insurance in New Jersey?

    For Paterson residents, pet insurance isn't eligible for a tax deduction in New Jersey. Exceptions apply to animals serving distinct roles like certified service pets, animals under foster care, or those safeguarding a business. However, deductions for these qualifying expenses are only feasible if residents choose to itemize their tax deductions.

  • What does pet insurance in Paterson generally cover and exclude?

    In Paterson, pet insurance often covers unforeseen and severe incidents. For instance, a dog fracturing a limb or a cat ingesting harmful food typically qualifies for compensation. Yet, any pre-existing ailment, like diabetes in a cat, won't be covered. Many insurers also extend optional enhancements, which can encompass preventative measures such as wellness check-ups, immunizations, and treatments for heartworm, providing added financial relief.