Best Mortgage Brokers in Paterson

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Absolute Home Mortgage Corp - Dover NJ logo
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License Verified:

License: 919999

Nationwide Multistate Licensing System and Registry

Absolute Home Mortgage Corp - Dover NJ

77 Union Street, Dover, NJ 07801
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  • Refinance

Business Description

Absolute Home Mortgage Corporation is a full-service mortgage solutions company servicing the Paterson metro area and nearby communities. The Fairfield-based firm assists first-time and experienced home buyers to find the right home loan that best suits their real estate needs. Its mortgage advisors represent multiple lenders that carry an array of home loan options. These include fixed-rate, adjustable-rate, FHA, VA, and USDA loans. The group also handles renovation loans and mortgage refinancing. The company has over 15 years of professional experience in mortgage brokerage.

License Verified:

License: 919999

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Yelp
2.0 / 5 (5)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Ameridream Home Loans logo
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License Verified:

License: 1510167

Nationwide Multistate Licensing System and Registry

Ameridream Home Loans

72 Essex Street, Lodi, NJ 07644
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  • Refinance

Business Description

Ameridream Home Loans is a mortgage company that offers financing solutions in Paterson and the surrounding areas. Established in 2016, it aims to help clients achieve homeownership through a streamlined mortgage process. The firm is staffed with experienced brokers who assist the clients in exploring different loan options, whether it's for a new home purchase or refinancing an existing mortgage. They help customers determine the right loan program and guide them throughout the mortgage process, starting from pre-approval up to the closing stage.

License Verified:

License: 1510167

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (267)
Facebook
5.0 / 5 (22)
Yelp
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
AMS Mortgage Services, Inc. logo
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License Verified:

License: 20843

Nationwide Multistate Licensing System and Registry

AMS Mortgage Services, Inc.

375 Chestnut Street, Newark, NJ 07105
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  • Refinance

Business Description

AMS Mortgage Services, Inc. is a full-service mortgage brokerage firm serving clients in Paterson and the surrounding areas. It caters to individual homebuyers, builders, and real estate professionals, providing a wide range of loan programs according to their needs. The professionals in this company help clients purchase or refinance their loans and keeping the clients updated during the process. For the client's convenience, they can review their loan alternatives and progress from the company's 24/7 accessible website.

License Verified:

License: 20843

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Bond Street Mortgage logo
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License Verified:

License: 191351

Nationwide Multistate Licensing System and Registry

Bond Street Mortgage

115 West Century Road, Paramus, NJ 07652
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  • New Construction
  • Refinance

Business Description

Bond Street Mortgage is a full-service mortgage lender catering to clients in Paterson. It can provide assistance with home purchase and home refinancing. It offers purchase loan programs such as USDA, VA, jumbo, and FHA. It also provides fixed-rate mortgages, interest-only, graduated payments, and ARMs. The agency can help borrowers reduce monthly payments or switch to a different type of loan. Its website has mortgage tools to guide clients in finding loans that meet their needs.

License Verified:

License: 191351

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (269)
Facebook
4.0 / 5 (127)
Yelp
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Brightwire Loans logo
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License Verified:

License: 1074453

Nationwide Multistate Licensing System and Registry

Brightwire Loans

155 Park Avenue, Lyndhurst, NJ 07071
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  • Multi-Family Loans

Business Description

Brightwire Loans is a mortgage company serving Paterson and the surrounding communities. It presents a wide variety of loan programs for individuals who are looking to purchase or refinance a home. Its team helps clients consider different factors that affect their rates such as credit score, property type, down payment, and annual income. The company's president, Todd Harrington, worked as a technology engineer before realizing his dream of owning a business and helping people by being a mortgage professional.

License Verified:

License: 1074453

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (64)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Crossroads Finance logo
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License Verified:

License: 93413

Nationwide Multistate Licensing System and Registry

Crossroads Finance

933 New Jersey 23, Pompton Plains, NJ 07444
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  • New Construction

Business Description

Crossroads Finance has been in the mortgage business since 2000 serving communities in Paterson, Pompton Plains, and surrounding areas. The company offers a variety of loan programs that families and individuals can avail of that match their capabilities and needs. Clients can choose from conventional, FHA, VA, HomePath, HARP, and USDA loans. These options can be used for the purchase and refinancing of single-family homes, condominiums, second homes, and investment properties. Crossroads Finance was previously featured on BBC News and CBS News.

License Verified:

License: 93413

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.7 / 5 (6)
Yelp
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Daniel L. Zettler logo
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License Verified:

License: 251379

Nationwide Multistate Licensing System and Registry

Daniel L. Zettler

70 East Allendale Road, Saddle River, NJ 07458
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  • Refinance

Business Description

Daniel L. Zettler is a mortgage broker under the Barnstable Mortgage Group that serves Paterson and the surrounding areas. He offers a number of fixed-rate and adjustable-rate loan options, as well as government-backed programs such as FHA and VA mortgages. Refinancing options are also available for clients looking to get more favorable mortgage conditions, such as lowering their monthly payments, scoring better interest rates, or taking some cash out of their home equity that they can use for renovation or investments.

License Verified:

License: 251379

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
David Faccone logo
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License Verified:

License: 377924

Nationwide Multistate Licensing System and Registry

David Faccone

240 Frisch Court, Paramus, NJ 07652
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  • New Construction
  • Refinance

Business Description

David Faccone is a mortgage advisor representing Finance of America Mortgage that counsels clients in the Paterson metro who are looking for residential financing options. He is committed to educating clients about their options and helping them throughout the process until closing. Some of the loan options he works on include HELOC, fixed-rate and adjustable-rate mortgages, VA loans, USDA loans, FHA loans, and jumbo loans. It also offers refinancing options such as reverse mortgages and student loan refinance.

License Verified:

License: 377924

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Donald Anfuso logo
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License Verified:

License: 53683

Nationwide Multistate Licensing System and Registry

Donald Anfuso

290 Vincent Avenue, Hackensack, NJ 07601
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  • Refinance

Business Description

Donald Anfuso is a licensed mortgage professional that owns and manages MP4L, a mortgage company that provides home financing solutions to residents of the Paterson metro. Starting his career at a mortgage company while he was still in high school, he now has over 20 years of experience in the industry. His vast experience helped him cultivate expertise in loan pre-approvals. His website offers a variety of pre-approval tools and calculators that help speed up the application process.

License Verified:

License: 53683

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (66)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Family Home Funding Corp logo
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License Verified:

License: 207343

Nationwide Multistate Licensing System and Registry

Family Home Funding Corp

11 Kiel Avenue, Kinnelon, NJ 07405
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  • Refinance

Business Description

Family Home Funding Corp provides mortgage services to clients in Paterson. It specializes in several loan options, including conforming, first-time homebuyer, conventional, fixed-rate, reverse mortgage, and FHA. It also offers VA, jumbo, adjustable-rate, and FHA 203K loan programs. Family Home Funding Corp president Ed Morba has over 30 years of experience in the industry. He has served in the NAIHP as the Vice Chairman of Government Affairs and is the current director of the New Jersey Professional Mortgage Originators.

License Verified:

License: 207343

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Forward Mortgage, LLC logo
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License Verified:

License: 1626839

Nationwide Multistate Licensing System and Registry

Forward Mortgage, LLC

277 Fairfield Road, Fairfield, NJ 07004
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  • Refinance

Business Description

Forward Mortgage, LLC, is a mortgage solutions specialist that attends to the financial needs of residents in Paterson and nearby localities. The company assists first-time and repeat homebuyers by assessing their financing options when purchasing a new home. Its mortgage brokers represent several lenders that offer a variety of residential loan products, including fixed-rate, ARM, conforming loans, jumbo, and super jumbo loans. The group also delivers FHA, VA, and USDA loans. Forward Mortgage is licensed to serve clients in Florida, North Carolina, and New Jersey.

License Verified:

License: 1626839

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Garden State Mortgage logo
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License Verified:

License: 1707560

Nationwide Multistate Licensing System and Registry

Garden State Mortgage

160 Pehle Avenue, Saddle Brook, NJ 07663
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  • Refinance
  • Reverse Mortgages
  • Purchase Transactions

Business Description

Garden State Mortgage is a Saddle Brook-based mortgage company offering its services to clients in the Paterson area. It helps them find the most appropriate loan program by comparing different rates and financing options. The company offers various loan options such as FHA loans, VA loans, USDA loans, and jumbo loans. Other home loan products include reverse mortgage, adjustable-rate mortgage, 30-year fixed mortgage, and 15-year fixed mortgage. Garden State Mortgage also provides home refinancing solutions that aim to lower interest rates and terms.

License Verified:

License: 1707560

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
HQM Loans logo
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License Verified:

License: 1253330

Nationwide Multistate Licensing System and Registry

HQM Loans

271 Route 46 West, Fairfield, NJ 07004
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  • Refinance

Business Description

HQM Loans is an independently owned mortgage brokerage firm that has been serving the residents of Paterson since 2015. It arranges home loans such as fixed-rate, FHA, first-time buyer, and VA loans. HQM Loans has been featured on Designing Spaces Local Edition, FOX 5 New York, and CBSN New York. President and co-founder, John Fornino, has been working in the mortgage industry for almost two decades. According to his NMLS statistics, he is one of the top 20 loan officers in New Jersey.

License Verified:

License: 1253330

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (61)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kwik Mortgage Corporation logo
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License Verified:

License: 138075

Nationwide Multistate Licensing System and Registry

Kwik Mortgage Corporation

959 Route 46 East, Parsippany-Troy Hills, NJ 07054
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  • New Construction
  • Refinance

Business Description

Kwik Mortgage Corporation is catering to the financial needs of its patrons in Paterson and nearby towns. This company has been helping customers purchase or refinance their homes for over two decades. Its line of expertise revolves around conventional loans, FHA loans, VA loans, non-traditional loans. It also offers a fixed-rate mortgage that has a term ranging from 10 to 30 years and an adjustable-rate mortgage that is made up of a fixed-rate period, and a series of rate adjustment periods.

License Verified:

License: 138075

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
LCD Mortgage logo
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LCD Mortgage

195 U.S. 46, Totowa, NJ 07512
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  • Refinance

Business Description

LCD Mortgage is a mortgage financing company that caters to the needs of Paterson residents and nearby communities. Individuals and families can achieve their homeownership aspirations by obtaining a residential loan from the firm. Its mortgage advisors are experts in a wide range of home loans, including conventional, Jumbo, and renovation 203K loans, as well as government loans such as FHA, USDA, and Jumbo. The agency also assists clients with mortgage refinancing to change their current mortgage. The company is a certified Equal Housing Lender.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Millenium Home Mortgage LLC logo
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License Verified:

License: 51519

Nationwide Multistate Licensing System and Registry

Millenium Home Mortgage LLC

40 Baldwin Road, Parsippany, NJ 07054
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  • Refinance

Business Description

Millenium Home Mortgage LLC is a mortgage firm that serves clients in Paterson. The company offers various loan programs for homebuyers and homeowners, including fixed-rate mortgage loans, adjustable-rate mortgage loans, FHA home loans, VA home loans, USDA home loans, and mortgage refinancing. It has strived to earn a reputation for serving the lending needs of builders, real estate professionals, homebuyers, and homeowners since its establishment in January 1998. Its principal officers have more than 100 years of combined experience in the mortgage industry.

License Verified:

License: 51519

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
NJ Lenders Corp. logo
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License Verified:

License: 35286

Nationwide Multistate Licensing System and Registry

NJ Lenders Corp.

219 Paterson Avenue, Little Falls, NJ 07424
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  • Refinance

Business Description

NJ Lenders Corp. is a mortgage banker that is attending to the needs of Paterson and nearby towns since 1991. This privately-owned company offers various loan products such as a fixed-rate mortgage, adjustable-rate mortgage, FHA mortgage, non-warrantable condo financing, and first-time buyers. It even deals with refinancing aiming to provide benefits like lowering the mortgage rate, reducing loan term payment, converting an interest-only loan into fully amortized loans, and take cash out to consolidate the debt.

License Verified:

License: 35286

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
3.0 / 5 (24)
Facebook
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
North Capital Funding logo
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License Verified:

License: 1567666

Nationwide Multistate Licensing System and Registry

North Capital Funding

535 Union Boulevard, Totowa, NJ 07512
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  • Refinance

Business Description

North Capital Funding is a mortgage broker that has been serving the residents of Paterson and the rest of North Jersey for more than 23 years. It offers a wide variety of loan programs, which include conventional fixed-rate mortgages, adjustable-rate mortgages, FHA loans, and VA loans. It also provides reverse mortgages. Additionally, it offers refinancing options for outstanding mortgages. Founder and owner Bernadette Lindsay supports organizations such as the Paterson Rotary Club # 70 and Salvation Army.

License Verified:

License: 1567666

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Petra Cephas Residential Mortgage Brokers logo
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License Verified:

License: 1222300

Nationwide Multistate Licensing System and Registry

Petra Cephas Residential Mortgage Brokers

27 Clyde Road, Franklin Township, NJ 08873
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  • Refinance
  • Purchase Transactions

Business Description

Petra Cephas Residential Mortgage Brokers is a mortgage brokerage that has been serving Paterson and the surrounding areas for over 15 years. Specializing in residential mortgages, the firm assists clients in finding mortgage options for various residential properties, such as single-family homes, condominiums, and townhouses. Whether a client is a first-time homebuyer or someone looking to refinance an existing mortgage, loan programs, such as conventional loans, VA loans, and FHA loans, are available.

License Verified:

License: 1222300

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (133)
Facebook
4.9 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prime Mortgage logo
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License Verified:

License: 1477465

Nationwide Multistate Licensing System and Registry

Prime Mortgage

460 Bergen Boulevard, Palisades Park, NJ 07650
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  • Refinance

Business Description

Prime Mortgage is a mortgage brokerage that serves residential and commercial clients throughout Paterson and the surrounding areas. Offering various loan products, the company provides financial solutions for clients looking to purchase homes or refinance their mortgages. The company has fixed-rate and adjustable-rate mortgages, cash-out and term refinancing, and no-closing-cost programs. Its team consists of mortgage loan officers with years of experience in the industry. Based in Palisades Park, Prime Mortgage also has an office in Texas.

License Verified:

License: 1477465

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (81)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
RealFi logo
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License Verified:

License: 34973

Nationwide Multistate Licensing System and Registry

RealFi

707 Westchester Avenue, White Plains, NY 10604
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  • Refinance

Business Description

RealFi, also known as Residential Home Funding Corp., is a correspondent mortgage banking firm serving the Paterson area. It offers consultations regarding debt consolidation and appropriate financing to meet its clients' specific needs. It also provides VHA and VA loans, allowing flexible underwriting standards on credit and debt to income ratios. The RealFi clientele includes first-time homebuyers and high-net-worth individuals. Established in 2000, it currently has over 400 employees nationwide and continues its commitment to service and efficiency.

License Verified:

License: 34973

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (120)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Robert Veech logo
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License Verified:

License: 188920

Nationwide Multistate Licensing System and Registry

Robert Veech

219 Paterson Avenue, Little Falls, NJ 07424
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  • Refinance
  • Reverse Mortgages

Business Description

Robert Veech is the FHA lending director of NJ Lenders Corp., a mortgage banking firm that serves property buyers in and around Paterson. He specializes in FHA 203k loans. Robert is an MBA holder and has taught at the School of Mortgage Banking. He offers a wide array of loan options, which include fixed and adjustable-rate, FHA, VA, USDA, and reverse mortgages. He also helps out clients who are first-time home buyers and need loans for renovation.

License Verified:

License: 188920

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Silex Financial Group Inc. logo
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License Verified:

License: 206605

Nationwide Multistate Licensing System and Registry

Silex Financial Group Inc.

674 Lafayette Avenue, Hawthorne, NJ 07506
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  • Refinance
  • Reverse Mortgages

Business Description

Silex Financial Group Inc. is a full-service brokerage that provides financing assistance for borrowers in Paterson. Its team helps homebuyers choose from different types of loan programs, including USDA, VA, renovation, and construction loans. The mortgage professionals also cater to borrowers aged 62 years and above and homeowners looking into refinancing existing mortgages. Silex Financial Group, which also offers commercial loans, reviews programs from 40 lenders, allowing its team to find loans that match clients' individual needs.

License Verified:

License: 206605

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Everest Equity Company, Inc. logo
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License Verified:

License: 12484

Nationwide Multistate Licensing System and Registry

The Everest Equity Company, Inc.

2 Executive Boulevard, Montebello, NY 10901
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  • Refinance
  • Commercial Loans

Business Description

The Everest Equity Company, Inc., is a team of mortgage brokers that serves the residents of the Paterson metro through customized home financing support and mortgage strategies. It was founded in 2004 with the goal of creating a boutique mortgage company that handles every phase of the process. It provides residential financing programs for primary and secondary residences, investment properties, jumbo mortgages, and cash-out refinances. It also offers loans, such as construction and non-profit loans, for companies.

License Verified:

License: 12484

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (11)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Rate House Mortgage Company logo
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License Verified:

License: 1611117

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The Rate House Mortgage Company

1316 Bound Brook Road, Middlesex, NJ 08846
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  • Refinance

Business Description

The Rate House is a mortgage company serving clients in Paterson. It offers a diverse set of mortgage programs that covers FHA, VA, USDA, Fannie Mae, Freddi Mac, non-prime options, and 10- to 30-year term loan programs. The Rate House also helps clients with paying off their mortgage by offering refinancing services that cover rate reductions, debt consolidation, cashouts, home equity lines, and shorter terms. It aims to promote homeownership and works with over 100 banks and lenders to accomplish this goal.

License Verified:

License: 1611117

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (70)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Friendliness
Helpfulness
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Walter Gorman logo
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License Verified:

License: 138370

Nationwide Multistate Licensing System and Registry

Walter Gorman

219 Paterson Avenue, Little Falls, NJ 07424
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  • Refinance

Business Description

Walter Gorman is a senior loan officer for NJ Lenders Corp. who services the residents of the Paterson metro through residential financing solutions. He has been in the mortgage and loan business for over 15 years and is committed to guiding clients in all phases of the mortgage application process. Some of the loan programs his firm offers include FHA, conventional, VA, non-warrantable condo loans, and renovation loans. Walter has been recognized as a 5-star Mortgage Professional by the New Jersey Monthly Magazine.

License Verified:

License: 138370

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (167)
Facebook
5.0 / 5 (30)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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