Expertise.com

2024

Last updated:

Best Life Insurance Companies in Paterson

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Paterson Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

6563Reviewed

3945Curated

20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
16-00 Pollitt Drive, Fair Lawn, NJ 07410
  • Life Insurance
  • Health Insurance

Why choose this provider?

United Assurance is an independent, full-service insurance agency that started with A. Vincent Perna's vision in 1965. It serves the residents of Paterson and the surrounding areas by offering term life insurance and whole life or permanent insurance. It also offers a variety of business, commercial, property, and construction insurance; a selection of personal insurance including homeowners, vehicle, flood, and renters insurance; and health insurance packages like dental and estate planning services. The agency is also a member of the ANE.

License Verified:

License: 8037522

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
693 Market Street, Paterson, NJ 07513
  • Life Insurance

Why choose this provider?

Veronica's Insurance Agency has been serving the insurance needs of residents of Paterson since 2006. It offers two types of life insurance policies that include term and permanent insurance, which cover the temporary and lifelong coverage needs of clients. To offer a wide range of insurance options, it has partnered with several insurance carriers, including Progressive, Plymouth Rock, and National General. The full-service insurance agency was established in 2006 and is being led by president and broker Veronica Sanchez.

License Verified:

License: 1074768

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (191)
Facebook
4.0 / 5 (15)
Yelp
3.4 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
P. O. Box 2037, River Vale, NJ 07675
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

Why choose this provider?

Complete Insurance Company is a personal insurance company based in River Vale but also serves clients in Paterson. The firm assists individuals and families in managing their wealth and protecting their assets with a life insurance plan. Its independent insurance agents specialize in term life insurance and whole life insurance policies. The group has partnered with multiple providers and guides clients in choosing the right policy that matches their needs and circumstances. Other insurance products include homeowners', flood, auto, health, and business insurance. The company has been serving clients for over two decades.

License Verified:

License: 1300510

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
851 Franklin Lake Road, Franklin Lakes, NJ 07417
  • Life Insurance

Why choose this provider?

Daman Associates, Inc. is a life insurance company serving clients from Paterson. The firm provides whole, universal, and term life insurance to ensure security for the clients' loved ones. Aside from life insurance, the firm also has a wide range of policies for homes, vehicles, and disabilities. Its team of agents is well-versed in handling the insurance needs of individuals and businesses. The agency has been providing its services to the community for more than 25 years.

License Verified:

License: 8209004

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (9)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
16-17 New Jersey 208, Fair Lawn, NJ 07410
  • Life Insurance

Why choose this provider?

Atlantic Insurors is a full-service insurance company that provides services to businesses, families, and individuals in the Paterson metro. It is an independent agency that helps clients acquire life insurance plans that include permanent, term, and universal life coverages. The company also offers other personal plans such as homeowners', condominium, umbrella, flood, and auto insurance. In addition, it creates insurance coverages for religious organizations and contractors. Atlantic Insurors has been providing insurance solutions since 1985.

License Verified:

License: 9838390

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
80 East Main Street, Little Falls, NJ 07424
  • Life Insurance
  • Health Insurance

Why choose this provider?

Delta Associates is an independent insurance agency that offers insurance services and solutions. The company's roots can be traced back to 1886, with its first office in Paterson. With its long history, the company is connected with various insurance providers and is capable of presenting diverse insurance products to clients. Some of its life insurance products are term life insurance and whole life insurance policies that provide financial assistance, death benefits, and final expense coverage.

License Verified:

License: 8060923

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
141 Kinderkamack Road, Park Ridge, NJ 07656
  • Life Insurance
  • Health Insurance

Why choose this provider?

The Commercial Agency, Inc., is an independent insurance and bonding provider that has been serving Paterson and the surrounding areas since 1970. A founding member of the New Jersey Agents Alliance (NJAA), it employs insurance professionals who can help individuals acquire life insurance policies that will provide them with financial support during important or distressing life events. Coverage packages will be designed based on the clients’ personal needs, backgrounds, and risks. The Commercial Agency, Inc., also offers health insurance.

License Verified:

License: 8044015

State of New Jersey Banking and Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
174 Maple Avenue, Wallington, NJ 07057
  • Life Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

Konikowski Insurance Agency, Inc. is an independent insurance agency that has been in the industry for more than 90 years. The agency provides a variety of insurance products that can help reduce losses and costs for clients in Paterson and nearby areas. Its team offers life insurance plans that cover financial losses in the event of death or disability. Their plans help cover funeral costs, college tuition fees, and mortgages. Other insurance products include business, homeowners', auto, and workers' compensation.

License Verified:

License: 8051942

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
199 Center Avenue, Westwood, NJ 07675
  • Life Insurance
  • Health Insurance
  • Long Term Care

Why choose this provider?

Johl & Company is an independent insurance agency that provides insurance services to families and businesses in Paterson and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans like group life insurance, individual life insurance, second-to-die policy, and key person insurance. Additionally, it provides business insurance packages like professional liability, product liability, cyber liability, and umbrella liability. Moreover, it offers automobile, homeowners, and motorcycle insurance. It has served clients since 1963.

License Verified:

License: 8214399

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (112)
Facebook
4.9 / 5 (78)
Yelp
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
350 Passaic Avenue, Fairfield, NJ 07004
  • Life Insurance
  • Health Insurance
  • Group Plans

Why choose this provider?

Established in 1929, A.C. Marmo & Sons provides insurance solutions to individuals, families, and businesses in Paterson and surrounding areas. The company offers life insurance options that include term life insurance, whole life insurance, and a combination of both term and whole life coverages. It delivers group insurance options for companies seeking to provide employees with health policies, retirement plans, compensation, and disability benefits. Moreover, it proffers policies for personal insurance, business insurance, and contractors' insurance.

License Verified:

License: 8023143

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (27)
Facebook
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
176 North Main Street, Spring Valley, NY 10977
  • Life Insurance
  • Health Insurance

Why choose this provider?

LHB Insurance Brokerage is an independent agency that provides insurance services to residents and businesses of Paterson and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans like individual life insurance, fixed annuities, mortgage protection, and individual long-term care insurance. Additionally, it provides additional insurance packages like commercial general liability & umbrella liability, condo & co-op directors & officers liability, ordinance or law coverage, and flood & quake.

License Verified:

License: 1203978

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (24)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
275 Route 304, Nanuet, NY 10954
  • Life Insurance

Why choose this provider?

Finest Financial Group is a financial services and insurance solutions provider catering to the needs of the Paterson community and nearby localities. The company underwrites customized life insurance policies tailored to each client's needs and requirements. Its independent insurance agents shop for life coverage options among 70 providers and more. The company offers both individual and group life insurance plans. Other services include income tax advisory, payroll and bookkeeping, and retirement planning. The company has been serving customers since 1983.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
52 Forest Avenue, Paramus, NJ 07652
  • Life Insurance
  • Health Insurance

Why choose this provider?

Doug Weinberger, who been in the financial service industry since 1979, specializes in life and health insurance. He has also been a financial representative under Certified Financial Services since 2000. Weinberger works closely with individuals in Paterson, Paramus, and the surrounding areas to provide them financial stability through life insurance. This includes options like whole, universal, term, pension, retirement, and estate guard insurance. Weinberger also crafts health insurance policies, including group dental, disability, variable, critical illness, and flex plans.

License Verified:

License: 8101214

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
38 Kinderkamack Road, Oradell, NJ 07649
  • Life Insurance
  • Health Insurance

Why choose this provider?

Reynold R. Bonaldi Insurance Agency is a family-owned insurance company offering personal and commercial lines to Paterson residents and nearby communities. The independent insurance firm assists individuals and families in protecting the financial future of their beneficiaries through a life insurance policy. Its agents represent multiple carriers that deliver a variety of life insurance coverages, particularly term life, whole life, and universal life insurance. Reynold R. Bonaldi Insurance Agency also handles health and mortgage insurance. The firm is headquartered in Oradell and serves clients throughout New Jersey.

License Verified:

License: 8040477

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.0 / 5 (2)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
170 Kinnelon Road, Kinnelon, NJ 07405
  • Life Insurance
  • Health Insurance

Why choose this provider?

MIC Insurance Services is a second-generation, family-owned and operated independent insurance agency that provides insurance services to Paterson and surrounding communities. The business carries life insurance plans like term life, universal life, and whole life insurance as well as and burial and final expense insurance. Additionally, it provides other insurance packages like long-term care, dental and vision, short-term and long-term disability, and Medicare advantage plans. Owner and president Betsy Chandler started to work alongside her mother at MIC Insurance Services in 1988.

License Verified:

License: 9954508

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (19)
Facebook
5.0 / 5 (15)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
59 East Central Avenue, Pearl River, NY 10965
  • Life Insurance

Why choose this provider?

The Griffith Agency, Inc., is a multi-line insurance company serving customers in Paterson. The firm assists its clients in ensuring that their loved ones avoid future financial problems with the help of a life insurance policy. The company has developed partnerships with several national carriers that can provide different life coverage options, particularly term life and permanent life. It also specializes in home, property, auto, recreational, and business insurance. Moreover, the company has been operating for over seven decades.

License Verified:

License: 8054870

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (7)
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
20 Waterview Boulevard, Parsippany, NJ 07054
  • Life Insurance

Why choose this provider?

New Agency Partners is a New Jersey-based insurance agency serving residents of Paterson and Parsippany. Its specialists are known for their creativity when curating solutions to address complex coverage needs and are passionate about protecting their clients' best interests. They provide comprehensive individual life insurance packages with options for universal, term, and permanent life insurance. Additionally, it offers various specialty insurance products, including cyber liability, fine collectible, and non-profit insurance coverage. New Agency Partners represents carriers such as United Healthcare, Guardian, Aetna, and Cigna.

License Verified:

License: 1224650

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
55 Harristown Road, Glen Rock, NJ 07452
  • Life Insurance

Why choose this provider?

Donnelly & Sproul Inc. is an independent insurance agency that helps families and business owners in the Paterson metro. It offers a wide range of insurance products such as life, home, auto, and umbrella insurance. Additionally, this agency provides protection for businesses to safeguard their business, employees, and personal assets. Donnelly & Sproul Inc. has been in the industry since 1927. This firm has partnered with known insurance carriers such as AIG Private Client and Travelers Property Casualty.

License Verified:

License: 8043554

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (72)
Facebook
5.0 / 5 (9)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Court Plaza South, West Wing 21 Main Street 3rd Floor, Hackensack, NJ 07601
  • Life Insurance
  • Health Insurance

Why choose this provider?

Federal National Funding is a full-service financial advisory institution that has been serving individuals and businesses from Paterson for more than 20 years. It offers life insurance, as well as individual health and long-term care insurance. Other insurance products it provides include Medicare supplement, Medicare advantage, homeowners', auto, and business insurance solutions. Additionally, Its team of professionals handles a wide variety of loan programs. Federal National Funding is a member of the National Care Planning Council.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
11 West Avenue, Chester, NY 10918
  • Life Insurance
  • Health Insurance

Why choose this provider?

Mike Cordero is a life insurance agent serving clients in Paterson and the surrounding areas. He has been in the industry since 2001, offering a wide range of insurance products, including life, health, home, auto, and business insurance. Cordero also offers annuities, mutual funds, and banking services. He is also an active member of the Orange County Chamber of Commerce. Furthermore, Cordero is licensed to operate in various states, including New York, Pennsylvania, and Connecticut.

License Verified:

License: 1300619

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (41)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • How can a life insurance policy benefit divorcing families in Paterson?

    A life insurance policy is a wise consideration for families in Paterson navigating divorce, as it offers financial safeguards. It ensures continued financial support for the recipients should the spouse responsible for alimony or child support pass away. It's a proactive measure that will aid families in maintaining their standard of living and avert potential economic hardships.

  • Why should residents of Paterson consider purchasing life insurance at a younger age?

    Procuring life insurance can be a savvy financial decision for individuals in Paterson who are youthful and in peak health. Rates are typically more favorable at a young age. As the years advance, health may deteriorate, leading to higher premiums. Policyholders can add or terminate their policies without incurring penalties should their situation change.

  • How can residents of Paterson calculate their life insurance needs?

    Individuals in Paterson can calculate their life insurance needs by multiplying their yearly earnings by 10. Alternatively, they can utilize online life insurance calculators tailored to assess specific coverage necessities. While these digital tools might pose slightly different queries, they may offer a more thorough evaluation for a general life insurance estimate.

  • Are the proceeds from a deceased spouse's term life policy protected from creditors in Paterson?

    In Paterson, proceeds from a deceased spouse's term life policy are fully shielded from the insured's and beneficiary's creditors under the New Jersey state exemption scheme. Conversely, the federal system offers limited protection, basing exemption on the debtor and their dependents' support needs. Under the state's protection, Paterson residents can retain the entire amount.

  • What life insurance riders are available for residents of Paterson?

    Residents of Paterson can opt for various life insurance riders, including long-term care, accidental death, guaranteed insurability, and accelerated death benefit. These riders, which might carry an additional charge, provide supplemental protection alongside the main life insurance policy, catering to specific circumstances. It's beneficial for individuals to be familiar with these to enhance their coverage.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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