Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Paterson

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Paterson Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2781

Reviewed

1672

Curated

9

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

746 River Road, New Milford, NJ 07646
WebsiteLicense: 8059347

Expertise.com Rating

Review Sources

Google
4.0 (7)
Facebook
5.0 (6)

Why choose this provider?

The Nelson-Patterson Agency, Inc. assists the residents of Paterson and its surrounding areas with their health insurance needs. The insurance package can include long and short-term disability, Medicare Supplements, individual, and group health insurance. The Nelson-Patterson Agency was established in 1945 and also offers business, home, and auto insurance. Financial services for mortgage insurance and investments are also available. The Nelson-Patterson Agency is a member of The Independent Insurance Agents of Bergen and Hudson Counties.

  • Life Insurance

21-00 RTE 208 S Suite 105, Fair Lawn, NJ 07410

Expertise.com Rating

Review Sources

Google
4.0 (39)
Facebook
5.0 (34)

Why choose this provider?

Suburban General Insurance Agency offers an array of comprehensive and customized policy options. It provides health insurance, long and short-term disability insurance, long-term care insurance, and life insurance. In addition, the company has commercial coverages for builders' risk, business owners, workers’ compensation, and general liability. Its other available services cover auto insurance and homeowners insurance. The locally owned and operated agency caters to individuals and businesses in Paterson and the surrounding areas.

  • Individual Plans
  • Life Insurance

1003 McBride Avenue, Woodland Park, NJ 07424
WebsiteLicense: 9720868

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Lobosco Insurance Group, LLC, is an independent insurance agency that provides personal and commercial insurance coverage to families and businesses in Paterson. It specializes in providing a variety of health insurance plans and coverage, including dental, vision, and short- and long-term disability. Clients can also avail other insurance products, such as car insurance, professional liability, and business interruption insurance. To give back to the community, Lobosco Insurance supports the Fighting Children's Cancer Foundation and the non-profit organizations KaBOOM! and Spencer.

  • Individual Plans
  • Group Plans
  • Life Insurance

750 Broadway, Paterson, NJ 07514
WebsiteLicense: 1124257

Expertise.com Rating

Review Sources

Google
4.0 (822)
Yelp
3.0 (2)

Why choose this provider?

Frantz Gaston Jr. is a licensed State Farm agent who serves people and businesses in and around the Paterson metro. He has offered supplemental health plans, Medicare supplemental insurance, and individual major medical insurance through Blue Cross Blue Shield. He is also a President Club Qualifier, a Legion of Honor Qualifier, and a State Farm Ambassador Travel Exotic Plus Qualifier. Furthermore, his team provides auto, homeowners, and commercial policies and assists clients in customizing every plan of coverage to fit their unique requirements.

  • Life Insurance

16-00 Pollitt Drive, Fair Lawn, NJ 07410
WebsiteLicense: 8037522

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (1)

Why choose this provider?

United Assurance is an independent insurance agency that has been delivering personal and business solutions since 1965. It provides Paterson with different health insurance options, which include DHMO, POS, PPO, scheduled reimbursement, and indemnity plans. Additionally, its insurance professionals assist clients with short-term and long-term disability policies. They are also affiliated with over 30 insurance carriers, such as Allstate, Encompass Insurance Company, Foremost Insurance Group, and GNY Insurance Companies. Lastly, United Assurance serves Pennsylvania and the New York tri-state area.

  • Individual Plans
  • Life Insurance

475 South Jefferson Street, City of Orange, NJ 07050
WebsiteLicense: 1634100

Expertise.com Rating

Review Sources

Google
5.0 (19)
Facebook
5.0 (12)

Why choose this provider?

New Jersey Medicare Brokers LLC is an insurance broker that helps select the right Medicare health insurance plan for individuals residing in Paterson, Orange, and nearby areas. The agency's team of independent agents assists in navigating the complex process of obtaining health insurance. They offer Medicare health insurance for individuals who have end-stage renal disease, Social Security Disability recipients, and people who are over 65 years old. Additionally, they have Medicare supplements that cover medical expenses not included in the Medicare health insurance plan.

  • Individual Plans

140 East Ridgewood Avenue, Paramus, NJ 07652
WebsiteLicense: 1687638

Expertise.com Rating

Review Sources

Google
4.0 (1)

Why choose this provider?

Teddy Essel is a Humana sales agent from the Bronx who serves clients in Paterson and surrounding New Jersey areas. He is committed to helping clients find health care plans that fit their needs. Teddy specializes in health insurance solutions such as dental, vision, Medicare Advantage, and Supplement insurance as well as prescription drug plans. He also assists small and large businesses and retirees by providing group health insurance and Medicare Advantage plans, as well as wellness programs.

  • Life Insurance

87 Lackawanna Avenue, Totowa, NJ 07512
WebsiteLicense: 8027851

Expertise.com Rating

Review Sources

Google
5.0 (101)
Facebook
4.0 (40)

Why choose this provider?

Hanson & Ryan Inc. is an insurance agency that caters to residents and businesses in the Paterson area. The firm handles both individual and group health insurance to ensure that clients have an easy time with their future doctor's visits and medical prescriptions. In addition, it offers Medicare insurance to assist customers who are 65 years of age. Hanson & Ryan Inc has been in the industry for over 143 years and still continues to supply the market's needs for commercial and personal policies.

  • Individual Plans
  • Life Insurance

2 University Plaza Drive, Hackensack, NJ 07601
WebsiteLicense: 1220725

Expertise.com Rating

Review Sources

Google
5.0 (27)
Facebook
5.0 (8)

Why choose this provider?

Cosmo Insurance Agency was founded by Mark Herschlag in 2009. The independent company serves the community of Paterson with its insurance products and policy needs. The agency assists clients with their queries regarding health insurance, life insurance, disability insurance, and all voluntary benefits. Its health insurance products include packages for individuals, families, and groups. Its services include on-boarding, quoting and customized plans, and assistance for denials. Additionally, the agency also offers long-term care insurance and disability insurance.

  • Individual Plans
  • Life Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • If you have an employment-based health plan from a large employer in Paterson, would you have coverage for pre-existing conditions?

    Pre-existing conditions are excluded from coverage for six months if you have an employment-based health plan from a large employer in Paterson. The period cannot exceed 12 months, or 18 months in the case of late enrollment. This means that any pre-existing conditions diagnosed during the exclusion period will be excluded from coverage. However, this does not apply to infants and young children. Pregnancy may also not be considered a pre-existing condition.

  • Is it possible to keep your doctor in Paterson if you switch to another plan through GetCoveredNJ?

    It depends because each insurance company has its own network of healthcare professionals. If you stay with the same insurer, you can keep your current doctor. Check with GetCoveredNJ to see if your doctor is also in the network before switching plans. If your current doctor in Paterson is not in the network, you may have to pay the costs yourself.

  • Do you have to renew your plan under the NJ FamilyCare each year in Paterson?

    It depends. A renewal request from NJ FamilyCare is simply a way of checking to see if your and your family's situation in Paterson has changed. You may be sent a form to confirm the size of your household or asked to fill out a blank application form, depending on your situation. To avoid interruptions in your coverage, always act on NJ FamilyCare's request.

  • What kinds of financial help can you obtain in Paterson if you buy a plan through GetCoveredNJ?

    When you purchase a plan through GetCoveredNJ, you are eligible for tax credits, plan savings, and cost-sharing reductions. Eligibility is determined by variables such as household size and income. Recent legislation, such as the Inflation Reduction Act of 2022 and the American Rescue Plan Act of 2021, allow Paterson residents of all income levels to receive financial assistance when they use GetCoveredNJ.

  • How can one in Paterson apply for NJ FamilyCare?

    Online applications are strongly encouraged through the NJ FamilyCare website. From Mondays to Fridays, applicants can also apply by calling 1-800-701-0710. Paterson residents can apply in person at the Passaic County Board of Social Services. This county office can be reached at (973) 881-0100 and is located at 80 Hamilton Street, Paterson, NJ 07505-2060.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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