Expertise.com

Best Health Insurance Agencies in Paterson

2023

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Website
21-00 RTE 208 S Suite 105, Fair Lawn, NJ 07410
  • Individual Plans
  • Life Insurance

Why choose this provider?

Suburban General Insurance Agency offers an array of comprehensive and customized policy options. It provides health insurance, long and short-term disability insurance, long-term care insurance, and life insurance. In addition, the company has commercial coverages for builders' risk, business owners, workers’ compensation, and general liability. Its other available services cover auto insurance and homeowners insurance. The locally owned and operated agency caters to individuals and businesses in Paterson and the surrounding areas.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (39)
Facebook
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
746 River Road, New Milford, NJ 07646
  • Life Insurance

Why choose this provider?

The Nelson-Patterson Agency, Inc. assists the residents of Paterson and its surrounding areas with their health insurance needs. The insurance package can include long and short-term disability, Medicare Supplements, individual, and group health insurance. The Nelson-Patterson Agency was established in 1945 and also offers business, home, and auto insurance. Financial services for mortgage insurance and investments are also available. The Nelson-Patterson Agency is a member of The Independent Insurance Agents of Bergen and Hudson Counties.

License Verified:

License: 8059347

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16-00 Pollitt Drive, Fair Lawn, NJ 07410
  • Individual Plans
  • Life Insurance

Why choose this provider?

United Assurance is an independent insurance agency that has been delivering personal and business solutions since 1965. It provides Paterson with different health insurance options, which include DHMO, POS, PPO, scheduled reimbursement, and indemnity plans. Additionally, its insurance professionals assist clients with short-term and long-term disability policies. They are also affiliated with over 30 insurance carriers, such as Allstate, Encompass Insurance Company, Foremost Insurance Group, and GNY Insurance Companies. Lastly, United Assurance serves Pennsylvania and the New York tri-state area.

License Verified:

License: 8037522

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
87 Lackawanna Avenue, Totowa, NJ 07512
  • Individual Plans
  • Life Insurance

Why choose this provider?

Hanson & Ryan Inc. is an insurance agency that caters to residents and businesses in the Paterson area. The firm handles both individual and group health insurance to ensure that clients have an easy time with their future doctor's visits and medical prescriptions. In addition, it offers Medicare insurance to assist customers who are 65 years of age. Hanson & Ryan Inc has been in the industry for over 143 years and still continues to supply the market's needs for commercial and personal policies.

License Verified:

License: 8027851

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (101)
Facebook
4.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
140 East Ridgewood Avenue, Paramus, NJ 07652
  • Life Insurance

Why choose this provider?

Teddy Essel is a Humana sales agent from the Bronx who serves clients in Paterson and surrounding New Jersey areas. He is committed to helping clients find health care plans that fit their needs. Teddy specializes in health insurance solutions such as dental, vision, Medicare Advantage, and Supplement insurance as well as prescription drug plans. He also assists small and large businesses and retirees by providing group health insurance and Medicare Advantage plans, as well as wellness programs.

License Verified:

License: 1687638

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
475 South Jefferson Street, City of Orange, NJ 07050
  • Individual Plans

Why choose this provider?

New Jersey Medicare Brokers LLC is an insurance broker that helps select the right Medicare health insurance plan for individuals residing in Paterson, Orange, and nearby areas. The agency's team of independent agents assists in navigating the complex process of obtaining health insurance. They offer Medicare health insurance for individuals who have end-stage renal disease, Social Security Disability recipients, and people who are over 65 years old. Additionally, they have Medicare supplements that cover medical expenses not included in the Medicare health insurance plan.

License Verified:

License: 1634100

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
750 Broadway, Paterson, NJ 07514
  • Life Insurance

Why choose this provider?

Frantz Gaston Jr. is a licensed State Farm agent who serves people and businesses in and around the Paterson metro. He has offered supplemental health plans, Medicare supplemental insurance, and individual major medical insurance through Blue Cross Blue Shield. He is also a President Club Qualifier, a Legion of Honor Qualifier, and a State Farm Ambassador Travel Exotic Plus Qualifier. Furthermore, his team provides auto, homeowners, and commercial policies and assists clients in customizing every plan of coverage to fit their unique requirements.

License Verified:

License: 1124257

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (822)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1003 McBride Avenue, Woodland Park, NJ 07424
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Lobosco Insurance Group, LLC, is an independent insurance agency that provides personal and commercial insurance coverage to families and businesses in Paterson. It specializes in providing a variety of health insurance plans and coverage, including dental, vision, and short- and long-term disability. Clients can also avail other insurance products, such as car insurance, professional liability, and business interruption insurance. To give back to the community, Lobosco Insurance supports the Fighting Children's Cancer Foundation and the non-profit organizations KaBOOM! and Spencer.

License Verified:

License: 9720868

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2 University Plaza Drive, Hackensack, NJ 07601
  • Individual Plans
  • Life Insurance

Why choose this provider?

Cosmo Insurance Agency was founded by Mark Herschlag in 2009. The independent company serves the community of Paterson with its insurance products and policy needs. The agency assists clients with their queries regarding health insurance, life insurance, disability insurance, and all voluntary benefits. Its health insurance products include packages for individuals, families, and groups. Its services include on-boarding, quoting and customized plans, and assistance for denials. Additionally, the agency also offers long-term care insurance and disability insurance.

License Verified:

License: 1220725

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • If you have an employment-based health plan from a large employer in Paterson, would you have coverage for pre-existing conditions?

    Pre-existing conditions are excluded from coverage for six months if you have an employment-based health plan from a large employer in Paterson. The period cannot exceed 12 months, or 18 months in the case of late enrollment. This means that any pre-existing conditions diagnosed during the exclusion period will be excluded from coverage. However, this does not apply to infants and young children. Pregnancy may also not be considered a pre-existing condition.

  • Is it possible to keep your doctor in Paterson if you switch to another plan through GetCoveredNJ?

    It depends because each insurance company has its own network of healthcare professionals. If you stay with the same insurer, you can keep your current doctor. Check with GetCoveredNJ to see if your doctor is also in the network before switching plans. If your current doctor in Paterson is not in the network, you may have to pay the costs yourself.

  • Do you have to renew your plan under the NJ FamilyCare each year in Paterson?

    It depends. A renewal request from NJ FamilyCare is simply a way of checking to see if your and your family's situation in Paterson has changed. You may be sent a form to confirm the size of your household or asked to fill out a blank application form, depending on your situation. To avoid interruptions in your coverage, always act on NJ FamilyCare's request.

  • What kinds of financial help can you obtain in Paterson if you buy a plan through GetCoveredNJ?

    When you purchase a plan through GetCoveredNJ, you are eligible for tax credits, plan savings, and cost-sharing reductions. Eligibility is determined by variables such as household size and income. Recent legislation, such as the Inflation Reduction Act of 2022 and the American Rescue Plan Act of 2021, allow Paterson residents of all income levels to receive financial assistance when they use GetCoveredNJ.

  • How can one in Paterson apply for NJ FamilyCare?

    Online applications are strongly encouraged through the NJ FamilyCare website. From Mondays to Fridays, applicants can also apply by calling 1-800-701-0710. Paterson residents can apply in person at the Passaic County Board of Social Services. This county office can be reached at (973) 881-0100 and is located at 80 Hamilton Street, Paterson, NJ 07505-2060.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.