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Best Local Car Insurance Agencies in Passaic

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Abbott/Milano Insurance Agency logo
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License Verified:

License: 8221113

State Of New Jersey Banking and Insurance

Abbott/Milano Insurance Agency

705 Ridge Road, Lyndhurst, NJ 07071
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Business Description

Abbott/Milano Insurance Agency covers clients living in and nearby Passaic. As an independent agency, it reviews auto insurance plans and their features like theft coverage and medical liabilities. Its agents help clients pick policies that fit their concerns, such as paying for repairs or property damage. Abbott/Milano also covers weather damage, fires, and accidents with underinsured drivers. The company caters to clients who speak Filipino, Portuguese, and Polish. Previous clients have praised the company for its responsive and informative customer service.

License Verified:

License: 8221113

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (57)
Facebook
4.8 / 5 (21)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Blu Insurance Agency logo
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License Verified:

License: 1641221

State of New Jersey Banking and Insurance

Blu Insurance Agency

PO Box 834, Garfield, NJ 07026
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  • Multiple Carriers

Business Description

Blu Insurance Agency helps drivers Passaic obtain car insurance plans. Its professional agents have the experience to educate vehicle owners about their options and which types of policies will meet their specific needs, expectations, and priorities. The company’s lead agent and owner, Jones Perez, is a young entrepreneur who has been in the insurance industry for more than five years. In addition to standard auto insurance, Blu Insurance Agency also offers other products, such as homeowners, business, and specialty insurance.

License Verified:

License: 1641221

State of New Jersey Banking and Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Community Insurance Group logo
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License Verified:

License: 8221022

State Of New Jersey Banking and Insurance

Community Insurance Group

139 Harristown Road, Glen Rock, NJ 07452
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  • Multiple Carriers
  • Boats

Business Description

Community Insurance Group offers a line of personal insurance products for Passaic residents, including auto insurance. It also provides insurance plans for owners of antique cars, boats, and motorcycles. In order to give clients insurance plans suitable for their individual needs, its team of agents reviews policies from various carriers such as Travelers, Progressive, and New Jersey Skylands Insurance. They continuously monitor these providers to check the quality of their insurance offerings and claims procedures.

License Verified:

License: 8221022

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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corebenefitconcepts.com logo
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License Verified:

License: 88463

State Of New Jersey Banking and Insurance

corebenefitconcepts.com

298 Ridge Road, Lyndhurst, NJ 07071
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  • Multiple Carriers

Business Description

Founded in 2008, Core Benefit Concepts, LLC, is an independent insurance agency that provides a range of insurance products to Passaic and the rest of New Jersey. Some of these products are personal insurance policies, which include auto insurance. The agency works with different major insurance providers, enabling its team to provide various insurance policy and coverage options to its clients. Core Benefit Concepts is owned by Frank Ferrandino and he has been in the insurance industry for more than 20 years.

License Verified:

License: 88463

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
David G. Sayles Insurance Services logo
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License Verified:

License: 8625572

State Of New Jersey Banking and Insurance

David G. Sayles Insurance Services

899 Lincoln Avenue, Glen Rock, NJ 07452
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  • Multiple Carriers

Business Description

David G. Sayles Insurance Services is a multi-line insurance solutions company that has been serving the Passaic metro area and nearby communities for the past four decades. Established in 1981, the firm assists individuals, families, and businesses in acquiring an auto insurance policy that can protect themselves, their loved ones, employees, and vehicles during unfortunate times. Its agents work with multiple carriers that can provide a variety of coverage options, including liability, comprehensive and collision, and uninsured motorist insurance. They also write customized policies that can cover towing services, emergency road assistance, and rental car reimbursements throughout New Jersey.

License Verified:

License: 8625572

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
David Kusel Associates Insurance logo
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License Verified:

License: 8200166

State Of New Jersey Banking and Insurance

David Kusel Associates Insurance

190 Moore Street, Hackensack, NJ 07601
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  • Bundling Option

Business Description

David Kusel Associates Insurance is a car insurance agency in Hackensack that also provides services to families in Passaic and the surrounding areas. It offers automobile insurance policies that can cover car damages, medical expenses, and property damages. The agency's insurance agents also provide coverage options for boats, classic cars, motorcycles, off-road vehicles, personal watercraft, and RVs. Aside from personal auto insurance, David Kusel Associates Insurance also offers various auto service insurance programs including crime coverage and garage liability coverage.

License Verified:

License: 8200166

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Frank Petronella logo
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License Verified:

License: 1108201

State Of New Jersey Banking and Insurance

Frank Petronella

339 Boulevard, Hasbrouck Heights, NJ 07604
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  • Multiple Carriers

Business Description

Frank Petronella is a State Farm insurance agent who is providing his services to Passaic. Starting his insurance career in 2009 and his own agency in 2015, he is among the top 3% of the 19,200 State Farm agents in the country. Frank Petronella offers insurance for automobiles, homeowners, renters, businesses, and other individuals and families. Available virtually 24/7, his bilingual Spanish-speaking agency serves Hasbrouck Heights and other nearby communities.

License Verified:

License: 1108201

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gross & Company Insurance logo
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License Verified:

License: 8026965

State of New Jersey Banking and Insurance

Gross & Company Insurance

246 Main Avenue, Passaic, NJ 07055
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  • Home & Auto Insurance

Business Description

Gross & Company Insurance is an independent insurance provider serving the needs of individuals, families, and businesses in Passaic. Established in 1925, it specializes in non-profit insurance and helps clients obtain a wide range of insurance products that will keep them financially supported during distressing events. It offers life, homeowners, and family income insurance plans. Gross & Company Insurance's agents also connect with several reputable insurance carriers to assist drivers of different backgrounds with the application for auto insurance.

License Verified:

License: 8026965

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
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Innovate Insurance Agency, Inc logo
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License Verified:

License: 3000565268

State of New Jersey Banking and Insurance

Innovate Insurance Agency, Inc

521 Van Houten Avenue, Clifton, NJ 07013
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  • Home & Auto Insurance

Business Description

Innovate Insurance Agency, Inc., is a local car insurance agency that serves clients in Passaic. The company offers comprehensive and collision insurance coverage as well as commercial auto insurance coverage. It is committed to helping clients cover the cost of automobile accidents and protect entrepreneurs and their businesses. Innovate Insurance Agency, Inc., also offers other insurance products for event organizers, homeowners, and employers who are in the industry that are prone to danger. The insurance agents at this company are fluent in Spanish.

License Verified:

License: 3000565268

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurox - Garfield logo
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Insurox - Garfield

400 River Drive, Garfield, NJ 07026
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  • Multiple Carriers
  • Boats
  • Motorcyle & ATV
  • Boat Insurance

Business Description

Insurox works to help communities in the Passaic area compare auto insurance options and determine the most suitable policies. The agency assists clients in comprehensively understanding the policies of over 50 insurance firms through its software-based tools. Insurox also provides support in securing full coverage as well as liability-only insurance options. Additionally, the agency also offers assistance in obtaining coverage for classic cars. Insurox was founded by Igor Sekuloski and Desanka Bumbarovska, who have over 13 years of professional experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (58)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jaymar Agency logo
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License Verified:

License: 9359181

State of New Jersey Banking and Insurance

Jaymar Agency

99 1st Street, Clifton, NJ 07011
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  • Home & Auto Insurance

Business Description

Jaymar Agency is a Clifton-based insurance agency serving clients throughout Passaic and the surrounding communities. Specializing in a wide range of insurance products, the company offers auto, home, and travel insurance. The company provides a variety of coverage options for its auto insurance services, including coverage for the minimum liability required by the state. It also provides insurance for theft and fire and full-coverage insurance for vehicle collisions. In business since 1982, Jaymar Agency has a bilingual staff to serve Spanish-speaking clients.

License Verified:

License: 9359181

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
johl.com logo
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License Verified:

License: 8214399

National Association of Insurance Commissioners

johl.com

199 Center Avenue, Westwood, NJ 07675
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  • Multiple Carriers

Business Description

Established in 1963, Johl & Company is an insurance company that serves the residents of Passaic and the surrounding areas. With access to several carriers, the company is dedicated to tailoring policies to best fit its clients. Providing car insurance services, its agents offer coverage involving reimbursement from disasters and incidents such as fire, lightning, theft, or vandalism. Johl & Company also offers coverage options for bodily injuries and covers medical bills under collision and liability coverage.

License Verified:

License: 8214399

National Association of Insurance Commissioners

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (110)
Facebook
5.0 / 5 (41)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Suburban General Insurance Agency logo
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Suburban General Insurance Agency

21-00 RTE 208 S Suite 105, Fair Lawn, NJ 07410
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Business Description

Suburban General Insurance Agency is a locally owned and operated insurance firm in Fair Lawn that also serves the people of Passaic. In business since 1973, it assists motorists in acquiring auto insurance coverage based on their specific requirements and preferences. Its auto insurance policies can include liability, property, and medical coverages. In addition to these services, Suburban General Insurance Agency also provides business and commercial, homeowners', life, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Insurance Center of North Jersey logo
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License Verified:

License: 8043582

The Insurance Center of North Jersey

25 East Spring Valley Avenue, Maywood, NJ 07607
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  • Bundling Option

Business Description

The Insurance Center of North Jersey attends to all aspects of Passaic's insurance needs and of the nearby cities. With a combined experience of nine decades in the insurance industry, the company offers a wide range of insurance products tailored according to clients' needs. Representing multiple companies, the agency provides insurance for standard autos, classic cars, and exotic makes such as McLaren, Bugatti, and Ferrari. Companies with business-owned vehicles can avail of the company's rideshare insurance.

License Verified:

License: 8043582

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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