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2024

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Best Local Car Insurance Agencies in Jersey City

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Jersey City Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

153Reviewed

98Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

610 West Saint Georges Avenue, Linden, NJ 07036
WebsiteLicense: 99307887

Expertise.com Rating

Review Sources

Facebook
4.7 (151)
Google
4.9 (130)
Yelp
5.0 (2)

Why choose this provider?

National Independent Truckers Insurance Company is an insurance company serving Jersey City clients. It provides a wide range of commercial truck insurance coverage options to independent owner-operators and small fleets. Since 2001, the company has grown to offer more comprehensive policies including general liability, short-term, and contractors and trades. It provides insurance plans to different transportation companies statewide, such as Walter Dworak Trucking Co. Inc. and Braunzini Carting, LLC. Services are available in English, Hindi, and Spanish.

  • Bundling Option

233 Kearny Ave, Kearny, NJ 07032

Expertise.com Rating

Review Sources

Google
3.9 (7)

Why choose this provider?

Since 1965, SAS Insurance Agency Inc. has worked to provide personalized insurance advice and coverage to residents of Jersey City and the rest of New Jersey. This agency works with most major insurance companies, including Progressive, Travelers, MetLife, and Providence Mutual. It helps clients find homeowners, flood, and commercial property coverage, as well as automobile and life insurance policies. SAS Insurance Agency is a Trusted Choice Independent Insurance Agent, and agents speak multiple languages including Spanish, Greek, and Portuguese.

194 Broadway, Bayonne, NJ 07002

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (3)
Yelp
3.0 (2)

Why choose this provider?

Founded in 1901, the Julius A. Rose Inc. Insurance Agency services the insurance needs of residents of Jersey City, New Jersey, and the tri-state area, offering a range of auto insurance products from trusted carriers. Family-owned, this independent insurance agency has lasting relationships with national insurers and tailors policies to fit each motorist's unique requirements, including liability, comprehensive, and collision options. The agency also sells homeowners insurance and packages that bundle home and auto coverage.

893 King Georges Post Road, Edison, NJ 08837
WebsiteLicense: 1584006

Expertise.com Rating

Review Sources

Google
4.7 (127)
Facebook
5.0 (7)

Why choose this provider?

Gilma Escobar is a State Farm agent that provides auto insurance products and services to vehicle owners in Jersey City and the nearby areas. Its auto insurance plans protect clients against financial losses resulting from unforeseen events such as fire, theft, and accident. Escobar and her team aim to provide remarkable service and help their clients in building a strong financial future. They also offer life, home, property, and business insurance. They accommodate Hindi, Urdu, Gujarati, and Spanish-speaking clients.

  • Multiple Carriers
  • Bundling Option

775 Mountain Boulevard, Watchung, NJ 07069
WebsiteLicense: 1691253

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Yelp
5.0 (2)

Why choose this provider?

Vantage Auto Group is a car dealership conveniently offering vehicle insurance products to help Jersey City clients protect their cars. The company also operates as an insurance provider by connecting with several insurance companies. Its agents shop for coverages based on the clients' preferences and needs. Additionally, clients can set an appointment to consult insurance agents and further discuss possible auto insurance options. Vantage Auto Group is a family-owned business founded in 1947; it retains several employees who are car enthusiasts.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

21 West Blancke Street, Linden, NJ 07036
WebsiteLicense: 1090716

Expertise.com Rating

Review Sources

Google
4.6 (10)
Facebook
4.3 (8)
Yelp
4.0 (4)

Why choose this provider?

The Fig Leaf Agency is a Linden-based insurance company that services the Jersey City metro and nearby areas. The company provides auto insurance policies for personal and business needs. With over 40 years of industry experience, it offers protection for drivers, owners, and vehicles from physical damages, losses, collisions, bodily injury liability, medical payments, and uninsured motorists. The Fig Leaf Agency also provides coverage for other types of vehicles and boats.

  • Multiple Carriers

200 Stuyvesant Ave, Lyndhurst, NJ 07071

Expertise.com Rating

Review Sources

Facebook
4.6 (68)
Google
4.8 (52)

Why choose this provider?

Bogle Agency Insurance is a family-owned and operated independent auto insurance company that has been serving the community of Jersey City, New Jersey, and the nearby cities since 1919. The company represents large insurance carriers, and sells comprehensive and collision coverage for traditional and vintage vehicles. This covers bodily harm liability, property damage, and uninsured and underinsured motorists. Bogle Agency Insurance also sells business, health, life, and homeowners and renters insurance.

50 First Avenue, Atlantic Highlands, NJ 07716
WebsiteLicense: 9837384

Expertise.com Rating

Why choose this provider?

JBL Trinity Group, LTD. provides a variety of insurance solutions to vehicle owners, homeowners, and businesses in Jersey City and neighboring areas. Established in 1997, the full-service broker helps customers purchase the right car insurance policies that meet their particular auto needs. These policies protect drivers against various possible risks, including collisions, fire, theft, vandalism, and damages caused by weather, animals, or falling objects. JBL Trinity Group also offers other personal line insurance coverage and also insures roller skating rinks, amusement centers, bowling alleys, and extreme sports throughout the United States.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

1423 McCarter Highway, Newark, NJ 07104
WebsiteLicense: 1523950

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Yelp
1.0 (1)

Why choose this provider?

MetroPlus Insurance Agency offers various insurance products for families, individuals, and businesses in Jersey City. This insurance agency can help clients shop for insurance policies suited to their needs. Aside from the standard personal auto insurance, its agents can shop for motorcycle, commercial, and fleet coverage. The team of MetroPlus Insurance Agency also consists of tax experts who are dedicated to helping clients organize their taxes or register new business ventures. This company also offers employment practices and internet liability.

  • Multiple Carriers

888 Stuyvesant Avenue, Irvington, NJ 07111
WebsiteLicense: 1518865

Expertise.com Rating

Why choose this provider?

Limonette Ins Agency is a car insurance agency based in Jersey City. The agency offers truck insurance, personal and commercial insurance, real estate, and financial services to all 50 States in the U.S. states as well as Canada & Mexico. Its car insurance offerings include options for multi-car families with clean driving records, risks with prior violations, younger drivers, and non-owned auto coverage. The agency also offers insrance for drivers with international driver’s licenses. Their policies offer broad coverage protection from liability and car damage.

  • Multiple Carriers

700 Plaza Dr Ste 216, Secaucus, NJ 07094

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

BCG Advisors Inc. is an independent auto insurance agency that has been selling to the residents of Jersey City, New Jersey, since 1999. The broker maintains relationships with multiple large insurance carriers, such as Mercury, MetLife, and Progressive, allowing them to provide personalized insurance plans for its clients. It sells protection for traditional and antique vehicles, covering damage caused by accidents or natural disasters, as well as medical bills for those involved.

540 Sylvan Ave, Englewood Cliffs, NJ 07632

Expertise.com Rating

Review Sources

Facebook
4.9 (57)
Google
4.7 (36)

Why choose this provider?

Otterstedt Insurance Agency, which was founded in 1919, has expanded throughout New Jersey as a prominent auto insurance provider. With multiple locations throughout the state, including Englewood Cliffs, Otterstedt partners with several auto insurance providers to find competitive rates for its clients. Policies can offer coverage for bodily injury and medical payments, uninsured motorists, collision, comprehensive physical damage, property damage, rental car reimbursement, driver of the other car, and personal injury no-fault protection.

110 Central Ave, Jersey City, NJ 07306
Website

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Preferred Choice Insurance Agency, based in Jersey City, New Jersey, is an insurance brokerage that works with Progressive, Mercury, and eight other carriers to provide clients with auto insurance. The agency offers collision and comprehensive coverage to motorists with automobiles, motorcycles, and recreational vehicles. Policies cover vehicle repairs and medical expenses caused by accidents, for both the policyholder and other involved parties. Preferred Choice also assists clients with home and business insurance.

593 Kearny Ave, Kearny, NJ 07032

Expertise.com Rating

Review Sources

Facebook
4.7 (7)
Google
5.0 (3)

Why choose this provider?

Since 1920, Borgos, Hanlon, Henry, and Garcia Insurance has worked with drivers in Jersey City, New Jersey, to find auto insurance policies that suit their needs. It represents carriers such as The Andover Companies, Plymouth Rock Assurance, and Foremost Insurance Group and provides auto insurance policies that include options such as comprehensive and collision coverage. In addition to standard auto insurance, Borgos, Hanlon, Henry, and Garcia Insurance offers policies that cover vehicles such as antique cars, motorhomes, and boats.

190 Moore St, Hackensack, NJ 07601

Expertise.com Rating

Review Sources

Google
5.0 (35)

Why choose this provider?

David Kusel Associates Insurance is an auto insurance company that has been serving the residents of Jersey City, New Jersey, since 1957. This independent company sells coverage for traditional vehicles, RVs, watercraft, motorcycles, trailers, and classic collection cars. This covers property damage and medical bills for drivers and passengers in the event of a collision or a natural disaster. David Kusel Associates Insurance also sells commercial, homeowners, and renters insurance.

5833 Kennedy Blvd, North Bergen, NJ 07047

Expertise.com Rating

Review Sources

Google
4.9 (220)
Yelp
4.5 (5)

Why choose this provider?

Based in North Bergen, New Jersey, Gonzalez & Company Insurance Agency has worked with a large selection of national insurers to find affordable auto coverage for drivers throughout the Jersey City area. Since 1987, the company has been insuring cars, trucks, and motorcycles, and its policies include a range of coverages such as liability, uninsured motorist, and medical. Founder Chris Gonzalez holds a Chartered Property Casualty Underwriter designation. Gonzalez & Company Insurance Agency also writes home and life insurance policies.

384 Morris Avenue, Springfield, NJ 07081
WebsiteLicense: 1575338

Expertise.com Rating

Review Sources

Google
4.2 (5)
Facebook
4.0 (4)

Why choose this provider?

Serving the residents of Jersey City, Reiner Insurance has been providing various types of insurance services since 1943. Its agents assist vehicle owners in acquiring auto insurance policies that include bodily and personal injury, property damage liability, collision, and comprehensive coverages. They also offer home, business, contractors, and wedding insurance plans. As an independent agency, Reiner Insurance connects clients to multiple providers in order to find a suitable policy for them.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is Personal Injury Protection coverage in auto insurance required in Jersey City?

    Yes, it is mandatory to have Personal Injury Protection (PIP) coverage in Jersey City due to the state's no-fault insurance system. This means that, in the event of an auto accident, regardless of who is at fault, injured drivers are required to seek compensation from their own PIP insurance coverage.

  • What happens if you lend your car to someone in Jersey City and they get into an accident?

    If you willingly authorize someone to operate your vehicle in Jersey City, your car insurance policy provides coverage to that person if they are at fault in an accident involving your vehicle. This rule applies regardless of whether the person borrowing your car has their own insurance for their vehicles or if their insurance offers higher coverage limits than your policy.

  • How can you provide evidence of your car insurance coverage in Jersey City?

    To provide evidence of car insurance in Jersey City, your insurance company is required to provide you with a New Jersey Insurance Identification Card, which can exist in either a physical or digital format. You can show the card in digital format on various electronic devices, such as cell phones, tablets, or computers.

  • Do you need additional coverage if you use your car for ridesharing services in Jersey City?

    Yes, it's a requirement in Jersey City. New Jersey law states that all individuals who work as drivers for Transportation Network Companies (TNCs), such as Uber and Lyft, must carry rideshare insurance in addition to their personal auto insurance. This rule applies to all drivers associated with TNCs, and the insurance can be supplied by the driver individually, the TNC, or a combination of both, provided it meets the state's minimum coverage requirement.

  • What happens if you drive without insurance in Jersey City?

    Driving without insurance in Jersey City carries serious consequences, which vary depending on the circumstances. These penalties include substantial fines, a one-year suspension of your driver's license, additional surcharges, mandatory jail time, and community service. The severity of these penalties depends on factors like prior convictions and the specific details of the situation.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.