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Best Local Car Insurance Agencies in Jersey City

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Muller Insurance logo
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Muller Insurance

930 Washington St, Hoboken, NJ 07030
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Business Description

Muller Insurance is an independent auto insurance agency serving Jersey City and beyond. Founded in 1906, this family-owned and operated firm offers families and individuals car insurance options from reputable insurers such as Plymouth Rock, Progressive, Travelers and Safeco. The team at Muller Insurance provides insurance plans to fit your needs. Additionally, the agency provides commercial property, commercial auto, business, restaurant, and umbrella insurance in 30 states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (50)
Facebook
4.8 / 5 (40)
Yelp
4.5 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
BCG Advisors, Inc. logo
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BCG Advisors, Inc.

700 Plaza Dr Ste 216, Secaucus, NJ 07094
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Business Description

BCG Advisors Inc. is an independent auto insurance agency that has been selling to the residents of Jersey City, New Jersey, since 1999. The broker maintains relationships with multiple large insurance carriers, such as Mercury, MetLife, and Progressive, allowing them to provide personalized insurance plans for its clients. It sells protection for traditional and antique vehicles, covering damage caused by accidents or natural disasters, as well as medical bills for those involved.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bogle Agency Insurance logo
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Bogle Agency Insurance

200 Stuyvesant Ave, Lyndhurst, NJ 07071
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Business Description

Bogle Agency Insurance is a family-owned and operated independent auto insurance company that has been serving the community of Jersey City, New Jersey, and the nearby cities since 1919. The company represents large insurance carriers, and sells comprehensive and collision coverage for traditional and vintage vehicles. This covers bodily harm liability, property damage, and uninsured and underinsured motorists. Bogle Agency Insurance also sells business, health, life, and homeowners and renters insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.6 / 5 (68)
Google
4.8 / 5 (52)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Borgos Hanlon Henry & Garcia, Inc. logo
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Borgos Hanlon Henry & Garcia, Inc.

593 Kearny Ave, Kearny, NJ 07032
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Business Description

Since 1920, Borgos, Hanlon, Henry, and Garcia Insurance has worked with drivers in Jersey City, New Jersey, to find auto insurance policies that suit their needs. It represents carriers such as The Andover Companies, Plymouth Rock Assurance, and Foremost Insurance Group and provides auto insurance policies that include options such as comprehensive and collision coverage. In addition to standard auto insurance, Borgos, Hanlon, Henry, and Garcia Insurance offers policies that cover vehicles such as antique cars, motorhomes, and boats.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.7 / 5 (7)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
corp.limonettellc.com logo
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License Verified:

License: 1518865

State Of New Jersey Banking and Insurance

corp.limonettellc.com

888 Stuyvesant Avenue, Irvington, NJ 07111
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  • Multiple Carriers

Business Description

Limonette Ins Agency is a car insurance agency based in Jersey City. The agency offers truck insurance, personal and commercial insurance, real estate, and financial services to all 50 States in the U.S. states as well as Canada & Mexico. Its car insurance offerings include options for multi-car families with clean driving records, risks with prior violations, younger drivers, and non-owned auto coverage. The agency also offers insrance for drivers with international driver’s licenses. Their policies offer broad coverage protection from liability and car damage.

License Verified:

License: 1518865

State Of New Jersey Banking and Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
David Kusel Associates Insurance logo
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David Kusel Associates Insurance

190 Moore St, Hackensack, NJ 07601
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Business Description

David Kusel Associates Insurance is an auto insurance company that has been serving the residents of Jersey City, New Jersey, since 1957. This independent company sells coverage for traditional vehicles, RVs, watercraft, motorcycles, trailers, and classic collection cars. This covers property damage and medical bills for drivers and passengers in the event of a collision or a natural disaster. David Kusel Associates Insurance also sells commercial, homeowners, and renters insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gilma Escobar logo
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License Verified:

License: 1584006

State Of New Jersey Banking and Insurance

Gilma Escobar

893 King Georges Post Road, Edison, NJ 08837
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  • Multiple Carriers
  • Bundling Option

Business Description

Gilma Escobar is a State Farm agent that provides auto insurance products and services to vehicle owners in Jersey City and the nearby areas. Its auto insurance plans protect clients against financial losses resulting from unforeseen events such as fire, theft, and accident. Escobar and her team aim to provide remarkable service and help their clients in building a strong financial future. They also offer life, home, property, and business insurance. They accommodate Hindi, Urdu, Gujarati, and Spanish-speaking clients.

License Verified:

License: 1584006

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gonzalez & Company Insurance Agency logo
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Gonzalez & Company Insurance Agency

5833 Kennedy Blvd, North Bergen, NJ 07047
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Business Description

Based in North Bergen, New Jersey, Gonzalez & Company Insurance Agency has worked with a large selection of national insurers to find affordable auto coverage for drivers throughout the Jersey City area. Since 1987, the company has been insuring cars, trucks, and motorcycles, and its policies include a range of coverages such as liability, uninsured motorist, and medical. Founder Chris Gonzalez holds a Chartered Property Casualty Underwriter designation. Gonzalez & Company Insurance Agency also writes home and life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (220)
Yelp
4.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Insurance Center of North Jersey logo
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Insurance Center of North Jersey

25 E Spring Valley Ave Ste 275, Maywood, NJ 07607
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Business Description

The Insurance Center of North Jersey is an independent insurance agency in Maywood, New Jersey, that has been serving customers in the greater Jersey City, New Jersey, area since 1927. The company offers auto insurance policies from select carriers to provide motorists with liability, personal injury protection, comprehensive, collision, and uninsured and underinsured motorist coverage. The Insurance Center of North Jersey also offers business auto insurance, as well as policies for classic and exotic cars.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (53)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JBL Trinity Group, LTD. logo
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License Verified:

License: 9837384

State Of New Jersey Banking and Insurance

JBL Trinity Group, LTD.

50 First Avenue, Atlantic Highlands, NJ 07716
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

JBL Trinity Group, LTD. provides a variety of insurance solutions to vehicle owners, homeowners, and businesses in Jersey City and neighboring areas. Established in 1997, the full-service broker helps customers purchase the right car insurance policies that meet their particular auto needs. These policies protect drivers against various possible risks, including collisions, fire, theft, vandalism, and damages caused by weather, animals, or falling objects. JBL Trinity Group also offers other personal line insurance coverage and also insures roller skating rinks, amusement centers, bowling alleys, and extreme sports throughout the United States.

License Verified:

License: 9837384

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Julius A Rose Inc Insurance Agency logo
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Julius A Rose Inc Insurance Agency

194 Broadway, Bayonne, NJ 07002
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Business Description

Founded in 1901, the Julius A. Rose Inc. Insurance Agency services the insurance needs of residents of Jersey City, New Jersey, and the tri-state area, offering a range of auto insurance products from trusted carriers. Family-owned, this independent insurance agency has lasting relationships with national insurers and tailors policies to fit each motorist's unique requirements, including liability, comprehensive, and collision options. The agency also sells homeowners insurance and packages that bundle home and auto coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (3)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
MetroPlus Insurance Agency logo
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License Verified:

License: 1523950

State Of New Jersey Banking and Insurance

MetroPlus Insurance Agency

1423 McCarter Highway, Newark, NJ 07104
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  • Multiple Carriers

Business Description

MetroPlus Insurance Agency offers various insurance products for families, individuals, and businesses in Jersey City. This insurance agency can help clients shop for insurance policies suited to their needs. Aside from the standard personal auto insurance, its agents can shop for motorcycle, commercial, and fleet coverage. The team of MetroPlus Insurance Agency also consists of tax experts who are dedicated to helping clients organize their taxes or register new business ventures. This company also offers employment practices and internet liability.

License Verified:

License: 1523950

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
National Independent Truckers Insurance Company logo
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License Verified:

License: 99307887

State Of New Jersey Banking and Insurance

National Independent Truckers Insurance Company

610 West Saint Georges Avenue, Linden, NJ 07036
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  • Bundling Option

Business Description

National Independent Truckers Insurance Company is an insurance company serving Jersey City clients. It provides a wide range of commercial truck insurance coverage options to independent owner-operators and small fleets. Since 2001, the company has grown to offer more comprehensive policies including general liability, short-term, and contractors and trades. It provides insurance plans to different transportation companies statewide, such as Walter Dworak Trucking Co. Inc. and Braunzini Carting, LLC. Services are available in English, Hindi, and Spanish.

License Verified:

License: 99307887

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.7 / 5 (151)
Google
4.9 / 5 (130)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Otterstedt Insurance Agency logo
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Otterstedt Insurance Agency

540 Sylvan Ave, Englewood Cliffs, NJ 07632
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Business Description

Otterstedt Insurance Agency, which was founded in 1919, has expanded throughout New Jersey as a prominent auto insurance provider. With multiple locations throughout the state, including Englewood Cliffs, Otterstedt partners with several auto insurance providers to find competitive rates for its clients. Policies can offer coverage for bodily injury and medical payments, uninsured motorists, collision, comprehensive physical damage, property damage, rental car reimbursement, driver of the other car, and personal injury no-fault protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (57)
Google
4.7 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Preferred Choice Insurance Agency logo
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Preferred Choice Insurance Agency

110 Central Ave, Jersey City, NJ 07306
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Business Description

Preferred Choice Insurance Agency, based in Jersey City, New Jersey, is an insurance brokerage that works with Progressive, Mercury, and eight other carriers to provide clients with auto insurance. The agency offers collision and comprehensive coverage to motorists with automobiles, motorcycles, and recreational vehicles. Policies cover vehicle repairs and medical expenses caused by accidents, for both the policyholder and other involved parties. Preferred Choice also assists clients with home and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Reiner Insurance logo
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License Verified:

License: 1575338

State Of New Jersey Banking and Insurance

Reiner Insurance

384 Morris Avenue, Springfield, NJ 07081
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Serving the residents of Jersey City, Reiner Insurance has been providing various types of insurance services since 1943. Its agents assist vehicle owners in acquiring auto insurance policies that include bodily and personal injury, property damage liability, collision, and comprehensive coverages. They also offer home, business, contractors, and wedding insurance plans. As an independent agency, Reiner Insurance connects clients to multiple providers in order to find a suitable policy for them.

License Verified:

License: 1575338

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.2 / 5 (5)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SAS Insurance Agency, Inc logo
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SAS Insurance Agency, Inc

233 Kearny Ave, Kearny, NJ 07032
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Business Description

Since 1965, SAS Insurance Agency Inc. has worked to provide personalized insurance advice and coverage to residents of Jersey City and the rest of New Jersey. This agency works with most major insurance companies, including Progressive, Travelers, MetLife, and Providence Mutual. It helps clients find homeowners, flood, and commercial property coverage, as well as automobile and life insurance policies. SAS Insurance Agency is a Trusted Choice Independent Insurance Agent, and agents speak multiple languages including Spanish, Greek, and Portuguese.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Fig Leaf Agency logo
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License Verified:

License: 1090716

State Of New Jersey Banking and Insurance

The Fig Leaf Agency

21 West Blancke Street, Linden, NJ 07036
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  • Multiple Carriers

Business Description

The Fig Leaf Agency is a Linden-based insurance company that services the Jersey City metro and nearby areas. The company provides auto insurance policies for personal and business needs. With over 40 years of industry experience, it offers protection for drivers, owners, and vehicles from physical damages, losses, collisions, bodily injury liability, medical payments, and uninsured motorists. The Fig Leaf Agency also provides coverage for other types of vehicles and boats.

License Verified:

License: 1090716

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.6 / 5 (10)
Facebook
4.3 / 5 (8)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vantage Auto Group logo
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License Verified:

License: 1691253

State Of New Jersey Banking and Insurance

Vantage Auto Group

775 Mountain Boulevard, Watchung, NJ 07069
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Vantage Auto Group is a car dealership conveniently offering vehicle insurance products to help Jersey City clients protect their cars. The company also operates as an insurance provider by connecting with several insurance companies. Its agents shop for coverages based on the clients' preferences and needs. Additionally, clients can set an appointment to consult insurance agents and further discuss possible auto insurance options. Vantage Auto Group is a family-owned business founded in 1947; it retains several employees who are car enthusiasts.

License Verified:

License: 1691253

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Zurita logo
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License Verified:

License: 1637196

State Of New Jersey Banking and Insurance

Zurita

2009 Summer Street, Stamford, CT 06905
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  • Multiple Carriers

Business Description

Zurita is a full-service insurance agency in Stamford that caters to Jersey City individuals and businesses. Included in its product range is auto insurance. The company utilizes a 4-D process that involves discovering clients' goals, deploying agents to review plans from more than 40 carriers, deciding which of the policy options will cover clients' needs, and delivering personalized service by constantly monitoring clients' policies. In addition to auto insurance, Zurita also offers commercial, home, life, and pet insurance.

License Verified:

License: 1637196

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (7)
Yelp
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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