Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Elizabeth

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Elizabeth Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

51Reviewed

32Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1129 Raritan Road, Clark, NJ 07066
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

American Insurance is an independent insurance agency that offers renters' insurance in the Elizabeth metro. Its insurance coverage includes damage or loss of personal belongings from unforeseen events like fire, theft, lightning, and wind. It also covers personal liabilities due to injury or damage caused to other's property and additional living expenses due to loss of use of the rental unit. In addition, it offers auto, home, valuable possessions, and umbrella insurance. Various business insurance plans are also available.

License Verified:

License: 8016507

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.7 / 5 (50)
Google
5.0 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
433 North Wood Avenue, Linden, NJ 07036
  • Multiple Policy Types

Why choose this provider?

Marc Torres is a State Farm insurance agent serving the Elizabeth community. He started his career in the industry offering a wide range of insurance and financial service products, including renters' insurance plans for the protection of tenants' personal belongings. Identity theft coverage is also available as additional protection under the policy. Torres and his team also provide pet, life, and business insurance. Moreover, they assist clients when it comes to banking and annuities. Services are available in English and Spanish.

License Verified:

License: 1078774

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (240)
Facebook
5.0 / 5 (8)
Yelp
4.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
214 Kearny Avenue, Kearny, NJ 07032
  • Multiple Policy Types

Why choose this provider?

John Costa is an insurance agent for State Farm Insurance offering renters' insurance policies for clients in Elizabeth. The policy provides liability protection and compensation for additional living expenses when the rented property becomes uninhabitable due to a covered loss. As a State Farm agent since 2008, John has been offering other insurance products such as life, home, business, property, auto, and pet insurance. He also offers annuities and banking services.

License Verified:

License: 1142667

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (94)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
46 Lyons Avenue, Newark, NJ 07112
  • Multiple Policy Types

Why choose this provider?

Massey Insurance Agency is a Newark-based, full-service independent insurance agency catering to clients in Elizabeth. It provides insurance for renters and rental properties, as well as other personal valuables, such as homes and vehicles. Life and health insurance are also offered for personal clients. The company additionally offers assistance with income tax preparation and notary. Massey Insurance Agency is founded in 1975 and works with multiple insurance carriers to provide diverse options to clients.

License Verified:

License: 8617903

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
650 Newark Avenue, Elizabeth, NJ 07208
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Costa Do Sol Insurance Agency is a family-owned independent insurance agency in Elizabeth that has been in the industry since 1986. It comprises insurance professionals who have the experience to find the right insurance plan with suitable coverage for every individual. They provide renters' insurance plans that give personal asset protection for various belongings, including clothing, furniture, and electronics. Its plan also includes additional living expenses and personal liability coverage. Costa Do Sol Insurance Agency also has auto, home, and commercial insurance products.

License Verified:

License: 1097789

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.7
Google
4.0 / 5 (10)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • What are the benefits of getting renter's insurance in Elizabeth?

    With a renter's insurance plan, you can have peace of mind knowing that your personal belongings in Elizabeth will be protected in the event of perils like theft, fire, vandalism, and more. The policy also offers liability coverage in case someone is injured on your rented property. Plus, it offers additional living expense coverage in case your rented property becomes unhabitable due to a covered peril.

  • Can your neighborhood in Elizabeth impact the cost of your renter's insurance rates?

    Your neighborhood in Elizabeth can impact the cost of your renter's insurance rates. Insurance companies consider the risk they are taking in an individual, so those who rent in areas prone to claims are more likely to pay a higher insurance premium. For example, you may be charged more for your renter's insurance if you live close to the coast because your possessions are prone to being damaged by high winds and flooding.

  • Can you include your roommate in your renter's insurance plan in Elizabeth?

    Generally, a standard renter's insurance plan in Elizabeth does not allow adding a roommate to the policy. A renter's insurance covers only the personal stuff of the policyholder unless the items lost or damaged belong to the policyholder's spouse or child. A roommate must have his/her own renter's insurance to provide them with full protection. Note that there are some insurance providers that allow adding a roommate to a policyholder's renter's insurance through an endorsement.

  • What is not covered in renter's insurance in Elizabeth?

    A renter's insurance plan in Elizabeth covers a tenant's personal belongings but not the rented property's structure. It also does not pay for some types of water damage, like floods. It is recommended to get additional insurance via the National Flood Insurance Program for coverage for flood damage. Additionally, renter's insurance does not cover damages sustained from earthquakes.

  • Does your credit score affect your renter's insurance rates in Elizabeth?

    Yes, your credit score may have an impact on your renter's insurance rates in Elizabeth. Insurance providers use your credit score as a determining factor when it comes to providing you with a renter's insurance policy. They view individuals with poor credit scores as more prone to filing claims. The higher your credit score is, the less you need to pay for renter's insurance. 

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