Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Edison

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Edison Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

42Reviewed

27Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
142 Oak Tree Ave. Ste.1D, South Plainfield, NJ 07080
  • Multiple Policy Types

Why choose this provider?

Ramirez Insurance Agency serves individuals and families in the Edison metro. It provides an array of personal lines of insurance, including renters' plans. The company aims to protect tenants from financial losses caused by unexpected events like fire and theft. It helps clients secure reimbursements for damaged and lost personal items. It also offers homeowners', life, and auto insurance policies. Ramirez Insurance Agency is an independent company that works with various carriers to deliver customized coverages suited to customers' needs.

License Verified:

License: 1301640

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
446A New Brunswick Ave, Fords, NJ 08863
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Five Star Insurance Agency, LLC, is a locally owned and operated company. It serves individuals, families, and businesses in Edison and the nearby metros. It assists clients with renters' insurance to provide coverage for their possessions from damage or getting stolen. It also offers home, life, health, flood, and commercial insurance policies. In addition, the agency assists with income tax preparations. Five Star Insurance Agency carries various providers, such as National General, Progressive, and American Modern.

License Verified:

License: 1042950

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (88)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
––

Website
97 Main St #209, Woodbridge, NJ 07095
  • Multiple Policy Types

Why choose this provider?

Nick Karras is a State Farm agent who offers renters' insurance to individuals and families in Edison. He has developed friendships with many of his policyholders since he opened his Woodbridge agency in 2000. He also offers home, life, auto, and business insurance. State Farm has been serving clients and giving back to communities for almost 100 years. Nick is one of the more than 19,000 contractor agents that the company works with throughout the country.

License Verified:

License: 9958000

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (58)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
236 Bridge Street, Metuchen, NJ 08840
  • Home and Auto Insurance

Why choose this provider?

Since 1994, State Farm agent John Gatto has been providing a wide range of insurance solutions to customers in Edison. The products he offers include renters' insurance policies, which allow apartment tenants to protect their personal properties against damages and losses when thieves, accidents, and weather-related calamities strike. He also tailors insurance for homes, cars, and businesses. Gatto holds the Chartered Financial Consultant, Chartered Life Underwriter, and Life Underwriting Training Council Fellow designations.

License Verified:

License: 8934745

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
505 Thornall Street, Edison, NJ 08837
  • Multiple Policy Types

Why choose this provider?

World Insurance Associates LLC provides financial investment services in the Edison metro. It helps individuals and families living in rental properties obtain renters' insurance plans, which include liability, personal possession, and additional living expense coverages. The company assists tenants in filing claims for lost or damaged belongings and medical expenses caused by theft, fire, and water damage. It also offers life, umbrella, and classic car insurance. CEO Rich Eknoian has been in senior leadership roles in the banking and insurance industry for over 30 years.

License Verified:

License: 1676654

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (42)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Can your renters’ insurance policy help when somebody sues you for personal injury in Edison?

    Renters’ insurance policies generally include personal liability coverage. This can help you pay for legal costs, including attorney fees when a guest gets injured in your rented property and is suing you for compensation. Some policies in Edison also include medical expenses coverage, which will pay for the injured guest's medical bills.

  • Are damage or loss due to frozen, cracked, or burnt pipes in your apartment covered by renters’ insurance in Edison?

    If frozen sprinklers or a cracked hot water pipe caused a leak or overflow that harmed your personal possessions, you can file a claim against your renters' insurance policy for your damaged items. The event must be accidental or sudden, and proper maintenance must have been observed to prevent the pipes from freezing. However, the repair or replacement of the problematic pipe should be covered by your Edison landlord’s insurance since it is part of the apartment’s structure.

  • Which expenses can your renters’ insurance policy cover when you have to vacate your apartment in Edison after a fire?

    Renters’ insurance policies typically include coverage for additional living expenses when the policyholder needs to vacate a rented property due to it becoming severely damaged and uninhabitable. The cause of the damage must be a covered peril, such as a fire or a storm. You can claim extra expenses resulting from being temporarily displaced, like your hotel bills and meals. Some renters’ insurance policies in Edison also cover the cost of moving your remaining belongings to a new place.

  • Are items inside the mover’s trucks protected by your renters’ insurance policy in Edison?

    Renters’ insurance policies generally do not cover personal belongings under a third party’s care or control, such as those inside a mover’s truck. Most moving companies have their own insurance that will cover the customer’s belongings once loaded in their truck. Check if your contract with the mover has insurance coverage included. Once your belongings are dropped off in your new place in Edison, your renters’ insurance coverage will apply.

  • Can your landlord in Edison require you to get a renters’ insurance policy?

    No state laws mandate tenants in Edison to carry renters’ insurance, but landlords can make this insurance a requirement in the lease contract. You may also be required to add your landlord as an “interested party” in the policy. So, the landlord gets notified when your policy lapses or gets canceled. The landlord should check your renters’ insurance policy before you move in.

Related Articles

FeaturedHome-Remodel-Hero

Survey: COVID-19 Pandemic Leads to Surge in Demand for Renters Insurance

We surveyed 1,000 renters in the U.S. to see how the pandemic changed their thoughts about renters insurance, what they look ...