Best Mortgage Refinance Companies in Edison

Abdel Khawatmi is a mortgage lender working with Paramount Residential Mortgage Group handling clients in Edison. He provides refinancing analysis to help customers reduce interest rates, and monthly payments or change the length of mortgage terms. His services also include assisting clients with home purchase loans and understanding the debt-to-income ratio. He provides personalized service and informs clients regarding their loan options including 15 and 30 tears mortgage terms, adjustable rate mortgages, and FHA, VA, or jumbo loans.

Alliance Mortgage is an independently owned and operated brokerage firm that serves the residents of Edison and the surrounding areas. It helps clients lower their monthly payments, use their equity, or update their home's look and value through refinancing programs. It refinances different types of existing mortgages, including FHA, VA, USDA, jumbo and super jumbo, and conforming loans. The company also helps with 15-year and 30-year fixed-rate mortgages and has been in business for more than 17 years.

American Dollar Funding is a family business that has been serving clients in the Edison metro for more than 40 years. It offers mortgage refinancing services with varying terms for 10 years to 30 years fixed rate mortgages. It also offers FHA loans to help low-credit homebuyers purchase a property. In addition, it has commercial mortgages available for multifamily apartment buildings, malls, and warehouses. The company has been part of the featured lenders on Yahoo Finance and Bankrate.com.

In a span of over 20 years, American United Mortgage Corporation has helped thousands of families in and around Edison achieve their homeownership goals. The team offers mortgage refinancing options to those looking to lower their monthly payments and interest rates, convert an adjustable-rate mortgage to a fixed-rate one, or tap into the equity of their homes. American United Mortgage is led by Joseph M. Farella, a mortgage banking professional and the author of the books "Insider Secrets to Home-Buying Success" and "Your Guide to Homeownership."

AnnieMac Home Mortgage - East Brunswick caters to home buyers and homeowners in Edison and the neighboring areas. It helps clients refinance their mortgage loans to reduce their monthly payments or archive their financial goals. It also serves individuals wishing to purchase residential properties using mortgage loan options, such as jumbo, conventional, FHA, and USDA. Renovation and construction mortgage loan programs are also available for clients wishing to build or improve their homes. The shop caters to veterans and their families needing VA loan options.

Stephen Gall is a branch manager and MLO at Aceland Mortgage, LLC, and has been in the mortgage industry for over 20 years. Gallo Mortgage Team with Aceland Mortgage serves individuals and families across the Edison area. The mortgage company offers a range of purchase and refinance options to meet local borrowers' needs, whether for buying single-family, condominium, townhouse, or multi-family homes. The purchase and refinancing programs include conventional, FHA, VA, jumbo, non-QM, and commercial financing.

Garden State Lending offers various mortgage refinancing options to clients in Edison and the surrounding areas. Whether borrowers are looking to refinance for reduced interest rates, lower monthly payments, debt consolidation, or home improvement, the team is ready to assist them with cash-out, VA, or FHA solutions. With access to more than 100 investors, the company provides many loan programs for acquiring residential, commercial, and multi-family properties. Its CEO, Cedric Harris, has over 10 years of mortgage experience.

HomeGotOwned caters to homeowners and home buyers in Edison and its neighboring communities. It provides a number of refinancing options, which cater to clients looking to lower interest rates, lengthen mortgage terms, or convert home equity to cash. Cash-out, cash-in, no-closing-cost, and rate-and-term are the refinancing choices it offers. The brokerage also provides loan programs for homeowners planning to renovate their properties. HomeGotOwned's other products include FHA and VA loans and graduated payment and interest-only mortgages.

Kwik Mortgage caters to investors and buyers in Edison. For more than two decades, its team has been assisting families and individuals in acquiring their dream residential properties through its refinancing solutions. The company helps clients estimate their homes' value, switch mortgage loans, and lower interest rates. It also caters to first-time homebuyers who need guidance in processing FHA, VA, jumbo, fixed- or adjustable-rate, and conventional loans. The agency was named one of the Top Mortgage Employers by Mortgage Professional America in 2021.

Lava Mortgage Solutions accommodates the borrowing needs of residents in Edison. It strives to provide stress-free refinancing loan applications to homeowners who want to restructure their loans or get cash from equity. Its process is completely online and starts with clients creating an online account so that they can submit documents and sign an application. Their loans are then underwritten and reviewed by a lender before they are closed. The company also offers construction and commercial loans.

LemonBrew caters to residents living in Edison who have mortgage and refinancing needs. The business has options with periods ranging from nine to 28-year fixed terms and employs advisors to educate home buyers on the nitty-gritty details behind the purchase process. Refinancing solutions are available, and the team has title insurance services to protect against fraudulent sellers. LemonBrew’s lending division has operations spanning 20 states. The mother company also provides home insurance solutions.

Michael Borodinsky serves Edison by offering mortgage refinancing. He provides different loan options to clients in various situations. Borodinsky offers conventional home loans that have low interest rates, including HomeOne, HomeStyle Renovation, HomePossible, and HomeReady loans. He facilitates FHA loans, such as FHA 203k and FHA Streamline Refinance options. Borodinsky also offers VA loans to military personnel and veterans and USDA loans to rural home buyers. Borodinsky was awarded by the National Association of Home Builders as 2020’s Mortgage Professional of the Year.

NJ Prime Mortgage LLC is a full-service mortgage company serving clients in Edison and its surrounding areas. It assists individuals who need refinancing and offers conventional, FHA cashout, streamlines, 203K, and jumbo options. It also provides home buyers and investors with purchase loan programs such as FHA home, VA, and USDA options. Additionally, it also caters to self-employed borrowers. Vispi Daruwala, the CEO of NJ Prime Mortgage LLC, carries vast experience as a loan processor.

The Rate House addresses the mortgage concerns of families and individuals in and around Edison. Its team helps clients refinance their residential properties through its cash-out refinance or debt consolidation and no-cash-out refinance or rate and term solutions. The agency assists customers in estimating their homes' value and current mortgage balance. It handles various types of single- and multi-family homes, townhouses, condominiums, and manufactured homes. The Rate House has been in business for over 15 years.