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Best Homeowners Insurance Agencies in Edison

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Daniel Barros logo
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License Verified:

License: 1683522

State of New Jersey Banking and Insurance

Daniel Barros

430 Hamilton Boulevard, South Plainfield, NJ 07080
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  • Homeowners

Business Description

Daniel Barros is a State Farm insurance agent that aims to help Edison area residents financially protect their homes against unforeseen events. Barros has been with State Farm for over two years and leads a team that works to guide homeowners through identifying insurance policies that suit their individual needs. Barros' team is multilingual and provides assistance in Spanish, Arabic, and Portuguese. Former clients have said that Barros prioritizes client interests and is transparent, honest, and responsive in his work.

License Verified:

License: 1683522

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
EAB Group -  Green Brook logo
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License Verified:

License: 8020915

State of New Jersey Banking and Insurance

EAB Group - Green Brook

929 Washington Avenue, Green Brook Township, NJ 08812
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  • Personal Property Insurance
  • Homeowners

Business Description

EAB Group is an insurance agency that serves Edison area homeowners in need of guidance through managing their properties' financial risks. Founded in 1950, the independent agency helps homeowners identify suitable policies that would cover major losses and prevent financial ruin. EAB Group works to guide clients through determining coverage options for factors such as fire, liabilities, flood, high-value items, and additional living costs. The agency largely values community efforts and supports over 25 nonprofit organizations.

License Verified:

License: 8020915

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (119)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Essential Insurance Services logo
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License Verified:

License: 1697698

State of New Jersey Banking and Insurance

Essential Insurance Services

498 Inman Avenue, Woodbridge Township, NJ 07067
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  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Homeowners

Business Description

Essential Insurance Services is an independently owned franchise of the GlobalGreen Insurance Agency that serves residents of Edison. It helps clients explore different homeowner insurance options and services and connects them with their ideal insurance provider. Essential Insurance Services works with over 20 insurance providers in the homeowner insurance industry. It also helps clients with auto, small business, and life insurance. Essential Insurance Services is a veteran-owned business, with owner Kris Yee having served the U.S. Navy for six years.

License Verified:

License: 1697698

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fraser Brothers Group, LLC logo
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Fraser Brothers Group, LLC

811 Amboy Avenue, Edison, NJ 08818
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood

Business Description

Fraser Brothers Insurance Agency is a New Jersey insurance agency that has been operating since 1903. The company services the Edison metro and offers a variety of insurance solutions that cover personal and commercial needs and risks. It provides clients with a comprehensive homeowners' insurance package that protects properties and contents from damage and theft, as well as the homeowner from accidents and injury liability. It also offers packages that protect from specific natural disasters such as floods.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Global Indemnity Insurance Agency, Inc. logo
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Global Indemnity Insurance Agency, Inc.

20 Highland Avenue, Metuchen, NJ 08840
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Fire
  • Earthquake
  • Condos

Business Description

Global Indemnity Insurance Agency, Inc. is a multi-line and full-service insurance agency that started with only five employees in 1988. This independent insurance agency works with multiple carriers to provide insurance products to clients in Edison looking for financial protection. It offers homeowners' insurance to help property owners protect one of their biggest financial investments. Coverage options are flexible, and the agency also has renters, landlords, mobile home, condo, homeowners liability, and in-home business insurance available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
John Powell logo
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License Verified:

License: 1545516

State of New Jersey Banking and Insurance

John Powell

2253 South Ave Ste 8, Scotch Plains, NJ 07076
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  • Homeowners

Business Description

John Powell is an independent State Farm Insurance agent that caters to residential and commercial clients in Edison and its surrounding areas. He offers a wide range of insurance products and services, including homeowners, auto insurance, business, and commercial insurance. John has been working in the insurance industry for over six years. His experience and access to various insurance networks enable him to provide each client with a detailed recommendation on each insurance coverage.

License Verified:

License: 1545516

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (160)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
NJ Group Services logo
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NJ Group Services

22 Meridian Road, Edison, NJ 08820
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

NJ Group Services discusses insurance policy options with residents and business property owners in Edison and the surrounding areas. The homeowners' insurance policy compensates for financial losses and damage to the home and its contents that are caused by disasters such as fire, storm, theft, and other incidents specified in the client's policy. The policy also protects the clients from legal responsibility in the case of guests getting injured on the clients' property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
S. Lombardo Agency, Inc. logo
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License Verified:

License: 8021363

State of New Jersey Banking and Insurance

S. Lombardo Agency, Inc.

1014 Livingston Avenue Ste 102,, North Brunswick, NJ 08902
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  • Homeowners
  • Renter's Insurance

Business Description

S. Lombardo Agency, Inc., is a risk management specialist that offers various products for Edison residents, including homeowners' insurance. The independent agency works with a number of providers like Progressive, Travelers, MetLife, and Liberty Mutual, allowing its team of agents to access different policies and present a range of options to clients. In addition to home insurance, they also furnish protection plans for renters. S. Lombardo Agency was founded in 1980. It caters to English, Spanish, and Italian-speaking clients.

License Verified:

License: 8021363

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Schenck Agency, Inc. logo
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The Schenck Agency, Inc.

495 Main Street, Metuchen, NJ 08840
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  • Multiple Policy Types

Business Description

The Schenck Agency, Inc., serves Edison residents through its business and personal insurance solutions. Its homeowners' insurance policy offers a financial compensation package, covering property damage and legal responsibility due to injuries or damage caused by household pets or family members. This type of insurance also applies to renters and condominium owners, providing coverage for liability and building items. The company's agents help clients understand policy terms and exclusions and ensure adequate protection from specific risks.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.2 / 5 (5)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
World Insurance Associates LLC logo
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World Insurance Associates LLC

505 Thornall Street, Edison, NJ 08837
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  • Multiple Policy Types

Business Description

World Insurance Associates LLC is a multi-awarded insurance agency established in 2012 that has a location serving clients near Edison. It was founded by four insurance agent principals who have more than 40 years of combined insurance experience. World Insurance Associates LLC helps clients find homeowners' insurance policies that are either open perils (covering all risks not excluded in the policy) or named perils (covering specific incidents and losses). The agency also provides various types of personal and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Yeni Mendez Romero logo
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License Verified:

License: 1513541

State of New Jersey Banking and Insurance

Yeni Mendez Romero

142 Livingston Avenue, New Brunswick, NJ 08901
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  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Yeni Mendez Romero is an independent State Farm Insurance agent that caters to residential and commercial clients in Edison and its surrounding areas. She offers a wide range of insurance products and services, including homeowners, auto insurance, as well as property and business insurance coverage. Yeni has been working in the insurance industry for six months. Her access to and expertise in various insurance services and products enables her to work with each client to find the best insurance coverage for their needs.

License Verified:

License: 1513541

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (132)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs