Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Clifton

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Clifton Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

41Reviewed

28Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1028 Main Ave., Clifton, NJ 07011
WebsiteLicense: 3001644085

Expertise.com Rating

Why choose this provider?

FMG Insurance Brokerage offers its services to residents of Clifton. Its renters' and homeowners' insurance policies help protect individuals and families from the cost of property damage due to fire, flood, or water back-up, off-premises theft, and personal injury claims. These cover personal property and collections such as jewelry, fine art, wine, and cars. The company also caters to businesses, offering services like business owners, commercial property, crime, and environmental insurance.

  • Multiple Policy Types

6820 Bergenline Avenue, Gutttenberg, NJ 07093
WebsiteLicense: 8103071

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Review Sources

Google
4.8 (12)

Why choose this provider?

Central Insurance Agency of NJ Inc. is an insurance company serving the Saint Clifton area. It offers professional services for families involving auto, homeowners', flood, condo, and motorcycle insurance. Its renters' insurance covers the policyholder against storms, theft, vandalism, and other untoward incidents. Its agents also offer business owners policy and assist on matters related to property coverage, liability protection, and business interruption. Frank Diaz founded it in 1977. He was one of the first Hispanic agents to introduce insurance firms to the Hispanic community.

  • Multiple Policy Types

301 Riverfront Blvd, Suite 3, Elmwood Park, NJ 07407
WebsiteLicense: 1293364

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Review Sources

Google
5.0 (6)
Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Legacy Insurance Agency serves individuals, families, and businesses in Clifton. It offers renters' insurance that covers the personal belongings, liabilities, and living expenses of policyholders in case of loss events. It partners with multiple insurance carriers, including The Hanover, MetLife, and Progressive, allowing it to customize a policy that suits the lifestyles and budgets of clients. Owner Gene Ret has 17 years of experience in handling investment, insurance, and real estate transactions. Legacy Insurance is a member of the FMJ Agency Alliance.

  • Home and Auto Insurance

1126 Clifton Avenue, Clifton, NJ 07013
WebsiteLicense: 8020178

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Review Sources

Facebook
5.0 (6)
Google
5.0 (1)

Why choose this provider?

Richards Associates is an insurance agency serving Clifton. It represents a broad selection of carriers that offer commercial, employee benefits, life, and personal coverage options, such as AmTrust, Foremost, Amerihealth, and Assurity Life. One of its core products is renter’s insurance that provides financial protection for tenants’ personal possessions and personal liability coverage. It also offers plans tailored to its clients’ needs, including auto, condo, home, and motorcycle insurance. Other products include auto, home, general liability, and life insurance.

  • Multiple Carriers
  • Home and Auto Insurance

150 Clove Road, Little Falls, NJ 07424
WebsiteLicense: 9364424

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Hahn Insurance Agency is a family-owned and family-operated business serving clients in Clifton. It offers renters' insurance that covers policyholders' belongings, liabilities, and living expenses in case of losses. The independent agency also carries insurance products for automobiles, condos, businesses, and general liabilities. It represents multiple insurance carriers, including Chubb, CNA, and Liberty Mutual. Charles F. Hahn established the agency in 1933 to provide insurance to butchers in Newark. The agency uses industry-standard technology to deliver 24/7 assistance to clients.

  • Multiple Carriers

616 Grove Street, Upper Montclair, NJ 07043
WebsiteLicense: 1629374

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Review Sources

Facebook
5.0 (6)
Google
5.0 (3)

Why choose this provider?

Allegiance Insurance Brokers provides renters insurance to Clifton and its neighboring communities. A family-owned company, it helps clients get protection for their personal belongings and property and assists in providing liability coverage in instances of personal injury or property damage. It offers various insurance products from Liberty Mutual, Mercury Insurance, Progressive, and Mutual of Omaha. President Jason Street has been helping businesses and families for more than 25 years in analytics, business planning, account management, and team building.

  • Home and Auto Insurance

178 Lakeview Avenue, Clifton, NJ 07011
WebsiteLicense: NJ-9723065

Expertise.com Rating

Review Sources

Google
4.9 (221)

Why choose this provider?

Bill G. Eljouzi is a State Farm insurance agent serving clients in the Clifton metro and the surrounding areas. He provides renters’ insurance policies that cover personal property losses due to fire, burglary, vandalism, and water damage. Coverage includes a tenant’s belongings such as electronics, clothing, furniture, bicycles, and vehicles. Life and health plans, business insurance, and homeowners’ policy are also available. Other products include banking, annuities, and mutual funds. Eljouzi also works with clients who speak Spanish, Arabic, French, Portuguese, and Italian.

421 State Ste, Unit #101, Perth Amboy, NJ 08861
WebsiteLicense: 93156

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

R.K. Hughes is a firm that offers a wide selection of insurance products in Clifton. Its renters' insurance packages can be customized to accommodate clients' needs and budgets. The firm also provides commercial, life, auto, and boat insurance policies. The company was initially established as a sole proprietorship commercial lines agency in 1934 and was later made into a corporation in 1960. Currently, it maintains licenses to provide insurance-related services in the metro and in 20 other states.

  • Multiple Carriers

45 Hoover Avenue, Passaic, NJ 07055
WebsiteLicense: 1125124

Expertise.com Rating

Review Sources

Google
4.0 (60)
Facebook
5.0 (2)

Why choose this provider?

Alex Fargas is an insurance specialist who serves families and individuals in the Clifton metro. He offers renters' insurance plans, which include personal property, loss of use, and liability coverages. He assists clients in filing claims to secure reimbursements for damaged valuables and medical expenses due to perils like theft and natural disasters. The agent also processes life, health, car, and motorcycle insurance. Fargas has been part of Seton Hall University State Farm since 1990.

  • Multiple Policy Types

10 Underwood Place, Clifton, NJ 07013
WebsiteLicense: 1207709

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Why choose this provider?

ASB Insurance Brokerage is an independent group of insurance agents that caters to renters in Clifton and the nearby areas. The agency has been in the insurance industry for more than 25 years, offering various selections of insurance products to home renters that offer financial protection for their belongings in case of theft, accidents, vandalism, or loss of use. Its agents can also arrange coverage from financial liability if a person gets injured on rented premises. ASB Insurance Brokerage also carries other insurance products like health, auto, and business insurance.

  • Home and Auto Insurance

FAQs

  • In Clifton, can you transfer renter's insurance to someone else?

    No. It is not possible to transfer a renter's insurance policy to another person. If you have a roommate, you can just add your roommate to the policy. If you are subletting your home, you also cannot sign your policy over to the subtenant, even if you have already signed your lease over to them. The subtenant has to get their own renter's insurance in Clifton.

  • What kinds of events are covered by renter's insurance in Clifton?

    Generally, events such as fire and lightning, explosions, and collapse from the weight of snow are covered by renter's insurance. There are some policies that have separate, optional, or mandatory deductibles for hail, hurricanes, and windstorms. Damage from social events such as civil commotion and riots and crimes like theft, malicious mischief, and vandalism are also covered. Renter's insurance in Clifton does not have coverage for flooding, landslides, and earthquakes.

  • What should a renter do with their insurance if they move out of Clifton?

    It depends. If a renter moves out of Clifton, they can either cancel or transfer their renter's insurance policy to the new location. However, if they are moving out of state, they must cancel it unless their current insurance company also offers insurance in that state. But if the renter buys their own home, they should get homeowner's insurance and not renter's insurance.

  • If you have a bed bug infestation in your rented apartment in Clifton, can you make a claim?

    Not really. Damage from bed bug infestations is generally not covered by renter's insurance in Clifton. This is because eliminating pests and preventing infestations is considered part of home sanitation, which is the responsibility of the tenant. This alsor means you cannot make an insurance claim to pay for the extermination of these pests or to replace your mattresses.

  • What can you do in Clifton if you want to complain about your insurance company or agent?

    Consumers in Clifton can request assistance from the NJ Office of the Insurance Ombudsman. Its consumer hotline number is 1-800-446-7467, which is available from 8:30 a.m. to 5 p.m. Mondays through Fridays. Note that you have to provide information on your policy number, the insurance company or agent's name, and a short description of your problem. It is also important for you to provide documentation to support your complaint.

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