Best Mortgage Brokers in Clifton

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Brokers FAQs

Learn more
Ameridream Home Loans logo
Visit WebsiteWebsite

License Verified:

License: 1510167

Nationwide Multistate Licensing System and Registry

Ameridream Home Loans

26 Glen Road, Rutherford, NJ 07070
Visit WebsiteWebsite
  • Multi-Family Loans

Business Description

Ameridream Home Loans is a local mortgage brokerage that guides residents and individuals in the Clifton area through the home purchase and refinance process. With 25 years of combined experience, its team offers a variety of loan programs, such as VA, adjustable- and fixed-rate, FHA streamline, jumbo, and reverse mortgages. In addition, Ameridream Home Loans was founded in 2016 by Genaro E. Rojas and Joseph V. Grato, senior brokers who have been in the industry for over a decade.

License Verified:

License: 1510167

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (267)
Facebook
5.0 / 5 (22)
Yelp
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brightwire Loans logo
Visit WebsiteWebsite

License Verified:

License: 1074453

Nationwide Multistate Licensing System and Registry

Brightwire Loans

837 Kinderkamack Rd, River Edge, NJ 07661
Visit WebsiteWebsite
  • Refinance

Business Description

Brightwire Loans caters to real estate investors and residential property owners in and around Clifton. The company offers various loan programs, such as Brightavantage, Elite Borrower, FHA, and Borrower Edge. Founder Todd Harrington guides first-time homebuyers in navigating the home purchasing and selling process. He has helped acquire different properties, including multi-unit dwellings, condominiums, and single-family residences. Harrington worked as a technology engineer before he ventured into the mortgage industry. Brightwire Loans also provides exclusive loan programs.

License Verified:

License: 1074453

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (71)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chand Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 271599

Nationwide Multistate Licensing System and Registry

Chand Mortgage

131 Market St, Saddle Brook, NJ 07663
Visit WebsiteWebsite
  • Refinance

Business Description

Chand Mortgage serves the home financing needs of Clifton residents. Its team connects homeowners and home buyers with potential lenders that offer adjustable-rate, interest-only, and graduated payment rate options. In addition, the brokerage provides various home loan programs, including jumbo, conventional, and FHA, to meet the individual needs and financial resources of clients. It has been in the mortgage industry for more than 25 years. Chand Mortgage is also licensed to originate loans in Florida.

License Verified:

License: 271599

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (49)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Christopher Gallo logo
Visit WebsiteWebsite

License Verified:

License: 60863

Nationwide Multistate Licensing System and Registry

Christopher Gallo

219 Paterson Avenue, Little Falls, NJ 07424
Visit WebsiteWebsite
  • Refinance

Business Description

Christopher Gallo works with clients across Clifton. He sets up various mortgage options for individuals aiming to acquire properties, including fixed-rate and adjustable-rate programs. Gallo also educates clients seeking to purchase homes in rural areas through the USDA mortgage application process. He provides other solutions like the FHA 203K loan, a way for homebuyers to finance home repair projects. Gallo previously served as a mortgage consultant for a range of firms, from the Cardinal Financial Company to GMI Home Loans.

License Verified:

License: 60863

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dennis Viera logo
Visit WebsiteWebsite

License Verified:

License: 1706247

Nationwide Multistate Licensing System and Registry

Dennis Viera

165 Belmont Ave., Belleville, NJ 07109
Visit WebsiteWebsite
  • Refinance
  • New Construction

Business Description

Dennis Viera is a loan consultant at Philadelphia Mortgage Brokers, serving individuals and families in Clifton. He connects borrowers with potential lenders that offer conventional, renovation, and jumbo loans, as well as VA and USDA programs. Viera works with more than 20 lenders and several Realtors, enhancing his ability to meet the expectations and unique needs of clients. In addition, he provides various tools, such as a pre-approval letter to start the loan origination process, a refinance analyzer, and a mortgage rate finder.

License Verified:

License: 1706247

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (50)
Facebook
5.0 / 5 (14)
DML logo
Visit WebsiteWebsite

License Verified:

License: 46653

Nationwide Multistate Licensing System and Registry

DML

334 Underhill Avenue, Yorktown Heights, NY 10598
Visit WebsiteWebsite
  • Reverse Mortgages
  • Refinance

Business Description

DML is a mortgage broker supporting Clifton clients in achieving homeownership goals. Since 1988, it has secured over 15,000 loan transactions. It gives borrowers access to multiple lending banks offering a variety of financing options, including conforming, ARM, jumbo, commercial, construction, and government-insured programs. It also finds stated income loans for self-employed individuals with unique employment, credit, or income situations. Company founder David Lichtman started his career as a loan originator more than 35 years ago. DML also caters to Spanish-speaking clients.

License Verified:

License: 46653

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
EMM Loans logo
Visit WebsiteWebsite

License Verified:

License: 1876882

Nationwide Multistate Licensing System and Registry

EMM Loans

1000 Sanger Avenue, Suite 310, Oceanport, NJ 07757
Visit WebsiteWebsite
  • Commercial Loans

Business Description

EMM Loans has been serving clients across Clifton since 2002. The company offers mortgage programs like USDA, VA, and FHA loans. It also provides the non-qualified mortgage loan, a way for real estate investors or self-employed individuals to attain homeownership without the need for traditional underwriting guidelines. The company maintains a website that contains various educational resources for clients, including mortgage calculators and home buying tips. Jason Brooks, one of its team members, once worked as a branch manager for the Residential Finance Corporation.

License Verified:

License: 1876882

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (261)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First Integrity Mortgage Company logo
Visit WebsiteWebsite

License Verified:

License: 239272

Nationwide Multistate Licensing System and Registry

First Integrity Mortgage Company

317 Harrington Avenue, Closter, NJ 07624
Visit WebsiteWebsite
  • Refinance

Business Description

First Integrity Mortgage Company has been specializing in residential mortgage matters in Clifton and surrounding communities for over 23 years. Its mortgage broker team provides a wide range of purchase loan programs, including conventional, FHA, VA, USDA, and reverse mortgages. They also help people with outstanding loans lower their payments, consolidate their debts, eliminate mortgage insurance, and cash out their equity through refinance loans. They work closely with clients from pre-qualification to loan closing to help them achieve their dream of homeownership.

License Verified:

License: 239272

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Forward Mortgage, LLC logo
Visit WebsiteWebsite

License Verified:

License: 1626839

Nationwide Multistate Licensing System and Registry

Forward Mortgage, LLC

277 Fairfield Rd #105, Fairfield, NJ 07004
Visit WebsiteWebsite
  • Refinance

Business Description

Forward Mortgage, LLC, provides clients in Clifton with residential home loans. It helps clients make their dream of homeownership a reality by offering them home purchase loan options. It serves individuals who want to change their monthly budget or receive extra cash for home updates through refinancing. Fixed- and adjustable-rate mortgages are also available. Other programs include VA, FHA, USDA, jumbo, and conforming loans. The company's president, Christopher Di Girolamo, started in the mortgage industry in 2004 and formed the company 12 years after.

License Verified:

License: 1626839

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)
Facebook
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lucid Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1922523

Nationwide Multistate Licensing System and Registry

Lucid Mortgage

277 Fairfield Road, Fairfield, NJ 07004
Visit WebsiteWebsite
  • Refinance

Business Description

Lucid Mortgage is a Fairfield-based business that deals with clients across Clifton. It helps aspiring homeowners obtain properties through loan programs like hybrid ARMs, a solution that blends the characteristics of a fixed-rate mortgage with an adjustable-rate option. It also assists military veterans in realizing their goal of homeownership through mortgage programs backed by the VA. It provides other solutions, including FHA loans and interest-only mortgages. As part of its efforts to offer tailored loan options, the company discusses with clients their credit scores.

License Verified:

License: 1922523

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (60)
Patriot Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1248884

Nationwide Multistate Licensing System and Registry

Patriot Mortgage

77 W Main St., Freehold, NJ 07728
Visit WebsiteWebsite
  • New Construction

Business Description

Patriot Mortgage is a full-service brokerage firm that serves individuals in Clifton and the neighboring areas. It helps its clients with their financial goals through various refinancing solutions. It aims to deliver an honest service through the inclusion of its step-by-step mortgage process on its website. Patriot Mortgage is also licensed to operate in the states of Pennsylvania and Florida. Its owner, Peter Berryman, has been in the mortgage industry for more than 30 years.

License Verified:

License: 1248884

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Platinum Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 533075

Nationwide Multistate Licensing System and Registry

Platinum Mortgage

1915 Morris Avenue, #2, Union, NJ 07083
Visit WebsiteWebsite
  • Refinance

Business Description

Platinum Mortgage is a Union-based business that caters to clients across Clifton. It has worked with military veterans, explaining the process of qualifying for VA-backed mortgage programs. The company also offers USDA loans that allow borrowers to acquire properties in small communities outside metropolitan areas. The business provides other solutions like the reverse mortgage, a program that helps senior homeowners access their property equity. Platinum Mortgage runs a website that contains educational information on market trends.

License Verified:

License: 533075

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Silver Fin Capital logo
Visit WebsiteWebsite

License Verified:

License: 12147

Nationwide Multistate Licensing System and Registry

Silver Fin Capital

11 Grace Avenue, Suite 408, Great Neck, NY 11021
Visit WebsiteWebsite
  • Refinance
  • New Construction

Business Description

Since 2005, Silver Fin Capital has been dealing with clients across Clifton. The company advises individuals looking to purchase homes on their various mortgage options, including fixed-rate programs and adjustable-rate mortgages. It also offers VA loans, a way for veterans to access property financing schemes. The company provides other options that allow borrowers to convert their home's equity into cash or consolidate debt. One of its principals, Richard Pisnoy, has been featured in The New York Times and the Wall Street Journal.

License Verified:

License: 12147

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (161)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Weichert Financial Services logo
Visit WebsiteWebsite

License Verified:

License: 2731

Nationwide Multistate Licensing System and Registry

Weichert Financial Services

225 Littleton Rd, Morris Plains, NJ 07950
Visit WebsiteWebsite
  • Commercial Loans

Business Description

Weichert Financial Services caters to borrowers in Clifton and the surrounding areas. It is a mortgage company founded in 1980 to help customers finance their real estate-related goals. As an approved Fannie Mae and Freddie Mac lender, the firm is equipped with the resources to provide a variety of loan products, including jumbo loans and fixed- and adjusted-rate mortgages. It seeks to provide a smooth closing experience by developing loan programs that suit the market's dynamic needs.

License Verified:

License: 2731

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (266)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

Read All FAQS