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Best Local Car Insurance Agencies in Clifton

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DeStefano Associates, LLC logo
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License Verified:

License: 17642389

State Of New Jersey Banking and Insurance

DeStefano Associates, LLC

307 Bloomfield Avenue, Caldwell, NJ 07006
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  • Multiple Carriers

Business Description

DeStefano Associates, LLC is a team of third-generation insurance providers that offers a range of insurance policy options for cars and high-performance vehicles in Clifton and throughout the Essex County areas. Established in 1961, the independent insurance agency uses its resources and business connections to accommodate individual preferences when it comes to auto or car insurance coverages. Marine insurance options for personal recreation, commercial, or charter vessels are also available.

License Verified:

License: 17642389

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Esposito Insurance Group logo
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License Verified:

License: 1218411

State Of New Jersey Banking and Insurance

Esposito Insurance Group

89 Franklin Avenue, Nutley, NJ 07110
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  • Motorcyle & ATV

Business Description

Esposito Insurance Group works with different insurance carriers to provide car insurance options in Clifton. These insurance companies include National General Premier, Progressive, and American European Insurance. The firm's insurance agents walk clients through auto insurance coverages and help decide on appropriate packages. Car owners can receive financial compensation for losses due to injury lawsuits and related medical expenses, theft, vandalism, fire, and collision-related damages. Founded in 1979, Esposito Insurance Group provides custom insurance services.

License Verified:

License: 1218411

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
exclusiveinsurance.com logo
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License Verified:

License: 14796249

State Of New Jersey Banking and Insurance

exclusiveinsurance.com

271 Union Avenue, Paterson, NJ 07502
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  • Multiple Carriers

Business Description

Exclusive Insurance Brokerage is an auto insurance company that serves clients in and around Clifton. The company tailors different policy plans to cover any unplanned car expenses, such as property damage and repairs. It provides for the medical fees of affected drivers or passengers. Exclusive Insurance's agents review a client's policy to find possible deductibles or missing coverages. As an independent agency, it reviews quotes and plans from tenured carriers like Mercury, Progressive, and American Strategic.

License Verified:

License: 14796249

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.5 / 5 (57)
Frantz Gaston Jr logo
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License Verified:

License: 1124257

State Of New Jersey Banking and Insurance

Frantz Gaston Jr

750 Broadway, Paterson, NJ 07514
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  • RV & Motorhome

Business Description

Frantz Gaston Jr is an auto insurance agent that provides insurance and financial services to residents and businesses in Clifton and the other areas in NJ. Under State Farm, he provides a variety of insurance options, including coverage if ever a policyholder collides with another vehicle, accidents due to natural causes, theft, fire, and vandalism, as well as coverage for travel expenses. Supported by a team of experienced agents, his main aim is to help clients find the perfect insurance coverage that suits their needs.

License Verified:

License: 1124257

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (828)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hanson & Ryan logo
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License Verified:

License: 8027851

State Of New Jersey Banking and Insurance

Hanson & Ryan

87 Lackawanna Avenue, Totowa, NJ 07512
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  • Multiple Carriers

Business Description

Hanson & Ryan is an insurance provider serving Clifton and other areas. Its auto insurance protects personal and business entities from losses due to vehicular mishaps. Its property coverage answers for theft or damages to a client's car. It has liability coverage which protects the client from potential lawsuits if bodily harm or property damage was caused to another individual. The company also covers medical and rehabilitation expenses, loss of wages, and funeral services. The company started in 1876.

License Verified:

License: 8027851

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurox Group Inc - Garfield logo
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License Verified:

License: 1522152

State Of New Jersey Banking and Insurance

Insurox Group Inc - Garfield

400 River Drive, Garfield, NJ 07026
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  • Motorcyle & ATV
  • Golf Cart & Scooter

Business Description

Insurox assists car owners in Clifton and its surrounding areas in comparing local auto insurance plans from a wide variety of carriers. The online agency has access to 50 insurance brands that help clients protect themselves and their cars. Among the carriers that the agency provides are Mercury, National General, and Progressive. It offers standard liability protection and collision and comprehensive coverage. Other vehicle insurance products available from Insurox includes coverage for classic cars, motorcycles, and boats.

License Verified:

License: 1522152

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (61)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
J. Hoffman Insurance logo
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License Verified:

License: 1413500

State Of New Jersey Banking and Insurance

J. Hoffman Insurance

301 Main Street, Goshen, NY 10924
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  • Multiple Carriers

Business Description

J. Hoffman Insurance is an insurance company that serves residents of Clifton and surrounding areas is. Its team of professionals specializes in various insurance policies, including automobile policies for both commercial and personal needs. Typical coverage includes property damage, bodily injury, collision, and comprehensive coverage. J. Hoffman Insurance offers a wide range of insurance policies to find the most suitable insurance that will meet the specific needs of their clients,

License Verified:

License: 1413500

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jaymar Agency logo
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License Verified:

License: 9359181

State Of New Jersey Banking and Insurance

Jaymar Agency

99 1st Street, Clifton, NJ 07011
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  • Multiple Carriers

Business Description

Jaymar Agency is an insurance service provider with bilingual agents catering to Spanish-speaking clients in Clifton and the surrounding areas. Founded in 1982, the business writes personalized auto insurance plans depending on drivers' needs and budget. Clients are assisted when obtaining a particular state's minimum liability coverage. The team also provides protection plans intended for theft and fire. Additionally, the company handles full collision coverage to shield clients from paying for medical expenses during car accidents.

License Verified:

License: 9359181

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Keats Insurance Agencies – Florida, NY logo
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License Verified:

License: 9585870

State Of New Jersey Banking and Insurance

Keats Insurance Agencies – Florida, NY

103 North Main Street, Florida, NY 10921
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  • Multiple Carriers

Business Description

Keats Insurance Agencies – Florida, NY is a local car insurance agency that also serves clients in Clifton and the surrounding areas. Its team of insurance specialists focuses on understanding the needs of drivers and car owners and finding cost-effective options that match their needs. Aside from assisting their clients in insuring their vehicles, the team also offers assistance during claims processing. Keats Insurance Agencies is affiliated with Big I New York, Trusted Choice, Nationwide, and Professional Insurance Agents.

License Verified:

License: 9585870

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Meeker Sharkey Hurley - Basking Ridge logo
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License Verified:

License: 1108072

State Of New Jersey Banking and Insurance

Meeker Sharkey Hurley - Basking Ridge

645 Martinsville Road, Basking Ridge, NJ 07920
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  • Boats

Business Description

Meeker Sharkey Hurley is an auto insurance provider serving Clifton and nearby areas. It accommodates residential and commercial clients and is flexible in adjusting to their needs based on their situation. It has coverages such as bodily injury, personal injury, property damage, comprehensive, collision, and reimbursements for towing and rental. The company also has insurance for boats and yachts to accommodate novelty vehicles. The firm assigns a client manager to focus on a client's needs and keeps them informed of the claims process.

License Verified:

License: 1108072

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
NJM Insurance Group - Parsippany logo
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License Verified:

License: 99305604

State Of New Jersey Banking and Insurance

NJM Insurance Group - Parsippany

1599 Littleton Road, Parsippany-Troy Hills, NJ 07054
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  • Auto/Home
  • Renters
  • Business

Business Description

NJM is among the Mid-Atlantic's leading property and casualty insurers. Founded in 1913, NJM's mission is to provide value-based insurance solutions to its policyholders with the highest levels of service, integrity, and financial stewardship. The Company operates in a mutual fashion for the exclusive benefit of its policyholders. Headquartered in West Trenton, NJ, NJM employs nearly 2,500 workers.

License Verified:

License: 99305604

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (208)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sadowski Insurance Agency logo
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License Verified:

License: 1685411

State of New Jersey Banking and Insurance

Sadowski Insurance Agency

258 Dayton Avenue, Clifton, NJ 07011
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  • Motorcyle & ATV

Business Description

Sadowski Insurance Agency caters to the protection needs of car owners in Clifton. Its team of agents compares insurance products from various carriers and walks buyers through the enrollment process. It assists in choosing from coverage options for collisions, medical payments, emergency road services, and uninsured motorists. Its agents review existing policies to ensure continued coverage and gather information to streamline the buying process. Additionally, they take care of the hassle that comes with switching policies from different carriers.

License Verified:

License: 1685411

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Teri DiGrande logo
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License Verified:

License: 9949000

State Of New Jersey Banking and Insurance

Teri DiGrande

442 Speedwell Avenue, Morris Plains, NJ 07950
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  • Multiple Carriers
  • Bundling Option

Business Description

Teri DiGrande is an auto insurance agent with State Farm, serving Clifton and nearby areas. She is passionate about working with families, being a wife and mother to two daughters. Through her company, Teri protects personal and commercial clients from potential lawsuits and financial losses after a car accident or random acts such as theft and vandalism. She and her husband have a collective experience of 34 years in the industry. She keeps an old English bulldog for a mascot in her office.

License Verified:

License: 9949000

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Thornton Agency, Inc. logo
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License Verified:

License: 8058204

State Of New Jersey Banking and Insurance

Thornton Agency, Inc.

333 Littleton Road, Parsippany, NJ 07054
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  • Multiple Carriers

Business Description

Thornton Agency is a locally-owned independent agency dedicated to finding the best insurance and custom-built coverage for clients in Clifton, Cookville, and the surrounding areas in Tennessee. For over 40 years, the agency has offered auto insurance options like liability, business auto, collision, comprehensive, personal injury, and gap insurance. As the agency is committed to identifying distinct client coverage needs, its agents take the time to connect with clients. Whether it's auto, business, homeowners, recreational, and life insurance, the agency can offer a wide variety of solutions.

License Verified:

License: 8058204

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
westcaldwellinsurance.com logo
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License Verified:

License: 8055527

State Of New Jersey Banking and Insurance

westcaldwellinsurance.com

1025 Bloomfield Avenue, West Caldwell, NJ 07006
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  • Bundling Option

Business Description

Fallivene Insurance is a family-oriented agency that was established in 1963. The company provides personal insurance services, specifically auto insurance, to its clients in Clifton and nearby areas. The company's auto insurance policies include comprehensive and liability coverage caused by accidents. All personal vehicles such as cars, vans, trucks, and motorcycles are covered by this insurance. Fallivene Insurance also offers life and health insurance plans, homeowners' insurance, as well as commercial insurance policies.

License Verified:

License: 8055527

State Of New Jersey Banking and Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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