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Best Mortgage Brokers in Camden

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2023
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7th Level Mortgage logo
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License Verified:

License: 1003861

Nationwide Multistate Licensing System and Registry

7th Level Mortgage

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331 White Horse Pike 2nd Floor, Atco, NJ 08004
  • Refinance

Business Description

7th Level Mortgage is a veteran-owned company that addresses the home financing needs of people in Camden and nearby areas. Its officers originate different types of residential loans, including VA, USDA, FHA, first-time homebuyer, and reverse mortgages. They help applicants determine their loan eligibility and guide them through every stage of the borrowing process. More than 25 mortgage lenders, both locally and nationally, are partners with 7th Level Mortgage, enabling it to search around for the best deals on behalf of clientele.

License Verified:

License: 1003861

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.4 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
American Capital logo

License Verified:

License: 13988

Nationwide Multistate Licensing System and Registry

American Capital

Merchantville, NJ 08109
  • Refinance

Business Description

American Capital is a mortgage lender serving clients in the Camden metro and the rest of New Jersey. It offers an extensive list of loan programs for first-time home buyers, investors, and homeowners, including VA, USDA, FHA, and conventional loans. The company also provides refinancing solutions for borrowers looking to reduce their monthly payments or take cash from their home equity. Since its founding in 2002, American Capital has provided billions of dollars of funding for its clients.

License Verified:

License: 13988

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (8)
Andrew Eckstut logo
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License Verified:

License: 218196

Nationwide Multistate Licensing System and Registry

Andrew Eckstut

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601 Farm Ln, Doylestown, PA 18901
  • Refinance

Business Description

Andrew Eckstut is a senior loan officer who serves customers in Camden. He works with first-time and move-up home buyers, investment buyers, veterans and active military, and refinancing homeowners. He offers different loan programs with competitive rates to meet the needs of each client. His team also provides customized financial advisory and investment management services. Eckstut is affiliated with CrossCountry Mortgage, working closely with clients throughout the process to help them navigate the deadlines and finish the required paperwork.

License Verified:

License: 218196

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (74)
Facebook
5.0 / 5 (27)
Greentree Mortgage Company, LP logo
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License Verified:

License: 16128

Nationwide Multistate Licensing System and Registry

Greentree Mortgage Company, LP

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2 Eastwick Drive, Suite 300, Gibbsboro, NJ 08026
  • Refinance
  • New Construction

Business Description

Greentree Mortgage Company, LP, has been catering to clients across the Camden metro and the neighboring areas for over two decades. It helps clients choose mortgage loans suitable for their home purchasing needs. These loan programs include conventional, USDA, VA, and FHA. It also serves individuals needing jumbo loans to buy residential properties that exceed the regular loan limits. The company's team of loan officers also provides clients with cash-back options to obtain funds for personal expenses.

License Verified:

License: 16128

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (1883)
Facebook
4.7 / 5 (35)
Google
3.3 / 5 (18)
Magnum Opus Federal Corporation logo
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License Verified:

License: 890454

Nationwide Multistate Licensing System and Registry

Magnum Opus Federal Corporation

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461 N 3rd Street, 3rd Floor, Philadelphia, PA 19123
  • Refinance

Business Description

Magnum Opus Federal Corporation serves residents in Camden who need mortgage brokers. It offers bespoke purchase programs that are specifically tailored to every client's specific circumstances. The team uses current technologies to remotely sign and send documents and cut down on the need for personal contact. Refinancing is also available for existing and overly burdensome debts. Magnum Opus' broker of record, Christian Best, focuses on acquiring homes that need rehabilitation to help underserved communities.

License Verified:

License: 890454

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (56)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mortgage by Victoria logo
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License Verified:

License: 2250671

Nationwide Multistate Licensing System and Registry

Mortgage by Victoria

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211 Hartford Road, Mount Laurel, NJ 08054
  • New Construction

Business Description

Mortgage by Victoria, based in Mount Laurel, serves residential clients in and around the Camden community. Victoria Garrison, the company's principal, is a mortgage loan officer who assists self-employed borrowers in obtaining mortgage loan products. She offers various loan options, including government FHA and VA, conventional mortgage, and non-QM loans. For her client's convenience, she takes loan applications at open houses. Victoria also creates sales brochures and flyers for upcoming open houses.

License Verified:

License: 2250671

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
MortgageCS logo
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License Verified:

License: 1464766

Nationwide Multistate Licensing System and Registry

MortgageCS

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671 Danbury Ct, Newtown, PA 18940
  • Refinance

Business Description

MortgageCS serves the needs of individuals and families throughout Camden and neighboring areas. Its loan officers assess numerous lenders and loan programs to enable clients to make informed mortgage decisions using the company's user-friendly technological tools. Whether clients are purchasing a property, refinancing for a lower interest rate, getting cash out, or seeking specialized mortgage solutions, the firm provides a variety of traditional and flexible lending choices. Since its establishment, the firm has served the mortgage needs of over 10,000 clients.

License Verified:

License: 1464766

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (257)
Facebook
5.0 / 5 (26)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Preferred Lenders logo
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License Verified:

License: 984914

Nationwide Multistate Licensing System and Registry

Preferred Lenders

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251 S. White Horse Pike, Audubon, NJ 08106
  • Refinance

Business Description

Preferred Lenders is a Camden mortgage brokerage firm. It employs an education-based approach to finding the best financing solution for its clients' mortgage needs, whether they are for home purchases, refinancing, debt consolidation, or investment. Its mortgage brokers collaborate with several lenders to provide mortgage options, such as fixed-rate, jumbo, FHA, VA, and cash-out refinance. The company, which has over 50 years of experience in residential mortgage lending, strives to help customers overcome obstacles and make sound home-financing decisions.

License Verified:

License: 984914

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (49)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Scion Lending logo
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License Verified:

License: 1165808

Nationwide Multistate Licensing System and Registry

Scion Lending

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325 Chestnut St, Suite 800, Philadelphia, PA 19106
  • Refinance

Business Description

Scion Lending serves the neighborhoods of Camden. It offers mortgage solutions with a focus on homebuyers and assisting them in achieving their goals in a Real Estate Settlement Procedures Act-compliant environment. Some of these goals include consolidating debts and protecting home equity. The team also caters to clients who are preparing for retirement or those who are looking to refinance their college or education. Scion Lending has been in service for more than 20 years.

License Verified:

License: 1165808

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Today's American Mortgage logo
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License Verified:

License: 984914

Nationwide Multistate Licensing System and Registry

Today's American Mortgage

Visit WebsiteWebsite
251 S. White Horse Pike, Audubon, NJ 08106
  • Refinance

Business Description

Today's American Mortgage brings over more than 50 years of combined experience serving the needs of clients throughout Camden and the surrounding metros. The independent mortgage banker offers clients various choices regarding rates, terms, and flexibility, helping them find suitable loan options that fit their specific needs and goals. Loans are provided for home purchases, debt consolidation, refinancing, and acquiring an investment or second home. The firm is also licensed to offer its services to clients in Pennsylvania, Delaware, and Florida.

License Verified:

License: 984914

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.5 / 5 (45)
Facebook
4.7 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.