Expertise.com

2024

Last updated:

Best Financial Advisors in Bayonne

Our Recommended Top 11

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Bayonne Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

25Reviewed

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11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

67 Forest St, Suite 271, Bayonne, NJ 01752
WebsiteLicense: 5813774

Expertise.com Rating

Why choose this provider?

Financial planning can be challenging; Cedar Hill Financial Group simplifies things. Their first priority is always acting in their client's best interest. That means providing personalized, comprehensive financial advice, along with data driven portfolios. Whether it is planning for retirement, saving for college, or getting a comprehensive financial plan in place, they can help. With over a decade of industry experience, they are committed to helping clients pursue their financial goals. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

  • Estate Planning
  • Tax Planning
  • Investment Management
  • Certified Financial Planner (CFP)
  • Retirement Planning
SmartAdvisor by SmartAsset logo

SmartAdvisor by SmartAssetExpertise.com

Bayonne, NJ
Free Consultation

Expertise.com Rating

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

  • Estate Planning
  • Financial Planning
  • Retirement Planning
  • Investment Management

847 Broadway, Bayonne, NJ 07002
WebsiteLicense: 2117182

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (1)

Why choose this provider?

FFP Wealth Management serves individuals, families, and businesses throughout Bayonne and the neighboring communities. The firm was established more than 25 years ago by a CPA John Graziano, providing clients with tailored financial advisory solutions to help clients achieve their wealth-building goals. Services include professional money management, investment planning, IRA or 401(k) rollovers, business succession planning, and insurance analysis. Currently, the company has over 100 affiliated advisors with the firm and has over $2.4 billion under advisement.

  • Retirement Planning

10 NJ-35, Red Bank, NJ 07701
WebsiteLicense: 143861

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Review Sources

Google
5.0 (18)
Facebook
5.0 (13)

Why choose this provider?

Zynergy Retirement Planning is a national financial advisory firm serving clients in the Bayonne area. It assists in planning for taxes, investments, cash flow, Social Security, Medicare, and estate planning. The company conducts a Retirement Enrichment Program that helps clients make the most out of their retirement through different lifestyle classes. Zynergy Retirement Planning is headed by senior planner Lauren Flanagan, who holds a Certified Financial Planner designation and is a member of NAPFA and FPA. The firm manages over $110 million in assets for clients.

  • Estate Planning

101 Hudson Street Floor 06, Jersey City, NJ 07302

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Cohen Howard Group is a wealth management firm that serves Bayonne. Its financial planners advise individuals on ways to utilize wealth in order to pursue their goals. They review plans to monitor progress and make adjustments as life changes to help clients stay on course. The firm utilizes asset aggregation software tools to offer clients access to their financial information. Its senior vice president, Joshua Cohen, was named as one of Forbes’ “Best-in-State Next Generation Wealth Advisors” in 2019.

  • Certified Financial Planner (CFP)

Jersey City, NJ 07030
WebsiteLicense: 167592

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Why choose this provider?

Since 2013, Legacy Care Wealth has been serving customers in Bayonne and surrounding areas. It provides a variety of services ranging from financial planning to investment management. It gathers information such as credit reports, prior-year tax returns, and liabilities statements before producing a net worth statement and cash flow analysis to begin goal planning. The firm has been featured in various publications and websites, such as Kiplinger, CNBC, NerdWallet, Forbes, and U.S. News & World Report.

  • Certified Financial Planner (CFP)

665 Avenue C, Bayonne, NJ 07002
WebsiteLicense: 4432778

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Review Sources

Google
5.0 (77)
Facebook
5.0 (9)
Yelp
5.0 (2)

Why choose this provider?

Sidhom Accounting and Tax Consultants is a family-run independent firm that provides financial solutions to individuals and businesses in Bayonne and the neighboring communities. The company helps with tax, investment, estate, and insurance planning. It creates customized investment portfolios that fulfill each client's goals, such as mitigating unnecessary risks and meeting income needs. It also determines appropriate investment possibilities to provide businesses with financial security. Albert Sidhom, the head of the firm, is an Investment Advisor Representative and a CPA.

  • Retirement Planning

231 West 29th Street, Suite 1002, New York, NY 10001
WebsiteLicense: 147119

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Payne Capital Management is an independent financial advisory firm and fiduciary serving individuals and families in Bayonne. The firm offers college, retirement, and estate planning; and personal savings and investment management. It also helps corporations plan retirement benefits for their employees. Dedicated to building a community that encourages women's personal finances, most of its financial advisors are females. Chief investment officer Bob Payne has 40 years of industry experience. He previously served as vice president of Merrill Lynch Private Client Group.

  • Certified Financial Planner (CFP)

265 86TH ST, Brooklyn, NY 11209
WebsiteLicense: 1482807

Expertise.com Rating

Review Sources

Google
4.7 (3)

Why choose this provider?

LCJ Associates, Inc., is a financial advisory firm that serves clients in Bayonne. It offers financial planning solutions, which involve asset and cash flow management. Its professionals evaluate the client's estate and retirement planning options and educate them through the process. They provide ongoing advice to allow clients to pursue their lifestyle goals. Its director, Joseph Cosenza, is a Chartered Financial Consultant. He designs life insurance policies and health licenses. Cosenza is also a published contributor to the Wall Street Journal.

  • Estate Planning
  • Private Wealth Advisor
  • Insurance Products

402 Higgins Avenue, Brielle, NJ 08730
WebsiteLicense: 296848

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Shore Point Advisors assists the residents of Bayonne and its surrounding areas with achieving a better investment experience and reaching their long-term financial goals. The firm places a strong emphasis on education by helping customers better understand their investment portfolio. Its financial advisors identify each client's investment philosophy to better map out a tailored strategy. Share Point Advisors was founded in 2016 by Jason Lamb, who has been coaching clients on wealth building and preservation since 2008.

  • Insurance Products

29 Beach Road #206, Monmouth Beach, NJ 07750
WebsiteLicense: 299824

Expertise.com Rating

Review Sources

Google
5.0 (28)

Why choose this provider?

Shore Financial Planning is a tax and investment planning firm that serves individuals and businesses from Bayonne and the surrounding areas. It helps clients form comprehensive financial action plans through services such as tax planning, portfolio analysis, insurance analysis, cash optimization, and investment advice. It also offers business planning and entity structuring services. Founder Joseph Vecchio has been working in the financial services industry for over two decades. He is a Certified Public Accountant and Certified Financial Planner.

  • Certified Financial Planner (CFP)

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • Can small business owners still apply for retirement plans in Bayonne?

    Yes. Small business owners can apply for retirement plans in Bayonne. Retirement plans are not only for large enterprises. Small business owners can choose solo 401(k), SEP IRA, and simple IRA plans. These plans allow them to defer taxes on their investment gains and reduce their current income. Small entrepreneurs should not wait for their businesses to grow when funding for retirement. They can still buy their dream investment properties and pay for their kids' education through their retirement savings.

  • How can financial advisors help you take your legacy and philanthropic planning in Bayonne to the next level?

    Financial advisors can take your legacy and philanthropic planning in Bayonne to the next level by helping you protect your assets and process legal requirements for your trusts and investments. They make sure that your will or trust directions are followed, as well as develop strategies on how to minimize estate taxes.

  • Aside from creating an accurate cash flow projection, how can cash flow management help you as an investor in Bayonne?

    Aside from creating an accurate cash flow projection, cash flow management can help an investor like you in Bayonne obtain an appropriate line of credit and proven effective payment and collection policies. It also helps you determine when and how your cash needs occur and maximize the rate of return on your idle cash.

  • Why is it important to re-evaluate your financial plans after a divorce in Bayonne?

    It is important to re-evaluate your financial plans after a divorce in Bayonne to adjust or change your short-term and long-term financial goals. After marriage, your monthly budget might change. Even if your retirement contributions or income stay the same, your spending habits might change plus you will need to make contributions for spousal or child support.

  • What are the contribution limits during a rollover in Bayonne?

    In Bayonne, there are no contribution limits during a rollover. You can roll over any amount of your assets from your 403(b), 401(k), or existing retirement account. However, there might be additional contributions to your Individual Retirement Account. You can also consider other IRA products if you exceeded the amount of your 401(k) or 403(b) account.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.

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