Expertise.com

2024

Last updated:

Best Mortgage Brokers in Nashua, NH

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Nashua Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

28Reviewed

19Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

365 Main Street, Nashua, NH 03060
WebsiteLicense: 9385

Expertise.com Rating

Why choose this provider?

Luane Smith is a retail branch manager who serves the mortgage needs of individuals and families in Nashua. Together with her team at Sierra Pacific Mortgage, she helps homebuyers find loan programs that match their short-term and long-term goals. They assist clients in applying for home financing through jumbo options, ARMs, and government-issued or state-bond loan programs. Sierra Pacific Mortgage was incorporated in 1986 and is an approved seller/servicer by Freddie Mac, Ginnie Mae, and Fannie Mae.

Insight Mortgage Corp, Manchester, NH 03101
WebsiteLicense: 2629

Expertise.com Rating

Review Sources

Google
5.0 (303)
Zillow
5.0 (80)
Facebook
5.0 (56)

Why choose this provider?

Insight Mortgage Corp. has been serving clients in Nashua and the surrounding areas since 2002. It partners with more than 25 investors to find loan programs that best fit clients' unique financing needs. Some of the lending options are VA, jumbo, conventional, equity lines, and commercial loans. A refinancing plan is also available for homeowners seeking to modify loan terms, interest rates, and monthly payments. The firm's mortgage advisors guide clients through the entire borrowing process, from the initial discussions through closing.

  • Refinance

31 Lowell Rd, Unit 7, Windham, NH 03087
WebsiteLicense: 1168038

Expertise.com Rating

Review Sources

Google
4.8 (16)

Why choose this provider?

Pride Rock Mortgage, LLC, is a brokerage that caters to Nashua and its surrounding communities. It offers a variety of programs to serve customers with various credit histories, income levels, and property types. The company helps ARM borrowers refinance at a lower rate and retiring homeowners take advantage of home equity through a reverse mortgage. FHA, USDA, and VA mortgages are available to first-time purchasers. Additionally, Pride Rock Mortgage carries special programs for those investing in condominiums.

  • Refinance

6 West Broadway, Unit 28, Derry, NH 03038
WebsiteLicense: 1950520

Expertise.com Rating

Review Sources

Google
4.8 (18)
Facebook
4.8 (16)

Why choose this provider?

Lakeview Mortgage works with home buyers and owners, and Realtors in Nashua. It offers a wide range of purchase and refinancing loan programs, from FHA, VA, and Jumbo loans to adjustable-rate, and 30-year fixed-rate mortgages. It also assists with 203(k) loans for homeowners needing funds for renovations. The wholesale, independent mortgage brokerage is able to compare quotes from multiple lenders. Lakeview Mortgage is a member of the Association of Independent Mortgage Experts. Owner and broker Eric LaFleur has over 20 years of mortgage industry experience.

  • Refinance

835 Hanover St. Unit 301, Manchester, NH 03104
WebsiteLicense: 1323739

Expertise.com Rating

Review Sources

Facebook
4.5 (32)
Yelp
3.0 (2)

Why choose this provider?

Pinnacle Mortgage Corp. addresses the real estate concerns of residents and investors in and around Nashua. Its team provides mortgage solutions to help individuals and families achieve their dream residential properties. The company assists borrowers in filing loan applications and processes different types of mortgage programs, such as FHA 203k, USDA rural developmental, fixed- and adjustable-rate, jumbo, and conventional loans. It also handles refinancing and debt consolidation issues. Pinnacle Mortgage Corp. has been in operation since 2015.

  • Refinance
  • New Construction

650 Elm St Suite 600, Manchester, NH 03101
WebsiteLicense: 93963

Expertise.com Rating

Review Sources

Facebook
4.8 (18)
Zillow
5.0 (11)
Google
4.6 (10)

Why choose this provider?

Charley Farley has been catering to homeowners and borrowers in Nashua and the surrounding communities for more than 25 years. He assists clients in purchasing a home and refinancing their mortgages. He also conducts an educational class for first-time homebuyers to discuss understanding credit scores, the steps in the mortgage process, appraisals and property inspections, and various loan programs. It includes down payment assistance programs, self-employed mortgages, and USDA rural developmental loans. Charley Farley is with HarborOne Mortgage.

  • New Construction

20 Trafalgar Square, Suite 500, Nashua, NH 03063
WebsiteLicense: 1749912

Expertise.com Rating

Review Sources

Google
5.0 (102)
Zillow
5.0 (58)
Facebook
5.0 (12)

Why choose this provider?

Mortgage Equity Partners delivers financial solutions to existing or first-time homeowners in the Nashua area. It provides fixed and adjustable-rate mortgage options for clients looking to buy a home or an investment property or change the terms of their current loans. Its team offers a variety of loan programs like USDA, FHA, jumbo, and VA that would meet its borrowers' situations, needs, and lifestyles. Since 2009, Mortgage Equity Partners has been catering to the financial needs of local property owners and real estate investors.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Duplicate to delete
365 Main Street, Nashua, NH 03060
Insight Mortgage Corp.
Insight Mortgage Corp, Manchester, NH 03101
Pride Rock Mortgage, LLC
31 Lowell Rd, Unit 7, Windham, NH 03087
Lakeview Mortgage
6 West Broadway, Unit 28, Derry, NH 03038
Pinnacle Mortgage Corp.
835 Hanover St. Unit 301, Manchester, NH 03104
Charley Farley
650 Elm St Suite 600, Manchester, NH 03101
Mortgage Equity Partners
20 Trafalgar Square, Suite 500, Nashua, NH 03063

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.