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Best Life Insurance Companies in Manchester

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Allen Associates logo

License Verified:

License: 2036201

New Hampshire Insurance Department

Allen Associates

1340 Bodwell Road, Manchester, NH 03109
  • Life Insurance
  • Health Insurance

Business Description

Allen Associates is an independent insurance agency that provides insurance services to residents of Manchester and the surrounding communities. It represents multiple insurance companies that provide personal and group insurance packages. It provides personal insurance services like life insurance with living benefits, long-term care plans, guaranteed lifetime retirement annuities, senior life insurance plans, and bridge plans for ages 60-65. Additionally, it provides group insurance services like dental plans and vision plans. Manchester-based Allen Associates was founded in 1976.

License Verified:

License: 2036201

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (10)
Allied Insurance Agency Inc. logo
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License Verified:

License: 360274

New Hampshire Insurance Department

Allied Insurance Agency Inc.

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500 South Street, Bow, NH 03304
  • Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

Business Description

Allied Insurance Agency Inc. is an independent insurance agency serving clients in Manchester and surrounding areas since 1966. The company offers both permanent and term life insurance. Its staff also provides auto insurance policies for motorcycles, antique cars, and recreational vehicles. The agency also handles home and business insurance. Together with Bow Youth Athletics, Allied Insurance Agency Inc. supports local families going through breast cancer by organizing the Annual Home Run Derby – Hitting Breast Cancer Out of the Park event.

License Verified:

License: 360274

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Annis-Rajchel Insurance Agency Inc. logo
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License Verified:

License: 361051

New Hampshire Insurance Department

Annis-Rajchel Insurance Agency Inc.

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74 Main Street, Raymond, NH 03077
  • Life Insurance
  • Health Insurance

Business Description

Established in 1984, Annis-Rajchel Insurance Agency Inc. is a family-owned and family-operated independent insurance company that serves the Manchester area. The firm provides life insurance options for individuals and families seeking financial protection for their loved ones in the event of death. The agency also offers auto insurance and homeowners' insurance coverages. Agent Jan Rajchel's career in the insurance industry has spanned for more than three decades. Annis-Rajchel is licensed in New Hampshire and Maine.

License Verified:

License: 361051

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Aspen & Snow Insurance Agency logo
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Aspen & Snow Insurance Agency

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40 Stark Street, Manchester, NH 03101
  • Life Insurance

Business Description

Aspen & Snow Insurance Agency has been serving the insurance needs of Manchester for over 15 years. Its agents help individuals understand the different life insurance policies and choose suitable and adequate coverages. They offer both term life and permanent life insurance and present strategies that align with each client's individual needs. The company also offers its services on other personal, professional, and property insurance lines. Its founder, Will Infantine, has 20 years of experience and is a board member of the New Hampshire Association of Independent Agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (12)
Google
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Beals Insurance Agency logo
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License Verified:

License: 427980

New Hampshire Insurance Department

Beals Insurance Agency

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22 Mc Allister Drive, Londonderry, NH 03053
  • Life Insurance

Business Description

Beals Insurance Agency is an independent insurance agency with locations in Londonderry and Bedford that serves clients in the local area and their surrounding communities, including Manchester. The agency offers an array of insurance products such as individual life, homeowners, automobile, recreational vehicle, and personal umbrella insurance. In addition, its insurance professionals take a one-on-one approach when working with clients to better understand their financial needs in order to customize insurance policies that suit them.

License Verified:

License: 427980

New Hampshire Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Brownell Insurance Center logo
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License Verified:

License: 358310

New Hampshire Insurance Department

Brownell Insurance Center

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5 Nashua Road, Londonderry, NH 03038
  • Life Insurance
  • Health Insurance

Business Description

Brownell Insurance Center is an independent insurance agency that has been offering life insurance options in Manchester for more than 30 years. This agency works with various respected insurance carriers, such as Progressive and Safeco Insurance, to provide its clients with resources to select the protection and coverage that meets their goals and needs. Its agents guide individuals with acquiring life policies as well as supplemental plans. Brownell Insurance Center has two offices in Londonderry and Hampton to extend its services to more clients.

License Verified:

License: 358310

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (15)
Yelp
2.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cornerstone Benefit & Retirement Group, Inc. logo

License Verified:

License: 368289

New Hampshire Insurance Department

Cornerstone Benefit & Retirement Group, Inc.

264 South River Road, Bedford, NH 03110
  • Life Insurance
  • Health Insurance

Business Description

Cornerstone Benefit & Retirement Group, Inc. is a life insurance company serving clients in Manchester and nearby areas. The firm provides a wide range of options for life insurance including term, whole, and universal policies. Insurance products for disabilities, retirement, and health are also available. This locally owned and operated brokerage firm has been providing its services to the community since 1993. Its team of insurance professionals is well-versed in handling the needs of individual and commercial markets.

License Verified:

License: 368289

New Hampshire Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Dick Lombardi logo
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License Verified:

License: 3356868

New Hampshire Insurance Department

Dick Lombardi

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1837 Elm Street, Manchester, NH 03104
  • Life Insurance
  • Health Insurance

Business Description

Dick Lombardi is a State Farm insurance agent who serves Manchester and the other areas in New Hampshire. He provides life insurance solutions, including term, whole, and universal life insurance policies. Dick also offers home and property, auto, health, and pet medical insurance. Additionally, business owners can take advantage of commercial insurance policies like BOPs, commercial auto, and workers' compensation coverage. Clients who wish to inquire or check on their policies can do so through the 24/7 StateFarm Insurance Customer Care Center.

License Verified:

License: 3356868

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.0 / 5 (12)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eames Insurance Services logo
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License Verified:

License: 2338029

New Hampshire Insurance Department

Eames Insurance Services

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1578 Dover Road, Epsom, NH 03234
  • Life Insurance

Business Description

Eames Insurance Services is a family-owned and family-operated business established in the fall of 1988. Since its foundation, it has been serving the insurance needs of Manchester and surrounding communities. It offers various insurance programs, including life insurance, annuities, long-term care, and retirement planning, to protect families from unforeseen circumstances. Additionally, its agents write insurance policies covering properties, personal liabilities, businesses, professional liabilities, and workers' compensation. Eames Insurance Services is a member of the IIABA.

License Verified:

License: 2338029

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (35)
Facebook
4.8 / 5 (29)
Financial Insurance Services, Inc. logo
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License Verified:

License: 380800

New Hampshire Insurance Department

Financial Insurance Services, Inc.

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194 Rockingham Road, Londonderry, NH 03053
  • Life Insurance

Business Description

Financial Insurance Services, Inc., is an independent insurance company that serves Manchester and the surrounding areas. It offers a range of personal insurance products, including term life, whole life, and universal life insurance. The firm's agents work with clients in choosing the policies that fulfill their unique needs and goals. Some of its other insurance coverages are home, auto, and commercial insurance plans. Financial Insurance Services has been in the industry since 1983.

License Verified:

License: 380800

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (15)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fortified Insurance Agency, Inc logo
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License Verified:

License: 8420608

New Hampshire Insurance Department

Fortified Insurance Agency, Inc

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911 Candia Road, Manchester, NH 03109
  • Life Insurance

Business Description

Fortified Insurance Agency, Inc., is an independent agency that delivers personalized life coverage plans to the residents of Manchester. The company works with selected insurance companies to provide life insurance policy options to their clients. Its staff members educate their customers on the differences of term, universal, and whole life insurance and help them choose one suitable for their needs. Fortified Insurance Agency, Inc., also offers auto, home, business, surety bonds, commercial property, and workers' compensation insurance.

License Verified:

License: 8420608

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (49)
Facebook
4.0 / 5 (29)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gallant Insurance, Inc. logo
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License Verified:

License: 354920

New Hampshire Insurance Department

Gallant Insurance, Inc.

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1364 New Hampshire 3A, Bow, NH 03304
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Established in 1989, Gallant Insurance, Inc. is a family-owned, and family-operated insurance broker assisting individuals and their loved ones safeguard their financial future. Serving the community of Manchester, its agents deliver term, whole, and universal life policies, with supplemental plans, such as accidental death, long-term care, disability, Medicare supplements, and individual and group health. As an independent agency, it represents several top-rated carriers allowing its clients to choose the insurance policy that covers what is most important to them.

License Verified:

License: 354920

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Germain Insurance logo

License Verified:

License: 2252980

New Hampshire Insurance Department

Germain Insurance

1000 Elm Street, Manchester, NH 03101
  • Health Insurance

Business Description

Germain Insurance is a life insurance company that services clients from Manchester and nearby areas. The firm provides whole, universal, and term life insurance to ensure security for the clients' loved ones. Aside from life insurance, there are also policies for vehicles, homes, health, and businesses. The business is owned by Christine Tremblay Germain, who has been working in the insurance sector for over 20 years. One of her partner insurance carriers is Safeguard Insurance.

License Verified:

License: 2252980

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
HPM Insurance logo
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License Verified:

License: 9066773

New Hampshire Insurance Department

HPM Insurance

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3 Bedford Farms Drive, Bedford, NH 03110
  • Life Insurance

Business Description

HPM Insurance is a company that helps clients in Manchester in acquiring policies to insure their life, properties, or undertaking. Its lineup for personal insurance includes coverage for health, autos, homes, and disasters like floods and earthquakes. It also offers business insurance solutions for industries such as manufacturing, hospitality, retail, and life sciences. The company represents nearly 30 different providers and goes over them in order for clients to get a number of insurance options. HPM Insurance is a member of the Chamber of Commerce in various regions.

License Verified:

License: 9066773

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (28)
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mason Financial Group logo
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License Verified:

License: 397693

New Hampshire Insurance Department

Mason Financial Group

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1155 Elm Street, Manchester, NH 03101
  • Life Insurance

Business Description

Mason Financial Group is a financial solutions company specializing in investment management, business solutions, and individual & family solutions. Its investment advisory services offer fund advisory and rep-directed programs. Its business solutions services include executive benefits, succession planning, and key person insurance. The company also has programs for the individual and families, this includes life insurance, estate planning, and retirement planning.`The firm was founded in 1972, and throughout the decades, it has served individuals and business clients in Manchester and Hampton.

License Verified:

License: 397693

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Morin Insurance Agency logo
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License Verified:

License: 2076786

New Hampshire Insurance Department

Morin Insurance Agency

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24 Mount Major Highway, Alton, NH 03810
  • Life Insurance

Business Description

Morin Insurance Agency works with different insurance companies while offering the residents of Manchester the benefits of getting insured locally. The company's life insurance policies fall under either term or permanent insurance. It also offers auto and motorcycle insurance as well as insurance for homeowners and renters. The family-owned, independent agency has been in business for over four decades covering New Hampshire, Connecticut, and all New England states. It works closely with locally established businesses.

License Verified:

License: 2076786

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Northeast Planning Associates, Inc. logo
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License Verified:

License: 355565

New Hampshire Insurance Department

Northeast Planning Associates, Inc.

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66 Hanover Street, Manchester, NH 03101
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Northeast Planning Associates, Inc., is a Manchester-based firm that offers life insurance products. With over six decades of experience in the industry, the company is currently led by Caleb Kirby, who is a 20-year financial and insurance advisor, and Ryan Callahan, who began his career in 2009. Northeast Planning Associates offers whole life insurance, equity index and fixed annuities, universal and variable life insurance, and term insurance including health and dental benefits.

License Verified:

License: 355565

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Insurance Doctor LLC logo
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License Verified:

License: 2020439

New Hampshire Insurance Department

The Insurance Doctor LLC

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453 Second Street, Manchester, NH 03102
  • Life Insurance

Business Description

The Insurance Doctor LLC is an insurance agency that serves clients in the Gastonia area. It offers an array of life insurance plans to help customers secure their financial obligations to their families and loved ones. Its policies, which include term, whole, and universal life insurance, can be used to pay off mortgage and debts, cover burial expenses, and pay for medical and hospital bills. The Insurance Doctor aims to build long-term relationships with its clients by presenting a wide selection of quotes for them.

License Verified:

License: 2020439

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tony Capraro III logo
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License Verified:

License: 781092

New Hampshire Insurance Department

Tony Capraro III

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510 Kelley Street, Manchester, NH 03102
  • Life Insurance
  • Health Insurance

Business Description

Tony Capraro III is a State Farm Insurance agent who helps his customers in and around Manchester find the right life insurance for them. The long-time New Hampshire resident offers a wide range of life insurance options, which include whole life, term, and universal life. Additionally, he assists clients who want to change their policies or beneficiaries from their life insurance plans. Tony also has personal insurance plans, which cover properties, health, disabilities, pets, and small businesses.

License Verified:

License: 781092

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (40)
Facebook
4.7 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wieczorek Insurance logo
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License Verified:

License: 359193

New Hampshire Insurance Department

Wieczorek Insurance

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166 Concord Street, Manchester, NH 03104
  • Life Insurance
  • Health Insurance

Business Description

Wieczorek Insurance is a company that helps businesses in Manchester and its surrounding areas with employee benefits. The firm works with providers such as Aflac and Colonial Life for the employees' life, accident, and disability insurance needs. In addition, the agency offers a variety of personal insurance products, which cover different types of homes and vehicles. These include condos, rental properties, mobile homes, collector cars, and motorcycles. Wieczorek Insurance is a family-owned business that was founded by Raymond J. Wieczorek in 1964.

License Verified:

License: 359193

New Hampshire Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.0 / 5 (38)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.