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Best Local Car Insurance Agencies in Manchester

2024

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Providers

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Website
101 Ponemah Road, Amherst, NH 03031
  • Boats
  • Motorcyle & ATV

Why choose this provider?

HPM Insurance offers business and personal insurance like auto insurance to the Manchester community through its Amherst office. The company provides auto insurance to help protect drivers from great financial loss when accidents occur. Its team of insurance experts presents clients with a variety of coverage options and also helps them when they opt for supplementary coverage for better security. HPM Insurance has been in the insurance business for over 160 years. It has other locations in Bedford, Bristol, and Laconia.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11 North Mast Street, Goffstown, NH 03045
  • Bundling Option
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Elliott Insurance Agency is a family-owned and operated independent insurance agency specializing in personal and business insurance services in Goffstown, Manchester, and surrounding areas in New Hampshire. The agency provides auto and recreational vehicle insurance that protects against major financial setbacks caused by accidents, natural causes, vandalism, or theft, whether or not the client is responsible for the accident. The firm offers a curated selection of policies structured to client needs. Established in 1970, the firm also offers homeowners and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22 School Street, Hillsboro, NH 03244
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

Knapton, Reade & Woods Insurance provides auto coverage options to clients in Manchester. For personal vehicle owners, the company offers policies that secure physical damage or loss due to theft; liability protection against injury or property damage sustained by others; and expenses for medical treatment, wage loss, or funerals. It also provides auto commercial insurance plans based on what type of vehicle is used and for what business operation. With over 60 years of expertise, Knapton, Reade & Woods also provides insurance for recreational vehicles such as boats and motorcycles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1 Sundial Avenue, Manchester, NH 03103
  • Multiple Carriers

Why choose this provider?

Clark Insurance - Manchester is an employee-owned insurance agency serving Manchester clients. It provides personal and business car insurance products that can include a wide range of coverage options, including property liability and bodily injury coverage. Coverages can be applied to a variety of vehicle types like golf carts, snowmobiles, and motorcycles. Clients can also include an umbrella insurance policy for additional protection. Insurance products are also available for recreational vehicles. The agency provides 24-hour support service online.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
4.5 / 5 (25)
Google
3.0 / 5 (4)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3 Webb Place, Dover, NH 03820
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

RW Insurance is a family-owned and operated insurance agency that services Manchester. For four generations, it has been providing auto insurance policies that are customized depending on clients' insurance needs by thoroughly reviewing their situations. The company partners with many insurance carriers, which allows its agents to shop for and filter multiple insurance options. RW Insurance is involved in community building by supporting a variety of nonprofit organizations and charities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
166 Concord Street, Manchester, NH 03104
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Wieczorek Insurance - Manchester is a locally operated car insurance agency serving families and individuals in the metro. For more than 50 years, its team of insurance agents has been focusing on providing appropriate insurance plans to the agency's clients. They review a potential policyholder's life stage and insurance needs and research insurance policies that combine competitive pricing and quality. Other than auto insurance, the local team of Wieczorek Insurance also offers motorcycle insurance and boat and marine insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (38)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
530 Chestnut Street, Manchester, NH 03101
  • Multiple Carriers

Why choose this provider?

New England Risk Management, Inc., is an independent insurance agency that provides auto insurance plans with different coverages. Based in Manchester, the company has been in the insurance industry since 1988 and is run by a team with over 60 years of collective experience. They respond to client's inquiries over the phone, in person, or through the company website. The agency values its clients' privacy and makes sure to keep their information confidential.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
911 Candia Road, Manchester, NH 03109
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Fortified Insurance Agency is an independent insurance agency catering to New Hampshire locals in Manchester and the surrounding areas. It specializes in exhaustive auto policies inclusive of liability coverage in case of bodily harm and property damage to others; collision coverage for collision accidents; comprehensive coverage for non-collision accidents, property damage, and theft; and ancillary medical coverage for treating injuries, rehabilitation, and funeral expenses in case of death. The company represents carriers such as Progressive, Concord Group Insurance, Plymouth Rock, The Hartford, Mapfre, Grundy, Hagerty, Ohio Mutual, Safeco, Liberty Mutual, Safety Insurance, and Bristol West.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (49)
Facebook
4.9 / 5 (29)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23 South Mammoth Road, Manchester, NH 03109

Why choose this provider?

A US Army veteran, John Annick is a State Farm insurance agent based in Manchester. Through his agency, Annick Insurance Agency, he offers auto insurance, homeowners' insurance, renters' insurance, condo insurance, health insurance, and life insurance. Annick has been with State Farm for more than 30 years. He has been a Silver Scroll and Legion of Honor qualifier within the company. He serves the whole of southern New Hampshire, including Bedford, Auburn, Londonderry, Merrimack, and Hooksett.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (15)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
35 Crystal Avenue, Derry, NH 03038
  • Multiple Carriers

Why choose this provider?

Benway Johnston Insurance Inc., which started in 1972, serves clients in the Manchester area. The family-owned company provides auto insurance plans for both residential vehicles and commercial fleets, covering possible accidents or collisions with other drivers. It works with over 15 insurance carriers and guides clients in choosing the best one for their car, truck, motorcycle, and other vehicles. Benway Johnston Insurance also has a special auto insurance program that allows clients to meet with the New England Patriots football team.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
64 Portsmouth Avenue, Exeter, NH 03833
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Family-owned, Foy Insurance is an independent insurance agency that serves the residents of Manchester and the nearby communities. Assisting clients with a broad range of coverages and products, the company has access to multiple insurance carriers for more options. Vehicle owners are offered with liability, collision, and comprehensive insurance. Special coverages are provided for clients involving accident waivers, replacement cars, and roadside assistance for labor services. Additional options such as medical payment are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is residency a requirement for purchasing car insurance in Manchester?

    Yes. As a general rule, the requirements for purchasing car insurance in Manchester stipulate that individuals must hold residency in New Hampshire. Seasonal or non-resident drivers may still purchase auto insurance, provided the vehicle is exclusively garaged or kept within the state's borders. In addition, they must complete a Nonresident Affidavit.

  • What factors influence car insurance rates in Manchester?

    The rates for auto insurance in Manchester may be affected by a number of variables, including the driver's age, location, driving record, and credit score. Additionally, the type of vehicle, its value, age, features, usage, and the chosen deductible of the owner can all play a role in determining the cost of car insurance.

  • What impact does the choice of vehicle have on insurance rates in Manchester?

    In Manchester, individuals who opt for larger vehicles often have lower insurance premiums because larger cars sustain less damage in accidents. Conversely, those who choose high-performance vehicles, like sports cars, may face higher auto insurance costs due to the statistical tendency for more aggressive driving behavior and a higher frequency of accidents associated with such vehicles.

  • Is auto insurance a requirement in Manchester?

    Manchester abides by the laws of New Hampshire, which does not require drivers from having to carry auto insurance. However, when someone opts to forego car insurance, they essentially assume the full financial burden in the event of a car accident. This means they are personally responsible for covering all medical expenses related to injuries sustained by themselves and others involved in the accident.

  • What consequences might an uninsured motorist in Manchester face if they cause an accident?

    A Manchester resident who causes an accident while operating a vehicle without insurance may have their license and vehicle registration suspended until they have paid the costs associated with the harm done. They will also need to submit an SR-22 form, which serves as documentation that they have purchased auto insurance.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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