Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in New Hampshire

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored New Hampshire Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

789

Reviewed

478

Curated

13

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Goffstown

Why choose this provider?

Elliot Insurance Agency caters to families and businesses in New Hampshire. The company offers a wide selection of products, including auto, home, and health insurance, in addition to general commercial and contractors coverage. Its car insurance policy includes collision, comprehensive, bodily injury, and property damage coverage. It represents numerous carriers, including AmTrust, Central, Acadia, Mapfre, and Liberty Mutual. The company is a member of the Greater Manchester Chamber of Commerce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Exeter

Why choose this provider?

Foy Insurance - Exeter is a locally owned independent agency that provides services to clients in New Hampshire. It offers auto insurance policies to help clients protect themselves against out-of-pocket expenses as a result of an accident. It guides clients in finding the right insurance and reduce the chance of financial loss. It has special coverage options, such as accident waiver, disappearing deductible, replacement car, glass deductible waiver, and young adult safe driver. Its president, Mike Foy, serves many insurance carrier advisory boards.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Dover

Why choose this provider?

Now on its fourth generation, RW Insurance is a family-owned and family-operated company offering personal, commercial, and life and health policies to clients in New Hampshire. It addresses customers' concerns about car insurance in the state. In partnership with multiple insurance carriers, its team gathers quotes and helps car owners select the coverages that suit their needs best. The team also tailors insurance products that assume damages and losses to RVs, motorcycles, boats, and commercial vehicles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Londonderry

Why choose this provider?

Obrey Insurance is an independent agency that caters to clients in New Hampshire. Assisting vehicle owners, the agency provides car insurance solutions that include a range of coverage options, from collision to liability to other drivers. It also offers insurance plans for owners of RVs, boats, and motorcycles. In addition, the agency deals with business insurance and crafts various plans, such as commercial property, cyber liability, workers' compensation, and general liability insurance policies. Obrey Insurance is a family-owned business that has been operating since 1972.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (13)
Google
4.8 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Manchester

Why choose this provider?

John Annick is one of the best insurance specialists serving vehicle drivers and enthusiasts in New Hampshire. He offers car insurance plans, which include collision, comprehensive, emergency roadside assistance, and liability coverages. He assists clients in filing claims for medical bills and damaged properties due to accidents and theft. The agent also accommodates individuals who want to acquire motorcycle, home, life, and health insurance programs. Annick has been a part of State Farm for more than three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Derry

Why choose this provider?

Benway Johnston Insurance Inc., is a family-owned and operated agency that has been serving New Hampshire since 1972. It partners with more than 15 insurance companies to provide a wide selection of the best coverage options for personal and commercial auto policies. Clients can request an auto ID card, declaration and coverages page, and send information to the lienholder through the company's website. The independent company also writes insurance plans for motorcycles, recreational vehicles, homeowners, businesses, and watercraft & boat.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (24)
Google
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Manchester

Why choose this provider?

Fortified Insurance Agency is a local business that provides services to clients in New Hampshire. It offers car insurance policies to help clients protect themselves from financial responsibility for inadvertently injuring other people. It also has other coverage options, such as comprehensive coverage for losses from thefts and collision coverage for car repairs after an accident. It also has other elective coverage options, such as car rental, and ancillary medical. Company president Keith Beausoleil has been in the insurance industry for more than 26 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Goffstown

Why choose this provider?

Founded in 1935, Slawsby Insurance Agency, Inc, serves clients in New Hampshire. It offers auto insurance policies covering accident benefits, liability expenses, car collision repair, ticket forgiveness, and rental extension bundles. In addition to auto insurance, this agency carries other personal insurance products involving home, renters, flood, and umbrella. Slawsby Insurance Agency also helps clients protect the future of their loved ones, businesses, and finances through health, life, and commercial insurance services. Its CEO, Karen Edgerton, has been in the insurance field since 1983.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Hillsboro

Why choose this provider?

Knapton Reade & Woods Insurance, a locally owned and operated company established in 1949, caters to clients in New Hampshire. It offers car owners auto insurance policies to protect them from potential risks. Its professionals work with more than 15 regional and national insurance carrriers to provide customers with a broad range of coverage options, such as liability for property damages and bodily injury and medical payments. Knapton Reade & Woods Insurance also offers snowmobile, recreational vehicle, condo, renters', and workers' compensation insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Manchester

Why choose this provider?

Founded in 1988, New England Risk Management, Inc., is an independent insurance agency serving New Hampshire. Its team of risk management professionals, who have over six decades of collective experience, protects drivers, renters, and homeowners through customizable policies. They find suitable coverage options for clients by reviewing and comparing plans from multiple carriers such as Foremost, Bristol West, and Progressive. New England Risk Management is headed by Ron Corriveau, a Chartered Property Casualty Underwriter and an Accredited Advisor in Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Manchester

Why choose this provider?

Wieczorek Insurance - Manchester is a customer-oriented agency that serves individuals, families, and businesses in New Hampshire. It offers auto insurance policies to help car owners protect themselves from financial losses in case of accidents and other emergencies. It has a liability coverage options that covers financial responsibilities for injuring people in accidents. Additionally, the agency has comprehensive and collision coverage that reimburses losses from theft or fire and pays for car repairs caused after accidents. This company was established by Raymond J. Wieczorek in 1964.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lunenburg

Why choose this provider?

The McCarthy Insurance Agency, Inc., is a family-operated company that serves clients in New Hampshire. Since 1989, it has been offering a wide selection of insurance solutions that cater to the needs of individuals, families, and business owners. Its agents, who have more than four decades of collective industry experience, guide car owners in securing the best auto insurance that protects their assets in times of an accident. They also offer life, home, motorcycle, and commercial insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Nashua

Why choose this provider?

With more than 10 years of industry experience, Briana Dos Santos is a State Farm insurance agent serving New Hampshire. Dos Santos provides a comprehensive choice of automobile insurance coverage options for families and individuals. The policies provide collision, comprehensive, rideshare, rental reimbursement, and 24/7 roadside assistance coverage. It also offers protection for rental and sports cars. In addition, she assists clients with matters like banking and annuities. Dos Santos and her team also speak Spanish and Portuguese.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.