Expertise.com

Best Mortgage Brokers in Omaha

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Brokers FAQs 〉

Providers

Last updated:

Website
10404 Essex Court, Omaha, NE 68114
  • Refinance

Why choose this provider?

Ryley Cidlik is a mortgage consultant working under Prosperity Home Mortgage, LLC. He provides varied mortgage solutions for Omaha residents. Through the company, Cidlik is able to offer a variety of residential and refinance loans, which include fixed- and adjustable-rate mortgages, renovation financing, and FHA, VA, and jumbo loans. Additionally, he works with multiple mortgage lenders and bankers, such as Edina Realty Mortgage, FM Lending Services, DFW Texas Mortgage, Long Mortgage, and HomeServices Lending, LLC.

License Verified:

License: 1150323

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10909 Mill Valley Road, Omaha, NE 68154
  • Refinance

Why choose this provider?

Mutual of Omaha Mortgage, Inc., is a mortgage firm that serves clients in Omaha. The company offers various loan programs for homebuyers and homeowners that include conventional loans, FHA home loans, USDA home loans, adjustable-rate mortgage loans, VA home loans, and refinance home loans. It has a history of helping borrowers since 1909, using technology and operational support aimed to ensure a straightforward loan process. Mutual of Omaha Mortgage and its affiliates are equal opportunity and affirmative action employers.

License Verified:

License: 1025894

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (845)
Yelp
4.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17330 Wright Street, Omaha, NE 68130
  • Refinance

Why choose this provider?

Peoples Mortgage Omaha assists clients with their mortgage needs. It offers several loan products, including VA, jumbo, conventional, USDA, FHA, and HUD home loans. Its team of loan officers also helps borrowers who are 62 and above through reverse mortgages. Clients who are approved of reserve mortgage can use their loan for home repairs, medical needs, debt payments, and long-term care. The loan process at Peoples Mortgage Omaha includes inspection, underwriting review, funding, document preparation, and recording.

License Verified:

License: 6274

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.5
Facebook
3.0 / 5 (8)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13340 California Street, Omaha, NE 68154
  • Refinance

Why choose this provider?

Benchmark Mortgage has been providing mortgage services in Omaha for 20 years. The company offers Lifetime Loan client care to assist clients after loan closing and keep them up-to-date on the status quo. It is committed to serving the veteran community through its VA loan process. Branch manager Eric Almquist and his team have consecutively ranked in the top 200 U.S. lending professionals. Eric has been in the mortgage industry for more than 23 years.

License Verified:

License: 855

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (548)
Facebook
5.0 / 5 (107)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17838 Burke Street, Omaha, NE 68118
  • Refinance

Why choose this provider?

Aksarben Mortgage is a brokerage firm that serves Omaha and the surrounding areas. It offers several loan programs for people looking to purchase a home or refinance. Some of the loan programs offered by the company include fixed-rate mortgages, adjustable-rate mortgages, FHA and VA loans, interest-only mortgages, reverse mortgages, and graduated payment mortgages. Aksarben Mortgage aims to make the mortgage process easier for customers. The website sports several tools for clients to use like a mortgage calculator, online forms, and mortgage fundamentals.

License Verified:

License: 1944087

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1005 South 76th Street, Omaha, NE 68114
  • Refinance

Why choose this provider?

Finance 1 provides Omaha-area customers with a range of home mortgage solutions to fit individual needs, goals, and budgets. The A+ BBB rated family owned and operated business is fully licensed and insured to deliver products and services that clients need to make home ownership a reality. The friendly, professional staff commits to providing excellent service and ensuring the smoothest possible loan experience. Finance 1 offers a range of loan types from which to choose including conventional, FHA, VA, USDA, Adjustable Rate Mortgages, and many others.

License Verified:

License: 10136

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (116)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
13340 California Street, Omaha, NE 68154
  • New Construction
  • Refinance

Why choose this provider?

Eric Almquist is a mortgage broker based in Omaha. He is the Branch Manager of Benchmark Mortgage, a mortgage consultant firm that has 80 branches nationwide. He graduated with a Bachelors's in Business Administration with an emphasis in real estate. Later on, while working for TransAmerican Appraisal, Eric was able to obtain his licensure as an appraiser and eventually became a real estate broker. He has been in the mortgage industry for 25 years.

License Verified:

License: 623826

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (549)
Facebook
5.0 / 5 (98)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13911 Gold Circle, Omaha, NE 68144
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Pivot Lending Group is a mortgage lender serving Omaha residents seeking loan assistance. Formed in 2002, the service provider has numerous mortgage products available, including conventional, down payment assistance, FHA, home equity, refinancing, and reverse. Its officers also process veterans and USDA or rural development loans. CEO and senior mortgage loan originator Bryant Ottaviano founded the company with the aim to provide competitive rates to his customers. The company's monthly services amount to over $500 million in loans.

License Verified:

License: 109995

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (59)
Google
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
14301 FNB Parkway, Omaha, NE 68154
  • Refinance

Why choose this provider?

The Denman Team is a mortgage lender serving the Greater Omaha area. It offers a variety of loan products, including conventional, fixed-rate, and adjustable-rate mortgages. Tony Denman, the primary mortgage professional of this firm, has more than 20 years of experience in helping clients find the right loan tailored to their needs. Tony creates a customized plan for his clients and keeps them informed about every aspect of their loan. Since 1995, The Denman Team has closed roughly 3,000 deals.

License Verified:

License: 20612

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (74)
Google
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
17310 Wright Street, Omaha, NE 68130
  • Refinance

Why choose this provider?

Shotbolt Mortgage Corp. is an independent mortgage broker that helps people with their home mortgage and lending needs. It determines clients’ specific needs to provide them with personalized financing solutions. The company serves first-time homebuyers, self-employed borrowers, and veterans in Omaha and other areas in Nebraska. Backed by over 20 years of experience, Shotbolt Mortgage strives to deliver accurate and up-to-date market information to help clients make informed decisions. Its president, Jack Shotbolt, is a certified mortgage broker and planner.

License Verified:

License: 10196

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (84)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
303 North 114th Street, Omaha, NE 68154
  • Refinance

Why choose this provider?

Eagle Mortgage helps Omaha-area customers find the perfect mortgage to meet individual needs, goals, and budgets. The locally owned company has been offering the highest quality mortgage products at the lowest possible rates for more than 23 years. Eagle Mortgage can help with first time home buying, refinancing existing loans, and consolidating debt. The team of highly experienced mortgage brokers commits to making the dreams of home ownership come true.

License Verified:

License: 2376

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7581 Main Street, Omaha, NE 68127
  • Refinance
  • Purchase Transactions

Why choose this provider?

Rotella Mortgage is a mortgage brokerage firm that provides loan options for homeowners in Omaha. It offers rate reduction and debt consolidation programs for primary homes, as well as rate reduction and cash-out programs for investment properties. The company offers different types of loan programs for primary homes, including conventional, VA, FHA, and sub-prime. Its professional brokers have over 80 years of combined experience. Owner Al Rotella has been awarded the Lending Integrity Seal of Approval by the NAMB.

License Verified:

License: 1325

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.