Laurels

Best Mortgage Refinance Companies in Lincoln
2022

Benchmark Mortgage Omaha

Benchmark Mortgage Omaha

  • New Construction

Benchmark Mortgage helps individuals in Lincoln and the surrounding areas who require assistance with refinancing a mortgage. The agency has access to market rates that enables it to monitor figures in relation to clients' personal loans. It also assists with loan creation and provides yearly mortgage reviews. Benchmark Mortgage gives back to the community through its partnership with the Brain Treatment Foundation. It also hosts the Boot’N & Shoot’N event, where it gives two mortgage-free home grants to deserving military families.

13340 California St
Omaha, NE 68154

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

577 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Capital City Mortgage

Capital City Mortgage

  • Reverse Mortgages
  • NMLS #: 39166

Operating in Lincoln, Capital City Mortgage is a broker that caters to homeowners and residents within and around the city. Its loan officers advise clients on different loan options and recommend suitable plans, like the Freddie Mac refinance program. They also offer standard, conventional, VA, and FHA loan programs. For those with existing VA home loans, the broker is able to refinance these plans and provide cash-out. Capital City Mortgage also provides its customers with real estate reports on current home values.

237 South 70th Street
Lincoln, NE 68510

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Central National Bank Lending Services Office

Central National Bank Lending Services Office

The Central National Bank has been catering to the financial needs in Lincoln and nearby areas since 1884. The company assists homeowners in seeking the mortgage refinancing solutions fit for their needs. The firm provides several options for home refinancing, such as equity cashouts and the HARP program. Specialists at the bank also offer several types of home loans for first-time homebuyers. Other services include personal and business banking, lending, investments, and fraud protection.

5308 South 56th Street
Lincoln, NE 68516

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Website
Gershman Mortgage - Lincoln

Gershman Mortgage - Lincoln

  • Multi-Family Loans

Gershman Mortgage has been providing home buying and refinancing solutions in the Lincoln area since 1955. The company assists homeowners in reducing their current mortgage terms and lowering monthly payments with its rate-and-term and cashout refinancing programs. It also offers other types of mortgages, including conventional, VA, FHA, and USDA loans. The loan advisors at this firm also handle commercial real estate financing. Gershman Mortgage operates across 14 states and employs over 300 employees throughout the country.

8250 Old Cheney Road
Lincoln, NE 68516

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

90 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Great Plains Mortgage Company, LLC

Great Plains Mortgage Company, LLC

Located in Waterloo, Great Plains Mortgage Company, LLC, caters to clients in the Lincoln metro and the surrounding areas. It assists homeowners who are looking to refinance their mortgage to cash out equity, change their loan terms, get a lower interest rate, or reduce their monthly payments. Its team also helps individuals apply for other types of loans, such as conventional, jumbo, FHA 203k, Harp 2.0, and VA. In addition, the company provides reverse mortgages.

23264 Agee Lane
Waterloo, NE 68069

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

Liberty First Credit Union

Liberty First Credit Union

  • Reverse Mortgages
  • NMLS #: 39166

Founded in 1935, Liberty First Credit Union is a member-owned cooperative that serves as one of the largest mortgage refinance lenders in Lincoln. Its loan offerings include conventional, FHA, VA, USDA, and various specialty loans, including ones with little to no down payment required. It guides homeowners through the refinancing process by explaining their options and by helping customers determine if fixed or adjustable rates are right for them. Liberty First Credit Union handles everything from the prequalification process to closing. It also offers auto, personal, and home equity loans as well as wealth management services.

501 N 46th St
Lincoln, NE 68503

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Website
Midwest Family Lending - Lincoln

Midwest Family Lending - Lincoln

  • Reverse Mortgages
  • NMLS #: 39166

Midwest Family Lending is a mortgage refinance company that has been serving Lincoln for over 25 years. Its team of home loan originators helps clients find the best loan option that can help them build, buy, refinance or remodel a home. They assess mortgage programs among their network of lenders to find a match for their client's financial goals. The programs include conventional mortgage, FHA Mortgage, VA Mortgage for veterans, and USDA FInancing for the rural areas.

Lincoln, NE

Website

Website

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: B+

Detail: --

Mortgage Specialists

Mortgage Specialists

  • Reverse Mortgages

Mortgage Specialists has been serving clients in Lincoln and the neighboring communities for almost 20 years. It provides mortgage refinancing programs for homeowners and homebuyers, including fixed-rate mortgages, home equity, and FHA loans. Owner Brent Rasmussen has been a mortgage loan originator since 2001 and holds both the CRMS and CMC certifications. He is also a certified divorce lending professional who takes a holistic approach to mortgage option evaluation and identifies potential conflicts between the divorce settlement, the mortgage, and the real property.

8420 W Dodge Road Suite 113
Omaha, NE 68114

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Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

338 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Nebraska Mortgage Expert

Nebraska Mortgage Expert

  • Reverse Mortgages
  • NMLS #: 39166

Nebraska Mortgage Expert provides mortgage programs and refinancing services for clients in the Lincoln area. The company's loan officer, Shari Barnhill, offers advice on loan options to help clients choose the refinancing program that best fits their situation. Nebraska Mortgage Expert provides a variety of mortgage options including conventional, reverse, jumbo, and home construction loans. She also helps clients refinance existing loans with the aim of lowering interest rates, shortening overall loan terms, or removing a person from the loan.

2901 South 84th Street
Lincoln, NE 68506

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Petrovich Team Home Loan

Petrovich Team Home Loan

  • Multi-Family Loans

Petrovich Team Home Loan serves first-time property buyers in the Lincoln area and nearby locations. It helps clients achieve their dream homes by providing them with refinancing solutions. The agency creates strategies to reduce customers' monthly mortgage rates and improve credit scores. Its specialists also assist individuals in acquiring various loan programs, such as conventional, jumbo, VA, and FHA. Founder Michael Petrovich is an independent mortgage broker who has been in the industry for two decades.

14301 FNB Parkway Suite 100
Omaha, NE 68154

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

285 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Regent Financial Group, Inc.

Regent Financial Group, Inc.

  • Reverse Mortgages

Regent Financial Group, Inc., addresses the needs of individuals in Lincoln. The business caters to clients looking to refinance or purchase a home. Its refinancing solutions aim to help customers reduce their monthly mortgage payments. Its professionals equip clients with tools and knowledge in the mortgage process to assist in making informed decisions. The company offers a wide selection of loan options, including jumbo, conventional, USDA, FHA, and VA. It serves as a member of the Greater Omaha Chamber of Commerce.

1910 S. 72nd St. Suite 103
Omaha, NE 68124

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Ryley Cidlik

Ryley Cidlik

  • New Construction

Prosperity Home Mortgage, LLC, provides refinancing assistance in Lincoln. It works with homeowners looking for lower interest rates to save money. Its team of mortgage specialists educates clients on various loan programs and the necessary qualifications required to apply. Its standard and government-issued programs include FHA, VA, USDA, FHA streamline, and Jumbo loans. In addition, it offers FNMA HomeReady for moderate-income borrowers who fit the criteria. With over 700 branches throughout the United States, the company can navigate the local market.

10404 Essex Court
Omaha, NE 68114

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Security First Bank

Security First Bank

Security First Bank delivers mortgage refinance services to clients in the Lincoln metro area. This bank provides comprehensive services for most standard types of loans, such as FHA and VA loans, and provides refinancing options to clients who wish to take cash out of their equity for use in other projects, and clients want to pursue lower interest rates and monthly payments. Security First Bank also structures loans for land and structural development projects, including construction loans and rural land development loans. Home equity line of credit (HELOC) options are available as well.

5505 Red Rock Ln
Lincoln, NE 68516

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Website
U.S. Bank

U.S. Bank

U.S. Bank refinances mortgages for residents of Lincoln. Restructured loans allow homeowners to change the terms of their mortgages, resulting in reduced interest rates and monthly costs. Traditional refinancing services are available for clients looking to shorten loan terms. U.S. Bank also provides refinancing for VA and FHA loans. Cash-out mortgages grant borrowers with funds at closing by using existing home equity. U.S. Bank also offers corporate and commercial wealth management services.

233 South 13th Street
Lincoln, NE 68501

Website

Website
Union Bank & Trust

Union Bank & Trust

Founded in 1917, local family-owned Union Bank & Trust assists clients with home mortgage refinance in Lincoln. Its experienced loan officers have the market knowledge necessary to guide homeowners through mortgage refinancing, potentially lowering their interest rates and monthly payments or altering their loan terms. The bank helps with FHA, VA, conventional, jumbo, bridge, lot, and cash-to-close loans. The bank also offers cash-out refinancing, enabling clients to turn their home equity into cash for renovations, major purchases, or debt consolidation. Union Bank & Trust provides funding for mortgages to first-time home buyers.

4243 Pioneer Woods Dr
Lincoln, NE 68506

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Website
US Home Mortgage, Inc.

US Home Mortgage, Inc.

  • New Construction
  • Alternative Income Documentation Loans

US Home Mortgage, Inc. is a mortgage lending company based in Lincoln that has been in operation for over 14 years. As a group with over 42 years of combined experience in the lending industry, the company has an extensive portfolio of loan programs ranging from purchasing and refinancing to investment property and interim financing. The team at US Home Mortgage works to ensure that the entire loaning process is as straightforward as possible for their clients.

5901 South 58th Street
Lincoln, NE 68516

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Veterans United Home Loans

Veterans United Home Loans

  • New Construction

Established in 2002, Veterans United Home Loans offers mortgage refinance solutions to individuals in Lincoln and the neighboring communities. The company assists service members, veterans, and select military spouses through the process of availing different types of VA loans, such as cash-out refinance and energy-efficient mortgage. The company has been featured in The New York Times, Yahoo! Finance, USA Today, and CBS News. It also promotes diversity and inclusion through its United Initiative, launched in 2013.

11507 S 42nd Street, Suite 107
Bellevue, NE 68123

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

174 (Best)

Score Consistency:

Consistent (Best)

West Gate Bank

West Gate Bank

  • Reverse Mortgages

Founded in 1968, West Gate Bank is a family-owned mortgage refinance company in Lincoln. Loan officers work directly with customers seeking to refinance their home mortgage to improve interest rates, lower monthly payments, or change loan terms. They help customers explore their refinancing options and determine which loan and terms best meet their needs. The bank offers various home mortgage lending options, including conventional, VA, USDA, and FHA. West Gate Bank handles the loan approval and processing locally to ensure customers receive personalized attention. It also works with first-time homebuyers and handles bridge and construction loans.

6003 Old Cheney Rd
Lincoln, NE 68516

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Website

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