Best Mortgage Refinance Companies in Lincoln

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Lincoln Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 142 89 11

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

U.S. Bank

U.S. Bank refinances mortgages for residents of Lincoln. Restructured loans allow homeowners to change the terms of their mortgages, resulting in reduced interest rates and monthly costs. Traditional refinancing services are available for clients looking to shorten loan terms. U.S. Bank also provides refinancing for VA and FHA loans. Cash-out mortgages grant borrowers with funds at closing by using existing home equity. U.S. Bank also offers corporate and commercial wealth management services.

233 South 13th Street
Lincoln, NE 68501


Union Bank & Trust

Founded in 1917, local family-owned Union Bank & Trust assists clients with home mortgage refinance in Lincoln. Its experienced loan officers have the market knowledge necessary to guide homeowners through mortgage refinancing, potentially lowering their interest rates and monthly payments or altering their loan terms. The bank helps with FHA, VA, conventional, jumbo, bridge, lot, and cash-to-close loans. The bank also offers cash-out refinancing, enabling clients to turn their home equity into cash for renovations, major purchases, or debt consolidation. Union Bank & Trust provides funding for mortgages to first-time home buyers.

4243 Pioneer Woods Dr
Lincoln, NE 68506


West Gate Bank

  • Reverse Mortgages

Founded in 1968, West Gate Bank is a family-owned mortgage refinance company in Lincoln. Loan officers work directly with customers seeking to refinance their home mortgage to improve interest rates, lower monthly payments, or change loan terms. They help customers explore their refinancing options and determine which loan and terms best meet their needs. The bank offers various home mortgage lending options, including conventional, VA, USDA, and FHA. West Gate Bank handles the loan approval and processing locally to ensure customers receive personalized attention. It also works with first-time homebuyers and handles bridge and construction loans.

6003 Old Cheney Rd
Lincoln, NE 68516

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