Best Mortgage Refinance Companies in Lincoln

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Benchmark Mortgage Omaha logo

Benchmark Mortgage Omaha

13340 California St, Omaha, NE 68154
Visit Website
  • New Construction

Benchmark Mortgage helps individuals in Lincoln and the surrounding areas who require assistance with refinancing a mortgage. The agency has access to market rates that enables it to monitor figures in relation to clients' personal loans. It also assists with loan creation and provides yearly mortgage reviews. Benchmark Mortgage gives back to the community through its partnership with the Brain Treatment Foundation. It also hosts the Boot’N & Shoot’N event, where it gives two mortgage-free home grants to deserving military families.

Visit Website
Capital City Mortgage logo

Capital City Mortgage

237 South 70th Street, Lincoln, NE 68510
Visit Website
  • NMLS #: 39166

Operating in Lincoln, Capital City Mortgage is a broker that caters to homeowners and residents within and around the city. Its loan officers advise clients on different loan options and recommend suitable plans, like the Freddie Mac refinance program. They also offer standard, conventional, VA, and FHA loan programs. For those with existing VA home loans, the broker is able to refinance these plans and provide cash-out. Capital City Mortgage also provides its customers with real estate reports on current home values.

Visit Website
Central National Bank Lending Services Office logo

Central National Bank Lending Services Office

5308 South 56th Street, Lincoln, NE 68516
Visit Website

The Central National Bank has been catering to the financial needs in Lincoln and nearby areas since 1884. The company assists homeowners in seeking the mortgage refinancing solutions fit for their needs. The firm provides several options for home refinancing, such as equity cashouts and the HARP program. Specialists at the bank also offer several types of home loans for first-time homebuyers. Other services include personal and business banking, lending, investments, and fraud protection.

Visit Website
Gershman Mortgage - Lincoln logo

Gershman Mortgage - Lincoln

8250 Old Cheney Road, Lincoln, NE 68516
Visit Website
  • Multi-Family Loans

Gershman Mortgage has been providing home buying and refinancing solutions in the Lincoln area since 1955. The company assists homeowners in reducing their current mortgage terms and lowering monthly payments with its rate-and-term and cashout refinancing programs. It also offers other types of mortgages, including conventional, VA, FHA, and USDA loans. The loan advisors at this firm also handle commercial real estate financing. Gershman Mortgage operates across 14 states and employs over 300 employees throughout the country.

Visit Website
Great Plains Mortgage Company, LLC logo

Great Plains Mortgage Company, LLC

23264 Agee Lane, Waterloo, NE 68069
Visit Website

Located in Waterloo, Great Plains Mortgage Company, LLC, caters to clients in the Lincoln metro and the surrounding areas. It assists homeowners who are looking to refinance their mortgage to cash out equity, change their loan terms, get a lower interest rate, or reduce their monthly payments. Its team also helps individuals apply for other types of loans, such as conventional, jumbo, FHA 203k, Harp 2.0, and VA. In addition, the company provides reverse mortgages.

Visit Website
Liberty First Credit Union logo

Liberty First Credit Union

501 N 46th St, Lincoln, NE 68503
Visit Website
  • Reverse Mortgages
  • NMLS #: 39166

Founded in 1935, Liberty First Credit Union is a member-owned cooperative that serves as one of the largest mortgage refinance lenders in Lincoln. Its loan offerings include conventional, FHA, VA, USDA, and various specialty loans, including ones with little to no down payment required. It guides homeowners through the refinancing process by explaining their options and by helping customers determine if fixed or adjustable rates are right for them. Liberty First Credit Union handles everything from the prequalification process to closing. It also offers auto, personal, and home equity loans as well as wealth management services.

Visit Website
Midwest Family Lending - Lincoln logo

Midwest Family Lending - Lincoln

Lincoln, NE
Visit Website
  • Reverse Mortgages
  • NMLS #: 39166

Midwest Family Lending is a mortgage refinance company that has been serving Lincoln for over 25 years. Its team of home loan originators helps clients find the best loan option that can help them build, buy, refinance or remodel a home. They assess mortgage programs among their network of lenders to find a match for their client's financial goals. The programs include conventional mortgage, FHA Mortgage, VA Mortgage for veterans, and USDA FInancing for the rural areas.

Visit Website
Mortgage Specialists logo

Mortgage Specialists

8420 W Dodge Road Suite 113, Omaha, NE 68114
Visit Website
  • Reverse Mortgages

Mortgage Specialists has been serving clients in Lincoln and the neighboring communities for almost 20 years. It provides mortgage refinancing programs for homeowners and homebuyers, including fixed-rate mortgages, home equity, and FHA loans. Owner Brent Rasmussen has been a mortgage loan originator since 2001 and holds both the CRMS and CMC certifications. He is also a certified divorce lending professional who takes a holistic approach to mortgage option evaluation and identifies potential conflicts between the divorce settlement, the mortgage, and the real property.

Visit Website
Nebraska Mortgage Expert logo

Nebraska Mortgage Expert

2901 South 84th Street, Lincoln, NE 68506
Visit Website
  • Reverse Mortgages
  • NMLS #: 39166

Nebraska Mortgage Expert provides mortgage programs and refinancing services for clients in the Lincoln area. The company's loan officer, Shari Barnhill, offers advice on loan options to help clients choose the refinancing program that best fits their situation. Nebraska Mortgage Expert provides a variety of mortgage options including conventional, reverse, jumbo, and home construction loans. She also helps clients refinance existing loans with the aim of lowering interest rates, shortening overall loan terms, or removing a person from the loan.

Visit Website
Petrovich Team Home Loan logo

Petrovich Team Home Loan

14301 FNB Parkway Suite 100, Omaha, NE 68154
Visit Website
  • Multi-Family Loans

Petrovich Team Home Loan serves first-time property buyers in the Lincoln area and nearby locations. It helps clients achieve their dream homes by providing them with refinancing solutions. The agency creates strategies to reduce customers' monthly mortgage rates and improve credit scores. Its specialists also assist individuals in acquiring various loan programs, such as conventional, jumbo, VA, and FHA. Founder Michael Petrovich is an independent mortgage broker who has been in the industry for two decades.

Visit Website
Regent Financial Group, Inc. logo

Regent Financial Group, Inc.

1910 S. 72nd St. Suite 103, Omaha, NE 68124
Visit Website
  • Reverse Mortgages

Regent Financial Group, Inc., addresses the needs of individuals in Lincoln. The business caters to clients looking to refinance or purchase a home. Its refinancing solutions aim to help customers reduce their monthly mortgage payments. Its professionals equip clients with tools and knowledge in the mortgage process to assist in making informed decisions. The company offers a wide selection of loan options, including jumbo, conventional, USDA, FHA, and VA. It serves as a member of the Greater Omaha Chamber of Commerce.

Visit Website
Ryley Cidlik logo

Ryley Cidlik

10404 Essex Court, Omaha, NE 68114
Visit Website
  • New Construction

Prosperity Home Mortgage, LLC, provides refinancing assistance in Lincoln. It works with homeowners looking for lower interest rates to save money. Its team of mortgage specialists educates clients on various loan programs and the necessary qualifications required to apply. Its standard and government-issued programs include FHA, VA, USDA, FHA streamline, and Jumbo loans. In addition, it offers FNMA HomeReady for moderate-income borrowers who fit the criteria. With over 700 branches throughout the United States, the company can navigate the local market.

Visit Website
Security First Bank logo

Security First Bank

5505 Red Rock Ln, Lincoln, NE 68516
Visit Website

Security First Bank delivers mortgage refinance services to clients in the Lincoln metro area. This bank provides comprehensive services for most standard types of loans, such as FHA and VA loans, and provides refinancing options to clients who wish to take cash out of their equity for use in other projects, and clients want to pursue lower interest rates and monthly payments. Security First Bank also structures loans for land and structural development projects, including construction loans and rural land development loans. Home equity line of credit (HELOC) options are available as well.

Visit Website
U.S. Bank logo

U.S. Bank

233 South 13th Street, Lincoln, NE 68501
Visit Website

U.S. Bank refinances mortgages for residents of Lincoln. Restructured loans allow homeowners to change the terms of their mortgages, resulting in reduced interest rates and monthly costs. Traditional refinancing services are available for clients looking to shorten loan terms. U.S. Bank also provides refinancing for VA and FHA loans. Cash-out mortgages grant borrowers with funds at closing by using existing home equity. U.S. Bank also offers corporate and commercial wealth management services.

Visit Website
Union Bank & Trust logo

Union Bank & Trust

4243 Pioneer Woods Dr, Lincoln, NE 68506
Visit Website

Founded in 1917, local family-owned Union Bank & Trust assists clients with home mortgage refinance in Lincoln. Its experienced loan officers have the market knowledge necessary to guide homeowners through mortgage refinancing, potentially lowering their interest rates and monthly payments or altering their loan terms. The bank helps with FHA, VA, conventional, jumbo, bridge, lot, and cash-to-close loans. The bank also offers cash-out refinancing, enabling clients to turn their home equity into cash for renovations, major purchases, or debt consolidation. Union Bank & Trust provides funding for mortgages to first-time home buyers.

Visit Website
US Home Mortgage, Inc. logo

US Home Mortgage, Inc.

5901 South 58th Street, Lincoln, NE 68516
Visit Website
  • New Construction
  • Alternative Income Documentation Loans

US Home Mortgage, Inc. is a mortgage lending company based in Lincoln that has been in operation for over 14 years. As a group with over 42 years of combined experience in the lending industry, the company has an extensive portfolio of loan programs ranging from purchasing and refinancing to investment property and interim financing. The team at US Home Mortgage works to ensure that the entire loaning process is as straightforward as possible for their clients.

Visit Website
Veterans United Home Loans logo

Veterans United Home Loans

11507 S 42nd Street, Suite 107, Bellevue, NE 68123
Visit Website
  • New Construction

Established in 2002, Veterans United Home Loans offers mortgage refinance solutions to individuals in Lincoln and the neighboring communities. The company assists service members, veterans, and select military spouses through the process of availing different types of VA loans, such as cash-out refinance and energy-efficient mortgage. The company has been featured in The New York Times, Yahoo! Finance, USA Today, and CBS News. It also promotes diversity and inclusion through its United Initiative, launched in 2013.

Visit Website
West Gate Bank logo

West Gate Bank

6003 Old Cheney Rd, Lincoln, NE 68516
Visit Website
  • Reverse Mortgages

Founded in 1968, West Gate Bank is a family-owned mortgage refinance company in Lincoln. Loan officers work directly with customers seeking to refinance their home mortgage to improve interest rates, lower monthly payments, or change loan terms. They help customers explore their refinancing options and determine which loan and terms best meet their needs. The bank offers various home mortgage lending options, including conventional, VA, USDA, and FHA. West Gate Bank handles the loan approval and processing locally to ensure customers receive personalized attention. It also works with first-time homebuyers and handles bridge and construction loans.

Visit Website
Back to Providers

Frequently Asked Questions

Q: What should you expect when refinancing a mortgage?

A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

Q: How often should you refinance your mortgage?

A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?

A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Mortgage Refinance Companies near you