Laurels

Best Mortgage Refinance Companies in Lincoln
2021

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Lincoln Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 142 89 11

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Capital City Mortgage

Capital City Mortgage offers services for home mortgage refinance in Lincoln. Its loan officers help clients to find refinancing programs that fit their needs, such as the Freddie Mac refinance program. It also refinances VA home loans and does cash-out refinance loans. Its loan officers help clients to make optimal decisions about refinancing by using a variety of tools to project the best financial outcomes. Capital City Mortgage does standard loans too, for conventional, VA, and FHA loan programs. This company offers special services for housing programs at the state and local levels as well.

237 S 70th St Ste 105
Lincoln, NE 68510

Website

Midwest Family Lending

Midwest Family Lending has provided mortgage and refinancing services for nearly 25 years. Its experienced mortgage professionals review each customer’s financial situation and educate them on the various loan programs and refinancing options to determine the program that best accomplishes their mortgage goals. This experience, coupled with honesty, integrity and a sincere desire to build a relationship with its customers has established Midwest Family Lending as a preferred mortgage lender. The programs offered include FHA, conventional, VA, USDA and 5% Down with No Monthly MI. The local mortgage company also supplies an online checklist to help customers understand the necessary documentation, as well as an online refinancing application and webchat.

1901 SW 22nd St
Lincoln, NE 68522

Website

Security First Bank

Security First Bank delivers mortgage refinance services to clients in the Lincoln metro area. This bank provides comprehensive services for most standard types of loans, such as FHA and VA loans, and provides refinancing options to clients who wish to take cash out of their equity for use in other projects, and clients want to pursue lower interest rates and monthly payments. Security First Bank also structures loans for land and structural development projects, including construction loans and rural land development loans. Home equity line of credit (HELOC) options are available as well.

5505 Red Rock Ln
Lincoln, NE 68516

Website

U.S. Bank

U.S. Bank refinances mortgages for residents of Lincoln. Restructured loans allow homeowners to change the terms of their mortgages, resulting in reduced interest rates and monthly costs. Traditional refinancing services are available for clients looking to shorten loan terms. U.S. Bank also provides refinancing for VA and FHA loans. Cash-out mortgages grant borrowers with funds at closing by using existing home equity. U.S. Bank also offers corporate and commercial wealth management services.

233 South 13th Street
Lincoln, NE 68501

Website

Union Bank & Trust

Founded in 1917, local family-owned Union Bank & Trust assists clients with home mortgage refinance in Lincoln. Its experienced loan officers have the market knowledge necessary to guide homeowners through mortgage refinancing, potentially lowering their interest rates and monthly payments or altering their loan terms. The bank helps with FHA, VA, conventional, jumbo, bridge, lot, and cash-to-close loans. The bank also offers cash-out refinancing, enabling clients to turn their home equity into cash for renovations, major purchases, or debt consolidation. Union Bank & Trust provides funding for mortgages to first-time home buyers.

4243 Pioneer Woods Dr
Lincoln, NE 68506

Website

West Gate Bank

Founded in 1968, West Gate Bank is a family-owned mortgage refinance company in Lincoln. Loan officers work directly with customers seeking to refinance their home mortgage to improve interest rates, lower monthly payments, or change loan terms. They help customers explore their refinancing options and determine which loan and terms best meet their needs. The bank offers various home mortgage lending options, including conventional, VA, USDA, and FHA. West Gate Bank handles the loan approval and processing locally to ensure customers receive personalized attention. It also works with first-time homebuyers and handles bridge and construction loans.

6003 Old Cheney Rd
Lincoln, NE 68516

Website Instagram

Wrong city? Here are some nearby places: