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Best Mortgage Refinance Companies in Lincoln

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2023
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Benchmark Mortgage Omaha logo

License Verified:

License: 623826

Nationwide Multistate Licensing System and Registry

Benchmark Mortgage Omaha

13340 California St, Omaha, NE 68154
  • New Construction

Business Description

Benchmark Mortgage helps individuals in Lincoln and the surrounding areas who require assistance with refinancing a mortgage. The agency has access to market rates that enables it to monitor figures in relation to clients' personal loans. It also assists with loan creation and provides yearly mortgage reviews. Benchmark Mortgage gives back to the community through its partnership with the Brain Treatment Foundation. It also hosts the Boot’N & Shoot’N event, where it gives two mortgage-free home grants to deserving military families.

License Verified:

License: 623826

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (579)
Facebook
5.0 / 5 (110)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Capital City Mortgage logo
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License Verified:

License: 3320

Nationwide Multistate Licensing System and Registry

Capital City Mortgage

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237 South 70th Street, Lincoln, NE 68510
  • NMLS #: 39166

Business Description

Operating in Lincoln, Capital City Mortgage is a broker that caters to homeowners and residents within and around the city. Its loan officers advise clients on different loan options and recommend suitable plans, like the Freddie Mac refinance program. They also offer standard, conventional, VA, and FHA loan programs. For those with existing VA home loans, the broker is able to refinance these plans and provide cash-out. Capital City Mortgage also provides its customers with real estate reports on current home values.

License Verified:

License: 3320

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Gershman Mortgage - Lincoln logo
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License Verified:

License: 138063

Nationwide Multistate Licensing System and Registry

Gershman Mortgage - Lincoln

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8250 Old Cheney Road, Lincoln, NE 68516
  • Multi-Family Loans

Business Description

Gershman Mortgage has been providing home buying and refinancing solutions in the Lincoln area since 1955. The company assists homeowners in reducing their current mortgage terms and lowering monthly payments with its rate-and-term and cashout refinancing programs. It also offers other types of mortgages, including conventional, VA, FHA, and USDA loans. The loan advisors at this firm also handle commercial real estate financing. Gershman Mortgage operates across 14 states and employs over 300 employees throughout the country.

License Verified:

License: 138063

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (51)
Facebook
4.6 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Great Plains Mortgage Company, LLC logo
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License Verified:

License: 544174

Nationwide Multistate Licensing System and Registry

Great Plains Mortgage Company, LLC

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23264 Agee Lane, Waterloo, NE 68069

Business Description

Located in Waterloo, Great Plains Mortgage Company, LLC, caters to clients in the Lincoln metro and the surrounding areas. It assists homeowners who are looking to refinance their mortgage to cash out equity, change their loan terms, get a lower interest rate, or reduce their monthly payments. Its team also helps individuals apply for other types of loans, such as conventional, jumbo, FHA 203k, Harp 2.0, and VA. In addition, the company provides reverse mortgages.

License Verified:

License: 544174

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Midwest Family Lending - Lincoln logo

License Verified:

License: 36131

Nationwide Multistate Licensing System and Registry

Midwest Family Lending - Lincoln

Lincoln, NE
  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Midwest Family Lending is a mortgage refinance company that has been serving Lincoln for over 25 years. Its team of home loan originators helps clients find the best loan option that can help them build, buy, refinance or remodel a home. They assess mortgage programs among their network of lenders to find a match for their client's financial goals. The programs include conventional mortgage, FHA Mortgage, VA Mortgage for veterans, and USDA FInancing for the rural areas.

License Verified:

License: 36131

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Mortgage Specialists logo
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License Verified:

License: 2424

Nationwide Multistate Licensing System and Registry

Mortgage Specialists

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8420 W Dodge Road Suite 113, Omaha, NE 68114
  • Reverse Mortgages

Business Description

Mortgage Specialists has been serving clients in Lincoln and the neighboring communities for almost 20 years. It provides mortgage refinancing programs for homeowners and homebuyers, including fixed-rate mortgages, home equity, and FHA loans. Owner Brent Rasmussen has been a mortgage loan originator since 2001 and holds both the CRMS and CMC certifications. He is also a certified divorce lending professional who takes a holistic approach to mortgage option evaluation and identifies potential conflicts between the divorce settlement, the mortgage, and the real property.

License Verified:

License: 2424

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (379)
Facebook
4.4 / 5 (17)
Yelp
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nebraska Mortgage Expert logo
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License Verified:

License: 217460

Nationwide Multistate Licensing System and Registry

Nebraska Mortgage Expert

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2901 South 84th Street, Lincoln, NE 68506
  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Nebraska Mortgage Expert provides mortgage programs and refinancing services for clients in the Lincoln area. The company's loan officer, Shari Barnhill, offers advice on loan options to help clients choose the refinancing program that best fits their situation. Nebraska Mortgage Expert provides a variety of mortgage options including conventional, reverse, jumbo, and home construction loans. She also helps clients refinance existing loans with the aim of lowering interest rates, shortening overall loan terms, or removing a person from the loan.

License Verified:

License: 217460

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Petrovich Team Home Loan logo
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License Verified:

License: 1936697

Nationwide Multistate Licensing System and Registry

Petrovich Team Home Loan

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14301 FNB Parkway Suite 100, Omaha, NE 68154
  • Multi-Family Loans

Business Description

Petrovich Team Home Loan serves first-time property buyers in the Lincoln area and nearby locations. It helps clients achieve their dream homes by providing them with refinancing solutions. The agency creates strategies to reduce customers' monthly mortgage rates and improve credit scores. Its specialists also assist individuals in acquiring various loan programs, such as conventional, jumbo, VA, and FHA. Founder Michael Petrovich is an independent mortgage broker who has been in the industry for two decades.

License Verified:

License: 1936697

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (81)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Regent Financial Group, Inc. logo
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License Verified:

License: 2365

Nationwide Multistate Licensing System and Registry

Regent Financial Group, Inc.

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1910 S. 72nd St. Suite 103, Omaha, NE 68124
  • Reverse Mortgages

Business Description

Regent Financial Group, Inc., addresses the needs of individuals in Lincoln. The business caters to clients looking to refinance or purchase a home. Its refinancing solutions aim to help customers reduce their monthly mortgage payments. Its professionals equip clients with tools and knowledge in the mortgage process to assist in making informed decisions. The company offers a wide selection of loan options, including jumbo, conventional, USDA, FHA, and VA. It serves as a member of the Greater Omaha Chamber of Commerce.

License Verified:

License: 2365

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
––
Ryley Cidlik logo
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License Verified:

License: 1150323

Nationwide Multistate Licensing System and Registry

Ryley Cidlik

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10404 Essex Court, Omaha, NE 68114
  • New Construction

Business Description

Prosperity Home Mortgage, LLC, provides refinancing assistance in Lincoln. It works with homeowners looking for lower interest rates to save money. Its team of mortgage specialists educates clients on various loan programs and the necessary qualifications required to apply. Its standard and government-issued programs include FHA, VA, USDA, FHA streamline, and Jumbo loans. In addition, it offers FNMA HomeReady for moderate-income borrowers who fit the criteria. With over 700 branches throughout the United States, the company can navigate the local market.

License Verified:

License: 1150323

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.4 / 5 (144)
Google
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
US Home Mortgage, Inc. logo
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License Verified:

License: 1549

Nationwide Multistate Licensing System and Registry

US Home Mortgage, Inc.

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5901 South 58th Street, Lincoln, NE 68516
  • New Construction
  • Alternative Income Documentation Loans

Business Description

US Home Mortgage, Inc. is a mortgage lending company based in Lincoln that has been in operation for over 14 years. As a group with over 42 years of combined experience in the lending industry, the company has an extensive portfolio of loan programs ranging from purchasing and refinancing to investment property and interim financing. The team at US Home Mortgage works to ensure that the entire loaning process is as straightforward as possible for their clients.

License Verified:

License: 1549

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Veterans United Home Loans logo
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License Verified:

License: 9616

Nationwide Multistate Licensing System and Registry

Veterans United Home Loans

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11507 S 42nd Street, Suite 107, Bellevue, NE 68123
  • New Construction

Business Description

Established in 2002, Veterans United Home Loans offers mortgage refinance solutions to individuals in Lincoln and the neighboring communities. The company assists service members, veterans, and select military spouses through the process of availing different types of VA loans, such as cash-out refinance and energy-efficient mortgage. The company has been featured in The New York Times, Yahoo! Finance, USA Today, and CBS News. It also promotes diversity and inclusion through its United Initiative, launched in 2013.

License Verified:

License: 9616

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (376)
Facebook
4.9 / 5 (75)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.