Expertise.com

Best Homeowners Insurance Agencies in Lincoln

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Homeowners Insurance Agencies FAQs 〉

Providers

Last updated:

Website
501 N 46th St., Lincoln, NE 68503
  • Homeowners

Why choose this provider?

Omega Insurance Group is a locally owned and operated agency that serves individuals and families in Lincoln and the nearby areas. Its professional insurance team has over 50 years of combined experience. They help clients obtain adequate homeowners' insurance policies to cover them against financial loss in case of accidental damage, theft, or destruction of their home and liability and medical payments if guest injuries happen on the client's premises. The agency also offers auto and life insurance policies, as well as Medicare Supplements.

License Verified:

License: 100293132

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4331 North 156th Street, Omaha, NE 68116
  • Multiple Policy Types

Why choose this provider?

Ellerbrock-Norris is an insurance agency based in the Lincoln metro that handles homeowners policies. The company's agents work personally with all clients and create customized homeowner policies to match the needs and budgets of individuals and families, and they work with multiple carriers to find optimal plans that offer total coverage. In addition to homeowners insurance, Ellerbrock-Norris offers assistance with excess liability umbrella insurance, auto insurance, renters insurance, and valuable items insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (24)
Google
4.9 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
710 S Burlington, Hastings, NE 68901
  • Policy Bundle Discount

Why choose this provider?

Klein Insurance Inc. delivers policies that protect against harm to homes, vehicles, crops, and commercial assets. It has umbrella plans over multiple contingencies and classes of insurable properties. Klein Insurance was established in 1959 and is an independent agency that partners with established providers, such as Farmers Mutual, Great American, and Dairyland.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6221 S 58th St Ste E, Lincoln, NE 68516
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

Family-owned and operated Watts Insurance Group has helped Lincoln, Nebraska, area residents protect their investments with home insurance since 2011. Its experienced staff assesses each client's risk and provides multiple quotes for the appropriate property, liability, and loss of use coverage. Watts Insurance Group has earned the designation of Endorsed Local Provider, a network of reliable, trustworthy, and skilled local professionals who are held accountable and can be referred by personal finance expert Dave Ramsey.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (38)
Facebook
4.9 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3600 Village Dr., Suite 140, Lincoln, NE 68516
  • Homeowners

Why choose this provider?

Covenant Insurance Services is an independent agency serving the Lincoln metro. It offers a selection of personal insurance policies, helping families and individuals acquire homeowners' coverages. The company also accommodates clients who want to obtain life, renters', auto, umbrella, and flood insurance. It works with various insurance carriers, such as Progressive, Travelers, and Nationwide. Covenant Insurance Services brings over 50 years of combined industry experience. Founder and co-owner Brian Bradley established the company in 2016 after working for another insurance firm for seven years.

License Verified:

License: 100244862

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (78)
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8531 Lexington Ave. Ste. 102, Lincoln, NE 68505
  • Renter's Insurance
  • Homeowners

Why choose this provider?

Ogden Insurance Agency, Inc., provides risk management solutions from its office in Lincoln. Its team of independent risk advisors writes various types of policies, including those that protect homeowners, renters, and mobile homeowners. They also provide insurance for owners of vacant and high-risk dwelling places along with clients that drive classic cars, travel trailers, and scooters. The insurance professionals have access to plans from multiple providers such as Progressive and Hagerty. Ogden Insurance Agency also serves Iowa residents.

License Verified:

License: 100180325

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (35)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6101 Havelock Avenue Suite 3, Lincoln, NE 68507
  • Homeowners

Why choose this provider?

Based in Lincoln, Seth Engebritson is an insurance agent under State Farm with over 15 years of experience in the industry. He helps homeowners secure insurance plans that allow them to finance the repair needs for damages caused by fires, theft, accidents, or natural hazards. These policies also include liability coverage for guests who have incurred injuries while inside the policyholders' properties. Other insurance products such as auto, pet, health, and life insurance are also offered. In addition to insurance services, Engebritson provides notary services.

License Verified:

License: 16442120

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (45)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3100 O St Ste 3, Lincoln, NE 68510
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Richards Insurance Agency provides home insurance services throughout the Lincoln, Nevada, metro area. The company was established in 1994 and frequently assists clients with new home insurance policies, which are often mandated by mortgage companies as a requirement of financing real estate purchases. In this role, the agency regularly educates new home owners on areas of coverage including structural damage, personal injury, personal belongings, and liability. Clients can also receive assistance for auto or life insurance needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (63)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2337 S 13th St, Lincoln, NE 68502
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Buethe & Associates Insurance Agency in Lincoln, Nebraska, helps homeowners determine the amount of home insurance they need and then compares rates for them from leading national carriers. Most policies provide needed loss coverage due to perils such as fire, theft, and vandalism both inside and outside the home and on the property. Liability protection from accidents and injuries occurring on-site is generally also included. The agency also writes renters, auto, life, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
604 Seward St, Seward, NE 68434
  • Renter's Insurance
  • Condos
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

Kirby Roth Insurance is a family-owned and operated insurance agency serving the community of Seward, Nebraska, and the surrounding cities. The company works with major insurance providers, such as Nationwide, Auto Owners, and North Star Mutual, to offer its clients a variety of options when shopping for new insurance. The agency sells policies for homes as well as auto, farm, business, health, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4727 N 26th St Ste B, Lincoln, NE 68521
  • Renter's Insurance
  • Earthquake
  • Flood

Why choose this provider?

All Nebraska Insurance, a local independent insurance company located in Lincoln, Nebraska, represents over 30 insurance companies. The company provides home insurance policies from a range of underwriters for every situation and need. Owner Becky Phillip has over 10 years of experience in the insurance industry. All Nebraska Insurance attributes its high percentage of repeat customers and referrals to its commitment to customer needs. It also provides home and business insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.4 / 5 (8)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
700 R St. #311, Lincoln, NE 68501
  • Multiple Carriers

Why choose this provider?

Complete Insurance is a Lincoln-based agency that helps protect the assets of residential property owners in the area. Its homeowners' insurance provides a six-part coverage, including dwelling, other structures, personal property, loss of use, personal liability, and medical payments. The company also offers business owners' policies, auto, renters', and health and life insurance. It has affiliations with Midwest Insurance Agency Alliance and Strategic Insurance Agency Alliance. Complete Insurance has been in the industry for over six years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6710 L Street Suite 110, Lincoln, NE 68510
  • Renter's Insurance

Why choose this provider?

Genny Noerrlinger provides State Farm homeowners' insurance coverage to her local community of Lincoln and its environs. Genny, who has been an insurance professional since 2002, also offers life insurance, policies to cover vehicles and rented properties, and pet insurance. Her office employs personalized customer care—from furnishing initial quotes to processing claims—in helping policyholders protect their assets. Genny has received the Chartered Property Casualty Underwriter certification for her work in property insurance and risk management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (160)
Facebook
4.4 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1640 L Street, Suite A, Lincoln, NE 68508
  • Homeowners

Why choose this provider?

Copple Insurance Agency, Inc., is a local independent business that has been serving clients in Lincoln since 1933. It offers homeowners' insurance policies that protect clients' homes and belongings from harm and lawsuits that arise from homeownership. Its agents keep themselves updated on industry trends, coverages, and techniques through continuing education. The insurance agency has been serving roughly 1,700 individuals and families, and more than 600 businesses across the U.S., ranging from one-person operations to organizations with more than 300 vehicles and employees.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1501 Pine Lake Road, Lincoln, NE 68512
  • Homeowners

Why choose this provider?

Walters Insurance serves clients in the Lincoln area, providing a variety of insurance policies to help people prepare for unforeseen events in the future. It offers a range of homeowners' insurance policies that cover personal possessions, loss of use, dwellings, and other structures. The agency also provides risk insurance coverages for life, umbrella, and auto. Its owner, Marc Walters, is backed by his 10-year experience in the finance industry. He is committed to serving his clients while prioritizing the importance of integrity.

License Verified:

License: 100227720

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3325 A St, Lincoln, NE 68510
  • Homeowners

Why choose this provider?

Brokers Insurance Agency serves Lincoln and the surrounding areas. It specializes in helping individuals protect their families, possessions, and residential properties by offering homeowners' insurance products. This insurance covers the replacement expenses of items damaged in the clients' homes due to fire and catastrophic incidents. Partnering with American Modern, Safeco Insurance, and Hagerty, the company also carries life, motorcycle, and employee benefits insurance products. Its owner, Ken Richards, is an independent insurance agent who has been in the industry since 1994.

License Verified:

License: 2082787

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (65)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4700 Normal Blvd, Lincoln, NE 68506
  • Renter's Insurance
  • Condos
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Drew Edmond is a State Farm insurance agent serving clients in Lincoln and the surrounding areas. He offers homeowners' insurance that protects clients' homes and their valuables from risks. He has been a State Farm agent since 2014. The agency also provides insurance products for automobiles, renters, and small business owners. Drew is committed to establishing a personal relationship with his clients and educating them on the risks that they face on a daily basis.

License Verified:

License: 17465793

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (104)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Can your homeowners' insurance policy in Lincoln cover structures that are detached from your property?

    Yes, a standard homeowners' insurance policy in Lincoln covers other structures, including detached garages, fences, and sheds. Your tools and sporting equipment that you store in your garage will also be covered by this policy. But take note that not everything in your garage will be covered, such as vintage and collector cars, and you will need to purchase a separate policy to cover these items.

  • When should you add an umbrella coverage to your Lincoln homeowners' insurance policy?

    The right time to add umbrella coverage is the moment you purchase a homeowners' insurance policy, so you'll know that you will have enough protection in case you face higher liability risk in the future. You may also decide to add umbrella coverage separately at a later time in various situations, such as installing a pool or trampoline, having frequent visitors, or getting a dog.

  • What are the important details that you should know about your homeowners' insurance policy in Lincoln?

    If you have homeowners' insurance in Lincoln, you need to read your policy carefully to be aware of the amount of coverage you have on your home and belongings. You should also know what types of damage your insurance covers as well as their limits. If you own a dog, take note that there are certain dog breeds that insurers ban. As such, you need to make sure that your dog is not on the list, or you risk having a higher insurance rate.

  • How important is equipment breakdown coverage to your homeowners' insurance in Lincoln?

    Equipment breakdown is one of the most common types of coverage that you will see in your homeowners' insurance policy in Lincoln. This policy can cover both mechanical and electrical breakdowns of the equipment in your home due to uncontrollable circumstances like electrical damage resulting from motor burnouts or artificially generated electrical surges. However, if the equipment is damaged due to poor maintenance, neglect, or normal wear and tear, the repair cost will not be covered by this policy.

  • Will your homeowners' insurance in Lincoln cover the expenses for repairing damaged service lines in your home?

    Yes, you will be free from paying costly repair expenses for damaged service lines in your home in Lincoln since this coverage is included in your homeowners' insurance policy. This will pay for the expenses of replacing water pipes and cable lines, as well as excavating and repairing underground wiring and piping.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2023

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2023

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.