Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Nebraska

Our Recommended Top 14

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Nebraska Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1119Reviewed

677Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Lincoln

Expertise.com Rating

Review Sources

Google
4.7 (64)

Why choose this provider?

Brokers Insurance Agency is a full-service company serving Nebraska. It customizes homeowners' insurance coverage options based on the needs of individuals for unexpected circumstances that result in property damage and losses. Its team of agents, the best of the best in the Cornhusker State, educates clients about the extent of the policy they need to cover replacement costs of personal belongings and rebuilding expenses for their properties. The company also provides insurance policies for classic cars, employee benefits, and individual health.

Lincoln

Expertise.com Rating

Review Sources

Google
4.8 (17)

Why choose this provider?

GTA Insurance Group is the best independent agency serving Nebraska individuals and businesses. It helps individuals and families plan for unexpected circumstances like fire, theft, or pipe leaks through a homeowners' insurance policy. A range of coverage options is available including property damage, loss of use, personal liability, medical expenses, and umbrella policies. The agency provides insurance plans for businesses, employee benefits, and agribusiness. One of its executive directors, John Thompson, is a Certified Insurance Counselor who has a background in real estate.

Elkhorn

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

The Insurance Center is an independent agency operating in Nebraska. Regarded as the best in the state, it presents a wide range of homeowners' insurance coverage options for personal property, other structures, medical expenses, loss of use, and personal liability. The customizable policy covers losses from damages caused by unexpected circumstances like hail, vandalism, and theft. Its team of professionals reviews existing policies of clients and helps them in navigating through the insurance marketplace for a new one. The agency also offers insurance plans for businesses and farms and agricultural properties.

Omaha

Expertise.com Rating

Review Sources

Google
5.0 (117)

Why choose this provider?

Insurance Solutions Of Omaha is a local agency assisting individuals, families, and businesses in Nebraska. The state's leader in insurance, it offers a wide variety of options for homeowners, renters, and landlords and properties such as houses, condos, townhomes, and apartments. Its team of professionals guides clients in shopping through the insurance marketplace to find tailored coverages that fit their needs and lifestyles. The company also insures automobiles and has products that cover crimes and interruptions on businesses. It represents multiple insurance carriers, including MetLife, Travelers, Progressive, Farmers Mutual, and Bristol West.

Lincoln

Expertise.com Rating

Review Sources

Google
4.9 (79)
Facebook
5.0 (12)

Why choose this provider?

Barney Insurance Group is the best locally owned business serving Nebraska. It provides a wide range of property insurance products for homeowners, renters, condos, and mobile and manufactured homes. The homeowners' policy covers damages caused by unexpected events, liability for damages or injuries caused by property occupants, and costs incurred after a claim. Policy additions for earthquakes, floods, and specialty dwellings are available. With more than 400 years of combined experience, its team of professionals also guides clients in shopping for Medicare and church insurance.

Omaha

Expertise.com Rating

Review Sources

Google
4.7 (47)
Facebook
5.0 (17)

Why choose this provider?

Dodge Partners Insurance is an independent agency providing personal and commercial lines of insurance in Nebraska. It conducts consultations with clients to determine their needs, aspirations, and goals in order to provide tailored homeowners' insurance policies. The protection plans cover the home itself, the personal belongings inside it, and the occupants against accident liabilities. Insurance products are also available for renters, condominiums, rental properties, high-value home products, and farms and ranches. Considered the best agency in the state, the agency partners with multiple providers, like Aetna, Cigna, and CNA Surety.

Lincoln

Expertise.com Rating

Why choose this provider?

Ogden Insurance Agency, Inc., is a company that has been serving Nebraska since 1998. It evaluates the needs of homeowners and their residential properties to provide the best protection plans that cover their assets. Insurance products are also available for vacant and high-risk dwellings, as well as mobile homes. Its team of independent agents represents multiple carriers, including Grinnell Mutual, Bristol West, and Farmers Mutual. The company helps its clients in filing a claim, requesting an auto ID card, and acquiring a certificate of liability.

Omaha

Expertise.com Rating

Review Sources

Google
4.6 (9)

Why choose this provider?

Vander Vorst Insurance is an agency that has been serving Nebraska since 1984. It offers a range of the best home insurance options for homeowners' liability, mobile homes, scheduled properties, and in-home businesses. The policies protect individuals and families from damages and losses caused by unexpected events like fire, theft, injuries, and severe weather conditions. Its team of professionals also writes insurance plans for automobiles, businesses, and workers' compensation. The agency represents multiple insurance carriers including Genworth, Banner Life, and Midwest Family Mutual.

Omaha

Expertise.com Rating

Review Sources

Google
5.0 (199)
Facebook
5.0 (29)
Yelp
3.0 (2)

Why choose this provider?

Sherman Willis is the best State Farm insurance agent that has been serving Nebraska since 2013. He educates individuals and families about a range of homeowners' insurance options that help them in making well-informed decisions for protecting their investment and personal belongings. The customizable solutions he offers cover financial losses caused by unexpected circumstances like theft, fire, and liability. Willis provides pet, life, and health insurance. His team also communicates with clients in Tagalog, and Visayan.

Omaha

Expertise.com Rating

Why choose this provider?

Nia Insurance Agency, Inc., is the best independent insurance agency serving individuals across Nebraska. It provides a range of insurance services, offering homeowner's insurance plans from multiple carriers in the industry. Its homeowner's insurance policies cover damage and losses within the property, liability, and medical and living expenses. Additionally, the agency provides coverage for high-value residences, jewelry, and flood and earthquake damage. Condo, auto, boat and watercraft, and commercial property insurance plans are also available.

Lincoln

Expertise.com Rating

Why choose this provider?

Copple Insurance Agency, Inc., is a local business that has been serving the residents of Nebraska since 1993. Its team helps individuals protect their families, personal belongings, and residential properties from harm, lawsuits, and costs of rebuilding. Its staff of independent agents represents a variety of providers, which include MetLife, General Casualty, and BITCO Insurance. The company also conducts periodic reviews of its clients' insurance programs to identify coverage gaps and overlapping or redundant add-ons.

Lincoln

Expertise.com Rating

Why choose this provider?

Genny Noerrlinger works as the best State Farm insurance agent that has been serving Nebraska since 2003. Starting her career in claims and as an underwriter, she now educates individuals and families about a variety of homeowners' insurance options to help them in making well-informed decisions. The customizable solutions include protection from financial losses caused by circumstances like theft, fire, and liability. Genny utilizes her background in customer service in communicating with clients. She and her team also offer life, business, and pet insurance.

Omaha

Expertise.com Rating

Review Sources

Google
4.9 (12)

Why choose this provider?

Jensen Insurance is the best independent agency serving individuals and businesses in Nebraska. It partners with different insurance carriers to provide homeowners' insurance plans, such as Bristol West, American Modern, The Hartford, Hull & Company, and Burns & Wilcox. The coverage options include liability, personal property, medical expenses, property coverage, and living expenses. Its team of professionals helps clients in understanding their risks and determining if they need additional coverages along with their homeowners' insurance policy for cars, jewelry, and personal umbrella.

Omaha

Expertise.com Rating

Why choose this provider?

All Lines Insurance is the best family-owned local business that has been serving Nebraska since 2007. It helps individuals protect their families and personal belongings from different kinds of unexpected circumstances such as floods, fires, and personal liability. Coverage is available for various types of roofs, including shake. Its team of professionals guides clients on choosing from policies offered by providers like Allstate, Safeco, and Liberty Mutual. The agency also provides insurance coverages for renters, automobiles, and motorcycles.

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

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