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2024

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Best Renter's Insurance Companies in North Dakota

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored North Dakota Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

287Reviewed

175Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
West Fargo

Why choose this provider?

Absolute Insurance Agency, LLC, is a full-service independent agency that serves individuals, farms, and businesses in North Dakota. It offers some of the best insurance policies that cover the contents of homes or apartments that clients are renting. These policies provide financial protection against break-ins, fires, natural disasters, and circumstances beyond the control of policyholders. The agency represents 21 insurance carriers, including Acuity, Allstate, and American Modern. It has 80 years of industry experience. Owner Aaron Hovland received his insurance counseling certification in 2010.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Fargo

Why choose this provider?

Summit Insurance assists individuals in North Dakota in applying for renters' insurance policies to protect their families and personal belongings. These policies help individuals recover from the replacement and repair expenses of their possessions damaged by fire or become lost due to theft. In addition, this agency handles home, landlords, and flood insurance services to secure clients� properties. It is also available to help individuals needing vehicle and business insurance products. Summit Insurance represents Hagerty, Liberty Mutual, and American Modern.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Fargo

Why choose this provider?

Legacy Agency provides risk management assistance from its North Dakota location. Included in its product line is renters' insurance, which covers clients' personal possessions and reimburses losses from perils such as hurricanes and fire. The independent company also customizes policies to protect tenants' visitors. They review and compare plans from numerous carriers such as MetLife, The Hartford, Foremost, and Liberty Mutual, allowing them to provide clients with a variety of coverage options. Legacy Agency also offers home and flood insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Fargo

Why choose this provider?

Based in North Dakota, OnPoint Insurance Services is a company that caters to individuals, businesses, and families. It offers renters' insurance policies that cover losses and damages to clients' personal belongings as a result of a fire, smoke, vandalism, explosion, or theft. This type of insurance also covers medical expenses if someone gets injured on customers' rented properties and legal costs if another person files a claim against them in court. OnPoint Insurance Services has access to various carriers like Hagerty, Progressive, and Liberty Mutual.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)
Facebook
5.0 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Moorhead

Why choose this provider?

Dave Eggers is a Minnesota-based State Farm agent extending insurance services to clients in North Dakota. His offerings include renters' insurance policies, which cover the policyholders' belongings, liabilities, and additional living expenses. In addition, he tailors coverages for homeowners, condominium dwellers, cars, and businesses. As a Life Underwriter Training Council Fellow, Dave Eggers advises customers on matters related to annuities, life policies, and health plans. He also addresses customers' concerns about State Farm banking and mutual funds.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
West Fargo

Why choose this provider?

Ryan Kill is a State Farm insurance agent serving North Dakota communities. He offers renters' insurance plans for the protection of tenants' personal belongings, such as computers and furniture. The policy covers different types of properties like apartments, condominiums, and rental homes. Identity theft coverage is also available as additional protection under the renters' insurance product. In addition to providing financial products, Kill and his team focus on out-of-state transfers in Fargo, West Fargo, and Moorhead.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
West Fargo

Why choose this provider?

Renee Forde is a State Farm insurance agent that has been serving North Dakota since 2006. She provides the best renters' insurance policies that can cover different types of properties like apartments, condominiums, and rental homes. Her team assists tenants by presenting a wide selection of coverage options to secure themselves and their personal belongings from unexpected circumstances. Forde also helps in matters like annuities, banking, and mutual funds. She is a member of the Fargo Moorhead West Fargo�Chamber of Commerce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Fargo

Why choose this provider?

Atlas Insurance Brokers provides its services to customers in North Dakota. The agency caters to individuals and families, providing personalized attention to every transaction. It offers a wide range of products, including renters', home, condo, life, heath, and auto insurance. In its renters' insurance policy, the company aims to help clients provide coverage to the customer's liability, personal possessions, and additional living expenses. The company also offers commercial products, such as builders' risk, general liability, and contractors' insurance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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