Best Mortgage Refinance Companies in Fargo

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First Class Mortgage II logo
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License Verified:

License: 2520

Nationwide Multistate Licensing System and Registry

First Class Mortgage II

2300 13th Avenue S, Fargo, ND 58103
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  • Reverse Mortgages

Business Description

First Class Mortgage II is a locally owned company that has been working with clients in and around Fargo since 2003. It helps homeowners looking to refinance existing loans for various purposes, such as settling other mortgages, utilizing home equity, changing program type, lowering monthly payments, and removing mortgage insurance. The firm's financial representatives work to streamline procedures for borrowers by assisting and advising them from application to closing. Purchase loan programs for primary residences and investment properties are also offered.

License Verified:

License: 2520

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.6 / 5 (39)
Facebook
4.8 / 5 (34)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Forward Mortgage logo
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License Verified:

License: 1797983

Nationwide Multistate Licensing System and Registry

Forward Mortgage

4575 23rd Ave S #250, Fargo, ND 58104
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  • New Construction

Business Description

Forward Mortgage offers refinancing assistance to homeowners in Fargo and the surrounding areas. The firm works with more than 100 investors to provide clients with a wide selection of loan programs. This helps them find suitable options that meet their specific needs, whether they are looking into reducing their interest rates, lowering monthly payments, consolidating debts, or cashing out a portion of their equity. Buyers of real estate properties, whether first-timers or seasoned investors, can also choose from the firm's wide array of loan programs.

License Verified:

License: 1797983

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
5.0 / 5 (57)
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Imagine Home Lending logo
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License Verified:

License: 134666

Nationwide Multistate Licensing System and Registry

Imagine Home Lending

1037 Riders Club Road, Fargo, ND 54650
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Business Description

Imagine Home Lending provides mortgage refinance solutions to Fargo customers. Owner Chris Popp has over a decade of experience in the industry, assisting borrowers throughout the loan process. He evaluates his client's circumstances to find the loan option that suits their needs. These options include conventional, USDA, VA, and FHA loans. His company has partnered with Homes for Heroes, an organization that collaborates with lenders and Realtors who offer reduced service plans to active and veteran military personnel, teachers, firefighters, and healthcare workers.

License Verified:

License: 134666

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (77)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Park Mortgage logo
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License Verified:

License: 198814

Nationwide Multistate Licensing System and Registry

Park Mortgage

4170 41st Ave S Ste 102, Fargo, ND 58104
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  • Reverse Mortgages

Business Description

Park Mortgage caters to people who are looking to refinance their existing homes, build their dream houses, or purchase properties in Fargo and its neighboring areas. Its team of experts offers refinancing solutions to help clients lower their monthly payments, reduce interest rates, remove mortgage insurance, and pay off their debts. The locally owned and operated firm provides a wide selection of refinancing programs, including traditional and cash-out, based on customers' credit scores. Park Mortgage was established in 2005.

License Verified:

License: 198814

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (15)
Google
5.0 / 5 (3)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Valley Mortgage, Inc. logo
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License Verified:

License: 175746

Nationwide Multistate Licensing System and Registry

Valley Mortgage, Inc.

3315 45th Street South Suite 200, Fargo, ND 58104
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  • New Construction
  • Reverse Mortgages

Business Description

Valley Mortgage, Inc., is a mortgage lender that assists homeowners in Fargo who are looking to refinance their mortgages. It offers refinancing options for borrowers who currently have FHA, VA, conventional, or jumbo loans, allowing them to reduce their monthly payments, pay off their loans faster, or fund large expenses such as home renovations. The company, which has been in business since 1983, has partnered with Homes for Heroes to help people such as firefighters and teachers save money on homes.

License Verified:

License: 175746

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (119)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Wholesale Mortgage Team logo
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License Verified:

License: 2121957

Nationwide Multistate Licensing System and Registry

Wholesale Mortgage Team

Fargo, ND 58104
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  • New Construction

Business Description

Wholesale Mortgage Team caters to local borrowers in Fargo. It collaborates with more than 170 lenders, enabling its mortgage professionals to compare and shop mortgage rates while avoiding increased profit margins charged by major financial institutions. It offers a variety of loans, including conventional, government-backed, commercial, construction, and non-qualified mortgages to customers looking to refinance or buy properties. In addition, the team strives to simplify the process by employing technology in the mortgage application process.

License Verified:

License: 2121957

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (35)
Google
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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