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Best Mortgage Brokers in Fargo

2023

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Website
Fargo, ND 58104
  • New Construction

Why choose this provider?

Wholesale Mortgage Team caters to customers in Fargo. The company is empowered by Nexa Mortgage, providing clients with the support and flexibility required when purchasing homes. Its owner, Kyle Green, is a mortgage loan originator who works with customers prepared to buy their first or second home. He offers a wide array of mortgage options, including FHA, VA, USDA, commercial, construction, and conventional loans. Green listens to his client's situations and provides options tailored to meet their needs.

License Verified:

License: 2121957

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (55)
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
755 13th Ave. E, West Fargo, ND 58078
  • Refinance
  • New Construction

Why choose this provider?

Kayla Sizer is a mortgage loan officer that offers full-service mortgage solutions to clients in Fargo. She provides loan products through Western State Bank, which assists clients with purchase loans or mortgage refinancing needs. She joined the company in 2020 and has been catering to individuals and families across 48 states. Western State Bank is owned and operated by its employees, which started in a small town back in 1902 and later on developed nationwide commercial equipment financing and leasing programs.

License Verified:

License: 1950987

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2300 13th Avenue S, Fargo, ND 58103
  • New Construction

Why choose this provider?

First Class Mortgage accepts loan applications from individuals and families in communities around Fargo. Its staff helps first-time and seasoned homebuyers, as well as property investors, secure financial coverage for their endeavors through various programs like VA, FHA, and USDA loans. It addresses client inquiries concerning specific terms, scopes of coverage, and interest rates using knowledge derived from over a century of collective experience. Outside of its work, it contributes to local efforts for charitable groups and programs such as Make-A-Wish North Dakota.

License Verified:

License: 2520

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (39)
Facebook
4.9 / 5 (36)
Zillow
4.9 / 5 (26)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3315 45th St. South Suite 200, Fargo, ND 58104
  • Refinance

Why choose this provider?

The brokers of Valley Mortgage, Inc., serve people who reside in Fargo. The company’s ultimate aim is to build long-term relationships with clients and provide them with excellent mortgage services. It provides mortgage loans, refinance programs, and new construction loans. The company assists those who want to purchase or build a new house, downsize their residence, consolidate debt by refinancing their existing mortgage, or buy a vacation home. Valley Mortgage is a partner of Homes for Heroes. It was established in 1983.

License Verified:

License: 175746

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3100 13th Ave. S., Fargo, ND 58103
  • Refinance
  • New Construction

Why choose this provider?

Heidi Ihry is a mortgage broker for Bell Bank Mortgage who serves clients in the Fargo metro. She assists purchasers of single-family units, condominiums, and townhouses in securing the loan program that matches their needs, whether VA, FHA, or conventional loan. She also helps homeowners seeking to lower their monthly payments or access the equity in their properties to pay for remodels or college expenses through mortgage refinancing. Ihry guides customers throughout the loan process, from pre-approval to underwriting and closing.

License Verified:

License: 517033

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)

Website
4520 19th Ave. S, Fargo, ND 58103
  • Refinance

Why choose this provider?

Jason Thornton is a mortgage loan officer serving individuals and families in Fargo. He represents Benchmark Mortgage, a company that has been helping veterans achieve their homeownership goals for two decades. He started in the mortgage industry in his senior year in college when he got accepted at Community First National Bank as a management trainee. He served as the president of the bank's branch in Fraser before founding his own business, Sold Real Estate.

License Verified:

License: 2233917

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Fargo, ND
  • Refinance

Why choose this provider?

Charlene Blumhardt, from Alerus Mortgage, serves the locals of Fargo. She offers mortgage solutions or refinancing that can help her clients lower their payments, consolidate higher-interest debts, and shorten their terms. The agent also provides personal attention and guidance to aid her clients in meeting their financial goals. Blumhardt, a Casselton-based mortgage specialist, has been in the banking industry for more than 25 years and uses that experience to help her clients make informed decisions.

License Verified:

License: 460383

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1110 College Drive Suite 207, Fargo, ND 58501
  • Refinance

Why choose this provider?

Assure Home Mortgage caters to home purchasers in Fargo who need loan brokers. The team offers products such as 15- and 30-year fixed-rate mortgages and adjustable-rate options. Non-traditional programs are available, as are government-backed plans fit for military personnel and agricultural asset buyers. A mortgage calculator is on hand to dispense initial information before meeting an advisor. Assure Home Mortgage is owned by Tanya Decker. She received an award from the North Dakota Housing Finance Agency in 2018 for her homeownership efforts.

License Verified:

License: 2106984

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (111)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4170 41st Ave S Ste 102, Fargo, ND 58104
  • Refinance

Why choose this provider?

Park Mortgage caters to borrowers residing in Fargo. The firm strives to deliver quality customer service by simplifying the loan process for first-time homebuyers and recurring clients interested in purchasing a new home or an investment property. Its mortgage products include conventional, FHA, VA, and USDA rural development loans. In addition, its team advises experienced homeowners to consider refinancing as an option. Founder Greg Dean has over 15 years of experience in the finance and mortgage industry.

License Verified:

License: 198814

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (16)
Zillow
4.8 / 5 (4)
Google
5.0 / 5 (3)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Fargo, ND 58102
  • Refinance

Why choose this provider?

Imagine Home Lending caters to clients in Fargo and the surrounding areas. It helps individuals achieve their dream houses or properties by finding financing options that suit their goals and needs. Its lending specialists assist clients applying for FHA, VA, USDA, or conventional loans. Among the eligible properties are modular homes, condos, and planned unit developments. The team works closely with borrowers and assesses their circumstances to recommend the most suitable loan program, rate, and term. Owner Chris Popp has over 15 years of mortgage industry experience.

License Verified:

License: 134666

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (84)
Zillow
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4575 23rd Ave S #250, Fargo, ND 58104
  • Refinance

Why choose this provider?

Forward Mortgage offers a wide range of financial solutions to borrowers in Fargo. It provides FHA, VA, jumbo, and fixed and adjustable-rate loans. It also has the first-time buyer, no point and no fee, and home equity line of credit programs. Cash-out and streamline refinance options are available. The company helps clients choose the right solution by providing an online analysis tool that gives borrowers a comprehensive breakdown of the rates and payments. Forward Mortgage employs a team that is available 24/7.

License Verified:

License: 1797983

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (6)
Zillow
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.

  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.