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Best Homeowners Insurance Agencies in Fargo

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600 8th Street South, Moorhead, MN 56560
Moorhead, MN 56560
Instagram
  • Personal Property Insurance
  • Multiple Policy Types

Amanda Nelson is a State Farm insurance agent near Fargo who, with her team of professionals, has been advising and supporting clients in the surrounding communities since 2008. They frequently help those in need of home insurance, explaining what the policies cover and what they don't and tailoring policies to provide the coverage the client needs. This could include coverage from liability claims and repair costs to expensive personal items, such as art.

600 8th Street South, Moorhead, MN 56560
Moorhead, MN 56560

InstagramWebsite(218) 512-0372

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

98 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3523 45th Street South, Fargo, ND 58104
Fargo, ND 58104
  • Renter's Insurance
  • Multiple Policy Types
  • Fire

Fargo Insurance Agency is an independent insurance agency serving the Fargo community and its surrounding areas. It offers property owners a way to protect their largest financial investment through homeowners' insurance, covering the property itself, the structures, and any personal belongings inside. The homeowners themselves can also be protected from personal liabilities. Besides homeowners' insurance, Fargo Insurance Agency also provides condo, mobile home, auto, motorcycle, boat, and business insurance policies.

3523 45th Street South, Fargo, ND 58104
Fargo, ND 58104

Website(701) 353-7141

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

35 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

428 25th Street South, Fargo, ND 58103
Fargo, ND 58103
  • Condos
  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Fargo Moorhead Insurance is an independent insurance agency located in Fargo that has been providing a variety of personal and business insurance products since 1972. Its agents are available to assist individuals and families in their homeowners' insurance needs. This agency educates clients on what can qualify under a homeowners' policy, such as rental properties, mobile homes, townhomes, and vacant homes. Fargo Moorhead Insurance also gives coverage options for auto, business, life and health, and farm insurance.

428 25th Street South, Fargo, ND 58103
Fargo, ND 58103

Website(701) 271-8110

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

49 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4201 38th St S 205, Fargo, ND 58104
Fargo, ND 58104
  • Flood
  • Multiple Policy Types
  • Multiple Carriers

Grand Slam Insurance Agency, Inc., is an independent insurance agency in Fargo that provides a wide range of insurance products like homeowners' insurance. The agency assists its clients in looking for the most suitable home insurance for their dwelling and family. Its specialists also create tailored packages for its clients to cover all their risks and needs. Moreover, they compare the rates of various insurance policies from different providers to find the one that is within their clients' budget.

4201 38th St S 205, Fargo, ND 58104
Fargo, ND 58104

Website(844) 712-7417

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3220 4th Street East, West Fargo, ND 58078
West Fargo, ND 58078
Instagram
  • Renter's Insurance
  • Condos

Great North Insurance is an independent agency near Fargo that's licensed to operate in 26 states. Its agents' services typically involve discussing needs, budgets, and expectations with clients looking for home insurance and finding a choice of policies that best match those offered by its partners. The agents also talk clients through each policy so they are fully aware of what's covered and what isn't. Additionally, they can discuss supplementary policies that cover other unexpected costs, such as liability claims.

3220 4th Street East, West Fargo, ND 58078
West Fargo, ND 58078

InstagramWebsite(701) 239-4647

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

206 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3441 45th Street South, Fargo, ND 58104
Fargo, ND 58104
  • Multiple Policy Types

Heritage Insurance Services is a family-owned insurance agency operating in the Fargo metro. The company offers insurance plans that cover personal, business, and farm needs. It provides clients with comprehensive homeowners insurance packages that protect homes, belongings, and other home structures from natural disasters like fire, lightning, and volcanic activity, as well as damages and losses (burglaries and theft). It also offers extended coverage for specific disasters, such as earthquakes, and other intentional acts of damage.

3441 45th Street South, Fargo, ND 58104
Fargo, ND 58104

Website(701) 532-3131

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

32 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1291 13th Avenue East, West Fargo, ND 58078
West Fargo, ND 58078
Instagram
  • Multiple Policy Types

Ihry Insurance Agency offers insurance solutions to clients in the Fargo metro. As an independent insurance agency, it offers financial protection plans from an array of carriers to address personal, business, and agricultural insurance needs. The clients' budget and risks faced are always priority factors. It provides homeowners' insurance packages that protect properties from unexpected disasters, casting a financial safety net that takes care of the repair and replacement of damages. These policies also cover losses from theft and burglary.

1291 13th Avenue East, West Fargo, ND 58078
West Fargo, ND 58078

InstagramWebsite(800) 795-3272

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

43 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1101 1st Avenue North, Fargo, ND 58102
Fargo, ND 58102
Instagram
  • Fire
  • Multiple Policy Types

The Nodak Insurance Company has a long history of helping clients in North Dakota, stretching back to when the agency started over 75 years ago. Its agents routinely help clients identify the type of home insurance coverage they need, taking into account their budget and other factors, such as working from home. Additionally, the agents can discuss other types of coverage to handle the repair costs of expensive items in the home and those that the owner may carry outside.

1101 1st Avenue North, Fargo, ND 58102
Fargo, ND 58102

InstagramWebsite(877) 814-5011

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

55 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3611 Lincoln Street South, Fargo, ND 58104
Fargo, ND 58104
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Rj Bailey Insurance Center is an independent agency with years of experience serving clients in Fargo and the surrounding communities. Its agents have helped many clients protect themselves from the costs of home disasters with policies that provide coverage from an array of misfortunes, such as storm damage and burst pipes. Rj Bailey Insurance Center can search for policies from more than a dozen of the country's biggest insurers, including Travelers and Safeco.

3611 Lincoln Street South, Fargo, ND 58104
Fargo, ND 58104

Website(888) 220-1650

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1002 28th Street South, Fargo, ND 58103
Fargo, ND 58103
  • Multiple Policy Types

Superior Insurance Agency is a Fargo-based company serving homeowners in the metro. Its professional agents coordinate and discuss policy options with each client, helping them decide which plan suits their budget and lifestyle. They can help design insurance policies to protect condominiums, mobile homes, and in-home businesses. This independent insurance agency can also help individuals and families purchase supplemental coverage for events like floods or earthquakes. It also carries insurance products for farms, recreational vehicles, and special events.

1002 28th Street South, Fargo, ND 58103
Fargo, ND 58103

Website(701) 356-3256

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

32 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

158 W Beaton Drive, West Fargo, ND 58078
West Fargo, ND 58078
  • Renter's Insurance

Established in 1985, TCI Insurance is an independent insurance agency serving the insurance needs of clients in the Fargo and West Fargo areas. This full-service insurance agency offers a broad range of personal, business, and agriculture insurance policies, including homeowners' insurance. The insurance agents of TCI Insurance work with its clients in creating a homeowners' insurance policy customized to meet their needs. It focuses on helping individuals protect their homes and personal belongings.

158 W Beaton Drive, West Fargo, ND 58078
West Fargo, ND 58078

Website(800) 277-8742

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1704 Main Avenue, Fargo, ND 58103
Fargo, ND 58103
  • Multiple Policy Types

Yahnke Insurance Agency is an independent company that offers homeowners' insurance coverage to clients in Fargo. Its policies cover common perils such as fire and theft that have affected property and select personal belongings like jewelry and electronics, detached structures, additional living expenses, liability, and medical expenses for injured parties. Yahnke also counsels clients on supplemental options for their policy, including umbrella, jewelry, flood, and earthquake coverage. Other lines of property insurance it offers include rental dwellings and secondary residences.

1704 Main Avenue, Fargo, ND 58103
Fargo, ND 58103

Website(701) 232-5722

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

42 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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