Expertise.com
2024

Last updated:

Best Bankruptcy Attorneys in Fargo

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fargo Bankruptcy Attorneys on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

35

Reviewed

22

Curated

3

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
712 Main Avenue, Suite 202, Fargo, ND 58103
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt

Why choose this provider?

Cheryl Bergian Law Office is a bankruptcy law firm that represents the debt-distressed residents of the Fargo-Moorhead metropolitan area, as well as other cities in eastern North Dakota and northwestern Minnesota. Cheryl Bergian has been serving the local community since 1988. She focuses on helping clients avail of various personal bankruptcy relief solutions, including chapter 7 and chapter 13 bankruptcies. She also offers services in estate planning and probate law.

Attorney Information

Attorney NamesExperience
Cheryl Bergian - Principal36 yrs

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (9)
Avvo
5.0 / 5 (7)
FindLaw
5.0 / 5 (3)

(+2 additional sources)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
4132 30th Avenue South, Fargo, ND 58104
  • Chapter 13 Bankruptcy

Why choose this provider?

Anderson, Bottrell, Sanden & Thompson is a law firm that has been serving the Fargo-Moorhead and the surrounding areas since 1981. It's a law practice that handles cases in many areas of the law, including agricultural law, banking, corporate law, commercial litigation, and family law. The bankruptcy lawyers at this firm provide bankruptcy and debtor-creditor collection legal advice. They are also experienced in representing debtors, creditors, and bankruptcy trustees, handling a wide range of bankruptcy issues.

Attorney Information

Attorney NamesExperience
Richard Anderson - Founding Member56 yrs

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Avvo
5.0 / 5 (29)
Google
4.2 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
208 West 2nd Avenue South, Cavalier, ND 58220
  • Chapter 7 Bankruptcy

Why choose this provider?

Fleming, DuBois & Fleming, P.L.L.P., is a law firm that provides various legal services to Fargo like handling bankruptcy-related matters. The firm's bankruptcy attorneys aim to provide immediate relief to their clients who are overwhelmed with debt. They assist their clients in filing for chapter 7 bankruptcy or commonly known as liquidation bankruptcy. Co-founder Robert C. Fleming is one of the firm's bankruptcy attorneys and he has over 20 years of experience in the field.

Attorney Information

Attorney NamesExperience
Lawrence Dubois - Partner45 yrs

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Avvo
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Disclaimer:  Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services withExpertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

Frequently Asked Questions

  • Where do I file for bankruptcy in Fargo, North Dakota?

    Bankruptcy cases in Fargo are filed with the United States Bankruptcy Court for the District of North Dakota. The court's address is 655 1st Ave N, Ste 210, Fargo, ND 58102.

  • Where can I get bankruptcy forms in Fargo, North Dakota?

    To acquire a bankruptcy form in Fargo, simply visit the United States Courts' website at https://www.uscourts.gov/forms/bankruptcy-forms.

  • Why should you consider filing for bankruptcy in Fargo?

    Bankruptcy may be an appropriate solution if you're facing difficulties in keeping up with payments for unsecured debts like credit cards, medical bills, or debts from a failed business in Fargo. It can eliminate a sizable percentage of your debts, giving you the chance to repair whatever damage your credit history may have sustained. You are protected from creditors suing you to recoup debts you owe them when you acquire a discharge order through Chapter 7 or Chapter 13 bankruptcy.

  • Are there restrictions on who can file for bankruptcy in Fargo?

    Bankruptcy in Fargo is open to all individuals, but each Chapter has specific eligibility criteria:

    • Chapter 13: Eligibility requires not being a business, staying within debt limits, and demonstrating a reliable income to meet repayment obligations.
    • Chapter 7: Household income must be below North Dakota's median for your family size (the "means test"). Even if your income exceeds the state median but doesn't provide enough disposable income for a Chapter 13 plan, you may still qualify.
    • Chapter 11: Available to most individuals and businesses not pursuing the above options.
  • What impact does filing for bankruptcy in Fargo have on your credit?

    It depends. There is no clear-cut rule regarding how credit scores are impacted by filing for bankruptcy. If your credit report in Fargo shows charged-off accounts, late payments, judgments, or foreclosures, filing for bankruptcy can expedite credit score improvement. Doing so would be preferable in some cases as it would be better than leaving these accounts inactive or dealing with creditor actions like collection lawsuits, levies, and garnishments. After completing the bankruptcy process, your credit report will reflect minimal or no debt, as bankruptcy eliminates the balances on these accounts.

  • Do you need to undergo credit counseling before filing for bankruptcy in Fargo?

    Yes, before filing for bankruptcy in Fargo, it is necessary to participate in credit counseling with a licensed counselor to prevent the possibility of case dismissal. After completing the counseling, you will receive a certificate of completion that must be presented to the bankruptcy court. Additionally, in certain situations, the credit counselor might provide a recommended budget and repayment plan that should be submitted together with the certificate.

  • Which types of debts in Fargo are encompassed by Chapter 7 bankruptcy?

    Chapter 7 bankruptcy in Fargo encompasses various types of debts, such as credit card debt (including late payments and fees); personal loans obtained from friends, family, and employers; medical bills; accounts in collections; overdue home utility balances; business-related debts; automobile accident claims; past-due rent as specified in lease agreements between landlords and tenants; most civil court lawsuit judgments; unpaid tax penalties; overpayments from government programs; and balances resulting from repossessions.

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