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Best Local Car Insurance Agencies in North Dakota

2024

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Providers

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Website
Fargo

Why choose this provider?

Fargo Moorhead Insurance is an independent agency that has been protecting the people of North Dakota since 1972. The firm handles both personal and business types of insurance, including auto policies. Its agents assist in finding the best auto insurance rates for different types of vehicles, such as automobiles, motorcycles, RVs, trailers, classic cars, and snowmobiles. They also search through the agency�s network of carriers to find protection solutions for life, health, homes, businesses, and farms.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Fargo

Why choose this provider?

Far North Insurance, Inc., provides one of the best risk management solutions to individuals and families in North Dakota. Its personal insurance products include car plans, which include collision, comprehensive, liability, and medical coverages to protect vehicle drivers from financial losses caused by accidents and theft. It also handles emergency road services. In addition, its agents write policies for boats and RVs. Far North Insurance represents multiple carriers, such as CNA Surety, Dairyland, Foremost, Progressive, and Hagerty.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Fargo

Why choose this provider?

Todd Vanyo is an insurance agent who operates a State Farm office serving families, individuals, and business owners in North Dakota. His agency offers various financial risk protection solutions, including auto, home, life, and business insurance. Its car insurance protects policyholders and their vehicles against losses or damages caused by unwanted incidents. Vanyo, who has been in the industry since 2007, also supports local causes. He joins fundraising events that give back to the members of the community.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Fargo

Why choose this provider?

Heritage Insurance Services is a family-owned and family-operated company that serves individuals, families, and businesses across North Dakota. The agency has 12 locations around the state, offering auto insurance policies from a network of insurance carriers that provide collision and comprehensive coverage. It also provides protection against uninsured or underinsured motorists in case of accidents. Optional coverages for bodily injury and property damage may also be arranged by its agents. The agency also extends its services to clients in South Dakota, Minnesota, and Arizona.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Fargo

Why choose this provider?

RJ Bailey Insurance Center is an agency that has been serving North Dakota since 2009. It offers a wide range the best personal and commercial auto insurance coverage options including collision, comprehensive, and liability. Coverages are also available for vehicles that were hired or are not owned by a business and the personal car that an employee uses. The agency's owner, Cory Theuninck, is a member of the National Association of Insurance and Financial Advisors (NAIFA) who has completed Safeco's Agent Development Program.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Fargo

Why choose this provider?

Hektner-Lybeck-Erickson Insurance is a locally owned and operated insurance agency that has been serving individuals, families, and business owners in North Dakota for more than 80 years. Its longevity in the financial sector allows it to offer the best insurance options that cater to clients' personal and commercial needs. Its team of agents provides auto insurance that covers the owner�s assets and belongings when accidents occur. It also offers life, home, business, and farm insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
West Fargo

Why choose this provider?

Great North Insurance Services caters to clients across North Dakota. The independent and locally owned agency offers a wide range of insurance products. It provides auto insurance plans, assisting clients in selecting the best coverage suited to their specific needs. Its team also educates clients in making informed decisions.The independent agency is partnered with multiple carriers to provide clients with options that fit their needs. The company also holds licenses in 26 states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Fargo

Why choose this provider?

Serving North Dakota, Yahnke Insurance Agency offers some of the best services to clients seeking protection plans. One of its products is auto insurance. Its car insurance policies take care of damages done to the vehicle, medical expenses for the policyholder and passengers, and liability coverage for injuries caused to other people or their property. Insurance for homeowners, contractors, commercial, and agribusiness is also available. It represents different insurance carriers, allowing its agents to help clients find the coverage suitable for their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Fargo

Why choose this provider?

Superior Insurance Agency - Fargo is an independently owned company serving North Dakota. It offers a wide range of auto insurance coverage options including liability, rental reimbursement, accident forgiveness, diminishing deductible, roadside assistance, and personal injury protection. Bringing more than 50 years of combined experience in the field, its team of professionals partners with different insurance carriers to provide customizable solutions, such as ASI, Genworth, and Nationwide. The agency also features a combined coverage option for home and auto policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

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