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Best Mortgage Refinance Companies in Winston Salem
2021

We scored 120 Mortgage Refinance Companies in Winston Salem, NC and Picked the Top 7

Here are the Picks:

Allegacy Federal Credit Union

Amerifirst Home Mortgage

Bank of Oak Ridge

Fairway Independent Mortgage Corporation

First Bank

Prosperity Home Mortgage, LLC

The Mortgage Hotline

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Winston Salem Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 120 74 7

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Allegacy Federal Credit Union

Allegacy Federal Credit Union provides financial solutions for the employees, families, and retirees of over 750 companies throughout the Triad and New Jersey regions. Its mortgage refinance lenders near Winston Salem offer homeowners a variety of seven to 15-year options to meet individual needs. Allegacy Federal Credit Union's Mortgage Eliminator Loans are designed to help its members pay off their mortgages as soon as possible. Its refinance program is available for primary and vacation residences. Additionally, the credit union's financial officers work with first time home buyers to secure a loan tailored to meet their circumstances, including conventional, FHA, and VA options.

Click to Call

3015 E River Way
High Point, NC 27265

Website Instagram

(800) 782-4670 Website

Amerifirst Home Mortgage

Amerifirst Home Mortgage has worked with clients seeking residential loans for more than 37 years. The company's mortgage professionals help homeowners interested in refinancing options find solutions that best suit their needs. They secure lower interest and fixed rate loans for individuals seeking to convert an ARM or pending balloon payment into a secure package. The company works with individuals who want to cash out some of their home's equity to pay off high-interest loans or finance home improvement projects. Amerifirst Home Mortgage loan consultants also provide first time home buyers information about the types of loans available to them, including conventional, FHA, and VA options.

Click to Call

2411 Penny Rd
High Point, NC 27265

Website

(336) 812-3400 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

Bank of Oak Ridge

Bank of Oak Ridge has provided a complete range of personal and business financial services for more than 20 years. The mortgage refinance company near Winston Salem offers homeowners options for converting high interest or ARM loans to fixed-rate mortgages. Its lending professionals also help find solutions for transferring a balloon payment into an extended mortgage program. Additionally, Bank of Oak Ridge's home refinancing solutions assist homeowners who need to transfer some of their home's equity to pay off high-interest debts or cover a home improvement project. The bank's other mortgage loan services include conventional fixed-rate, first-time home buyer, FHA, VA, USDA, and jumbo programs.

Click to Call

2211 Oak Ridge Rd
Oak Ridge, NC 27310

Website

(336) 662-4900 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.4 / 5 (Better)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

Fairway Independent Mortgage Corporation

Fairway Independent Mortgage Corporation is a Winston-Salem-based business that assists clients with mortgage refinancing needs. Ashley McKenzie-Sharpe, the company's senior mortgage planner, helps clients refinance in order to reduce interest rates, shorten payment terms, or reduce payments by switching to a fixed-rate loan. She also assists homeowners who refinance for investment purposes. McKenzie-Sharpe has over 10 years of experience in the mortgage industry. She works as a senior mortgage planner for Members Credit Union branches across the state.

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2098 Frontis Plaza Boulevard
Winston-Salem, NC 27103

Website

(866) 912-4800 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.6 / 5 (Best)

Total Reviews:

645 (Best)

Score Consistency:

Consistent (Best)

First Bank

First Bank provides personal and business financial solutions in the Winston Salem area. One of the services its mortgage consultants offer is home loan refinancing. The professionals work with each individual to match a program that best suits the client's needs, from converting an ARM to a fixed rate loan to using some of the home's equity to pay for a home improvement project. First Bank customizes its mortgage loans to accommodate a variety of financial needs and property types. Its professionals offer conventional, government, jumbo, and construction loans in addition to MedPro loans tailored specifically for those working in the medical profession.

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1200 N Main St
High Point, NC 27262

Website Instagram

(336) 882-2574 Website

Professionalism: A

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

Prosperity Home Mortgage, LLC

Prosperity Home Mortgage, LLC., is a mortgage loan and refinance company that serves clients in Winston-Salem, Chantilly, and other locations in the country. The company has three main categories for its loan programs, which are standard and government-issued loans, first-time home buyer loan options, and unique loans and products. Its mortgage products include fixed-rate mortgages, adjustable-rate mortgages, jumbo loans, and renovation financing. President and CEO Tim W. Wilson has been in the industry for more than three decades.

Click to Call

110 Oakwood Drive
Winston-Salem, NC 27103

Website Instagram

(855) 644-0443 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 (Better)

Total Reviews:

81 (Best)

Score Consistency:

Consistent (Best)

The Mortgage Hotline

The Mortgage Hotline has provided home mortgage refinance near Winston Salem for more than 16 years. Its lending agents work with clients to secure a lower interest rate, withdraw equity to use toward a home remodeling project or high-interest debt consolidation, or switch an ARM to a fixed rate mortgage. The Mortgage Hotline also works with first-time home buyers with little or no money down as well as investors interested in purchasing short sale properties. Its agents deliver mortgage loan programs that meet their clients' needs, such as FHA and VA loans, conventional options, and jumbo mortgages as well as those with adjustable rates.

Click to Call

2201 Eastchester Dr Ste 107
High Point, NC 27265

Website

(336) 882-7800 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

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