Best Mortgage Refinance Companies in Winston Salem

2021

Bank of Oak Ridge

Bank of Oak Ridge has provided a complete range of personal and business financial services for more than 20 years. The mortgage refinance company near Winston Salem offers homeowners options for converting high interest or ARM loans to fixed-rate mortgages. Its lending professionals also help find solutions for transferring a balloon payment into an extended mortgage program. Additionally, Bank of Oak Ridge's home refinancing solutions assist homeowners who need to transfer some of their home's equity to pay off high-interest debts or cover a home improvement project. The bank's other mortgage loan services include conventional fixed-rate, first-time home buyer, FHA, VA, USDA, and jumbo programs.

Fairway Independent Mortgage Corporation

• Reverse Mortgages
• Multi-Family Loans
• New Construction

Fairway Independent Mortgage Corporation is a mortgage refinance company founded in 1996. It offers mortgage choices to its clients, which seeks to make homeownership attainable. The firm offers conventional, FHA, Jumbo, VA, and USDA loan programs. Clients can also apply for refinancing programs that reduce monthly payments and lower interest rates. The company is licensed in all 50 states and serves clients in Winston Salem. It works with the Federal Housing Authority and Freddie Mac.

First Bank

First Bank provides personal and business financial solutions in the Winston Salem area. One of the services its mortgage consultants offer is home loan refinancing. The professionals work with each individual to match a program that best suits the client's needs, from converting an ARM to a fixed rate loan to using some of the home's equity to pay for a home improvement project. First Bank customizes its mortgage loans to accommodate a variety of financial needs and property types. Its professionals offer conventional, government, jumbo, and construction loans in addition to MedPro loans tailored specifically for those working in the medical profession.

Prosperity Home Mortgage, LLC

Prosperity Home Mortgage, LLC., is a mortgage loan and refinance company that serves clients in Winston-Salem, Chantilly, and other locations in the country. The company has three main categories for its loan programs, which are standard and government-issued loans, first-time home buyer loan options, and unique loans and products. Its mortgage products include fixed-rate mortgages, adjustable-rate mortgages, jumbo loans, and renovation financing. President and CEO Tim W. Wilson has been in the industry for more than three decades.

The Mortgage Hotline

The Mortgage Hotline has provided home mortgage refinance near Winston Salem for more than 16 years. Its lending agents work with clients to secure a lower interest rate, withdraw equity to use toward a home remodeling project or high-interest debt consolidation, or switch an ARM to a fixed rate mortgage. The Mortgage Hotline also works with first-time home buyers with little or no money down as well as investors interested in purchasing short sale properties. Its agents deliver mortgage loan programs that meet their clients' needs, such as FHA and VA loans, conventional options, and jumbo mortgages as well as those with adjustable rates.