Expertise.com

Best Mortgage Refinance Companies in Winston Salem

Laurels
Laurels

We did the research for you!

Learn more
  • checkbox
    Licensing
  • checkbox
    User Reviews
  • checkbox
    Mystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
3015 E River Way, High Point, NC 27265
High Point, NC 27265
Instagram

Allegacy Federal Credit Union provides financial solutions for the employees, families, and retirees of over 750 companies throughout the Triad and New Jersey regions. Its mortgage refinance lenders near Winston Salem offer homeowners a variety of seven to 15-year options to meet individual needs. Allegacy Federal Credit Union's Mortgage Eliminator Loans are designed to help its members pay off their mortgages as soon as possible. Its refinance program is available for primary and vacation residences. Additionally, the credit union's financial officers work with first time home buyers to secure a loan tailored to meet their circumstances, including conventional, FHA, and VA options.

3015 E River Way, High Point, NC 27265
High Point, NC 27265

InstagramWebsite(800) 782-4670

Show Number
2211 Oak Ridge Rd, Oak Ridge, NC 27310
Oak Ridge, NC 27310

Bank of Oak Ridge has provided a complete range of personal and business financial services for more than 20 years. The mortgage refinance company near Winston Salem offers homeowners options for converting high interest or ARM loans to fixed-rate mortgages. Its lending professionals also help find solutions for transferring a balloon payment into an extended mortgage program. Additionally, Bank of Oak Ridge's home refinancing solutions assist homeowners who need to transfer some of their home's equity to pay off high-interest debts or cover a home improvement project. The bank's other mortgage loan services include conventional fixed-rate, first-time home buyer, FHA, VA, USDA, and jumbo programs.

2211 Oak Ridge Rd, Oak Ridge, NC 27310
Oak Ridge, NC 27310

Website(336) 662-4900

Show Number
2098 Frontis Plaza Boulevard, Winston-Salem, NC 27103
Winston-Salem, NC 27103
  • Reverse Mortgages
  • New Construction
  • Multi-Family Loans

Fairway Independent Mortgage Corporation is a mortgage refinance company founded in 1996. It offers mortgage choices to its clients, which seeks to make homeownership attainable. The firm offers conventional, FHA, Jumbo, VA, and USDA loan programs. Clients can also apply for refinancing programs that reduce monthly payments and lower interest rates. The company is licensed in all 50 states and serves clients in Winston Salem. It works with the Federal Housing Authority and Freddie Mac.

2098 Frontis Plaza Boulevard, Winston-Salem, NC 27103
Winston-Salem, NC 27103

Website(336) 748-4599

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

678 (Best)

Score Consistency:

Consistent (Best)

1200 N Main St, High Point, NC 27262
High Point, NC 27262
Instagram

First Bank provides personal and business financial solutions in the Winston Salem area. One of the services its mortgage consultants offer is home loan refinancing. The professionals work with each individual to match a program that best suits the client's needs, from converting an ARM to a fixed rate loan to using some of the home's equity to pay for a home improvement project. First Bank customizes its mortgage loans to accommodate a variety of financial needs and property types. Its professionals offer conventional, government, jumbo, and construction loans in addition to MedPro loans tailored specifically for those working in the medical profession.

1200 N Main St, High Point, NC 27262
High Point, NC 27262

InstagramWebsite(336) 882-2574

Show Number
110 Oakwood Drive, Winston-Salem, NC 27103
Winston-Salem, NC 27103
Instagram

Prosperity Home Mortgage, LLC., is a mortgage loan and refinance company that serves clients in Winston-Salem, Chantilly, and other locations in the country. The company has three main categories for its loan programs, which are standard and government-issued loans, first-time home buyer loan options, and unique loans and products. Its mortgage products include fixed-rate mortgages, adjustable-rate mortgages, jumbo loans, and renovation financing. President and CEO Tim W. Wilson has been in the industry for more than three decades.

110 Oakwood Drive, Winston-Salem, NC 27103
Winston-Salem, NC 27103

InstagramWebsite(855) 644-0443

Show Number
2201 Eastchester Dr Ste 107, High Point, NC 27265
High Point, NC 27265

The Mortgage Hotline has provided home mortgage refinance near Winston Salem for more than 16 years. Its lending agents work with clients to secure a lower interest rate, withdraw equity to use toward a home remodeling project or high-interest debt consolidation, or switch an ARM to a fixed rate mortgage. The Mortgage Hotline also works with first-time home buyers with little or no money down as well as investors interested in purchasing short sale properties. Its agents deliver mortgage loan programs that meet their clients' needs, such as FHA and VA loans, conventional options, and jumbo mortgages as well as those with adjustable rates.

2201 Eastchester Dr Ste 107, High Point, NC 27265
High Point, NC 27265

Website(336) 882-7800

Show Number

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Mortgage Refinance Companies near you