Best Mortgage Refinance Companies in Wilmington

Alan Efting caters to Wilmington residents who seek refinancing and mortgage solutions. The programs include construction loans and conventional products. Products with fixed and adjustable rates are available and the team has government options for veteran military members. The team refinances current obligations to reduce the burden of fulfillment. Alan Efting maintains an educational blog that informs the public on real estate purchase matters like tax minimization, the nitty-gritty details of acquiring vacation homes, and credit ratings.

Atlantic Coast Financial Services has been serving people in and around Wilmington since 1996. It helps individuals and families improve their financial outlook and maximize their savings by refinancing their homes. Its officers assist clients in comparing refinancing loan rates and terms, enabling them to choose the best mortgage for their needs. They also work with first-time homebuyers and investors applying for loan programs. To help streamline the process, the company provides various tools, such as online application forms and e-signing platforms.

Azalea Coast Mortgage has been catering to the Wilmington metro and the neighboring localities for over two decades. Its team of loan officers helps homeowners refinance an outstanding loan for their single- or multi-family home, condominium, or townhouse to consolidate debt. They offer refinancing options such as FHA Streamline, FHA cash-out, VA cash-out, and VA Interest Rate Reduction Refinance Loan. They also educate clients about the documents required for a loan application and information about the closing process.

Coastline Capital Mortgage caters to the needs of residents in Wilmington and the surrounding communities. The company offers customers different loan programs, such as conventional, FHA, jumbo, and VA loans. Its team of mortgage specialists also deals with home equity line of credit (HELOC) and construction loans, which typically cover various items, such as building materials, labor, land cost, and executed documents. Coastline Capital Mortgage applies customer service alongside easy-to-use technology to develop a simple and efficient mortgage process. They also operate not just throughout North Carolina but also in South Carolina, Florida, Colorado, California, and Ohio.

Coastline Mortgage Consultants, LLC, serves Wilmington residents. It works with borrowers who want to refinance their current loans. Its mortgage brokers inform clients about their loan options and assist them in selecting the best refinance program for their current financial situation. The team also offers home purchase loans, such as adjustable-rate, fixed-rate, conventional, jumbo, LEM, and government-sponsored mortgages. Chad Ludwig, the firm's owner, has been in the mortgage business since 1999. He uses his problem-solving abilities to assist families in achieving their homeownership dreams.

Fairway Mortgage of the Carolinas takes care of the refinancing needs of homeowners throughout Wilmington and the surrounding metros. Its mortgage planners work closely with clients to discuss their financial goals to help them find suitable loan products that meet their refinancing needs. Options include cash-out refinance, adjustable-rate, and fixed-rate mortgages. The mortgage lender has been in business since 1996, and it is licensed to provide its services to clients in more than 20 states across the US.

Joey Milam Mortgage Team helps Wilmington homeowners refinance existing mortgages to get lower interest rates, expend lower monthly payments, or change loan plans. It assists clients by evaluating their long-term goals and outlining the benefits of various loan programs, such as conventional, jumbo, and VA. The company guides clients through every step of the process, from application to closing, and keeps them informed about the status of their loan application. Founder Joey Milam has been in the industry since 2003.

Land Home Financial Services, Inc., serves locals in Wilmington who need refinancing and loan solutions. The company refinances current obligations into more manageable forms. Its team has FHA loans for buyers with less favorable credit conditions and jumbo mortgages for purchasers of high-value assets. Veterans' Affairs options are also available for past and current military personnel. Land Home has been open since 1988 and has online facilities for transacting business remotely with minimal need for physical meetings.

National Home Finance caters to individuals in Wilmington who need to refinance existing debts or obtain new mortgages. The team refinances existing debts to take advantage of reduced rates and less burdensome terms that become applicable after a mortgage is initially signed. It has government-sponsored choices that are fit for past and current members of the national defense force, as well as players in the farming sector. National Home Finance also operates across Florida and Virginia.

Port City Mortgage provides services to homeowners and home buyers in the Wilmington metro. It helps individuals refinance their mortgage loans for their primary homes, investment properties, and vacation houses. These refinancing solutions allow clients to lower their rates, reduce their monthly payments, and change their terms according to their financial goals and needs. The company carries loan options for clients wishing to purchase condominium units, single- and multi-family homes, and townhouses. Port City Mortgage extends its services to Greensboro, Charlotte, Raleigh, and Durham.

Russell Smith with Alcova Mortgage addresses the real estate concerns of clients in and around Wilmington. It caters to first-time and repeat homebuyers, investors, builders, and military service members or veterans seeking refinancing solutions. The agency offers an MCC tax credit program to help borrowers refinance their loans and lower their debt ratios and monthly mortgage payments. It works closely with customers to determine their homeownership goals. The company processes various mortgage products, including USDA, FHA, VA, construction, and conventional loans.

Seaside Mortgage Corporation has been offering loan refinancing programs to clients in Wilmington and the surrounding areas since 2000. Its refinancing options include reducing monthly amortizations, lowering interest rates, increasing equity, and cashing out for debt consolidation. In addition to mortgage refinancing, the company also offers basic loan programs including FHA, conventional, VA, USDA, and jumbo loans. Joey Buck, the owner, has more than 25 years of experience in the mortgage and banking industry. His experience helped him build strong relationships with local realtors and builders.