Best Homeowners Insurance Agencies in Wilmington

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Able Auto and Cycle Insurance, Inc. logo
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Able Auto and Cycle Insurance, Inc.

4008 Oleander Drive, Wilmington, NC 28403
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  • Renter's Insurance
  • Flood
  • Fire
  • Condos

Business Description

Able Auto and Cycle Insurance Inc. offers homeowners insurance in Wilmington to clients that need to protect themselves from various liabilities. It sells coverage for residences themselves to cover any repair or replacement costs if materials are damaged by water, fire, or natural disasters. Liability protection is available to protect clients in case they're sued by injured guests. Able Auto and Cycle Insurance Inc. offers insurance coverage for condominiums too. Renters insurance is available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Atlantic Coast Insurance Agency logo
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Atlantic Coast Insurance Agency

29 South Kerr Avenue, Wilmington, NC 28403
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  • Multiple Policy Types
  • Condos
  • Renter's Insurance

Business Description

Atlantic Coast Insurance Agency offers homeowners insurance services in Wilmington. It sells policies that provision for replacement or repair costs if homes are damaged by disasters. It sells coverage for reimbursement in the case of theft or vandalism as well as liability coverage for cases of guest injury. Atlantic Coast Insurance Agency also helps clients to purchase the right kinds of coverage required by their financial institutions or because of loan terms. Coverage options are available for vehicles and businesses too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (38)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brad Sizemore Insurance logo
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Brad Sizemore Insurance

16406 U.S. 17, Hampstead, NC 28443
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Business Description

Brad Sizemore Insurance serves the Wilmington metro area and sells homeowners insurance products. This agency has been active for over 40 years and provides comprehensive assistance with the insurance purchase process. It offers coverage for physical dwellings, other properties, personal property, and a multitude of weather phenomena. It also provides liability coverage to homeowners, which can cover medical and legal costs if anyone is injured on one's property. Brad Sizemore Insurance insures cars, motorcycles, and boats as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (483)
Facebook
4.9 / 5 (67)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Don Bullard Insurance logo
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Don Bullard Insurance

4709 Oleander Drive, Wilmington, NC 28403
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  • Fire
  • Multiple Policy Types
  • Flood

Business Description

Don Bullard Insurance is a provider servicing the Wilmington area and nearby locations. Its homeowners' insurance coverage mitigates losses in cases of fire and acts of nature. Medical costs for houseguests injured in the client's home are also covered. A homeowners' insurance also fulfills requirements in North Carolina for completing home loan payments. Homeowners in flood-prone areas have the option to add standard flood coverage in compliance with the National Flood Insurance Program (NFIP) requirements. Vandalism and theft losses can be reimbursed, including damage-related repairs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.4 / 5 (95)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
FinPoint Insurance Group logo
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FinPoint Insurance Group

1613 Military Cutoff Road, Wilmington, NC 28403
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  • Multiple Policy Types

Business Description

FinPoint Insurance Group is a Wilmington-based insurance agency that serves the coastal region of North Carolina. Its home insurance policy protects homeowners in case of damage from fire or storm damage. Additional coverage for flood, earthquake, and sewer backup may be processed separately. As an independent agency, the firm specializes in tailored solutions based on their clients' specific protection needs. The company started in 1989 as a Nationwide Insurance subsidiary called Hisbike Insurance Group and became fully independent in 2020 as FinPoint Insurance Group.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heinberg & Major Auto Insurance logo
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Heinberg & Major Auto Insurance

720 Market Street, Wilmington, NC 28401
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Heinberg & Major Auto Insurance provides insurance options to residents and business property owners in Wilmington and the neighboring areas. Its homeowners' insurance policies have a wide range of coverages that the clients can choose from. The options include replacement cost coverage, special property coverage that protects high-value items such as jewelry, temporary living expenses, and comprehensive insurance coverage that protects the client's property in the case of damage due to fire, smoke, storms, vandalism, and theft.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (97)
Facebook
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
James E. Moore Insurance Agency, Inc. logo
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James E. Moore Insurance Agency, Inc.

1508 Military Cutoff Road, Wilmington, NC 28403
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

James E. Moore Insurance Agency, Inc., provides different types of insurance plans and coverage to residents in Wilmington. It offers a customized home insurance policy that protects both the property and the belongings inside it from risks like theft and fire. Its insurance agents also assist clients who are looking for complete insurance programs for auto, liability, and business property. James E. Moore Insurance Agency, Inc., represents insurance companies that are financially secure, such as American General Insurance Company, AmTrust, Burns & Wilcox, Foremost, and Guardian Life.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
NC Coastal Insurance logo
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NC Coastal Insurance

3410 River Rd Ste 202, Wilmington, NC 28412
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  • Flood
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

NC Coastal Insurance provides insurance options to residents and business property owners in Wilmington and the surrounding communities. The homeowners' insurance policy is composed of two sections which are property coverages and liability coverages. Property coverages provide protection for dwellings, other structures, personal property, and loss of use or additional living expenses. Liability coverages defend clients in the case of personal liability and medical expenses of guests injured while on the clients' property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sheally Insurance Group logo
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Sheally Insurance Group

34 Covil Avenue, Wilmington, NC 28403
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  • Multiple Policy Types

Business Description

Sheally Insurance Group is a North Carolina insurance agency serving clients in Wilmington and the surrounding areas. It offers comprehensive homeowners' insurance policies to residents seeking insurance protection for their homes. Its standard homeowners' insurance plan covers the dwelling and other structures, personal property, wind and hail, liability, and loss of use. It provides coverage for primary and secondary residences, coastal properties, mobile homes, and rental properties. Flood and scheduled property insurance may be added as supplementary policies. Combined insurances are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (96)
Facebook
3.9 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Superior Insurance logo
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Superior Insurance

2390 Carolina Beach Road Suite 101, Wilmington, NC 28401
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  • Personal Property Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Renter's Insurance

Business Description

Superior Insurance is an independent insurance agency in Wilmington that caters to North Carolina residents looking for home insurance, auto insurance, and commercial insurance. It provides exhaustive and anticipative homeowners' insurance policies that are specifically tailored to the needs and requirements of clients. Its team of agents has over 50 years of experience in the industry and is capable of assisting clients to optimize their policy structures. Superior Insurance caters to both English and Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (88)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Huneycutt Group logo
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The Huneycutt Group

1908 Eastwood Road, Wilmington, NC 28403
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Condos

Business Description

The Huneycutt Group is a risk management company based in Wilmington that specializes in providing homeowners' insurance and other insurance products to the whole of North Carolina. For more than 40 years, the company has been working with reliable insurance providers to help its clients financially protect themselves and their homes from any threats. Its staff helps in insuring homes regardless of their location as well as educating their clients about their risks. The Huneycutt Group also offers to bundle its clients' auto and homeowners' insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tim Moore - State Farm Insurance Agent logo
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Tim Moore - State Farm Insurance Agent

7016 Market Street, Wilmington, NC 28411
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Business Description

Tim Moore - State Farm Insurance Agent is a Wilmington native that assists clients in different areas including home insurance. Moore helps homeowners acquire insurance plans that provide protection for personal belongings such as tools, lawn decorations, musical instruments, and sports equipment. Home insurance policies also cover property repair and replacement costs. Moore has been offering insurance solutions for more than 30 years. He provides assistance with state-to-state insurance transfers. The agent responds to clients' concerns 24 hours a day.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wells Insurance logo
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Wells Insurance

5712 Oleander Drive, Wilmington, NC 28403
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Wells Insurance in Wilmington is an insurance agency that has been in the industry for almost a century. The company provides insurance policies that include personal, commercial, employee benefits, and marine insurance. Personal insurance policies include homeowners' insurance, which provides coverage not just for the home itself, but also the personal belongings within it. Additionally, the agency has policies for flood, personal property, personal umbrella liability, and more. The agency also does regular food bank donations, charity drives, and other financial support.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (99)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How frequent should one change auto or homeowners\' insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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