Expertise.com

Best Health Insurance Agencies in Wilmington

Laurels
2023
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Health Insurance Agencies FAQs

Learn more
FREE

Expertise.com Concierge

Let us do the work for you!

Share your needs with our Concierge team, and they'll book you with our best available top-ranked service providers!

David Ward logo
Visit WebsiteWebsite

License Verified:

License: 6583566

North Carolina Department of Insurance

David Ward

Visit WebsiteWebsite
4818 New Centre Drive, Wilmington, NC 28403
  • Health Insurance

Business Description

David Ward is a local insurance broker who serves State Farm Insurance clients in Wilmington. He handles health insurance plans, helping individuals and families acquire the right health coverage akin to their needs. He focuses on individual medical, supplementary health, and Medicare Supplement coverages. He also guides clients who plan to update their policies and file for medical claims. Ward has been a State Farm Insurance agent since 1976. He also specializes in life, disability, auto, home, and business insurance.

License Verified:

License: 6583566

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.1 / 5 (35)
Facebook
3.0 / 5 (4)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
George Chadwick - Insurance logo
Visit WebsiteWebsite

License Verified:

License: 1000008809

North Carolina Department of Insurance

George Chadwick - Insurance

Visit WebsiteWebsite
3301 Wrightsville Avenue, Wilmington, NC 28403
  • Health Insurance

Business Description

George Chadwick Insurance is an independent firm that has been serving the health insurance needs of individuals and groups in Wilmington and nearby locations since 1960. Its agents help clients 65 years old and above apply for Medicare Supplement plans that complement their Social Security Medicare coverage. They also cater to the health plan needs of businesses regardless of size. The team also provides life insurance plans to meet the temporary and long-term goals of clients.

License Verified:

License: 1000008809

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (17)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Grace Tax Insurance logo
Visit WebsiteWebsite

License Verified:

License: 1000102947

North Carolina Department of Insurance

Grace Tax Insurance

Visit WebsiteWebsite
7208 Market Street Suite 3, Wilmington, NC 28411
  • Health Insurance

Business Description

Grace Tax Insurance is a personal and business insurance agency serving Wilmington partnering with insurance carriers such as Liberty Mutual and Blue Cross Blue Shield of North Carolina. It provides clients with various insurance solutions, including health and life insurance, home and vehicle insurance, workers compensation, and general liability. It also offers tax services, handles payroll services, assists with classifying a business as a separate entity from its proprietor, and helps with ITIN processing.

License Verified:

License: 1000102947

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
3.9 / 5 (11)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
I-Mark Insurance Group logo
Visit WebsiteWebsite

License Verified:

License: 1000036727

North Carolina Department of Insurance

I-Mark Insurance Group

Visit WebsiteWebsite
625 College Street, Jacksonville, NC 28540
  • Life Insurance
  • Health Insurance

Business Description

I-Mark Insurance Group has been offering policies to clients in the Wilmington area since 1950. People looking to get more coverage for their healthcare costs can get the company's individual health insurance. The policy covers treatments, hospitalizations, and preventative healthcare like checkups. The firm also has life insurance to secure the future expenses of the policyholder's beneficiaries. Clients can also get coverage for their autos and homes, along with business insurance for vehicles and construction risks.

License Verified:

License: 1000036727

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Innovative Financial Group logo
Visit WebsiteWebsite

License Verified:

License: 1000612540

North Carolina Department of Insurance

Innovative Financial Group

Visit WebsiteWebsite
5101 Dunlea Ct #201C, Wilmington, NC 28405
  • Individual Plans

Business Description

Innovative Financial Group was established in 2014 by the entrepreneur Tyler Rees, offering Wilmington a variety of insurance options, including property, life, and Medicare-supplement health insurance. It also offers worksite benefits and assistance for debt recovery and retirement planning. The company strives to perform as a one-stop shop, providing clients with all of the insurance solutions and support they need in one place. Among its partners are the American-Amicable Group, Transamerica, and Royal Neighbors of America.

License Verified:

License: 1000612540

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (28)
Google
3.7 / 5 (6)
Insurance Solutions logo
Visit WebsiteWebsite

License Verified:

License: 6602376

North Carolina Department of Insurance

Insurance Solutions

Visit WebsiteWebsite
1201 Floral Parkway, Wilmington, NC 28403
  • Individual Plans
  • Group Plans
  • Life Insurance
  • Health Insurance

Business Description

Insurance Solutions is a family-owned agency that has been serving clients in Wilmington. It offers health insurance options for individuals, families, and businesses, as well as Medicare Supplement and Medicare Advantage plans for seniors. The Insurance Solutions team has over 100 years of collective experience in creating individualized solutions and helping companies design customized employee benefits packages. It also provides workers' compensation and life insurance solutions as well as personal property protection for homes and vehicles.

License Verified:

License: 6602376

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
3.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
James E. Moore Insurance Agency, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 9035323

North Carolina Department of Insurance

James E. Moore Insurance Agency, Inc.

Visit WebsiteWebsite
1508 Military Cutoff Road Suite 104, Wilmington, NC 28403
  • Life Insurance
  • Individual Health Insurance
  • Health Insurance
  • Medicare

Business Description

James E. Moore Insurance Agency, Inc., has been providing health insurance solutions for customers in Wilmington since 1954. Its team of agents represents several insurance carriers, such as Builders Mutual, Halifax Mutual, Heritage Insurance, and Foremost Insurance Group. They provide health plans to safeguard clients from financial losses to cover unforeseen medical expenses. They also offer different life insurance plans, including term, variable, whole, and universal life policies. Jim Moore, the company's president and owner, is a member of various insurance companies' agent advisory groups.

License Verified:

License: 9035323

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (43)
Facebook
4.3 / 5 (16)
Yelp
2.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jonathan Calhoun logo
Visit WebsiteWebsite

License Verified:

License: NC-1000364757

North Carolina Department of Insurance

Jonathan Calhoun

Visit WebsiteWebsite
507 Shipyard Blvd, Wilmington, NC 28412
  • Health Insurance

Business Description

Jonathan Calhoun is a local agent who has been serving clients in Wilmington through State Farm Insurance since 2011. He offers health insurance coverage plans that are designed to fit the needs of individuals and families. He also has Medicare Supplement options for seniors. In addition, his agency has risk management products for automobiles, homes, and general business liabilities. Calhoun is a fellow of the Life Underwriter Training Council and is a qualifier in the State Farm Vice Presidents Club.

License Verified:

License: NC-1000364757

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (262)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stephen Owens Agency logo
Visit WebsiteWebsite

License Verified:

License: 15125627

North Carolina Department of Insurance

Stephen Owens Agency

Visit WebsiteWebsite
5704 Oleander Dr. Suite 101, Wilmington, NC 28403
  • Life Insurance

Business Description

Stephen Owens Agency has locations in Wilmington and Burgaw. It offers disability, critical illness, life, annuity, and supplemental insurance plans that help protect an individual's health, family, and income. Its providers include AmTrust, MetLife, Nationwide, and Progressive. The company's president, Stephen Owens, has worked in the insurance industry since 1993. He established the agency in 2000 to provide financial services and personal and commercial coverages to his hometown. Stephen Owens Agency is a member of the Highland Insurance Group.

License Verified:

License: 15125627

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.7 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wade Associates Insurance & Risk Management logo
Visit WebsiteWebsite

License Verified:

License: 1000597361

North Carolina Department of Insurance

Wade Associates Insurance & Risk Management

Visit WebsiteWebsite
1900 Eastwood Rd., Suite 27, Wilmington, NC 28403
  • Individual Plans

Business Description

Wade Associates Insurance & Risk Management is an independent insurance agency offering a comprehensive suite of insurance solutions to individuals and businesses in Wilmington. It represents a vast network of health insurance carriers covering various health concerns, from dental and vision treatment to critical illnesses and accidents. It also helps clients be protected from significant financial loss caused by unexpected medical, surgical, and hospital costs. Other personal lines of insurance include home, auto, and life insurance.

License Verified:

License: 1000597361

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Williamson Insurance and Financial Services, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 1000002515

North Carolina Department of Insurance

Williamson Insurance and Financial Services, Inc.

Visit WebsiteWebsite
1213 Culbreth Drive, Suite 131, Wilmington, NC 28405
  • Health Insurance

Business Description

Williamson Insurance and Financial Services, Inc. serves clients in Wilmington and the neighboring areas. It provides health insurance policies, focusing on long-term disability, long-term care, and Medicare supplement. Additionally, it covers other personal insurance needs, such as homeowners, automobile, life, and rental property plans. Williamson Insurance and Financial Services is a family-owned agency founded by Wayne Williamson more than 20 years ago. As an independent agency, it represents various insurance carriers, including The Hartford, National General, Erie Insurance, and Progressive.

License Verified:

License: 1000002515

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.