Expertise.com

2024

Last updated:

Best Pet Insurance Companies in Raleigh

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Raleigh Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

7391Reviewed

4439Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4801 Hargrove Rd Suite 10, Raleigh, NC 27616
WebsiteLicense: 1000565059

Expertise.com Rating

Review Sources

Google
4.8 (113)
Facebook
5.0 (16)

Why choose this provider?

Marlow Campbell Insurance Group has served families, individuals, and businesses in and around the Raleigh area since 1999. It offers various risk management solutions, including pet insurance, which helps pay for expenses incurred from veterinary care and unexpected treatments. Its agents, who have more than a century of experience combined, also furnish protection plans for homeowners, renters, auto, life, disability, and long-term care insurance. They are active members of the community who are involved with local chambers of commerce and nonprofit organizations.

  • Policy Bundle Discount

500 E Davie St Suite 140, Raleigh, NC 27601
WebsiteLicense: 1000700133

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Review Sources

Facebook
5.0 (23)

Why choose this provider?

Oak City Insurance offers cat and dog health insurance plans to pet owners in Raleigh. It helps clients become financially prepared for vet visits when their pets suffer from illness or accident. Its plans cover diagnosis and surgery, which often use technologies that increase hospital bills. In addition to pet plans, it offers personal and business policies for vehicles, employees, senior citizens, restaurants, contractors, and officers. The company works independently, allowing it to become well-informed about insurance products and guidelines from various providers.

  • Policy Bundle Discount

4801 Glenwood Ave Suite 200, Raleigh, NC 27612
WebsiteLicense: 1000694579
Website

Expertise.com Rating

Why choose this provider?

Raleigh Insurance Services caters to residents of Raleigh and nearby locations. The independent agency offers pet insurance policies from several carriers, covering clients' expenses for when their animal companions become ill or injured. The agency also offers other personal insurance policies such as auto, travel, and homeowners' insurance. It has partnerships with several national and regional insurance companies across the US, such as MetLife, Nationwide, and Progressive. This gives clients the benefit of competitive pricing and more coverage options.

  • Policy Bundle Discount

10405 Ligon Mill Road, Wake Forest, NC 27587
WebsiteLicense: 1000009111

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Review Sources

Google
4.9 (21)
Facebook
5.0 (8)

Why choose this provider?

Hartsfield and Nash Insurance Agency, Inc., has been catering to individuals, families, and businesses in the Raleigh metro and the surrounding areas since 1899. It helps clients protect their animals by offering pet insurance plans. These cover the veterinary care expenses in the event that the pet gets sick or injured. The firm's other insurance products include auto, condo, flood, health, life, and motorcycle insurance. It is a member of the Independent Insurance Agents of North Carolina and the Wake Forest Area Chamber of Commerce.

  • Policy Bundle Discount

6512 Six Forks Rd. Ste. 101, Raleigh, NC 27615
WebsiteLicense: 1000672026

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Review Sources

Google
4.9 (170)
Facebook
5.0 (18)

Why choose this provider?

Lawson Insurance Group serves individuals, families, and businesses in Raleigh and the nearby areas who are looking for pet insurance plans. The firm caters to dog and cat owners who want to take extra care of their furry family members, offering an array of options from its network of insurance carriers. Policies usually cover costs related to medical conditions, such as injuries, emergencies, and illnesses. Agency owner Ken Lawson has been in the insurance industry since 1988.

  • Policy Bundle Discount

4020 Barrett Drive, Suite 201, Raleigh, NC 27609
WebsiteLicense: 6580333

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Review Sources

Google
4.5 (4)

Why choose this provider?

Jackson Whaley Vreeland Agency, Inc., serves cat and dog owners in Raleigh. The agency provides Figo pet health insurance plans. Figo covers vet expenses, including diagnostic exams and prescriptions, related to the treatment of injuries and illnesses. Finding vets nearby and filing claims are easily done through Figo's Pet Cloud mobile app. The independent insurance agency also offers home, life, auto, and business insurance products. It has been in business since 1978. AmTrust, Markel, Foremost, and Progressive are some of the carriers it represents.

  • Accident Only

110 Flowers Crossroads Way, Ste 102, Clayton, NC 27527
WebsiteLicense: 1000453126

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Review Sources

Google
4.9 (258)
Facebook
4.8 (17)
Yelp
1.0 (2)

Why choose this provider?

Chad Richards is a State Farm insurance agent that has been serving clients in the Raleigh area since 2003. He offers pet insurance policies with Trupanion, covering the medical care expenses of dogs and cats. He also provides plans for automobiles, homes, rental properties, and personal articles. Life and health insurance options are also on offer. Chad is a second-generation agent and is an Ambassador Travel Qualifier. His agency opened a second location in Clayton in 2014.

  • Policy Bundle Discount

501 Eastowne Drive Suite 250, Chapel Hill, NC 27514
WebsiteLicense: 1000069230

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Review Sources

Google
4.3 (32)
Facebook
4.9 (30)

Why choose this provider?

Business Insurers of the Carolinas provides various coverage options that accommodate the needs of pet owners within the Raleigh area. For over two decades, its staff has been working with different organizations like Pet Care Affiliates and the Animal Behavior Clinic in providing veterinary treatments, grooming services, and daycare options. It also offers liability, bonding, and business control policies for veterinarians, pet store owners, and dog walkers. It has established partnerships with known providers such as Kemper, Safeco, Progressive, and Penn National Insurance.

  • Policy Bundle Discount

3130 Fairhill Drive Suite 106, Raleigh, NC 27612
WebsiteLicense: 1000072314

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Review Sources

Google
5.0 (136)
Facebook
4.9 (34)
Yelp
4.0 (6)

Why choose this provider?

Dan Thompson Agency is a family-owned and family-operated insurance business that serves households in Raleigh. It helps clients secure pet health care insurance for birds, cats, and dogs, covering accidents, hospitalization, and illnesses. In addition, its professionals assist in customizing policies to include coverage for exotic pets, chronic or hereditary conditions, and wellness exams. The agency has been in operation since 1992 and supports the local community through the Foundation of Hope and StepUp Ministry.

  • Policy Bundle Discount

820 Benson Rd., Garner, NC 27529
WebsiteLicense: 1000004433

Expertise.com Rating

Review Sources

Google
4.9 (90)
Facebook
5.0 (36)

Why choose this provider?

Jones Insurance Agency, Inc., has been serving Raleigh residents and business owners for more than 65 years. It offers a wide selection of personal protection plans, helping animal owners acquire pet insurance. The company processes illness and accident coverage to protect fur parents from monetary losses due to different types of veterinary expenses. It also provides home, condominium, classic car, flood, and wedding insurance. Jones Insurance Agency received the Keystone NC State Agency of the Year Award in 2021.

  • Accident Only

2308 Wake Forest Rd., Raleigh, NC 27608
WebsiteLicense: 1000497370

Expertise.com Rating

Review Sources

Google
4.9 (83)
Facebook
5.0 (27)
Yelp
3.7 (3)

Why choose this provider?

Based in Raleigh, Snotherly Insurance Agency has been serving clients in North Carolina communities since 1964. Its pet insurance policies cover different needs, including lab tests, prescriptions, hospitalization, wellness exams, and vaccinations. It also addresses hereditary conditions and chronic diseases of dogs and cats. The agency offers a range of other insurance products, from auto and life to general liability and workers' compensation. Snotherly Insurance Agency partners with various carriers, including Nationwide, Foremost, The Hartford, and Travelers. 

  • Policy Bundle Discount

6060 Six Forks Rd Suite A, Raleigh, NC 27609
WebsiteLicense: 1000666203

Expertise.com Rating

Review Sources

Google
4.8 (21)
Facebook
5.0 (8)

Why choose this provider?

A Jackie Dees Insurance Agency provides cat and dog policies in Raleigh. Some of its pet coverages include accidental injuries, routine and preventive procedures, and wellness care. Tests are also reimbursed, including urinalysis, fecalysis, blood, and parasite exams. Additionally, the agency offers insurance to veterinarians and care providers to protect their business in case pet incidents happen under their supervision. The company's independent agents analyze clients' situations and recommend insurance providers that fit their needs. Among its affiliations are Erie Insurance and Progressive.

  • Policy Bundle Discount

FAQs

  • What conditions/services are usually covered and what is excluded in pet insurance policies in Raleigh?

    In Raleigh, pet insurance policies typically cover illnesses, accidents, and injuries, as well as emergency care, chronic conditions, treatments, consultations, and diagnostics. Pre-existing conditions, cosmetic procedures such as tail docking, and preventative care such as vaccinations and spaying/neutering are typically not covered by pet insurance companies. Preventative care is typically provided as a separate insurance plan.

  • Will the pet insurance company in Raleigh pay your vet bills directly to the vet?

    No, pet insurance reimburses your veterinary bills. After the veterinary visit, you must submit the bill to the insurer as part of a claim. According to your policy, the insurer will then issue a check to reimburse a percentage of the vet bill. Some Raleigh insurers offer direct deposit for quicker payments. Because it is based on reimbursement, you do not have to worry about whether the veterinarian you are seeing is part of the insurer's network, as with human health insurance.

  • Can you cover multiple pets under one health insurance policy in Raleigh?

    Yes, you can have multiple pets covered under one policy. Some Raleigh pet insurance companies even provide multi-pet discounts. If you are covering multiple pets, make certain that the policy you purchase will cover all of your pets' unique needs. Different illnesses and health risks are associated with different breeds and species.

  • How young can you insure your pet in Raleigh?

    Most pet insurance companies accept pets as young as eight weeks old. When it comes to pet age limits, some Raleigh insurers set it at 14 years old, while others set it at 10 years old. Remember that most pet insurers do not cover pre-existing conditions. As a result, it is best to insure your pet early in life with a company that can provide coverage until the pet's senior years.

  • Will your pet insurance coverage in Raleigh take effect right after enrolling your pet?

    There is a waiting period before your Raleigh pet insurance coverage becomes active. Insurance companies typically require a 14 to 15-day waiting period. This means that if your pet is scheduled for surgery in a few days, your new pet insurance will not cover the procedure. However, the accident coverage portion of some policies has shorter waiting periods, as little as one day after enrollment. Some insurers may impose a longer waiting period before covering certain conditions, such as hip dysplasia.