Best Homeowners Insurance Agencies in Raleigh

Why These Homeowners Insurance Agencies?

Our goal is to connect people with the best local experts. We scored Raleigh Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 234 145 12

Our Selection Criteria:

  • 1. Reputation

    A history of delighted customers and outstanding service.

  • 2. Credibility

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Experience

    Masters of their craft, based on years of practical experience and education.

  • 4. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

ACF Insurance Services Inc

ACF Insurance Services Inc. is an insurance agency based in Raleigh, North Carolina. The company has more than 25 years of experience serving both homeowners and renters. Working with an array of insurance companies, ACF offers property insurance, liability coverage, and insurance for lost belongings. The agency also helps clients pay for temporary living situations if moving out is required during repairs. Additional protection options include flood coverage and pet liability coverage. Commercial and auto insurance services are also available.

4634 Capital Blvd
Raleigh, NC 27604


Advantage Insurance Advisors

Advantage Insurance Advisors is an insurance agency located in Wendell, North Carolina. Locally owned and operated, it provides clients in Raleigh and surrounding cities with competitive insurance premiums and customized plans. The company has access to multiple carriers. Its homeowners insurance policy covers the dwelling, other structures, contents, and loss of use. It also provides options to add coverage for personal items and liability in case someone is injured on the property.

3401 Wendell Blvd # 2A
Wendell, NC 27591


Barefoot Insurance Group

Barefoot Insurance Group is a home insurance agency based in Wake Forest, North Carolina. Founded by Doug Barefoot over 30 years ago, the company provides homeowners and renters with well-written insurance policies that pay to replace personal property that is damaged or destroyed in a natural disaster or fire. Special features that can be added to insurance packages include home replacement guarantees and replacement costs on the home's contents. Named-perils and all-risk policies are also available.

2014 S Main St Ste 606
Wake Forest, NC 27587


Brightway Insurance

Brightway, The Ganim Agency, located in Raleigh, North Carolina, leverages a portfolio of leading home insurance carriers to help local homeowners in the Raleigh-Durham area with their policy purchasing decisions. Its agents provide personalized advice for each client's situation based on risks and needs, home replacement value, and other important factors. A comparative analysis of available options by seasoned insurance professionals allows agents to make appropriate recommendations on home insurance coverage types for each client.

5561 McNeely Dr Ste 203
Raleigh, NC 27612


Brown Phillips Insurance

Brown Phillips Insurance is an independent insurance agency in Raleigh, North Carolina, that helps homeowners ascertain their home insurance needs and find proper coverage at competitive rates. Its relationships with well-established national insurance carriers let this agency guide homeowners toward needed coverage to protect their homes and personal property from theft, vandalism, fire, and other common perils. In addition, Brown Phillips Insurance offers renters, auto, DUI, commercial, and life insurance products.

4940 Windy Hill Dr Ste B
Raleigh, NC 27609



Capital Insurance Agency of Raleigh LLC provides homeowners insurance coverage to clients throughout the Raleigh metro area. It offers comprehensive coverage options that cover full structural repair and replacement costs, the loss of use of interior items such as furniture pieces or appliances, and equipment breakdowns. This company also sells a flood insurance policy add-on. Capital Insurance Agency of Raleigh LLC sells renter's insurance too, as well as auto and commercial insurance policies.

4104 Atlantic Ave Ste 142
Raleigh, NC 27604


Carolina Capital Insurance Group

Carolina Capital Insurance Group, a family-owned independent insurance agency based in Raleigh, North Carolina, has been serving the Triangle since 2003. The company works with multiple North Carolina insurance companies to provide affordable home insurance rates in Raleigh. Carolina Capital Insurance Group offers custom assessments of customers' home insurance needs. Customer service is available 24/7. Other policies offered by the firm include property, auto, life, health, and Medicare supplement insurance.

1009 Bullard Ct Ste 201
Raleigh, NC 27615


Carolina Insurance Group

Carolina Insurance Group, based in Garner, North Carolina, has been providing insurance protection for North Carolina homes since 2011. Homeowners insurance coverage can include property damage, bodily injury, and damage due to storms and other natural events. Carolina Insurance Group also offers separate policies to cover flood and earthquake damage, as well as auto, life, and business insurance. Its agents assess each client's home insurance needs and recommend a policy that's right for them.

125 Timber Dr Ste 105
Garner, NC 27529


Highsmith Insurance

Founded in 1975, Highsmith Insurance is a Marsh & McLennan Agency LLC company in Raleigh, North Carolina, with two other locations in Charleston, South Carolina, and Nashville, Tennessee. The firm offers home insurance from reputable insurance carriers like Travelers, Nationwide, and CNA Surety and helps owners of homes, condominiums, and coastal properties secure and maintain a home insurance plan that best fits their needs. Highsmith Insurance also provides auto, umbrella, boat, and commercial business insurance.

2301 Sugar Bush Rd Ste 600
Raleigh, NC 27612


RDU Insurance

Founded in 1997, RDU Insurance is a Raleigh, North Carolina-based independent agency providing comparative rates and consultation services for home insurance policies. Often, it helps clients to establish agreements that provide coverage for property damage, damaged personal items, and liability caused by injuries to guests on the property. Renters insurance is available, which allows individuals in lease agreements to protect their personal belongs. RDU Insurance deals with traditional homes and condominiums and is also experienced with flood insurance policies.

301A Grigsby Ave
Holly Springs, NC 27540


S J Adams Insurance, Inc.

S. J. Adams Inc. in Raleigh, North Carolina, is a local insurance agency that sells home insurance as well as other personal and commercial insurance products. Founded in 2006, the agency provides home insurance policies that protect homeowners against damage or destruction of any structures on premises and liability coverage, offering additional protection specifically against flood damage and for renters. S. J. Adams Insurance is a member of the Greater Raleigh Chamber of Commerce.

203 W Millbrook Rd Ste 105
Raleigh, NC 27609


Schramm, Tingen & Associates

Founded in 1997, Schramm, Tingen & Associates is an independent insurance agency located in Cary, North Carolina, and serving customers in the Raleigh, North Carolina, metro area and throughout the states of North and South Carolina. Its home insurance offerings include homeowners and renters insurance, and coverage for rental properties. Schramm, Tingen & Associates also provides auto, boat, life, and disability insurance. The agency works with a network of carriers, including Bankers, Progressive, and Travelers.

3434 Kildaire Farm Rd Ste 132
Cary, NC 27518


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