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Best Health Insurance Agencies in Raleigh

Laurels
2023
Laurels

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Amy Williams logo
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License Verified:

License: 6618388

North Carolina Department of Insurance

Amy Williams

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412 East Williams Street, Apex, NC 27502
  • Life Insurance

Business Description

Amy Williams is a health insurance agent serving clients in Raleigh. She has been working as a State Farm agent for over 19 years. In 2007, she opened her own State Farm agency in North Carolina. Amy and her team provide clients with health insurance premiums and help them find suitable coverage policies for their needs. She also offers other insurance products and financial services, including auto, home, life, and business policies, as well as home financing and refinancing.

License Verified:

License: 6618388

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (61)
Facebook
5.0 / 5 (34)
Yelp
3.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Capital Insurance & Financial Services, Inc. logo
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License Verified:

License: 1000006657

North Carolina Department of Insurance

Capital Insurance & Financial Services, Inc.

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3701 Lake Boone Trail, Raleigh, NC 27607
  • Individual Plans
  • Life Insurance

Business Description

With an office in Raleigh, Capital Insurance & Financial Services, Inc., is an independent insurance agency that provides insurance services to residents and businesses in the surrounding areas. It carries health insurance employee benefits like group health, group dental, group vision, disability insurance, group voluntary benefits, and long-term care insurance. Additionally, it provides healthcare coverage that does not go through an employer. Its professionals help clients learn more about individual health insurance before getting a plan.

License Verified:

License: 1000006657

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (33)
Google
4.4 / 5 (23)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Carolina Insurance Professionals logo
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License Verified:

License: 1000068954

North Carolina Department of Insurance

Carolina Insurance Professionals

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5540 Centerview Drive, Raleigh, NC 27606
  • Individual Plans

Business Description

Carolina Insurance Professionals is a full-service insurance firm that assists clients around Raleigh and its neighboring communities. Founded in 1999, its agents educate clients about an array of health insurance products and work with various insurance carriers to provide its individual, business, and commercial clients with an insurance package tailored to meet their needs. Furthermore, the agency helps clients understand their Medicare options and can arrange supplemental plans to cover inadequacies in their policies.

License Verified:

License: 1000068954

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (92)
Facebook
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Griffin Insurance Solutions logo

Griffin Insurance Solutions

8305 Six Forks Road, Raleigh, NC 27615
  • Individual Plans
  • Life Insurance
  • ACA Marketplace Plans
  • Medicare Advantage Plans

Business Description

Griffin Insurance Solutions is an independent insurance agency based in Raleigh. It specializes in health insurance solutions, and it offers a range of coverages, including Medicare Parts A and B, Medicare Supplement, and Medicare Part D plans. It also provides life insurance, as well as dental, hearing, and vision insurance. The family-owned business partners with 15 insurance providers, such as Blue Cross and Blue Shield of North Carolina, Humana, and Aetna, to give its clients a variety of options that will match their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jimmy Politis logo
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License Verified:

License: 8681975

North Carolina Department of Insurance

Jimmy Politis

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7500 Ramble Way, Raleigh, NC 27616
  • Life Insurance

Business Description

Jimmy Politis is an insurance agent at HealthMarkets Insurance Agency, Inc., who serves clients in Raleigh. He offers various healthcare, vision, long-term care, disability, Medicare supplements, and dental insurance plans. Politis also covers other types of insurance products for accidents, wellness products, critical illness and cancer, hospital confinement, and fixed indemnity plans. Jimmy works with several insurance companies, and serves several areas from its location in Cary, including Morrisville, Apex, Raleigh, Durham, and Chapel Hill.

License Verified:

License: 8681975

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (50)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Medicare Mentors logo
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License Verified:

License: 16827011

North Carolina Department of Insurance

Medicare Mentors

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4913 Professional Court, Raleigh, NC 27609
  • Individual Plans
  • Life Insurance

Business Description

Medicare Mentors is an independent agency that serves clients in and around Raleigh. It handles Medicare inpatient hospital care and outpatient medical coverages, as well as Medicare Advantage, Medicare Supplement, and Medicare prescription drug plans. It also offers dental, vision, hearing, cancer, stroke, and heart attack insurance policies. Furthermore, Medicare Mentors provides final expense life insurance options and financial planning services. Its agents, Dave and Michele Johnson, have been in the insurance industry since 2011.

License Verified:

License: 16827011

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (47)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
North Carolina Health Plans logo

License Verified:

License: 1000685519

North Carolina Department of Insurance

North Carolina Health Plans

4030 Wake Forest Road, Raleigh, NC 27609
  • Individual Plans

Business Description

North Carolina Health Plans is a company in Raleigh that offers health insurance plans to families and businesses. An independent insurance agency, it offers Medicare Part A, B, C, D, and Medigap and represents several insurance companies, including Aetna, Humana, Optimum HealthCare, and BlueCross BlueShield of North Carolina. Owner T. Bryan Pearson strives to build long-lasting relationships with his clients. North Carolina Health Plans also has offices in Asheville, Wilmington, Greensboro, and Charlotte.

License Verified:

License: 1000685519

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Osborne Insurance Services logo
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License Verified:

License: 1000391507

North Carolina Department of Insurance

Osborne Insurance Services

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4928 Windy Hill Drive, Raleigh, NC 27609
  • Individual Plans

Business Description

Raleigh-based and family-owned insurance agency Osborne Insurance Services has been serving clients since 1997. It specializes in assisting families and individuals in finding health insurance options best fit for their needs and capabilities. Its products are based on the Affordable Care Act, also known as Obamacare. Osborne Insurance Services also provide Medicare insurance options and represent AETNA-Insurance. The agency works with carriers Blue Cross, United Healthcare, Humana, and Blue Shield of North Carolina.

License Verified:

License: 1000391507

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (240)
Facebook
5.0 / 5 (20)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Seagroves Agency, Inc - Raleigh logo
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License Verified:

License: 1000414615

North Carolina Department of Insurance

Seagroves Agency, Inc - Raleigh

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6404 Falls of Neuse Road, Raleigh, NC 27615
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Seagroves Agency, Inc., is an insurance company with multiple office locations throughout Raleigh, Chapel Hill, Pittsboro, and Roanoke Rapids. This agency offers a wide range of personal and commercial insurance products. It provides various types of insurance policies, including individual and group life insurance, long-term care insurance, and disability insurance plans. It also offers mortgage protection insurance as well as second-to-die policies and key person insurance. Seagroves Agency holds insurance licenses in four states.

License Verified:

License: 1000414615

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (27)
Facebook
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Triangle Life and Health logo
Visit WebsiteWebsite

License Verified:

License: 1000466684

North Carolina Department of Insurance

Triangle Life and Health

Visit WebsiteWebsite
6512 Six Forks Road, Raleigh, NC 27615
  • Individual Plans
  • Life Insurance

Business Description

Triangle Life and Health is a health insurance company that provides services in Raleigh and its neighboring communities. Michael Cubell leads this team of independent investment brokers that specializes in different Medicare options. These include Medicare Advantage, Medicare Advantage Prescription Drug, and Medicare Supplement Insurance. Triangle Life and Health also recognizes how costs for funerals can take a toll on a family's financial resources and lends its expertise in final expense or burial insurance.

License Verified:

License: 1000466684

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wooten Agency logo
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Wooten Agency

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150 Iowa Lane, Cary, NC 27511
  • Individual Plans
  • Life Insurance

Business Description

Wooten Agency is an independent, family-owned insurance company that offers services to individuals, families, and businesses around the Raleigh metro. Founded by Ed Wooten in 1991, the company continues to provide Affordable Care Act Plans and Medicare products with various coverages, such as Medicare Advantage, Medicare hospital, medical, and prescription drugs plans, three generations later. It has a long-standing partnership with carrier companies like BlueCross BlueShield of North Carolina, Humana, Renaissance Dental, and Guarantee Trust Life.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (59)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.