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2024

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Best Local Car Insurance Agencies in Jacksonville

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Jacksonville Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

48

Reviewed

32

Curated

10

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
405 Western Boulevard, Jacksonville, NC 28546
  • Multiple Carriers

Why choose this provider?

Bailey and King Insurance provides risk management solutions from its Jacksonville location. Included in its line of products is auto insurance, which may reimburse losses in the event that the policyholder injures others. Its team of agents also creates protection plans that cover classic cars, RVs, motorcycles, and watercraft. They have access to policy options from numerous providers, including Liberty Mutual, National General, and Progressive. Bailey and King Insurance has been in service since 1965.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Website
99 Village Drive, Jacksonville, NC 28546
  • Multiple Carriers

Why choose this provider?

Tricorp Insurance Agency Inc. is an insurance provider that answers the many needs of individuals, families, and businesses in Jacksonville. Connecting with several financially sound and reputable insurance carriers, its associates are able to source a selection of quotes for various insurance types, including standard auto insurance. They take into account the drivers’ backgrounds, as well as their specific needs and priorities. Tricorp Insurance Agency Inc. also insures recreational vehicles, such as motorcycles, ATVs, travel trailers, motorhomes, and boats.

License Verified:

License: 1000007900

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (8)

Website
Jacksonville, NC
  • Home Insurance
  • Home & Auto Insurance

Why choose this provider?

RP Insurance offers auto insurance products and services to individuals in Jacksonville and nearby communities. It delivers personalized insurance policies suited to the clients' needs and preferences. The company's auto insurance programs protect individuals from financial losses resulting from unexpected events, such as theft and accidents. In addition, RP Insurance provides home, life, health, and commercial insurance services. Owner Jeff Robertson is a local of Onslow County who has been in the insurance industry for more than 11 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Website
827 Gum Branch Road, Jacksonville, NC 28540
  • Home & Auto Insurance

Why choose this provider?

SIA Group is a Jacksonville-based business that assists home and business owners in several areas, including insurance. It has a team of risk advisors that customizes a variety of protection plans, from car, boat, yacht, collectibles, and home to life insurance. They also offer risk management solutions to protect the assets of high-net-worth families. SIA Group has been providing insurance for more than 45 years. The Insurance Journal included it in the Top 100 Privately Held Property Casualty Agency list.

License Verified:

License: 56-1285959

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (179)
Facebook
5.0 / 5 (44)

Website
410 New Bridge Street, Jacksonville, NC 28540
  • RV & Motorhome
  • Motorcyle & ATV
  • Home Insurance

Why choose this provider?

Grand America Insurance is a car insurance agency that serves the Jacksonville area in Onslow County. The agency provides a variety of insurance policies for homes, autos, motorcycles, and RVs. They cater to the auto insurance needs of both residential and commercial entities. Its team of agents is dedicated to the safety and protection of its clients. The company also implements a "customer-comes-first" to ensure client satisfaction in every transaction.

License Verified:

License: 1000620501

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)

Website
116 Center Street, Jacksonville, NC 28546

Why choose this provider?

Compass Insurance Agency is a Jacksonville-based independent insurance company that has been operating since 1988. The business offers auto insurance that protects clients' vehicles against financial loss in case of accidents through property, liability, and medical coverage. The company's team of agents has discussions with customers regarding their insurance needs in order to provide them a personalized coverage plan. The agency also offers boat, RV, motorcycles, commercial, and home insurance.

License Verified:

License: 6594966

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (16)
Yelp
3.5 / 5 (2)

Website
1201 Hargett Street, Jacksonville, NC 28540
  • Home & Auto Insurance

Why choose this provider?

Advantage Insurance Agency is a multi-line insurance company serving clients in Jacksonville and the surrounding communities. The independent insurance agency provides adequate financial protection to car owners, drivers, and commercial operators through its auto insurance policies. Its agents represent multiple carriers and help clients choose the auto coverage that best suits their needs. They work with all types of drivers, including high-risk individuals, newly licensed and experienced drivers, drivers with DUI history, and multiple vehicle owners. The company has been serving clients since 1984.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (40)

Website
200 Valencia Drive, Jacksonville, NC 28546
  • Home & Auto Insurance

Why choose this provider?

Kolstad Insurance Services is a veteran-owned and veteran-operated car insurance agency based in Jacksonville. It provides quotes from various A-rated insurance carriers to help vehicle owners obtain the policy that fits their needs and make sure their claims are handled in a prompt manner. The local agency also offers re-quotes if clients' insurance rates go up or they are up for renewal. Business owner, Richard Kolstad, has been serving in the industry for more than five years and is licensed in six different states.

License Verified:

License: 1000568335

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)

Website
201 Wilmington Highway, Jacksonville, NC 28540
  • Multiple Carriers
  • RV & Motorhome
  • Boats

Why choose this provider?

Wright Insurance Agency, which is located in Jacksonville, offers a wide range of products such as auto insurance which includes collision, comprehensive, and liability coverage. Its team of agents can also furnish plans that include personal injury protection, which reimburses losses in cases of accidents regardless of who is at fault. Furthermore, the insurance professionals create policies for owners of motorcycles, recreational vehicles, and boats, and they also provide multi-vehicle plans. Wright Insurance Agency also has an office in Havelock.

License Verified:

License: 1000517633

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Website
785-1 West Corbett Avenue, Swansboro, NC 28584
  • Multiple Carriers
  • Boats

Why choose this provider?

The Sewell Insurance Agency is an insurance firm catering to clients in Jacksonville and nearby areas. It specializes in comprehensive car insurance. These can be inclusive of property coverage in case of theft or damage; liability coverage for legal responsibility to others due to bodily harm or property damage; and medical coverage for injuries, rehabilitation, and lost wages. The agency also offers a variety of policy services options, such as driver and vehicle addition to auto policy and ID card requests.

License Verified:

License: 1000077753

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (29)

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Why are car insurance rates set to increase later this year in Jacksonville?

    Jacksonville's impending car insurance rate increase stems from a statewide consensus between insurers and state regulators. This agreement dictates a consecutive 4.5% annual increment for the current and following years. The rate hikes are attributed to a surge in accidents and fatalities caused mainly by rampant speeding and impaired or distracted driving. These rate modifications aim to mitigate these issues and ensure that policyholders maintain adequate coverage.

  • How can drivers in Jacksonville save money on car insurance amidst the impending rate increase?

    To save on car insurance in Jacksonville, drivers should initiate discussions with local insurers and compare rates. Young drivers with good grades or those completing driving programs must inquire about eligible discounts. Additionally, individuals can consider linking monthly payments to a bank account, bundling auto and home/rental insurance, and enrolling in safe driving programs offered by their providers.

  • What are the consequences of driving without proof of insurance in Jacksonville?

    Driving without proof of insurance in Jacksonville is a Class 3 misdemeanor. Offenders may face up to 20 days of community punishment, probation, or jail time. Additionally, drivers may face a 30-day vehicle registration suspension if involved in an accident without insurance. To reinstate it, they must obtain insurance and pay a $50 restoration fee.

  • Do authorities in Jacksonville issue tickets for lack of insurance after a car accident, regardless of fault?

    In Jacksonville, it is common for law enforcement officers to issue tickets for the absence of insurance following a car accident, irrespective of fault. In cases where the vehicle remains operable, individuals may be restricted from driving it upon discovering their uninsured status, potentially incurring towing and impoundment expenses. Nevertheless, they can pursue a claim with the at-fault driver's insurance carrier, provided sufficient coverage exists.

  • When is gap insurance necessary for Jacksonville residents?

    Gap insurance proves to be a prudent choice for Jacksonville residents with car loans. This coverage acts as a financial safety net, bridging the gap between the insurance payout and the remaining loan balance in cases of total loss or theft. In essence, gap insurance safeguards against the burden of repaying a loan for a car one no longer possesses, ensuring vital financial security in unforeseen circumstances.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.