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Best Bankruptcy Attorneys in Jacksonville

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Jacksonville, NCJacksonville, NC

Clients looking for a bankruptcy attorney can connect with 24/7 Legal. The company has a database of over 20,000 professionals, allowing it to match clients with the right service provider regardless of their location. It connects clients with bankruptcy attorneys who represent both creditors and debtors in chapters 7 and 13 proceedings. These lawyers handle both transactional and litigation matters. 24/7 Legal maintains open communication with clients to ensure that they find the provider that fits their specific requirements.

Jacksonville, NCJacksonville, NC

(910) 886-1294

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

200 Valencia Drive, Jacksonville, NC 28546
Jacksonville, NC 28546
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Gillespie & Murphy, P.A., is a bankruptcy law firm that services Jacksonville and the surrounding areas. It was founded in September 1991. One of its lawyers, J. Allen Murphy, has been in the industry since 1985 and graduated magna cum laude from his law school. The firm caters to individuals who seek debt relief and assistance regarding creditor harassment. Its lawyers focus on bankruptcy chapter 7 and chapter 13. The firm's attorneys also handle debt solutions to businesses.

200 Valencia Drive, Jacksonville, NC 28546
Jacksonville, NC 28546

Website(910) 238-3569

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

34 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

222 New Bridge Street, Jacksonville, NC 28540
Jacksonville, NC 28540
  • Debt Settlement

Hurman R. Sims Attorney At Law has been serving families and individuals in Jacksonville for more than three decades. The firm focuses on bankruptcy law and aims to help its clients obtain relief from surmounting medical bills and unsecured debts. Sims can guide individuals through debt consolidation to reduce the interest rates of outstanding debts. He can also help those seeking to discharge outstanding balances by filing for chapter 7 bankruptcies.

222 New Bridge Street, Jacksonville, NC 28540
Jacksonville, NC 28540

Website(910) 478-4971

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

30 (Best)

Score Consistency:

Consistent (Best)

825 Gum Branch Road, Jacksonville, NC 28540
Jacksonville, NC 28540
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Service Member Debt Relief - Jacksonville helps individuals in and near the metro file for bankruptcy protection. The bankruptcy law firm assists its clients in determining whether they qualify for chapter 7 bankruptcy, providing the option to file under chapter 13 of the Bankruptcy Code in case they fail the qualifying test. Founding attorney Richard Cook is a board-certified specialist in consumer bankruptcy law who seeks to stop foreclosures and tax garnishments. Service Member Debt Relief focuses on providing assistance to military personnel.

825 Gum Branch Road, Jacksonville, NC 28540
Jacksonville, NC 28540

Website(910) 399-3458

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: Can anyone file bankruptcy?
A: Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.
Q: How bad is it to file bankruptcy twice?
A:

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Q: Can they take my car in Chapter 7 bankruptcy?
A: In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

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