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Best Mortgage Brokers in Greenville

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Greenville Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

502 W. Kings Street Suite 210, Greenville, NC 28086
WebsiteLicense: 58197 Rating

Review Sources

5.0 (8)
4.0 (4)

Why choose this provider?

Ben Ingle addresses the real estate needs of residents in Greenville. He helps families and individuals purchase different types of residential properties, such as detached condominiums, single- and multi-family homes, and manufactured houses. He provides mortgage assistance and offers various products, including USDA, FHA, and VA loans. The professional also assists clients in developing refinancing strategies. Ingle works as a branch manager at On Q Financial — a mortgage company that has joint ventures and national partnerships to enable clients to achieve their dream homeownership.

  • Refinance
  • New Construction

1702 E. Arlington Blvd, Suite C., Greenville, NC 27858
WebsiteLicense: 1909627 Rating

Review Sources

5.0 (6)

Why choose this provider?

Sabrina Foley, a local mortgage broker at Atlantic Bay Mortgage Group, assists clients in their homeownership journey in Grenville and the surrounding communities. She offers various loan programs for those buying a home for the first time, seasoned real estate investors, and those wishing to refinance an existing mortgage. She guides them every step of the way, from pre-qualification to closing. Atlantic Bay Mortgage Group has been selected as the 2022 Best Mortgage Companies to Work for by the National Mortgage News.

  • Refinance

502 B Red Banks Road, Greenville, NC 27858
WebsiteLicense: 85534 Rating

Review Sources

5.0 (5)
3.0 (2)
5.0 (1)

Why choose this provider?

Joseph Barrow is an AnnieMac Home Mortgage broker and branch manager serving Greenville. He works closely with clients throughout the mortgage process, whether it is for a home purchase or refinancing. His expertise includes Conventional, Jumbo, renovation, and government-backed loans such as FHA, VA, and USDA. Barrow has been in the mortgage business since 2003. In order to be an informed advocate for his clients, he continues to educate himself on current financial and mortgage industry trends, as well as state and federal regulatory requirements.

  • Refinance


  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.

    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.