Expertise.com

2024

Last updated:

Best Life Insurance Companies in Greenville

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Greenville Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4031Reviewed

2426Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1021 Red Banks Road, Greenville, NC 27858
  • Life Insurance
  • Health Insurance

Why choose this provider?

Modern Insurance Advisors is a family-owned and family-operated agency located in Greenville. It has been providing business and personal insurance to clients in the city and the surrounding areas since 2008. The agency offers different forms of coverage from various providers, including life insurance policies with term, universal, whole, variable, final expense, and long-term care and disability options. It also provides auto, homeowners', workers' compensation, general, professional, and cyber liability coverage. Modern Insurance Advisors is headed by Samuel Weatherly, a long-time Eastern North Carolina resident.

License Verified:

License: 7820210

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Website
104 East Victoria Court, Greenville, NC 27858
  • Life Insurance
  • Health Insurance
  • Long Term Care

Why choose this provider?

Hap Maxwell Insurance & Investment Services, Inc. is a Greenville-based insurance company that has been providing services in the area and its surrounding communities for over 35 years. It is owned by Hap Maxwell who has been in the insurance business since 1981 and was trained to work with individuals, business owners, and families. The company offers different life insurance policies such as whole life, term life, and universal life policy. It also offers health insurance and annuities.

License Verified:

License: 1000009068

North Carolina Department of Insurance

Website
1635 East Arlington Boulevard, Greenville, NC 27858
  • Life Insurance

Why choose this provider?

First State Insurance Advisors serves clients in Greenville and nearby cities, to cover them for life, auto, and home insurance. They are committed to helping individuals cover just about anything that is valuable to them. The team also provides commercial insurance services. It has numerous partner carriers and the team goes through available plans from each of them to propose to clients. The company is also an associate of other insurance networks like AMWins, Smart Choice, Big "I" Markets, and Ai insurance.

License Verified:

License: 1000704809

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Website
905 East Arlington Boulevard, Greenville, NC 27858
  • Life Insurance

Why choose this provider?

Cline Hall Agency, Inc., is an independent company that has been serving clients in the Greenville community since 1999. It offers different types of individual life insurance such as term, whole, and universal. Keyman life insurance is also available under business insurance to ensure the continuity of a policyholder's business. Its team also provides insurance products such as valuable possessions, excess liability, systems breakdown, and ocean marine. The agency's owner, Cline Hall, started his career in the industry as a bodily injury adjuster.

License Verified:

License: 1000006738

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (16)
Facebook
5.0 / 5 (16)

Website
3766 South Main Street, Farmville, NC 27828
  • Life Insurance

Why choose this provider?

Established in 1955, Pierce Insurance is an agency that serves individuals, families, and businesses in Greenville. It offers a range of life insurance options, including term, whole, and universal life insurance, as well as juvenile term and juvenile whole life insurance. Moreover, it creates policies for accident, cancer, and hospital indemnity insurance. The Pierce Insurance team also provides extensive services to employers, such as benefit consulting, supplemental insurance options, and a customized online resources portal.

Website
104 W Firetower Rd, Winterville, NC 28590
  • Life Insurance

Why choose this provider?

Walker & Associates is an independent insurance firm that serves Greenville and the surrounding areas. It offers life insurance solutions such as term life and whole life policies that help clients with final expenses, income replacement, mortgage protection, and college funding. The company also offers auto and home insurance policies and bundled policies depending on what clients need. Walker & Associates has been around for more than 30 years. Additionally, the company also protects business owners through commercial insurance solutions.

License Verified:

License: 1000146588

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (19)
Facebook
5.0 / 5 (9)

Website
703 Greenville Boulevard Southeast, Greenville, NC 27858
  • Life Insurance
  • Health Insurance

Why choose this provider?

Superior Insurance is an independent agency that provides life insurance products and services in the Greenville metro and nearby communities. It also assists families and individuals in purchasing other personal plans, such as homeowners', renters', condo, auto, motorcycle, and boat coverages. Superior Insurance also deals with business interruption, property, liability, and workers' compensation insurance. Owner Travis A. McCray has been in the insurance industry for more than 18 years. He was an Allstate insurance agent for six years.

License Verified:

License: 7942255

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (42)
Facebook
4.0 / 5 (15)
Yelp
3.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
513 Pollock Street, New Bern, NC 28562
  • Life Insurance
  • Health Insurance

Why choose this provider?

Greenville-based Robinson and Stith Insurance is a locally owned full-service insurance firm serving clients in the Eastern North Carolina area. It offers personal insurance such as life, disability, long-term care, homeowners', and automobile plans. The firm also provides policies for businesses, including not-for-profit operators, manufacturers, and retail businesses. Claims assistance is also available. Robinson and Stith Insurance has been in the industry since 1905. As an independent firm, it works with multiple carriers including National General, Hartford, and Progressive.

License Verified:

License: 16164904

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (3)

Website
110 East Arlington Boulevard, Greenville, NC 27858
  • Life Insurance

Why choose this provider?

Alexander Financial Services is an independent insurance agency that serves clients in Greenville. It offers life insurance policy options that include whole life insurance which ensures lifetime protection, and term life insurance which provides coverage at a fixed rate of payments for a limited period of time. It is also licensed to sell insurance products from Blue Cross and Blue Shield of North Carolina. Since its establishment in 2009, Alexander Financial Services has been helping clients with their insurance and retirement planning needs.

License Verified:

License: 1000069932

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Website
2424 Charles Boulevard, Greenville, NC 27858
  • Life Insurance

Why choose this provider?

The Gavigan Agency is an independent insurance company serving the Greenville metro and its surrounding areas. Its team of agents has over 25 years of combined experience creating customized life insurance plans that suit the needs of each client. They guide individuals, families, and businesses through the entire process of obtaining suitable policies and making their insurance claims. The company also handles other insurance lines and helps clients looking for comprehensive coverages in auto, business, and homeowners' insurance.

License Verified:

License: 1000411818

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (10)

Website
204 East Arlington Boulevard, Greenville, NC 27836
  • Life Insurance

Why choose this provider?

Weatherly Insurance Agency has been providing life and financial insurance solutions in Greenville since 2016. Its insurance professionals assist clients in selecting from term and permanent life policies based on their financial goals and circumstances. Moreover, the company's agents extend their personalized services to homeowners, rental properties, farms, and businesses. They also have available policy options for boats, motorcycles, and recreational vehicles. Furthermore, Weatherly Insurance Agency offers other insurance types, including flood and windstorm coverage.

License Verified:

License: 1000002368

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (175)
Google
4.0 / 5 (5)

Website
2508 North Herritage Street, Kinston, NC 28501
  • Life Insurance

Why choose this provider?

Jake A. Parrott Insurance Agency, Inc., is an insurance service provider based in Kinston. Serving clients throughout Greenville and the surrounding areas, the company provides a wide range of insurance policies for individuals and businesses. Its team of agents provides life insurance policies and assists clients in choosing the right coverage that will suit their needs and financial security goals. Jake A. Parrott Insurance Agency is an independently owned and operated business founded by Jacob Allen Parrott in 1937.

License Verified:

License: 641179

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Website
1604 East Fire Tower Road, Greenville, NC 27858
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Modlin Insurance Agency is an independent agency located in Greenville that serves throughout the State of North Carolina. It offers life insurance policies, including whole life, term life, and universal life coverage, to help secure funding for final expenses, college funding, and income replacement for beneficiaries. The business further provides insurance solutions such as auto, health, home, and commercial policies. Clients looking for specialty coverage can also choose from several policies, including classic car, airplane, motorsport, and mobile home insurance.

License Verified:

License: 6600645

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.0 / 5 (3)
Facebook
5.0 / 5 (2)

Website
150 East Arlington Boulevard, Greenville, NC 27858
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

L&S Insurance Agency is an independent life insurance company whose goal is to educate Greenville customers regarding the right insurance options for them based on their needs and situations. Its life insurance covers term, universal, and permanent life, as well as final expense and burial. The agency has a wide range of other insurance choices such as auto, condo, motorcycle, and pet insurance policies. Some of its carriers include The Hartford, Allstate, Travelers, and Foremost Insurance Group.

License Verified:

License: 1000708051

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Website
3105 Evans Street, Unit E, Greenville, NC 27834
  • Life Insurance
  • Multiple Carriers

Why choose this provider?

Alcock Insurance is a family-owned and family-operated company that delivers insurance solutions to families and individuals in the Greenville metro. It caters to clients seeking life insurance plans to protect them against financial losses caused by mortgage loans and unforeseen death. Moreover, the company's specialists help clients acquire other personal policies, including homeowners', renters', flood, umbrella, and auto insurance. They also create commercial coverages. Alcock Insurance is an independent company representing various carriers, such as Progressive, Travelers, and UPC Insurance.

License Verified:

License: 1000101292

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.0 / 5 (6)
Google
4.0 / 5 (5)
Yelp
5.0 / 5 (4)

Website
2621 Railroad Street, Winterville, NC 28590
  • Life Insurance
  • Health Insurance

Why choose this provider?

Winterville Insurance is an independent insurance agency that serves Greenville and the surrounding communities. It has been around for more than 59 years, providing life insurance solutions such as term life and whole life policies. The company also offers various insurance products such as auto, homeowners' and renters', health, and travel insurance. Umbrella insurance policies are also available for people looking to get additional coverage beyond traditional insurance policies. Its team of advisors has over 83 years of combined experience in the industry.

License Verified:

License: 1000002576

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (12)
Facebook
5.0 / 5 (6)

Website
705 West Fire Tower Road, Winterville, NC 28590
  • Life Insurance

Why choose this provider?

Jennifer Campbell is the owner of Campbell Insurance Agency, Inc., which serves the residents of Greenville and its nearby areas. She provides life, health, and home insurance. She also works with clients with concerns over their auto, property, and business insurance coverage. Her team consists of experienced professionals that commit to giving personalized plans to their clients. They accept night and weekend consultations on an appointment basis. Jennifer Campbell has been operating the agency for about 10 years.

License Verified:

License: 15463836

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Website
2755 Charles Boulevard, Greenville, NC 27858
  • Life Insurance
  • Health Insurance

Why choose this provider?

Stephen West Insurance has a location in Greenville that offers local clients a varied selection of personal and commercial insurance products. Its line of personal coverage plans includes life, health, automobile, and homeowners' insurance. In addition, the independent agency caters to businesses and business owners through insurance policies covering commercial and professional liability, workers' compensation, and commercial vehicles. One of the agency's insurance professionals, Wanda Waters, has been working in the insurance industry since 1976.

License Verified:

License: 1000005028

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (6)

Website
2115 Greenville Boulevard Southeast, Greenville, NC 27858
  • Life Insurance

Why choose this provider?

Challender Insurance Agency is an insurance company that serves clients in the Greenville area. It offers a range of life insurance products to help clients prepare for life-changing events and to secure their financial responsibilities to their families in the future. Its policies include term life, which gives limited time coverage, and universal, which is a more flexible option for policyholders. Challender Insurance Agency's office manager, Tina Wynn, has been in the industry since 2005.

License Verified:

License: 1000003213

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (15)
Facebook
5.0 / 5 (4)

FAQs

  • How does a Greenville beneficiary process a life insurance’s death benefits?

    A Greenville beneficiary may process a life insurance’s death benefits by submitting the claim form, the insurance contract, and the deceased’s death certificate. A lost policy certification must be filed if it has been lost. If the death occurred due to unusual or accidental means or within the contestable period, additional documentation is required, including medical records and police and autopsy reports. After receiving proof of loss, the company must pay the claim within 30 days.

  • When do Greenville life insurance policyholders need accelerated benefits?

    Accelerated benefits or living benefits are a life insurance provision for Greenville policyholders who need them once they have contracted a terminal disease, become a permanent nursing home resident, or require an organ transplant. Qualifying events differ between contracts, and the amount paid may be limited. An additional premium is needed for such benefits, and death benefits may be reduced.

  • What non-forfeiture benefits can Greenville life insurance policyholders have?

    Non-forfeiture benefits that Greenville life insurance policyholders can have are those they can obtain should a policy lapse because premiums were not paid, including reduced paid-up coverage, cash surrender, and extended term. Cash surrender is when the policyholder takes the policy’s cash value as a lump sum. The extended term option converts the policy into a term life insurance with a specific date. Its length depends on the policyholder’s age and the policy’s cash value.

  • How can a Greenville resident determine how much life insurance they need?

    A Greenville resident may determine how much life insurance they need by figuring out how much income or money their dependents will need once they pass away. The family or beneficiaries who receive this benefit will spend this cash at their discretion. The policyholder may seek the assistance of tools available on financial websites and insurance companies to decide the level of insurance they will get or ask for the help of insurance agents.

  • Can a Greenville resident use life insurance to pay their debts?

    A Greenville resident may use life insurance to pay outstanding debts such as credit cards, mortgages, and student, personal, and car loans. A policyholder who has such obligations must have a policy that has enough coverage to resolve the debts in full. For example, if they have a $3,500 car loan and a $250,000 mortgage loan, they will need a minimum of $253,500 in their policy plus an additional amount to cover any charges and interest.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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