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Best Homeowners Insurance Agencies in Greenville

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Able Tax and Insurance logo
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Able Tax and Insurance

408 W Arlington Blvd, Greenville, NC 27834
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  • Multiple Policy Types

Business Description

Able Tax and Insurance is an independent agency that has been providing clients in Greenville with insurance plans for more than 30 years. The insurance plans it provides include auto, home and rental, life, business, and general liability. Aside from insurance, it also provides tax services. The company's home insurance policy helps homeowners protect their property and other belongings from disasters or damages like fire, theft, and vandalism. Protection plans for flood and earthquake damages are also available separately.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Anchor Insurance Agencies logo
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Anchor Insurance Agencies

4052 South Memorial Drive, Winterville, NC 28590
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  • Multiple Policy Types

Business Description

Anchor Insurance Agencies is a family-owned and locally operated insurance agency in Greenville. The company writes homeowners insurance policies after shopping for the best coverages in the market that fit clients' budgets. Covered by homeowners' insurance are damage to the house itself or to the structures attached to it; loss of contents or personal belongings; additional living expenses if the home becomes temporarily unlivable; and liability risks. Anchor Insurance Agencies provides access to more than 15 insurance carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (125)
Challender Insurance Agency logo
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Challender Insurance Agency

2115 Greenville Blvd SE suite c, Greenville, NC 27858
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  • Multiple Policy Types

Business Description

Challender Insurance Agency works with Greenville homeowners to protect their homes and their personal property within it from damages. The homeowners' insurance covers structures in the property that are attached or detached. A personal property floater extends the protection to cover items not included in the standard policy. The agency has provisions for the clients' living expenses when the home is rendered uninhabitable. Challender Insurance Agency also secures clients when an injury occurs in their property with the personal liability and medical payments coverages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (15)
Facebook
5.0 / 5 (3)
Cline Hall Agency, Inc. logo
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Cline Hall Agency, Inc.

905 East Arlington Boulevard, Greenville, NC 27858
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  • Multiple Policy Types

Business Description

Cline Hall Agency, Inc. is an independent insurance agency in Greenville that helps residents find the right homeowners insurance for their needs. The agency's team of professional agents tailors a homeowners policy that addresses the risks to a client's property. Homeowners insurance can cover personal property, additional living expenses, personal liability, secondary homes, and off-premises theft. With more than 25 years of experience in the industry, Cline Hall Agency also provides business insurance and other personal insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (14)
Google
4.8 / 5 (13)
Merle Green - State Farm Insurance Agent logo
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Merle Green - State Farm Insurance Agent

2080 US Hwy 17 South, Williamston, NC 27892
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Merle Green State Farm Insurance Agent has been helping clients select insurance policies since 2008. This agency offers homeowners insurance, as well as a variety of other business and personal insurance products. Additionally, agent Merle Green sells mutual funds and annuities. This agency is available to work with clients five days a week with after hours appointments available upon request. Its team offers assistance for clients throughout the claims process and with policy changes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Stephen West Insurance Agency logo
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Stephen West Insurance Agency

2755 Charles Boulevard, Greenville, NC 27858
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

Stephen West Insurance Agency offers homeowners coverage for clients in Greenville. Its policies include damages to dwelling or personal belongings from select natural disasters and liability for claims of property damage or injuries to others. The agency also counsels clients on factors that affect their chosen policy, including the scope of its coverage, the cost of rebuilding a house or replacing items, possible additional living expenses, and the current age and conditions of the property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (4)
Weatherly Insurance Agency logo
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Weatherly Insurance Agency

204 East Arlington Boulevard, Greenville, NC 27836
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Weatherly Insurance Agency services residents around Greenville that seek financial protection against costs related to damaged or destroyed properties. The firm works to ensure that clients secure coverage for dwellings and possessions impacted by fires, weather, vandalism, or theft. Weatherly Insurance Agency also helps homeowners obtain coverage for costs associated with property repairs and lawsuits involving injured guests. The agency has been in the insurance sector since 1984 and currently has five locations across North Carolina.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (5)
Winterville Insurance logo
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Winterville Insurance

2621 Railroad Street, Winterville, NC 28590
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  • Multiple Policy Types

Business Description

Winterville Insurance has been helping clients address their insurance needs in Greenville and Winterville since 1962. The insurance agency offers a wide range of commercial and personal insurance policies, including homeowners' insurance. Its home insurance policy helps to financially protect its clients if they experience property losses caused by fire, vandalism, or theft. Additionally, the policy also covers any liabilities the clients may have if someone is injured within their properties.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (12)
Facebook
5.0 / 5 (5)
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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